{"id":12623,"date":"2026-10-12T08:01:00","date_gmt":"2026-10-12T08:01:00","guid":{"rendered":"https:\/\/iocharts.io\/blog\/?p=12623"},"modified":"2026-10-12T07:30:25","modified_gmt":"2026-10-12T07:30:25","slug":"autobefektetes-mitosz-vagy-valosag-i-resz","status":"publish","type":"post","link":"https:\/\/iocharts.io\/blog\/autobefektetes-mitosz-vagy-valosag-i-resz\/","title":{"rendered":"Aut\u00f3befektet\u00e9s: m\u00edtosz vagy val\u00f3s\u00e1g? I. r\u00e9sz","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Aut\u00f3befektet\u00e9s: m\u00edtosz vagy val\u00f3s\u00e1g? Minden \u00e9vben rengeteg h\u00edr jelenik meg az aut\u00f3befektet\u00e9s t\u00e9mak\u00f6r\u00e9ben, p\u00e9ld\u00e1ul: \u201c<strong>egy hatvanas \u00e9vekbeli Ferrari 38.5 milli\u00f3 USD-\u00e9rt kelt el<\/strong>\u201d vagy \u201c<strong>egy harminc\u00e9ves F50 \u00e1ra n\u00e9h\u00e1ny \u00e9v alatt megsokszoroz\u00f3dik<\/strong>\u201d, esetleg \u201ca h\u00edres gy\u0171jt\u0151k gar\u00e1zsai m\u00fazeumokkal vetekszenek\u201d, \u00e9s \u00edgy tov\u00e1bb.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-embed aligncenter is-type-wp-embed is-provider-io-charts wp-block-embed-io-charts\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"Np1St0ng1e\"><a href=\"https:\/\/iocharts.io\/blog\/elektromos-auto-reszvenyek\/\">Elektromos aut\u00f3 r\u00e9szv\u00e9nyek 2026: BYD, Tesla \u00e9s az EV piac<\/a><\/blockquote><iframe class=\"wp-embedded-content lazyload\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"\u201cElektromos aut\u00f3 r\u00e9szv\u00e9nyek 2026: BYD, Tesla \u00e9s az EV piac\u201d \u2014 iO Charts\" data-src=\"https:\/\/iocharts.io\/blog\/elektromos-auto-reszvenyek\/embed\/#?secret=jNw3lBSRfv#?secret=Np1St0ng1e\" data-secret=\"Np1St0ng1e\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" data-load-mode=\"1\"><\/iframe>\n<\/div><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Az ilyen t\u00f6rt\u00e9netek cs\u00e1b\u00edt\u00f3nak hangzanak: az aut\u00f3, amit am\u00fagy is szeretn\u00e9l megv\u00e1s\u00e1rolni, k\u00f6zben gyarap\u00edtja a vagyonod, \u00e9s m\u00e9g vezetheted is. <strong>A k\u00e9p azonban a t\u00fal\u00e9l\u00e9si torz\u00edt\u00e1s szab\u00e1lyain alapszik:<\/strong> a rekordok eljutnak a h\u00edrekig, a csendben, vesztes\u00e9ggel eladott sportkup\u00e9k \u00e9s a gar\u00e1zsban rozsd\u00e1sod\u00f3 \u201ebefektet\u00e9sek\u201d pedig nem; mik\u00f6zben egy \u00e1tlagos \u00faj aut\u00f3 \u00f6t \u00e9v alatt az \u00e1ra nagyj\u00e1b\u00f3l 40 sz\u00e1zal\u00e9k\u00e1t elveszti.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"576\" data-src=\"https:\/\/iocharts.io\/blog\/wp-content\/uploads\/Investing-in-cars-002-1024x576.jpg\" alt=\" az aut\u00f3befektet\u00e9s legt\u00f6bbsz\u00f6r sikertelen \u00e9s csak k\u00f6lts\u00e9get termel\" class=\"wp-image-12633 lazyload\" data-srcset=\"https:\/\/iocharts.io\/blog\/wp-content\/uploads\/Investing-in-cars-002-1024x576.jpg 1024w, https:\/\/iocharts.io\/blog\/wp-content\/uploads\/Investing-in-cars-002-414x233.jpg 414w, https:\/\/iocharts.io\/blog\/wp-content\/uploads\/Investing-in-cars-002-768x432.jpg 768w, https:\/\/iocharts.io\/blog\/wp-content\/uploads\/Investing-in-cars-002-scaled.jpg 1110w\" data-sizes=\"(max-width: 1024px) 100vw, 1024px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/576;\" \/><figcaption class=\"wp-element-caption\">forr\u00e1s: ChatGPT, az aut\u00f3befektet\u00e9s legt\u00f6bbsz\u00f6r sikertelen \u00e9s csak k\u00f6lts\u00e9get termel<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Ez a cikk ez\u00e9rt nem azt pr\u00f3b\u00e1lja meg felt\u00e1rni, lehet-e aut\u00f3n p\u00e9nzt keresni: lehet. <strong>Azt a k\u00e9rd\u00e9st feszegeti, hogy egy \u00e1tlagos befektet\u0151, n\u00e9h\u00e1ny milli\u00f3 vagy n\u00e9h\u00e1ny t\u00edzmilli\u00f3 forinttal, saj\u00e1t gy\u0171jtem\u00e9ny \u00e9s szakszerviz-kapcsolatok n\u00e9lk\u00fcl, a k\u00f6lts\u00e9gek levon\u00e1sa ut\u00e1n is meg tudja-e ism\u00e9telni azt, amit a toplist\u00e1k mutatnak.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A v\u00e1laszhoz v\u00e9gign\u00e9zz\u00fck, mit mondanak az adatok az \u00e9rt\u00e9kcs\u00f6kken\u00e9sr\u0151l, a ritkas\u00e1gr\u00f3l, a k\u00f6lts\u00e9gekr\u0151l \u00e9s a rajong\u00f3i keresletr\u0151l, mennyibe ker\u00fcl val\u00f3j\u00e1ban egy gy\u0171jt\u0151i aut\u00f3 tart\u00e1sa, \u00e9s hol van az a pont, ahol egy t\u00edpus \u00e1ra megfordulhat.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><a href=\"https:\/\/lightyear.com\/en-eu\/profile\/jozsef491\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" width=\"1024\" height=\"256\" data-src=\"https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Lightyear-blue-white-1024x256.jpg.webp\" alt=\"Lightyear TBSZ transzfer\" class=\"wp-image-9688 lazyload\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/256;width:1140px;height:auto\" data-srcset=\"https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Lightyear-blue-white-1024x256.jpg.webp 1024w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Lightyear-blue-white-414x104.jpg.webp 414w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Lightyear-blue-white-768x192.jpg.webp 768w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Lightyear-blue-white-scaled.jpg.webp 1110w\" data-sizes=\"(max-width: 1024px) 100vw, 1024px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Aut\u00f3befektet\u00e9s: nagy nevek, aukci\u00f3k, rekordok<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A lenti t\u00e1bl\u00e1zatban a legeket l\u00e1thatod, az aut\u00f3 mint befektet\u00e9s t\u00e9m\u00e1ban enn\u00e9l nincsen feljebb. <strong>Az 1955-\u00f6s Mercedes-Benz 300 SLR abszol\u00fat rekord a maga 135 milli\u00f3 EUR-s \u00e1r\u00e1val,<\/strong> de ezek kir\u00edv\u00f3an magas elad\u00e1si \u00e1rak. \u00c9rdemes azonban azt tudni, hogy nagyj\u00e1b\u00f3l mire l\u0151nek a k\u0151gazdag gy\u0171jt\u0151k, mint mondjuk Jay Leno.<\/p>\n\n\n\n\n<style>\n.io-records{width:100%;max-width:100%;margin:1.75em 0 2em;box-sizing:border-box;font-size:.95em}\n.io-records *{box-sizing:border-box}\n.io-records table{width:100%;border-collapse:separate;border-spacing:0;margin:0;border:1px solid #dfe5ec;border-radius:8px;overflow:hidden;table-layout:auto}\n.io-records thead th{background:#1b3a5f;color:#fff;font-weight:600;text-align:left;padding:12px 14px;border:0;border-bottom:3px solid #e2662c;font-size:.88em;letter-spacing:.02em;text-transform:uppercase;white-space:nowrap}\n.io-records td{padding:12px 14px;border:0;border-top:1px solid #e8edf2;vertical-align:middle;line-height:1.45;color:#2b3440}\n.io-records tbody tr:first-child td{border-top:0}\n.io-records tbody tr:nth-child(even) td{background:#f5f8fb}\n.io-records tbody tr:hover td{background:#fdf1ea}\n.io-records .io-rank{width:1%;text-align:center}\n.io-records .io-rank span{display:inline-flex;align-items:center;justify-content:center;width:30px;height:30px;border-radius:50%;background:#e8edf2;color:#1b3a5f;font-weight:700;font-size:.9em}\n.io-records tr.io-top .io-rank span{background:#e2662c;color:#fff}\n.io-records .io-car{font-weight:600;color:#1b3a5f}\n.io-records .io-price{font-variant-numeric:tabular-nums;font-weight:700;white-space:nowrap;color:#1b3a5f}\n.io-records .io-price small{display:block;font-weight:400;color:#6b7785;font-size:.82em}\n.io-records .io-note{color:#5a6573;font-size:.92em}\n.io-records tr.io-charity td{opacity:.7}\n.io-records .io-tag{display:inline-block;margin-left:6px;padding:1px 7px;border-radius:10px;background:#fdf1ea;color:#e2662c;font-size:.75em;font-weight:600;vertical-align:middle}\n.io-records .io-caption{margin:.75em 0 0;font-size:.82em;line-height:1.5;color:#6b7785}\n@media (max-width:640px){\n .io-records table{border:0;border-radius:0}\n .io-records thead{display:none}\n .io-records tbody tr{display:block;margin:0 0 12px;border:1px solid #dfe5ec;border-left:4px solid #1b3a5f;border-radius:8px;overflow:hidden;background:#fff}\n .io-records tbody tr.io-top{border-left-color:#e2662c}\n .io-records tbody tr:nth-child(even) td,.io-records tbody tr:hover td{background:transparent}\n .io-records td{display:flex;justify-content:space-between;align-items:baseline;gap:14px;padding:8px 14px;border-top:1px solid #eef2f6;text-align:right}\n .io-records td::before{content:attr(data-label);flex:0 0 auto;font-weight:600;font-size:.82em;color:#1b3a5f;text-align:left;text-transform:uppercase;letter-spacing:.02em}\n .io-records td.io-rank{justify-content:flex-start;width:auto;background:#f5f8fb !important;border-top:0}\n .io-records td.io-rank::before{content:none}\n .io-records .io-price small{display:inline;margin-left:4px}\n}\n<\/style>\n<div class=\"io-records\">\n<table>\n<thead><tr><th>#<\/th><th>Aut\u00f3<\/th><th>Le\u00fct\u00e9si \u00e1r<\/th><th>Aukci\u00f3<\/th><th>Megjegyz\u00e9s<\/th><\/tr><\/thead>\n<tbody>\n<tr class=\"io-top\"><td class=\"io-rank\"><span>1<\/span><\/td><td class=\"io-car\" data-label=\"Aut\u00f3\">1955 Mercedes-Benz 300 SLR Uhlenhaut Coup\u00e9<\/td><td class=\"io-price\" data-label=\"\u00c1r\">135 milli\u00f3 EUR<small>kb. 143 milli\u00f3 USD<\/small><\/td><td data-label=\"Aukci\u00f3\">RM Sotheby&#8217;s, Stuttgart, 2022<\/td><td class=\"io-note\" data-label=\"Megjegyz\u00e9s\">Abszol\u00fat vil\u00e1grekord, a Mercedes-Benz M\u00fazeum adta el<\/td><\/tr>\n<tr class=\"io-top\"><td class=\"io-rank\"><span>2<\/span><\/td><td class=\"io-car\" data-label=\"Aut\u00f3\">1954 Mercedes-Benz W196R Streamliner<\/td><td class=\"io-price\" data-label=\"\u00c1r\">51.2 milli\u00f3 EUR<small>kb. 53.9 milli\u00f3 USD<\/small><\/td><td data-label=\"Aukci\u00f3\">RM Sotheby&#8217;s, Stuttgart, 2025<\/td><td class=\"io-note\" data-label=\"Megjegyz\u00e9s\">A legdr\u00e1g\u00e1bb Forma\u20131-es aut\u00f3<\/td><\/tr>\n<tr class=\"io-top\"><td class=\"io-rank\"><span>3<\/span><\/td><td class=\"io-car\" data-label=\"Aut\u00f3\">1962 Ferrari 330 LM \/ 250 GTO<\/td><td class=\"io-price\" data-label=\"\u00c1r\">51.7 milli\u00f3 USD<\/td><td data-label=\"Aukci\u00f3\">RM Sotheby&#8217;s, New York, 2023<\/td><td class=\"io-note\" data-label=\"Megjegyz\u00e9s\">Ferrari m\u00e1rkarekord<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>4<\/span><\/td><td class=\"io-car\" data-label=\"Aut\u00f3\">1962 Ferrari 250 GTO<\/td><td class=\"io-price\" data-label=\"\u00c1r\">48.4 milli\u00f3 USD<\/td><td data-label=\"Aukci\u00f3\">RM Sotheby&#8217;s, Monterey, 2018<\/td><td class=\"io-note\" data-label=\"Megjegyz\u00e9s\">2022-ig ez volt a vil\u00e1grekord<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>5<\/span><\/td><td class=\"io-car\" data-label=\"Aut\u00f3\">1964 Shelby Cobra Daytona Coupe<\/td><td class=\"io-price\" data-label=\"\u00c1r\">42.9 milli\u00f3 USD<\/td><td data-label=\"Aukci\u00f3\">Gooding Christie&#8217;s, Pebble Beach, 2026<\/td><td class=\"io-note\" data-label=\"Megjegyz\u00e9s\">A legdr\u00e1g\u00e1bb amerikai aut\u00f3, Carroll Shelby saj\u00e1t p\u00e9ld\u00e1nya<\/td><\/tr>\n<tr class=\"io-charity\"><td class=\"io-rank\"><span>6<\/span><\/td><td class=\"io-car\" data-label=\"Aut\u00f3\">2026 Ferrari Luce \u201eTailor Made\u201d<span class=\"io-tag\">j\u00f3t\u00e9konys\u00e1gi<\/span><\/td><td class=\"io-price\" data-label=\"\u00c1r\">40 milli\u00f3 USD<\/td><td data-label=\"Aukci\u00f3\">RM Sotheby&#8217;s, Monterey, 2026<\/td><td class=\"io-note\" data-label=\"Megjegyz\u00e9s\">A legdr\u00e1g\u00e1bb \u00faj aut\u00f3, nem piaci \u00e1r<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>7<\/span><\/td><td class=\"io-car\" data-label=\"Aut\u00f3\">1962 Ferrari 250 GTO \u201eBianco Speciale\u201d<\/td><td class=\"io-price\" data-label=\"\u00c1r\">38.5 milli\u00f3 USD<\/td><td data-label=\"Aukci\u00f3\">Mecum, Kissimmee, 2026<\/td><td class=\"io-note\" data-label=\"Megjegyz\u00e9s\">Az egyetlen feh\u00e9r 250 GTO<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>8<\/span><\/td><td class=\"io-car\" data-label=\"Aut\u00f3\">1962 Ferrari 250 GTO<\/td><td class=\"io-price\" data-label=\"\u00c1r\">38.1 milli\u00f3 USD<\/td><td data-label=\"Aukci\u00f3\">Bonhams, Carmel, 2014<\/td><td class=\"io-note\" data-label=\"Megjegyz\u00e9s\">A 250 GTO-k uralj\u00e1k a toplist\u00e1t<\/td><\/tr>\n<\/tbody>\n<\/table>\n<p class=\"io-caption\">A valaha nyilv\u00e1nos aukci\u00f3n eladott legdr\u00e1g\u00e1bb aut\u00f3k, nomin\u00e1lis \u00e9rt\u00e9ken, vev\u0151i jutal\u00e9kkal egy\u00fctt. A mag\u00e1n\u00faton eladott aut\u00f3k nem szerepelnek a list\u00e1n. Forr\u00e1s: classic-car-auctions.info, Wikipedia, 2026. okt\u00f3ber. Nem befektet\u00e9si tan\u00e1cs.<\/p>\n<\/div>\n\n\n\n\n<p class=\"wp-block-paragraph\">A rekordlist\u00e1n\u00e1l is besz\u00e9desebb egy Ferrari-modell \u00e1remelked\u00e9se, amely nem szerepel a fenti \u00f6ssze\u00e1ll\u00edt\u00e1sban, <strong>ez a limit\u00e1lt sz\u00e9ri\u00e1s Ferrari Enzo F60, amib\u0151l csak 400 darab k\u00e9sz\u00fclt.<\/strong> Aukci\u00f3s \u00e1ra 2026 elej\u00e9n nagyj\u00e1b\u00f3l megh\u00e1romszoroz\u00f3dott, k\u00f6zel 18 milli\u00f3 USD-s modellrekordig, \u00e9s ugyanebben az \u00e9vben az F50 (14.6 milli\u00f3 USD) \u00e9s a 288 GTO (9.1 milli\u00f3 EUR) is modellrekordot d\u00f6nt\u00f6tt. <strong>Ez nem \u201ea klasszikus aut\u00f3k\u201d piaca, hanem n\u00e9h\u00e1ny sz\u00e1z darabos hiperaut\u00f3k\u00e9, ahol a vev\u0151k milli\u00e1rdosok.<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"540\" data-src=\"https:\/\/iocharts.io\/blog\/wp-content\/uploads\/Ferrari-Enzo-F60-1024x540.webp\" alt=\"az aut\u00f3befektet\u00e9s egyik szent gr\u00e1lja, a Ferrari Enzo F60\" class=\"wp-image-12635 lazyload\" data-srcset=\"https:\/\/iocharts.io\/blog\/wp-content\/uploads\/Ferrari-Enzo-F60-1024x540.webp 1024w, https:\/\/iocharts.io\/blog\/wp-content\/uploads\/Ferrari-Enzo-F60-414x219.webp 414w, https:\/\/iocharts.io\/blog\/wp-content\/uploads\/Ferrari-Enzo-F60-767x405.webp 767w, https:\/\/iocharts.io\/blog\/wp-content\/uploads\/Ferrari-Enzo-F60-scaled.webp 1110w\" data-sizes=\"(max-width: 1024px) 100vw, 1024px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/540;\" \/><figcaption class=\"wp-element-caption\">forr\u00e1s: <a href=\"https:\/\/luxurypulse.com\/sales\/show\/5517-ferrari-enzo\" target=\"_blank\" rel=\"noreferrer noopener\">Luxury Pulse<\/a>, az aut\u00f3befektet\u00e9s egyik szent gr\u00e1lja, a Ferrari Enzo F60<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">A h\u00edres gy\u0171jt\u0151k (Jay Leno, Ralph Lauren, Jerry Seinfeld) t\u00f6rt\u00e9nete hasonl\u00f3 tanuls\u00e1got hordoz: nekik az aut\u00f3 szenved\u00e9ly \u00e9s st\u00e1tusz, a t\u0151k\u00e9j\u00fck eleny\u00e9sz\u0151 r\u00e9sze, r\u00e1ad\u00e1sul a kollekci\u00f3jukban rengeteg aut\u00f3 megtal\u00e1lhat\u00f3, \u00edgy tulajdonk\u00e9ppen diverzifik\u00e1ci\u00f3t is megval\u00f3s\u00edtanak azzal, ha egy \u00fajabb darabot v\u00e1s\u00e1rolnak. Egy rossz v\u00e9tel nem d\u00f6nti be a vagyonukat, egy \u00e1tlagembern\u00e9l viszont a megtakar\u00edt\u00e1s jelent\u0151s h\u00e1nyada lehet g\u00e9pj\u00e1rm\u0171ben.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><a href=\"https:\/\/ibkr.com\/referral\/balintzsolt366\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" width=\"1024\" height=\"256\" data-src=\"https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/IBKR-banner-bonusz-200-usd-1024x256.jpg.webp\" alt=\"\" class=\"wp-image-9668 lazyload\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/256;width:1140px;height:auto\" data-srcset=\"https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/IBKR-banner-bonusz-200-usd-1024x256.jpg.webp 1024w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/IBKR-banner-bonusz-200-usd-414x104.jpg.webp 414w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/IBKR-banner-bonusz-200-usd-768x192.jpg.webp 768w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/IBKR-banner-bonusz-200-usd-scaled.jpg.webp 1110w\" data-sizes=\"(max-width: 1024px) 100vw, 1024px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Aut\u00f3befektet\u00e9s: hol keress adatokat?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A g\u00e9pj\u00e1rm\u0171vek \u00e1tlagos \u00e1r\u00e1t \u00e9s a sz\u00f3r\u00e1st meglehet\u0151sen neh\u00e9z kisz\u00e1molni, mert viszonylag kev\u00e9s struktur\u00e1lt adat \u00e1ll rendelkez\u00e9sre.<\/strong> Igaz, ez az AI kor\u00e1ban m\u00e1r nem akkora feladat, hiszen a legt\u00f6bb aut\u00f3s port\u00e1l adatai beh\u00fazhat\u00f3k a mesters\u00e9ges intelligencia seg\u00edts\u00e9g\u00e9vel, \u00e9s \u00edgy v\u00e9g\u00fcl is \u00e9p\u00edthetsz bel\u0151l\u00fck adatb\u00e1zist. J\u00f3 p\u00e9lda erre a mobile.de, az AutoScout24 vagy a <a href=\"http:\/\/hasznaltauto.hu\">hasznaltauto.hu<\/a>, ahol a nagysz\u00e9ri\u00e1s aut\u00f3kat tal\u00e1lhatod meg. A limit\u00e1lt sz\u00e9ri\u00e1s, veter\u00e1naut\u00f3s, kis darabsz\u00e1m\u00fa j\u00e1rm\u0171vek adatait els\u0151sorban aukci\u00f3s h\u00e1zak adataib\u00f3l kell \u00f6sszeraknod, ami kem\u00e9nyebb di\u00f3, plusz az igaz\u00e1n dr\u00e1ga j\u00e1rm\u0171vek \u00e1raiban hatalmas sz\u00f3r\u00e1s lehet az alacsony darabsz\u00e1m miatt. De a Bring a Trailer, a Collecting Cars vagy a Classic Valuer adhat t\u00e1mpontot. <strong>A legismertebb forr\u00e1s tal\u00e1n a Hagerty, viszont ez f\u0151leg amerikai adatokat tartalmaz, de van brit verzi\u00f3ja is.<\/strong><\/p>\n\n\n\n\n<style>\n.io-records{width:100%;max-width:100%;margin:1.75em 0 2em;box-sizing:border-box;font-size:.95em}\n.io-records *{box-sizing:border-box}\n.io-records table{width:100%;border-collapse:separate;border-spacing:0;margin:0;border:1px solid #dfe5ec;border-radius:8px;overflow:hidden;table-layout:auto}\n.io-records thead th{background:#1b3a5f;color:#fff;font-weight:600;text-align:left;padding:12px 14px;border:0;border-bottom:3px solid #e2662c;font-size:.88em;letter-spacing:.02em;text-transform:uppercase;white-space:nowrap}\n.io-records td{padding:12px 14px;border:0;border-top:1px solid #e8edf2;vertical-align:middle;line-height:1.45;color:#2b3440}\n.io-records tbody tr:first-child td{border-top:0}\n.io-records tbody tr:nth-child(even) td{background:#f5f8fb}\n.io-records tbody tr:hover td{background:#fdf1ea}\n.io-records .io-rank{width:1%;text-align:center}\n.io-records .io-rank span{display:inline-flex;align-items:center;justify-content:center;width:30px;height:30px;border-radius:50%;background:#e8edf2;color:#1b3a5f;font-weight:700;font-size:.9em}\n.io-records tr.io-top .io-rank span{background:#e2662c;color:#fff}\n.io-records .io-car{font-weight:600;color:#1b3a5f}\n.io-records .io-car a{color:#1b3a5f;text-decoration:none;border-bottom:1px solid #e2662c}\n.io-records .io-car a:hover{color:#e2662c}\n.io-records .io-price{font-variant-numeric:tabular-nums;font-weight:700;white-space:nowrap;color:#1b3a5f}\n.io-records .io-price small{display:block;font-weight:400;color:#6b7785;font-size:.82em}\n.io-records .io-note{color:#5a6573;font-size:.92em}\n.io-records tr.io-charity td{opacity:.7}\n.io-records .io-tag{display:inline-block;margin-left:6px;padding:1px 7px;border-radius:10px;background:#fdf1ea;color:#e2662c;font-size:.75em;font-weight:600;vertical-align:middle}\n.io-records .io-caption{margin:.75em 0 0;font-size:.82em;line-height:1.5;color:#6b7785}\n@media (max-width:640px){\n .io-records table{border:0;border-radius:0}\n .io-records thead{display:none}\n .io-records tbody tr{display:block;margin:0 0 12px;border:1px solid #dfe5ec;border-left:4px solid #1b3a5f;border-radius:8px;overflow:hidden;background:#fff}\n .io-records tbody tr.io-top{border-left-color:#e2662c}\n .io-records tbody tr:nth-child(even) td,.io-records tbody tr:hover td{background:transparent}\n .io-records td{display:flex;justify-content:space-between;align-items:baseline;gap:14px;padding:8px 14px;border-top:1px solid #eef2f6;text-align:right}\n .io-records td::before{content:attr(data-label);flex:0 0 auto;font-weight:600;font-size:.82em;color:#1b3a5f;text-align:left;text-transform:uppercase;letter-spacing:.02em}\n .io-records td.io-rank{justify-content:flex-start;width:auto;background:#f5f8fb !important;border-top:0}\n .io-records td.io-rank::before{content:none}\n .io-records .io-price small{display:inline;margin-left:4px}\n}\n<\/style>\n<div class=\"io-records\">\n<table>\n<thead><tr><th>#<\/th><th>Forr\u00e1s<\/th><th>T\u00edpus<\/th><th>Mit m\u00e9r<\/th><th>Mire j\u00f3<\/th><\/tr><\/thead>\n<tbody>\n<tr class=\"io-top\"><td class=\"io-rank\"><span>1<\/span><\/td><td class=\"io-car\" data-label=\"Forr\u00e1s\"><a href=\"https:\/\/www.hagerty.com\/valuation-tools\" target=\"_blank\" rel=\"noopener\">Hagerty Market Rating, Blue Chip Index, Hagerty Hundred<\/a><\/td><td class=\"io-price\" data-label=\"T\u00edpus\">Piaci index<small>havonta<\/small><\/td><td data-label=\"Mit m\u00e9r\">Gy\u0171jt\u0151i \u00e1rak, aukci\u00f3k, biztos\u00edt\u00e1si \u00e9rt\u00e9kek<\/td><td class=\"io-note\" data-label=\"Mire j\u00f3\">A kett\u00e9v\u00e1lt piac bemutat\u00e1sa<\/td><\/tr>\n<tr class=\"io-top\"><td class=\"io-rank\"><span>2<\/span><\/td><td class=\"io-car\" data-label=\"Forr\u00e1s\"><a href=\"https:\/\/research.tilburguniversity.edu\/en\/publications\/my-kingdom-for-a-horse-or-a-classic-car-2\/\" target=\"_blank\" rel=\"noopener\">Laurs \u2013 Renneboog (Tilburgi Egyetem)<\/a><\/td><td class=\"io-price\" data-label=\"T\u00edpus\">Tanulm\u00e1ny<small>2019<\/small><\/td><td data-label=\"Mit m\u00e9r\">29 ezer aukci\u00f3s elad\u00e1s, 1998\u20132017, hedonikus index<\/td><td class=\"io-note\" data-label=\"Mire j\u00f3\">Akad\u00e9miai hozam- \u00e9s kock\u00e1zati sz\u00e1m<\/td><\/tr>\n<tr class=\"io-top\"><td class=\"io-rank\"><span>3<\/span><\/td><td class=\"io-car\" data-label=\"Forr\u00e1s\"><a href=\"https:\/\/www.knightfrank.com\/research\/article\/2026\/4\/knight-frank-luxury-investment-index-luxury-holds-steady\" target=\"_blank\" rel=\"noopener\">Knight Frank Luxury Investment Index<\/a><\/td><td class=\"io-price\" data-label=\"T\u00edpus\">Luxusindex<small>\u00e9vente<\/small><\/td><td data-label=\"Mit m\u00e9r\">10 luxuseszk\u00f6z, k\u00f6zt\u00fck az aut\u00f3k (HAGI alapon)<\/td><td class=\"io-note\" data-label=\"Mire j\u00f3\">\u00d6sszevet\u00e9s m\u0171t\u00e1rggyal, \u00f3r\u00e1val, borral<\/td><\/tr>\n<tr class=\"io-top\"><td class=\"io-rank\"><span>4<\/span><\/td><td class=\"io-car\" data-label=\"Forr\u00e1s\"><a href=\"https:\/\/tflcar.com\/2026\/03\/used-car-depreciation-five-years-iseecars-study\/\" target=\"_blank\" rel=\"noopener\">iSeeCars \u00e9rt\u00e9kveszt\u00e9s-tanulm\u00e1ny<\/a><\/td><td class=\"io-price\" data-label=\"T\u00edpus\">Tanulm\u00e1ny<small>\u00e9vente<\/small><\/td><td data-label=\"Mit m\u00e9r\">950 ezer \u00f6t\u00e9ves aut\u00f3 elad\u00e1sa, USA<\/td><td class=\"io-note\" data-label=\"Mire j\u00f3\">Az \u00e9rt\u00e9kcs\u00f6kken\u00e9si g\u00f6rbe els\u0151 szakasza<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>5<\/span><\/td><td class=\"io-car\" data-label=\"Forr\u00e1s\"><a href=\"https:\/\/www.hagerty.com\/valuation-tools\" target=\"_blank\" rel=\"noopener\">Hagerty Valuation Tools<\/a><\/td><td class=\"io-price\" data-label=\"T\u00edpus\">\u00c1rfigyel\u0151<\/td><td data-label=\"Mit m\u00e9r\">Modellenk\u00e9nti \u00e1rt\u00f6rt\u00e9net, n\u00e9gy \u00e1llapotkateg\u00f3ri\u00e1ban<\/td><td class=\"io-note\" data-label=\"Mire j\u00f3\">Konkr\u00e9t t\u00edpusok \u00e9rt\u00e9kg\u00f6rb\u00e9je<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>6<\/span><\/td><td class=\"io-car\" data-label=\"Forr\u00e1s\"><a href=\"https:\/\/www.hagerty.co.uk\/articles\/2026-bull-market-list\/\" target=\"_blank\" rel=\"noopener\">Hagerty Bull Market List<\/a><\/td><td class=\"io-price\" data-label=\"T\u00edpus\">El\u0151rejelz\u00e9s<small>\u00e9vente<\/small><\/td><td data-label=\"Mit m\u00e9r\">V\u00e1rhat\u00f3an dr\u00e1gul\u00f3 t\u00edpusok, Collectability Index<\/td><td class=\"io-note\" data-label=\"Mire j\u00f3\">P\u00e9ld\u00e1k a fordul\u00f3 g\u00f6rb\u00e9re<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>7<\/span><\/td><td class=\"io-car\" data-label=\"Forr\u00e1s\">HAGI Top Index<\/td><td class=\"io-price\" data-label=\"T\u00edpus\">Piaci index<\/td><td data-label=\"Mit m\u00e9r\">Befektet\u00e9si min\u0151s\u00e9g\u0171 klasszikusok<\/td><td class=\"io-note\" data-label=\"Mire j\u00f3\">A cs\u00facskateg\u00f3ria hossz\u00fa t\u00e1v\u00fa hozama<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>8<\/span><\/td><td class=\"io-car\" data-label=\"Forr\u00e1s\"><a href=\"https:\/\/www.experian.com\/blogs\/ask-experian\/what-is-depreciation-on-a-car\/\" target=\"_blank\" rel=\"noopener\">Carfax<\/a><\/td><td class=\"io-price\" data-label=\"T\u00edpus\">\u00c9rt\u00e9kveszt\u00e9s-adat<\/td><td data-label=\"Mit m\u00e9r\">Az els\u0151 h\u00f3nap \u00e9s az els\u0151 \u00e9v \u00e9rt\u00e9kveszt\u00e9se<\/td><td class=\"io-note\" data-label=\"Mire j\u00f3\">Az \u201eajt\u00f3csapkod\u00e1s\u201d-hat\u00e1s<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>9<\/span><\/td><td class=\"io-car\" data-label=\"Forr\u00e1s\">classic.com, Bring a Trailer, Collecting Cars<span class=\"io-tag\">ellen\u0151rizend\u0151<\/span><\/td><td class=\"io-price\" data-label=\"T\u00edpus\">Aukci\u00f3s adatb\u00e1zis<small>folyamatos<\/small><\/td><td data-label=\"Mit m\u00e9r\">Lez\u00e1rt online aukci\u00f3k, modellenk\u00e9nti \u00e1rt\u00f6rt\u00e9net<\/td><td class=\"io-note\" data-label=\"Mire j\u00f3\">Saj\u00e1t \u00e9rt\u00e9kg\u00f6rbe \u00e9p\u00edt\u00e9se<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>10<\/span><\/td><td class=\"io-car\" data-label=\"Forr\u00e1s\">Deutscher Oldtimer Index, Classic Analytics<span class=\"io-tag\">ellen\u0151rizend\u0151<\/span><\/td><td class=\"io-price\" data-label=\"T\u00edpus\">Piaci index<\/td><td data-label=\"Mit m\u00e9r\">N\u00e9met oldtimer- \u00e9s youngtimer-\u00e1rak<\/td><td class=\"io-note\" data-label=\"Mire j\u00f3\">Eur\u00f3pai, a magyar piachoz k\u00f6zelebbi viszony\u00edt\u00e1s<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>11<\/span><\/td><td class=\"io-car\" data-label=\"Forr\u00e1s\">Hasznaltauto.hu, Eurotax\/Autovista<span class=\"io-tag\">ellen\u0151rizend\u0151<\/span><\/td><td class=\"io-price\" data-label=\"T\u00edpus\">Hazai piaci adat<\/td><td data-label=\"Mit m\u00e9r\">Hirdet\u00e9si \u00e1rak, maradv\u00e1ny\u00e9rt\u00e9kek<\/td><td class=\"io-note\" data-label=\"Mire j\u00f3\">Forintos, magyar p\u00e9ld\u00e1k<\/td><\/tr>\n<\/tbody>\n<\/table>\n<p class=\"io-caption\">Narancss\u00e1rga sorsz\u00e1m: a cikk sz\u00e1madatainak f\u0151 forr\u00e1sai. Az \u201eellen\u0151rizend\u0151\u201d jelz\u00e9s\u0171 forr\u00e1sok m\u00f3dszertana \u00e9s hozz\u00e1f\u00e9rhet\u0151s\u00e9ge a cikk lez\u00e1r\u00e1s\u00e1ig nem ker\u00fclt ellen\u0151rz\u00e9sre. Nem befektet\u00e9si tan\u00e1cs.<\/p>\n<\/div>\n\n\n\n\n<p class=\"wp-block-paragraph\">A fenti list\u00e1val az\u00e9rt van n\u00e9h\u00e1ny probl\u00e9ma. <strong>A Hagerty-forr\u00e1sokhoz csak VPN-nel tudsz hozz\u00e1f\u00e9rni Eur\u00f3p\u00e1b\u00f3l<\/strong>. <strong><\/strong>Mivel az aut\u00f3k piaca kett\u00e9v\u00e1lt, ez\u00e9rt az \u00e1tlagolvas\u00f3 sz\u00e1m\u00e1ra a dr\u00e1ga, gy\u0171jt\u0151i darabok \u00e1ra \u00e9rtelmezhetetlen. Az \u00e1tlagos Ford Focusokr\u00f3l meg nem lesz \u00e9rtelmes adat, kiv\u00e9ve, ha a szok\u00e1sos haszn\u00e1ltaut\u00f3-keres\u0151 oldalakat haszn\u00e1lj\u00e1tok, mint a m\u00e1r eml\u00edtett mobile.de vagy az AutoScout24.&nbsp;<\/p>\n\n\n\n<pre class=\"wp-block-preformatted\">\ud83d\udca1<mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\"><strong>Ami fontos, itt \u00e9l\u0151 hirdet\u00e9sek vannak, amiket neked kell \u00f6sszes\u00edtened \u00e9s csak a k\u00edn\u00e1lati \u00e1rat l\u00e1tod, m\u00edg az aukci\u00f3s h\u00e1zak eset\u00e9ben az elad\u00e1si \u00e1rat.<\/strong><\/mark><\/pre>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"What Classic Car Should You Buy on a $10,000 Budget?\" width=\"750\" height=\"422\" data-src=\"https:\/\/www.youtube.com\/embed\/EZVeGRfCv6w?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" data-load-mode=\"1\"><\/iframe>\n<\/div><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u00d6tletek keres\u00e9s\u00e9hez a YouTube-vide\u00f3kat aj\u00e1nlom, illetve \u00e9rdemes kateg\u00f3ri\u00e1nk\u00e9nt \u2013 pl. id\u0151szakra, kivitelre stb. \u2013 legy\u0171jteni azokat az aut\u00f3kat, amelyek sz\u00e1modra sz\u00f3ba j\u00f6hetnek befektet\u00e9si szempontb\u00f3l.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><a href=\"https:\/\/wise.com\/invite\/ihpc\/balintzsoltk\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" width=\"1024\" height=\"256\" data-src=\"https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Wise-banner-hatter-v3-1024x256.jpg.webp\" alt=\"Wise sz\u00e1mlanyit\u00e1s\" class=\"wp-image-9669 lazyload\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/256;width:1140px;height:auto\" data-srcset=\"https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Wise-banner-hatter-v3-1024x256.jpg.webp 1024w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Wise-banner-hatter-v3-414x104.jpg.webp 414w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Wise-banner-hatter-v3-768x192.jpg.webp 768w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Wise-banner-hatter-v3-scaled.jpg.webp 1110w\" data-sizes=\"(max-width: 1024px) 100vw, 1024px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Aut\u00f3befektet\u00e9s a tanulm\u00e1nyok alapj\u00e1n<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A legalaposabb akad\u00e9miai vizsg\u00e1lat szerint a klasszikus aut\u00f3k 1998 \u00e9s 2017 k\u00f6z\u00f6tt \u00e9vi 5.63 sz\u00e1zal\u00e9kos nomin\u00e1lis (3.37 sz\u00e1zal\u00e9kos re\u00e1l) hozamot hoztak \u2013 tranzakci\u00f3s k\u00f6lts\u00e9gek el\u0151tt. A \u201eblue chip\u201d kateg\u00f3ria \u00e9vi 12.5, az olasz klasszikusok 11.28 sz\u00e1zal\u00e9kot hoztak. Sz\u00f3val a legjobb aut\u00f3k nagyj\u00e1b\u00f3l az S&amp;P 500 index \u00f6k\u00f6lszab\u00e1lyk\u00e9nt haszn\u00e1lt \u00e9ves 10%-os hozam\u00e1t hozt\u00e1k vagy minim\u00e1lisan fel\u00fclteljes\u00edtettek, viszont a nagy r\u00e9sz\u00fck brut\u00e1lisan alulteljes\u00edtett.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"980\" height=\"662\" data-src=\"https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/image.png.webp\" alt=\"a Tilburg Egyetem tanulm\u00e1nya alapj\u00e1n az aut\u00f3befektet\u00e9s hozama meglehet\u0151sen j\u00f3\" class=\"wp-image-12626 lazyload\" style=\"--smush-placeholder-width: 980px; --smush-placeholder-aspect-ratio: 980\/662;aspect-ratio:1.4804123711340207\" data-srcset=\"https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/image.png.webp 980w, https:\/\/iocharts.io\/blog\/wp-content\/uploads\/image-767x518.png 767w, https:\/\/iocharts.io\/blog\/wp-content\/uploads\/image-414x280.png 414w\" data-sizes=\"(max-width: 980px) 100vw, 980px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" \/><figcaption class=\"wp-element-caption\">forr\u00e1s: <a href=\"https:\/\/repository.tilburguniversity.edu\/server\/api\/core\/bitstreams\/8f9dc2ac-4528-434d-b9ce-e9abcaa25ffa\/content\" target=\"_blank\" rel=\"noreferrer noopener\">My kingdom for a horse<\/a>, a Tilburg Egyetem tanulm\u00e1nya alapj\u00e1n az aut\u00f3befektet\u00e9s hozama meglehet\u0151sen j\u00f3<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">P\u00e1r cikk aut\u00f3befektet\u00e9s t\u00e9m\u00e1ban, amit esetleg \u00e9rdemes elolvasnod, van m\u00e9g sok fizet\u0151s, ezeket kihagytam:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"https:\/\/repository.tilburguniversity.edu\/server\/api\/core\/bitstreams\/8f9dc2ac-4528-434d-b9ce-e9abcaa25ffa\/content\" target=\"_blank\" rel=\"noreferrer noopener\">Laurs &amp; Renneboog, Tilburg University: My kingdom for a horse (or a classic car)<\/a>,<\/li>\n\n\n\n<li><a href=\"https:\/\/www.cxoadvisory.com\/aesthetic-investments\/classic-cars-as-an-alternative-investment\/\" target=\"_blank\" rel=\"noreferrer noopener\">CXO Advisory: Classic Cars as an Alternative Investment<\/a>,<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Term\u00e9szetesen m\u00e9g sz\u00e1mtalan kutat\u00e1si forr\u00e1s \u00e1ll rendelkez\u00e9sre, de meglehet\u0151sen id\u0151rabl\u00f3 munka, ha ilyesmire adod a fejed. De ha ennyi helyen tal\u00e1lhatsz el\u00e9rhet\u0151 adatot, mi\u00e9rt nem tudnak az aut\u00f3k \u00e9rtelmezhet\u0151 hozamot biztos\u00edtani \u00e9vtizedeken \u00e1t a tulajdonosaiknak?<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><a href=\"https:\/\/lightyear.com\/en-eu\/profile\/jozsef491\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" width=\"1024\" height=\"256\" data-src=\"https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Lightyear-blue-white-1024x256.jpg.webp\" alt=\"Lightyear TBSZ transzfer\" class=\"wp-image-9688 lazyload\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/256;width:1140px;height:auto\" data-srcset=\"https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Lightyear-blue-white-1024x256.jpg.webp 1024w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Lightyear-blue-white-414x104.jpg.webp 414w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Lightyear-blue-white-768x192.jpg.webp 768w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Lightyear-blue-white-scaled.jpg.webp 1110w\" data-sizes=\"(max-width: 1024px) 100vw, 1024px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Az aut\u00f3befektet\u00e9s hozamgyilkosai<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A fentiekb\u0151l kider\u00fclt, hogy el\u00e9g nagyot lehet kasz\u00e1lni n\u00e9h\u00e1ny modellen, de hogy melyik lesz ez, azt el\u0151re megtippelni nagyon neh\u00e9z. <strong>Nagyj\u00e1b\u00f3l annyira, mint azt, hogy melyik r\u00e9szv\u00e9ny lesz sikeres a t\u0151zsd\u00e9n.<\/strong> Ez\u00e9rt nem felt\u00e9tlen\u00fcl arra kell koncentr\u00e1lni, hogy melyik t\u00edpus lesz az aut\u00f3befektet\u00e9s unikornisa, hanem arra, hogy mik azok a t\u00e9nyez\u0151k, amik meg\u00f6lik hosszabb t\u00e1von az \u00e1tlagos t\u00edpusokn\u00e1l a hozamot \u00e9s hogy hogyan lehet ezek ellen v\u00e9dekezni.&nbsp;<\/p>\n\n\n\n<pre class=\"wp-block-preformatted\">\ud83d\udc46<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">A legt\u00f6bb aut\u00f3n az\u00e9rt nem lehet jelent\u0151s hozamot realiz\u00e1lni ad\u00e1sv\u00e9tellel - tudom\u00e1nyosabban: auto flippinggel -, mert a k\u00f6lts\u00e9gek megeszik a hasznodat.<\/mark><\/strong><\/pre>\n\n\n\n<p class=\"wp-block-paragraph\">K\u00f6lts\u00e9gb\u0151l sz\u00e1mtalant fel lehet sorolni, de a legismertebbek azok, amelyeket lejjebb felsoroltam.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u00c9rt\u00e9kcs\u00f6kken\u00e9s<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Az \u00e9rt\u00e9kcs\u00f6kken\u00e9s az egyik legdurv\u00e1bb l\u00e1thatatlan k\u00f6lts\u00e9g, amit egy aut\u00f3n\u00e1l elszenvedhetsz. Az \u00e1tlagaut\u00f3 nem befektet\u00e9s. <strong>Az iSeeCars 950 000 \u00f6t\u00e9ves aut\u00f3t elemz\u0151 2026-os tanulm\u00e1nya szerint az \u00e1tlagos \u00f6t\u00e9ves \u00e9rt\u00e9kveszt\u00e9s 41.8 sz\u00e1zal\u00e9k,<\/strong> a sz\u00f3r\u00e1s viszont \u00f3ri\u00e1si: a Porsche Cayman csak 9.6, a legrosszabb modellek 63 sz\u00e1zal\u00e9kot vesztenek az \u00e9rt\u00e9k\u00fckb\u0151l. Az elektromos aut\u00f3k \u00e1tlagosan 57.2 sz\u00e1zal\u00e9kot. A tanuls\u00e1g: <strong>a sportaut\u00f3k, terepj\u00e1r\u00f3k \u00e9s pickupok tartj\u00e1k legink\u00e1bb az \u00e9rt\u00e9k\u00fcket,<\/strong> a luxuslimuzinok a legkev\u00e9sb\u00e9, illetve az 5 \u00e9v k\u00f6r\u00fcli modellek nagyj\u00e1b\u00f3l 40%-kal olcs\u00f3bbak, mint \u00fajkorukban.<\/p>\n\n\n\n\n<style>\n.io-records{width:100%;max-width:100%;margin:1.75em 0 2em;box-sizing:border-box;font-size:.95em}\n.io-records *{box-sizing:border-box}\n.io-records table{width:100%;border-collapse:separate;border-spacing:0;margin:0;border:1px solid #dfe5ec;border-radius:8px;overflow:hidden;table-layout:auto}\n.io-records thead th{background:#1b3a5f;color:#fff;font-weight:600;text-align:left;padding:12px 14px;border:0;border-bottom:3px solid #e2662c;font-size:.88em;letter-spacing:.02em;text-transform:uppercase;white-space:nowrap}\n.io-records td{padding:12px 14px;border:0;border-top:1px solid #e8edf2;vertical-align:middle;line-height:1.45;color:#2b3440}\n.io-records tbody tr:first-child td{border-top:0}\n.io-records tbody tr:nth-child(even) td{background:#f5f8fb}\n.io-records tbody tr:hover td{background:#fdf1ea}\n.io-records .io-rank{width:1%;text-align:center}\n.io-records .io-rank span{display:inline-flex;align-items:center;justify-content:center;width:30px;height:30px;border-radius:50%;background:#e8edf2;color:#1b3a5f;font-weight:700;font-size:.9em}\n.io-records tr.io-top .io-rank span{background:#e2662c;color:#fff}\n.io-records .io-car{font-weight:600;color:#1b3a5f}\n.io-records .io-price{font-variant-numeric:tabular-nums;font-weight:700;white-space:nowrap;color:#1b3a5f}\n.io-records .io-note{color:#5a6573;font-size:.92em;font-variant-numeric:tabular-nums;white-space:nowrap}\n.io-records tr.io-avg td{background:#1b3a5f !important;color:#fff;font-weight:700;border-top:3px solid #e2662c}\n.io-records tr.io-avg .io-rank span{background:#e2662c;color:#fff}\n.io-records tr.io-avg .io-car,.io-records tr.io-avg .io-price,.io-records tr.io-avg .io-note{color:#fff}\n.io-records .io-caption{margin:.75em 0 0;font-size:.82em;line-height:1.5;color:#6b7785}\n.io-records .io-caption a{color:#1b3a5f;text-decoration:none;border-bottom:1px solid #e2662c}\n@media (max-width:640px){\n .io-records table{border:0;border-radius:0}\n .io-records thead{display:none}\n .io-records tbody tr{display:block;margin:0 0 12px;border:1px solid #dfe5ec;border-left:4px solid #1b3a5f;border-radius:8px;overflow:hidden;background:#fff}\n .io-records tbody tr.io-top,.io-records tbody tr.io-avg{border-left-color:#e2662c}\n .io-records tbody tr:nth-child(even) td,.io-records tbody tr:hover td{background:transparent}\n .io-records td{display:flex;justify-content:space-between;align-items:baseline;gap:14px;padding:8px 14px;border-top:1px solid #eef2f6;text-align:right}\n .io-records td::before{content:attr(data-label);flex:0 0 auto;font-weight:600;font-size:.82em;color:#1b3a5f;text-align:left;text-transform:uppercase;letter-spacing:.02em}\n .io-records tr.io-avg td::before{color:#fff}\n .io-records td.io-rank{justify-content:flex-start;width:auto;background:#f5f8fb !important;border-top:0}\n .io-records tr.io-avg td.io-rank{background:#1b3a5f !important}\n .io-records td.io-rank::before{content:none}\n}\n<\/style>\n<div class=\"io-records\">\n<table>\n<thead><tr><th>Kateg\u00f3ria<\/th><th>2019<\/th><th>2023<\/th><th>2025<\/th><th>2026<\/th><\/tr><\/thead>\n<tbody>\n<tr><td class=\"io-car\" data-label=\"Kateg\u00f3ria\">Hibridek<\/td><td class=\"io-note\" data-label=\"2019\">56.7%<\/td><td class=\"io-note\" data-label=\"2023\">37.4%<\/td><td class=\"io-note\" data-label=\"2025\">40.7%<\/td><td class=\"io-price\" data-label=\"2026\">35.4%<\/td><\/tr>\n<tr><td class=\"io-car\" data-label=\"Kateg\u00f3ria\">Elektromos aut\u00f3k<\/td><td class=\"io-note\" data-label=\"2019\">67.1%<\/td><td class=\"io-note\" data-label=\"2023\">49.1%<\/td><td class=\"io-note\" data-label=\"2025\">58.8%<\/td><td class=\"io-price\" data-label=\"2026\">57.2%<\/td><\/tr>\n<tr><td class=\"io-car\" data-label=\"Kateg\u00f3ria\">SUV-ok<\/td><td class=\"io-note\" data-label=\"2019\">51.6%<\/td><td class=\"io-note\" data-label=\"2023\">41.2%<\/td><td class=\"io-note\" data-label=\"2025\">48.9%<\/td><td class=\"io-price\" data-label=\"2026\">44.9%<\/td><\/tr>\n<tr><td class=\"io-car\" data-label=\"Kateg\u00f3ria\">Pickupok<\/td><td class=\"io-note\" data-label=\"2019\">42.7%<\/td><td class=\"io-note\" data-label=\"2023\">34.8%<\/td><td class=\"io-note\" data-label=\"2025\">40.4%<\/td><td class=\"io-price\" data-label=\"2026\">34.2%<\/td><\/tr>\n<tr class=\"io-avg\"><td class=\"io-car\" data-label=\"Kateg\u00f3ria\">\u00d6sszesen<\/td><td class=\"io-note\" data-label=\"2019\">49.6%<\/td><td class=\"io-note\" data-label=\"2023\">38.8%<\/td><td class=\"io-note\" data-label=\"2025\">45.6%<\/td><td class=\"io-price\" data-label=\"2026\">41.8%<\/td><\/tr>\n<\/tbody>\n<\/table>\n<p class=\"io-caption\">\u00c1tlagos \u00f6t\u00e9ves \u00e9rt\u00e9kveszt\u00e9s kateg\u00f3ri\u00e1nk\u00e9nt az amerikai haszn\u00e1ltaut\u00f3-piacon, infl\u00e1ci\u00f3val korrig\u00e1lt lista\u00e1rhoz viszony\u00edtva. Forr\u00e1s: <a href=\"https:\/\/www.iseecars.com\/cars-that-hold-their-value-study\" target=\"_blank\" rel=\"noopener\">iSeeCars, 2026<\/a>. Nem befektet\u00e9si tan\u00e1cs.<\/p>\n<\/div>\n\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Viszont az \u00e9rt\u00e9kcs\u00f6kken\u00e9snek van egy m\u00e9lypontja, ami \u00e1ltal\u00e1ban egy 15-25 \u00e9ves s\u00e1vban sz\u00f3r.<\/strong> Ez azt jelenti, hogy a legt\u00f6bb t\u00edpus ebben az id\u0151ablakban el\u00e9ri a m\u00e9lypontot, majd gyakorlatilag az \u00e1raz\u00e1suk nem cs\u00f6kken tov\u00e1bb. Ez az aut\u00f3befektet\u00e9s egyik sweet spotja: <strong>egyes t\u00edpusoknak ugyanis megindul felfele az \u00e1ra.&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tulajdonk\u00e9ppen min\u00e9l kor\u00e1bban k\u00f6vetkezik ez be, ann\u00e1l jobb. <strong>A haszn\u00e1lt aut\u00f3k legnagyobb ellens\u00e9ge a rozsda.<\/strong> Nem mindegy ugyanis, hogy 15 vagy 25 \u00e9ves korban v\u00e1s\u00e1rlod meg, mert a 2000-es \u00e9vek elej\u00e9n a v\u00edzb\u00e1zis\u00fa fest\u00e9kek bevezet\u00e9s\u00e9vel nagyon sok modell sokkal rohad\u00f3sabb\u00e1 v\u00e1lt, mint kor\u00e1bban. P\u00e9lda erre a Mercedes, a kerekl\u00e1mp\u00e1s E-mercik brut\u00e1lisan tudnak pusztulni.&nbsp;<\/p>\n\n\n\n\n<style>\n.io-records{width:100%;max-width:100%;margin:1.75em 0 2em;box-sizing:border-box;font-size:.95em}\n.io-records *{box-sizing:border-box}\n.io-records table{width:100%;border-collapse:separate;border-spacing:0;margin:0;border:1px solid #dfe5ec;border-radius:8px;overflow:hidden;table-layout:auto}\n.io-records thead th{background:#1b3a5f;color:#fff;font-weight:600;text-align:left;padding:12px 14px;border:0;border-bottom:3px solid #e2662c;font-size:.88em;letter-spacing:.02em;text-transform:uppercase;white-space:nowrap}\n.io-records td{padding:12px 14px;border:0;border-top:1px solid #e8edf2;vertical-align:middle;line-height:1.45;color:#2b3440}\n.io-records tbody tr:first-child td{border-top:0}\n.io-records tbody tr:nth-child(even) td{background:#f5f8fb}\n.io-records tbody tr:hover td{background:#fdf1ea}\n.io-records .io-rank{width:1%;text-align:center}\n.io-records 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(max-width:640px){\n .io-records table{border:0;border-radius:0}\n .io-records thead{display:none}\n .io-records tbody tr{display:block;margin:0 0 12px;border:1px solid #dfe5ec;border-left:4px solid #1b3a5f;border-radius:8px;overflow:hidden;background:#fff}\n .io-records tbody tr.io-top,.io-records tbody tr.io-avg{border-left-color:#e2662c}\n .io-records tbody tr:nth-child(even) td,.io-records tbody tr:hover td{background:transparent}\n .io-records td{display:flex;justify-content:space-between;align-items:baseline;gap:14px;padding:8px 14px;border-top:1px solid #eef2f6;text-align:right}\n .io-records td::before{content:attr(data-label);flex:0 0 auto;font-weight:600;font-size:.82em;color:#1b3a5f;text-align:left;text-transform:uppercase;letter-spacing:.02em}\n .io-records tr.io-avg td::before{color:#fff}\n .io-records td.io-rank{justify-content:flex-start;width:auto;background:#f5f8fb !important;border-top:0}\n .io-records tr.io-avg td.io-rank{background:#1b3a5f !important}\n .io-records td.io-rank::before{content:none}\n}\n<\/style>\n<div class=\"io-records\">\n<table>\n<thead><tr><th>#<\/th><th>Modell<\/th><th>Kateg\u00f3ria<\/th><th>\u00c1tlagos 5 \u00e9ves \u00e9rt\u00e9kveszt\u00e9s<\/th><th>\u00c1tlagos elt\u00e9r\u00e9s a lista\u00e1rt\u00f3l<\/th><\/tr><\/thead>\n<tbody>\n<tr class=\"io-top\"><td class=\"io-rank\"><span>1<\/span><\/td><td class=\"io-car\" data-label=\"Modell\">Porsche 718 Cayman<\/td><td data-label=\"Kateg\u00f3ria\">Sportaut\u00f3<\/td><td class=\"io-price\" data-label=\"\u00c9rt\u00e9kveszt\u00e9s\">9.6%<\/td><td class=\"io-note\" data-label=\"Elt\u00e9r\u00e9s\">6 988 USD<\/td><\/tr>\n<tr class=\"io-top\"><td class=\"io-rank\"><span>2<\/span><\/td><td class=\"io-car\" data-label=\"Modell\">Porsche 911<\/td><td data-label=\"Kateg\u00f3ria\">Sportaut\u00f3<\/td><td class=\"io-price\" data-label=\"\u00c9rt\u00e9kveszt\u00e9s\">11.1%<\/td><td class=\"io-note\" data-label=\"Elt\u00e9r\u00e9s\">15 533 USD<\/td><\/tr>\n<tr class=\"io-top\"><td class=\"io-rank\"><span>3<\/span><\/td><td class=\"io-car\" data-label=\"Modell\">Chevrolet Corvette<\/td><td data-label=\"Kateg\u00f3ria\">Sportaut\u00f3<\/td><td class=\"io-price\" data-label=\"\u00c9rt\u00e9kveszt\u00e9s\">18.7%<\/td><td class=\"io-note\" data-label=\"Elt\u00e9r\u00e9s\">13 365 USD<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>4<\/span><\/td><td class=\"io-car\" data-label=\"Modell\">Toyota Tacoma<\/td><td data-label=\"Kateg\u00f3ria\">Pickup<\/td><td class=\"io-price\" data-label=\"\u00c9rt\u00e9kveszt\u00e9s\">19.9%<\/td><td class=\"io-note\" data-label=\"Elt\u00e9r\u00e9s\">6 426 USD<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>5<\/span><\/td><td class=\"io-car\" data-label=\"Modell\">Toyota Tundra<\/td><td data-label=\"Kateg\u00f3ria\">Pickup<\/td><td class=\"io-price\" data-label=\"\u00c9rt\u00e9kveszt\u00e9s\">21.2%<\/td><td class=\"io-note\" data-label=\"Elt\u00e9r\u00e9s\">8 746 USD<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>6<\/span><\/td><td class=\"io-car\" data-label=\"Modell\">Honda Civic<\/td><td data-label=\"Kateg\u00f3ria\">Szed\u00e1n\/ferdeh\u00e1t\u00fa<\/td><td class=\"io-price\" data-label=\"\u00c9rt\u00e9kveszt\u00e9s\">22.9%<\/td><td class=\"io-note\" data-label=\"Elt\u00e9r\u00e9s\">5 828 USD<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>7<\/span><\/td><td class=\"io-car\" data-label=\"Modell\">Subaru BRZ<\/td><td data-label=\"Kateg\u00f3ria\">Sportaut\u00f3<\/td><td class=\"io-price\" data-label=\"\u00c9rt\u00e9kveszt\u00e9s\">23.7%<\/td><td class=\"io-note\" data-label=\"Elt\u00e9r\u00e9s\">8 489 USD<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>8<\/span><\/td><td class=\"io-car\" data-label=\"Modell\">Toyota GR Supra<\/td><td data-label=\"Kateg\u00f3ria\">Sportaut\u00f3<\/td><td class=\"io-price\" data-label=\"\u00c9rt\u00e9kveszt\u00e9s\">24.0%<\/td><td class=\"io-note\" data-label=\"Elt\u00e9r\u00e9s\">13 963 USD<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>9<\/span><\/td><td class=\"io-car\" data-label=\"Modell\">Toyota RAV4 \/ RAV4 Hybrid<\/td><td data-label=\"Kateg\u00f3ria\">SUV\/hibrid<\/td><td class=\"io-price\" data-label=\"\u00c9rt\u00e9kveszt\u00e9s\">25.2%<\/td><td class=\"io-note\" data-label=\"Elt\u00e9r\u00e9s\">7 731 USD<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>10<\/span><\/td><td class=\"io-car\" data-label=\"Modell\">Toyota Corolla Hatchback<\/td><td data-label=\"Kateg\u00f3ria\">Ferdeh\u00e1t\u00fa<\/td><td class=\"io-price\" data-label=\"\u00c9rt\u00e9kveszt\u00e9s\">25.5%<\/td><td class=\"io-note\" data-label=\"Elt\u00e9r\u00e9s\">6 220 USD<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>11<\/span><\/td><td class=\"io-car\" data-label=\"Modell\">Toyota 4Runner<\/td><td data-label=\"Kateg\u00f3ria\">SUV\/hibrid<\/td><td class=\"io-price\" data-label=\"\u00c9rt\u00e9kveszt\u00e9s\">25.5%<\/td><td class=\"io-note\" data-label=\"Elt\u00e9r\u00e9s\">10 697 USD<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>12<\/span><\/td><td class=\"io-car\" data-label=\"Modell\">Lexus RC 300 \/ 350<\/td><td data-label=\"Kateg\u00f3ria\">Kup\u00e9<\/td><td class=\"io-price\" data-label=\"\u00c9rt\u00e9kveszt\u00e9s\">26.6%<\/td><td class=\"io-note\" data-label=\"Elt\u00e9r\u00e9s\">12 674 USD<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>13<\/span><\/td><td class=\"io-car\" data-label=\"Modell\">Ford Mustang<\/td><td data-label=\"Kateg\u00f3ria\">Sportaut\u00f3<\/td><td class=\"io-price\" data-label=\"\u00c9rt\u00e9kveszt\u00e9s\">26.8%<\/td><td class=\"io-note\" data-label=\"Elt\u00e9r\u00e9s\">9 205 USD<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>14<\/span><\/td><td class=\"io-car\" data-label=\"Modell\">Toyota Corolla<\/td><td data-label=\"Kateg\u00f3ria\">Szed\u00e1n\/ferdeh\u00e1t\u00fa<\/td><td class=\"io-price\" data-label=\"\u00c9rt\u00e9kveszt\u00e9s\">27.6%<\/td><td class=\"io-note\" data-label=\"Elt\u00e9r\u00e9s\">6 328 USD<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>15<\/span><\/td><td class=\"io-car\" data-label=\"Modell\">Toyota Sienna<\/td><td data-label=\"Kateg\u00f3ria\">Hibrid<\/td><td class=\"io-price\" data-label=\"\u00c9rt\u00e9kveszt\u00e9s\">28.5%<\/td><td class=\"io-note\" data-label=\"Elt\u00e9r\u00e9s\">11 530 USD<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>16<\/span><\/td><td class=\"io-car\" data-label=\"Modell\">Honda HR-V<\/td><td data-label=\"Kateg\u00f3ria\">SUV<\/td><td class=\"io-price\" data-label=\"\u00c9rt\u00e9kveszt\u00e9s\">28.8%<\/td><td class=\"io-note\" data-label=\"Elt\u00e9r\u00e9s\">7 645 USD<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>17<\/span><\/td><td class=\"io-car\" data-label=\"Modell\">Honda CR-V<\/td><td data-label=\"Kateg\u00f3ria\">SUV<\/td><td class=\"io-price\" data-label=\"\u00c9rt\u00e9kveszt\u00e9s\">28.9%<\/td><td class=\"io-note\" data-label=\"Elt\u00e9r\u00e9s\">8 946 USD<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>18<\/span><\/td><td class=\"io-car\" data-label=\"Modell\">Subaru Crosstrek<\/td><td data-label=\"Kateg\u00f3ria\">SUV<\/td><td class=\"io-price\" data-label=\"\u00c9rt\u00e9kveszt\u00e9s\">29.1%<\/td><td class=\"io-note\" data-label=\"Elt\u00e9r\u00e9s\">7 867 USD<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>19<\/span><\/td><td class=\"io-car\" data-label=\"Modell\">Subaru Impreza<\/td><td data-label=\"Kateg\u00f3ria\">Kombi<\/td><td class=\"io-price\" data-label=\"\u00c9rt\u00e9kveszt\u00e9s\">29.2%<\/td><td class=\"io-note\" data-label=\"Elt\u00e9r\u00e9s\">7 759 USD<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>20<\/span><\/td><td class=\"io-car\" data-label=\"Modell\">Subaru WRX<\/td><td data-label=\"Kateg\u00f3ria\">Szed\u00e1n<\/td><td class=\"io-price\" data-label=\"\u00c9rt\u00e9kveszt\u00e9s\">29.8%<\/td><td class=\"io-note\" data-label=\"Elt\u00e9r\u00e9s\">10 146 USD<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>21<\/span><\/td><td class=\"io-car\" data-label=\"Modell\">Toyota Corolla Hybrid<\/td><td data-label=\"Kateg\u00f3ria\">Hibrid<\/td><td class=\"io-price\" data-label=\"\u00c9rt\u00e9kveszt\u00e9s\">30.1%<\/td><td class=\"io-note\" data-label=\"Elt\u00e9r\u00e9s\">7 464 USD<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>22<\/span><\/td><td class=\"io-car\" data-label=\"Modell\">Ford Ranger<\/td><td data-label=\"Kateg\u00f3ria\">Pickup<\/td><td class=\"io-price\" data-label=\"\u00c9rt\u00e9kveszt\u00e9s\">30.2%<\/td><td class=\"io-note\" data-label=\"Elt\u00e9r\u00e9s\">10 078 USD<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>23<\/span><\/td><td class=\"io-car\" data-label=\"Modell\">Honda Accord<\/td><td data-label=\"Kateg\u00f3ria\">Szed\u00e1n<\/td><td class=\"io-price\" data-label=\"\u00c9rt\u00e9kveszt\u00e9s\">30.5%<\/td><td class=\"io-note\" data-label=\"Elt\u00e9r\u00e9s\">8 654 USD<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>24<\/span><\/td><td class=\"io-car\" data-label=\"Modell\">Mazda MX-5 Miata \/ MX-5 Miata RF<\/td><td data-label=\"Kateg\u00f3ria\">Sportaut\u00f3<\/td><td class=\"io-price\" data-label=\"\u00c9rt\u00e9kveszt\u00e9s\">31.5%<\/td><td class=\"io-note\" data-label=\"Elt\u00e9r\u00e9s\">11 157 USD<\/td><\/tr>\n<tr><td class=\"io-rank\"><span>25<\/span><\/td><td class=\"io-car\" data-label=\"Modell\">Toyota Prius<\/td><td data-label=\"Kateg\u00f3ria\">Hibrid<\/td><td class=\"io-price\" data-label=\"\u00c9rt\u00e9kveszt\u00e9s\">32.1%<\/td><td class=\"io-note\" data-label=\"Elt\u00e9r\u00e9s\">9 179 USD<\/td><\/tr>\n<tr class=\"io-avg\"><td class=\"io-rank\"><span>\u00d8<\/span><\/td><td class=\"io-car\" data-label=\"Modell\">Az \u00f6sszes modell \u00e1tlaga<\/td><td data-label=\"Kateg\u00f3ria\">\u2013<\/td><td class=\"io-price\" data-label=\"\u00c9rt\u00e9kveszt\u00e9s\">41.8%<\/td><td class=\"io-note\" data-label=\"Elt\u00e9r\u00e9s\">16 571 USD<\/td><\/tr>\n<\/tbody>\n<\/table>\n<p class=\"io-caption\">A legkisebb \u00f6t\u00e9ves \u00e9rt\u00e9kveszt\u00e9s\u0171 modellek az amerikai haszn\u00e1ltaut\u00f3-piacon, infl\u00e1ci\u00f3val korrig\u00e1lt lista\u00e1rhoz viszony\u00edtva. Forr\u00e1s: <a href=\"https:\/\/www.iseecars.com\/cars-that-hold-their-value-study\" target=\"_blank\" rel=\"noopener\">iSeeCars, 2026<\/a>. Nem befektet\u00e9si tan\u00e1cs.<\/p>\n<\/div>\n\n\n\n\n<p class=\"wp-block-paragraph\">Vannak tov\u00e1bb\u00e1 modellek, amelyeknek az \u00e1ra alig cs\u00f6kken, ilyen p\u00e9ld\u00e1ul a Porsche Cayman, ami nem is rohad \u00e9s megb\u00edzhat\u00f3 is, \u00e9s id\u0151vel ki\u00e9rdemelte az aut\u00f3kedvel\u0151k rajong\u00e1s\u00e1t &#8211; kultaut\u00f3-st\u00e1tusz &#8211; is.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><a href=\"https:\/\/ibkr.com\/referral\/balintzsolt366\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" width=\"1024\" height=\"256\" data-src=\"https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/IBKR-banner-bonusz-200-usd-1024x256.jpg.webp\" alt=\"Nemcsak aut\u00f3befektet\u00e9s l\u00e9tezik a vil\u00e1gon, ezekre viszont ott az IBKR br\u00f3ker\" class=\"wp-image-9668 lazyload\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/256;width:1140px;height:auto\" data-srcset=\"https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/IBKR-banner-bonusz-200-usd-1024x256.jpg.webp 1024w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/IBKR-banner-bonusz-200-usd-414x104.jpg.webp 414w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/IBKR-banner-bonusz-200-usd-768x192.jpg.webp 768w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/IBKR-banner-bonusz-200-usd-scaled.jpg.webp 1110w\" data-sizes=\"(max-width: 1024px) 100vw, 1024px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" \/><\/a><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Karbantart\u00e1s k\u00f6lts\u00e9ge<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A g\u00e9pj\u00e1rm\u0171veket karban kell tartani. Tele vannak mindenf\u00e9le folyad\u00e9kokkal, rengeteg benn\u00fck a csap\u00e1gy, a gumibak, de az sem h\u00e1tr\u00e1ny, ha a belsej\u00fck nem nagyon le\u00e9lt. Vannak k\u00f6telez\u0151 karbantart\u00e1si peri\u00f3dusok, amik el\u0151re tervezhet\u0151k, de p\u00e9ld\u00e1ul a \u201cv\u00e1ratlan\u201d hib\u00e1k nem.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1024\" height=\"572\" data-src=\"https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/Investing-in-cars-003.jpg.webp\" alt=\"az aut\u00f3befektet\u00e9s egyik legnagyobb k\u00f6lts\u00e9ge az aut\u00f3 karbantart\u00e1sa\" class=\"wp-image-12644 lazyload\" data-srcset=\"https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/Investing-in-cars-003.jpg.webp 1024w, https:\/\/iocharts.io\/blog\/wp-content\/uploads\/Investing-in-cars-003-414x231.jpg 414w, https:\/\/iocharts.io\/blog\/wp-content\/uploads\/Investing-in-cars-003-768x429.jpg 768w\" data-sizes=\"(max-width: 1024px) 100vw, 1024px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/572;\" \/><figcaption class=\"wp-element-caption\">forr\u00e1s: ChatGPT, az egyik legnagyobb k\u00f6lts\u00e9g az aut\u00f3 karbantart\u00e1sa<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Ez\u00e9rt azok a modellek, amelyek h\u00edresen megb\u00edzhatatlanok, \u00e1ltal\u00e1ban nyomott \u00e1ron forognak, j\u00f3 p\u00e9lda erre az Alfa Romeo m\u00e1rka, de eml\u00edthetem a Peugeot, a Renault vagy a Fiat egyes t\u00edpusait is. Az agyonextr\u00e1zott n\u00e9met pr\u00e9miumok &#8211; BMW, Audi, Mercedes &#8211; id\u0151vel nagyon durv\u00e1n elkezdenek szenvedni az elektronikai hib\u00e1kt\u00f3l, hiszen rengeteg pr\u00e9mium szolg\u00e1ltat\u00e1st ny\u00fajtottak fiatalabb korukban.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A statisztik\u00e1k szerint a karbantart\u00e1si k\u00f6lts\u00e9gek k\u00f6z\u00fcl az al\u00e1bbiak tudnak nagyon sokba ker\u00fclni:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ud83d\udee0\ufe0f <strong>rozsda miatti lakatol\u00e1s:<\/strong> a rozsda a legnagyobb ellens\u00e9g, ennek a kock\u00e1zata r\u00e1ad\u00e1sul id\u0151vel folyamatosan emelkedik. A f\u00e9m vas-oxidd\u00e1 v\u00e1l\u00e1s\u00e1val pedig hi\u00e1ba j\u00f3 minden m\u00e1s, ha azt a minden m\u00e1st nincs miben megtartanod. A ritka, kis darabsz\u00e1m\u00fa aut\u00f3khoz sokszor nincs m\u00e1r jav\u00edt\u00f3\u00edv \u00e9s a bont\u00f3ban sem \u00e1llnak hegyekben a karossz\u00e9riaelemek.<\/li>\n\n\n\n<li>\u26a1 <strong>elektronikai hib\u00e1k:<\/strong> kev\u00e9sb\u00e9 nagy probl\u00e9ma, mint a rozsda, viszont ann\u00e1l ideges\u00edt\u0151bb \u00e9s m\u0171k\u00f6d\u00e9sk\u00e9ptelenn\u00e9 tehetik az aut\u00f3t. Az elektronikai probl\u00e9m\u00e1kkal sokszor az a baj, hogy nem egy\u00e9rtelm\u0171, mi okozza, hiszen egy rossz elem a teljes rendszert \u00f6ssze tudja bor\u00edtani \u2013 err\u0151l a Jaguar-tulajdonosok sokat tudn\u00e1nak mes\u00e9lni \u2013, \u00e9s a probl\u00e9ma megold\u00e1sa egy v\u00e9gel\u00e1thatatlan kutat\u00e1ss\u00e1 fajulhat.<\/li>\n\n\n\n<li>\u2699\ufe0f <strong>mechanikai hib\u00e1k:<\/strong> az egyik legnagyobb k\u00f6lts\u00e9gt\u00e9telt a motorhib\u00e1k \u00e9s seg\u00e9dberendez\u00e9seinek cser\u00e9je tudja kitenni. Ezek jav\u00edt\u00e1sa kifejezetten dr\u00e1ga \u00e9s kev\u00e9s a m\u00e1rkaspecialista szerviz.<\/li>\n\n\n\n<li>\ud83d\udca5 <strong>s\u00e9r\u00fclt elemek jav\u00edt\u00e1sa:<\/strong> a s\u00e9r\u00fcl\u00e9seket sokszor nem jav\u00edtj\u00e1k ki megfelel\u0151en, ami a k\u00e9s\u0151bbiekben a m\u00e1r eml\u00edtett h\u00e1rom csoportb\u00f3l hozhat be hib\u00e1kat. A legtipikusabb tal\u00e1n a rozsd\u00e1sod\u00e1s. Ha egy aut\u00f3 s\u00e9r\u00fclt volt, a s\u00e9r\u00fcl\u00e9s hely\u00e9n el\u0151bb megindul a korr\u00f3zi\u00f3.<\/li>\n\n\n\n<li>\u2705 <strong>ami nincs benne az aut\u00f3ban, nem romlik el:<\/strong> turb\u00f3, \u00f6sszker\u00e9khajt\u00e1s, automata v\u00e1lt\u00f3, ezek mind el\u00e9g k\u00f6lts\u00e9ges elemek, amik megdr\u00e1g\u00edtj\u00e1k a fenntart\u00e1st \u00e9s rontj\u00e1k a megb\u00edzhat\u00f3s\u00e1got. \u00c9rtelemszer\u0171en az olyan aut\u00f3kban, mint a Porsche Cayman\/Boxster, amik kifejezetten megb\u00edzhat\u00f3nak sz\u00e1m\u00edtanak, ezekt\u0151l mentesek.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Szint\u00e9n be kell kalkul\u00e1lni a karbantart\u00e1s k\u00f6lts\u00e9geibe azt is, hogy egy adott modellhez mennyibe ker\u00fclnek a kop\u00f3-fogy\u00f3 alkatr\u00e9szek. Ugyanaz az alkatr\u00e9sz egy Fordba olcs\u00f3bb, mint egy Volvoba, m\u00e9g akkor is, ha egy\u00e9bk\u00e9nt ugyanarr\u00f3l az elemr\u0151l van sz\u00f3. Egy Ferrari fut\u00f3m\u0171v\u00e9nek elemei nyilv\u00e1n t\u00f6bbe ker\u00fclnek, mint egy Suzuki\u00e9, \u00e9s \u00edgy tov\u00e1bb.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"510\" data-src=\"https:\/\/iocharts.io\/blog\/wp-content\/uploads\/image-5-1024x510.png\" alt=\"ellen\u0151rizd el az alkatr\u00e9sz\u00e1rakat, pl.: Porsche Boxster kuplung szett\" class=\"wp-image-12648 lazyload\" data-srcset=\"https:\/\/iocharts.io\/blog\/wp-content\/uploads\/image-5-1024x510.png 1024w, https:\/\/iocharts.io\/blog\/wp-content\/uploads\/image-5-414x206.png 414w, https:\/\/iocharts.io\/blog\/wp-content\/uploads\/image-5-767x382.png 767w, https:\/\/iocharts.io\/blog\/wp-content\/uploads\/image-5-scaled.png 1110w\" data-sizes=\"(max-width: 1024px) 100vw, 1024px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/510;\" \/><figcaption class=\"wp-element-caption\">forr\u00e1s: <a href=\"https:\/\/www.bardiauto.hu\/webshop\/autoalkatreszek\/szemelygepjarmu\/PORSCHE\/BOXSTER\/2012\/2_7\/B\/eroatvitel---valto-kuplung-feltengely\/kuplung-lendkerek-alkatreszek\/kuplung-szett?sid=305605304\" target=\"_blank\" rel=\"noreferrer noopener\">B\u00e1rdi Aut\u00f3<\/a>, ellen\u0151rizd el az alkatr\u00e9sz\u00e1rakat, pl.: Porsche Boxster kuplung szett<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c9rdemes el\u0151re megn\u00e9zni az alkatr\u00e9szek \u00e1rait a keresked\u0151kn\u00e9l, amib\u0151l k\u00e9t dolog fog kider\u00fclni: <strong>egy\u00e1ltal\u00e1n van-e az adott t\u00edpushoz alkatr\u00e9sz, \u00e9s hogy azokat hova \u00e1razt\u00e1k.<\/strong> Az elektromos aut\u00f3k ebb\u0151l a szempontb\u00f3l sokkal jobbak, mint a bels\u0151 \u00e9g\u00e9s\u0171 motoros j\u00e1rm\u0171vek, \u0151ket viszont a technol\u00f3giai avul\u00e1s s\u00fajtja.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><a href=\"https:\/\/wise.com\/invite\/ihpc\/balintzsoltk\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" width=\"1024\" height=\"256\" data-src=\"https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Wise-banner-hatter-v3-1024x256.jpg.webp\" alt=\"Wise sz\u00e1mlanyit\u00e1s\" class=\"wp-image-9669 lazyload\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/256;width:1140px;height:auto\" data-srcset=\"https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Wise-banner-hatter-v3-1024x256.jpg.webp 1024w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Wise-banner-hatter-v3-414x104.jpg.webp 414w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Wise-banner-hatter-v3-768x192.jpg.webp 768w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Wise-banner-hatter-v3-scaled.jpg.webp 1110w\" data-sizes=\"(max-width: 1024px) 100vw, 1024px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" \/><\/a><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Technol\u00f3giai avul\u00e1s<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A technol\u00f3giai avul\u00e1s az \u00e9rt\u00e9kcs\u00f6kken\u00e9s egy form\u00e1ja,<\/strong> \u00e9s els\u0151sorban az elektromos aut\u00f3kat \u00e9rinti. Egyr\u00e9szt a nagy verseny miatt a gy\u00e1rt\u00f3k gyorsan cs\u00f6kkentik a r\u00e9gebbi modelleik \u00e1r\u00e1t &#8211; volt olyan \u00e9v, amikor a Tesla 25%-kal v\u00e1gta meg az \u00e1rc\u00e9dul\u00e1n szerepl\u0151 \u00f6sszeget -, m\u00e1sr\u00e9szt a technol\u00f3gia gyors fejl\u0151d\u00e9se miatt egyszer\u0171en a frissebb modellek sokkal t\u00f6bbet tudnak, ami a kor\u00e1bbiak \u00e1r\u00e1t lefel\u00e9 nyomja.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"572\" data-src=\"https:\/\/iocharts.io\/blog\/wp-content\/uploads\/Investing-in-cars-Tesla-ertekcsokkenese-1024x572.png\" alt=\" az aut\u00f3befektet\u00e9s egyik vesztes szegmense: elektromos aut\u00f3k \u00e9rt\u00e9kcs\u00f6kken\u00e9se brut\u00e1lis, ebben az esetben a Tesla Model 3-\u00e9\" class=\"wp-image-12646 lazyload\" data-srcset=\"https:\/\/iocharts.io\/blog\/wp-content\/uploads\/Investing-in-cars-Tesla-ertekcsokkenese-1024x572.png 1024w, https:\/\/iocharts.io\/blog\/wp-content\/uploads\/Investing-in-cars-Tesla-ertekcsokkenese-414x231.png 414w, https:\/\/iocharts.io\/blog\/wp-content\/uploads\/Investing-in-cars-Tesla-ertekcsokkenese-767x428.png 767w, https:\/\/iocharts.io\/blog\/wp-content\/uploads\/Investing-in-cars-Tesla-ertekcsokkenese-scaled.png 1110w\" data-sizes=\"(max-width: 1024px) 100vw, 1024px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/572;\" \/><figcaption class=\"wp-element-caption\">forr\u00e1s: Claude, az aut\u00f3befektet\u00e9s egyik vesztes szegmense: elektromos aut\u00f3k \u00e9rt\u00e9kcs\u00f6kken\u00e9se brut\u00e1lis, ebben az esetben a Tesla Model 3-\u00e9<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Elektromos aut\u00f3ba gyakorlatilag a cikk \u00edr\u00e1sa pillanat\u00e1ban befektetni nem \u00e9rdemes,<\/strong> egy-k\u00e9t extr\u00e9m p\u00e9ld\u00e1t lesz\u00e1m\u00edtva. Nincs nosztalgiafaktor, brut\u00e1lis az \u00e9rt\u00e9kcs\u00f6kken\u00e9s, iszonyatosan nagy a verseny, ezek a faktorok mind lefel\u00e9 hajtj\u00e1k az \u00e1rat.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u00c1llagmeg\u00f3v\u00e1s<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c1llagmeg\u00f3v\u00e1s alatt minden olyan tev\u00e9kenys\u00e9get \u00e9rt\u00fcnk, ami ahhoz kell, hogy az aut\u00f3 \u00e1llapota ne romoljon. Ilyen lehet a s\u00e9t\u00e1ltat\u00e1s, az \u00fcregv\u00e9delem, az UV-v\u00e9d\u0151 f\u00f3lia, a t\u00e1rol\u00e1shoz k\u00f6thet\u0151 egy\u00e9b k\u00f6lts\u00e9gek, mint a gar\u00e1zsol\u00e1s, \u00e9s \u00edgy tov\u00e1bb.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>S\u00e9t\u00e1ltat\u00e1s<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A g\u00e9pj\u00e1rm\u0171veket arra tervezt\u00e9k, hogy elmenjenek A-b\u00f3l B-be, ez az \u00fczemszer\u0171 m\u0171k\u00f6d\u00e9s\u00fck l\u00e9nyege. A hosszan tart\u00f3 \u00e1ll\u00e1sban az \u00e1llapotuk romlik, m\u00e9g akkor is, ha a kilom\u00e9ter\u00f3r\u00e1ba t\u00e9nylegesen nem p\u00f6r\u00f6gnek bele a kilom\u00e9terek.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"683\" data-src=\"https:\/\/iocharts.io\/blog\/wp-content\/uploads\/Autobefektetes-Alfa-Rome-Spider-v3001-1024x683.jpg\" alt=\"Alfa Romeo veter\u00e1n aut\u00f3k az \u00faton\" class=\"wp-image-12650 lazyload\" data-srcset=\"https:\/\/iocharts.io\/blog\/wp-content\/uploads\/Autobefektetes-Alfa-Rome-Spider-v3001-1024x683.jpg 1024w, https:\/\/iocharts.io\/blog\/wp-content\/uploads\/Autobefektetes-Alfa-Rome-Spider-v3001-768x512.jpg 768w, https:\/\/iocharts.io\/blog\/wp-content\/uploads\/Autobefektetes-Alfa-Rome-Spider-v3001-414x276.jpg 414w, https:\/\/iocharts.io\/blog\/wp-content\/uploads\/Autobefektetes-Alfa-Rome-Spider-v3001-scaled.jpg 1110w\" data-sizes=\"(max-width: 1024px) 100vw, 1024px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/683;\" \/><figcaption class=\"wp-element-caption\">forr\u00e1s: <a href=\"https:\/\/www.hemmings.com\/stories\/the-soul-of-italy-at-sixty-celebrating-the-alfa-romeo-spider-duetto-anniversary\/\" target=\"_blank\" rel=\"noreferrer noopener\">Hemmings<\/a>, Alfa Romeo veter\u00e1n aut\u00f3k az \u00faton<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">M\u00e9g szakszer\u0171 t\u00e1rol\u00e1s mellett is meg kell \u0151ket bizonyos id\u0151k\u00f6z\u00f6nk\u00e9nt j\u00e1ratni, k\u00fcl\u00f6nben t\u00f6nkremennek a gumiabroncsok, a folyad\u00e9kok, a csap\u00e1gyak \u00e9s \u00edgy tov\u00e1bb. Aki j\u00e1rt m\u00e1r D\u00f6rgics\u00e9n a Ka\u00e1li Aut\u00f3m\u00fazeumban, ahol t\u00f6bb sz\u00e1z m\u0171k\u00f6d\u0151k\u00e9pes, restaur\u00e1lt veter\u00e1n aut\u00f3 \u00e9s motor tal\u00e1lhat\u00f3, az tudja, hogy ezeket a j\u00e1rm\u0171veket is id\u0151nk\u00e9nt s\u00e9t\u00e1ltatj\u00e1k.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><a href=\"https:\/\/lightyear.com\/en-eu\/profile\/jozsef491\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" width=\"1024\" height=\"256\" data-src=\"https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Lightyear-blue-white-1024x256.jpg.webp\" alt=\"Lightyear TBSZ transzfer\" class=\"wp-image-9688 lazyload\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/256;width:1140px;height:auto\" data-srcset=\"https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Lightyear-blue-white-1024x256.jpg.webp 1024w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Lightyear-blue-white-414x104.jpg.webp 414w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Lightyear-blue-white-768x192.jpg.webp 768w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Lightyear-blue-white-scaled.jpg.webp 1110w\" data-sizes=\"(max-width: 1024px) 100vw, 1024px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" \/><\/a><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>A t\u00e1rol\u00e1s k\u00f6lts\u00e9ge<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A befektet\u00e9sre sz\u00e1nt j\u00e1rm\u0171veket megfelel\u0151 k\u00f6r\u00fclm\u00e9nyek k\u00f6z\u00f6tt kell t\u00e1rolni, ami sz\u00e1raz, f\u0171t\u00f6tt gar\u00e1zst jelent. Teh\u00e1t \u00e9rdemes a gar\u00e1zsb\u00e9rl\u00e9s k\u00f6lts\u00e9g\u00e9vel is sz\u00e1molnod. Itt egy kis kitekint\u00e9s: nem mindegy, hogy milyen \u00e9rt\u00e9k\u0171 aut\u00f3 \u00e1ll azon a gar\u00e1zshelyen, hiszen ugyanazt a 10 n\u00e9gyzetm\u00e9tert foglalj\u00e1k el, viszont a gar\u00e1zsb\u00e9rl\u00e9s vagy tulajdonl\u00e1s fajlagos k\u00f6lts\u00e9ge egy dr\u00e1g\u00e1bb g\u00e9pj\u00e1rm\u0171 eset\u00e9ben \u00e9rtelemszer\u0171en alacsonyabb lesz.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"800\" height=\"533\" data-src=\"https:\/\/iocharts.io\/blog\/wp-content\/uploads\/Investinf-in-cars-Jay_Leno_Garage.webp\" alt=\"egy igaz\u00e1n durva aut\u00f3befektet\u0151, Jay Leno gar\u00e1zsa\" class=\"wp-image-12651 lazyload\" data-srcset=\"https:\/\/iocharts.io\/blog\/wp-content\/uploads\/Investinf-in-cars-Jay_Leno_Garage.webp 800w, https:\/\/iocharts.io\/blog\/wp-content\/uploads\/Investinf-in-cars-Jay_Leno_Garage-414x276.webp 414w, https:\/\/iocharts.io\/blog\/wp-content\/uploads\/Investinf-in-cars-Jay_Leno_Garage-767x511.webp 767w\" data-sizes=\"(max-width: 800px) 100vw, 800px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 800px; --smush-placeholder-aspect-ratio: 800\/533;\" \/><figcaption class=\"wp-element-caption\">forr\u00e1s: <a href=\"https:\/\/www.classicdriver.com\/en\/article\/garage-guy-jay-leno-and-his-classic-cars\" target=\"_blank\" rel=\"noreferrer noopener\">Classic Driver<\/a>, egy igaz\u00e1n durva aut\u00f3befektet\u0151, Jay Leno gar\u00e1zsa<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Sok sportaut\u00f3t \u00e9s kabri\u00f3t t\u00e9lies\u00edtenek, ami azt jelenti, hogy alapos mos\u00e1st \u00e9s takar\u00edt\u00e1st kap az aut\u00f3, az akkumul\u00e1tort cseppt\u00f6lt\u0151re rakj\u00e1k, a karossz\u00e9ri\u00e1t aut\u00f3ponyv\u00e1val letakarj\u00e1k, a kerekeket kicsit t\u00falf\u00fajj\u00e1k, a k\u00e9zif\u00e9ket kiengedik stb. A gy\u00e1ri aut\u00f3ponyva, mint kieg\u00e9sz\u00edt\u0151, \u00e1ltal\u00e1ban n\u00f6veli az aut\u00f3 \u00e9rt\u00e9k\u00e9t.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A legt\u00f6bb ilyen j\u00e1rm\u0171 norm\u00e1lis k\u00f6r\u00fclm\u00e9nyek k\u00f6z\u00f6tt sosem l\u00e1t p\u00e9ld\u00e1ul es\u0151t vagy havat, ez\u00e9rt a s\u00f3z\u00e1s karossz\u00e9riamar\u00f3 hat\u00e1sa sem \u00e9rinti, nem v\u00e9letlen\u00fcl szokt\u00e1k ezt a hirdet\u00e9sekben is felt\u00fcntetni.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><a href=\"https:\/\/ibkr.com\/referral\/balintzsolt366\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" width=\"1024\" height=\"256\" data-src=\"https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/IBKR-banner-bonusz-200-usd-1024x256.jpg.webp\" alt=\"Nemcsak aut\u00f3befektet\u00e9s l\u00e9tezik a vil\u00e1gon, ezekre viszont ott az IBKR br\u00f3ker\" class=\"wp-image-9668 lazyload\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/256;width:1140px;height:auto\" data-srcset=\"https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/IBKR-banner-bonusz-200-usd-1024x256.jpg.webp 1024w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/IBKR-banner-bonusz-200-usd-414x104.jpg.webp 414w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/IBKR-banner-bonusz-200-usd-768x192.jpg.webp 768w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/IBKR-banner-bonusz-200-usd-scaled.jpg.webp 1110w\" data-sizes=\"(max-width: 1024px) 100vw, 1024px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" \/><\/a><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Egy\u00e9b k\u00f6lts\u00e9gek<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Nagyon sokan azt gondolj\u00e1k, hogy az ad\u00f3k teszik ki a legnagyobb k\u00f6lts\u00e9g\u00e9t az aut\u00f3tart\u00e1snak, ami r\u00e9szben igaz. Ha viszont csak a direkt ad\u00f3kkal \u00e9s illet\u00e9kekkel sz\u00e1moltok, \u00e9s p\u00e9ld\u00e1ul az \u00fczemanyagban indirekten megjelen\u0151 ad\u00f3val nem, akkor ez nem is olyan nagy \u00f6sszeg. Ennek ellen\u00e9re sz\u00e9p sz\u00e1mmal akad ilyen t\u00e9tel, \u00f6sszeszedtem a legtipikusabbakat.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Ad\u00f3k \u00e9s illet\u00e9kek<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">K\u00f6zterhek \u00e9s k\u00f6telez\u0151 d\u00edjak:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ud83e\uddfe <strong>vagyonszerz\u00e9si illet\u00e9k<\/strong>, amit a v\u00e1s\u00e1rl\u00e1skor fizetsz, k\u00f6znyelvben az \u201e\u00e1t\u00edr\u00e1s k\u00f6lts\u00e9ge\u201d.<\/li>\n\n\n\n<li>\ud83d\udd0d <strong>eredetis\u00e9gvizsga, id\u0151szakos vizsg\u00e1k<\/strong> k\u00f6lts\u00e9ge.<\/li>\n\n\n\n<li>\ud83c\udfdb\ufe0f <strong>OT-vizsga \u00e9s muze\u00e1lis min\u0151s\u00edt\u00e9s.<\/strong><\/li>\n\n\n\n<li>\ud83d\udcc4 <strong>igazgat\u00e1si d\u00edjak:<\/strong> \u00faj forgalmi enged\u00e9ly, t\u00f6rzsk\u00f6nyv, adott esetben \u00faj rendsz\u00e1m.<\/li>\n\n\n\n<li>\ud83c\udf0d <strong>regisztr\u00e1ci\u00f3s ad\u00f3:<\/strong> a k\u00fclf\u00f6ldr\u0151l v\u00e1s\u00e1rolt aut\u00f3k eset\u00e9ben a honos\u00edt\u00e1s d\u00edja.<\/li>\n\n\n\n<li>\ud83d\ude97 <strong>g\u00e9pj\u00e1rm\u0171ad\u00f3:<\/strong> a tart\u00e1s k\u00f6zben g\u00e9pj\u00e1rm\u0171ad\u00f3, kiv\u00e9ve, ha az aut\u00f3 nincs forgalomban tartva.<\/li>\n\n\n\n<li>\ud83d\udcb0 <strong>SZJA az \u00e1rfolyamnyeres\u00e9g ut\u00e1n:<\/strong> amennyiben eladod \u00e9s volt \u00e9rt\u00e9kn\u00f6veked\u00e9s.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Biztos\u00edt\u00e1s<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Amit az aut\u00f3 k\u00e1resem\u00e9nyeihez kapcsol\u00f3d\u00f3an k\u00f6tsz meg:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ud83d\udee1\ufe0f <strong>KGFB<\/strong>, vagyis k\u00f6telez\u0151 g\u00e9pj\u00e1rm\u0171-felel\u0151ss\u00e9gbiztos\u00edt\u00e1s.<\/li>\n\n\n\n<li>\ud83d\udd27 <strong>casco<\/strong>, ami a saj\u00e1t k\u00f6lts\u00e9geidet t\u00e9r\u00edti baleset eset\u00e9n.<\/li>\n\n\n\n<li>\ud83d\uddbc\ufe0f <strong>nagy \u00e9rt\u00e9k\u0171 aut\u00f3kra k\u00f6thet\u0151 vagyonbiztos\u00edt\u00e1s<\/strong> is, ami a lop\u00e1sra, felt\u00f6r\u00e9sre, rong\u00e1l\u00e1sra, megsemmis\u00fcl\u00e9sre, egy\u00e9b k\u00e1resem\u00e9nyekre vonatkozik. Ilyenkor tulajdonk\u00e9ppen m\u0171t\u00e1rgyk\u00e9nt biztos\u00edtj\u00e1k az aut\u00f3t.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Alternat\u00edv k\u00f6lts\u00e9gek<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Ha ugyanazt a p\u00e9nzt nem g\u00e9pj\u00e1rm\u0171be fektetted volna, hanem mondjuk ingatlanba vagy r\u00e9szv\u00e9nyekbe, akkor mekkora hozamot \u00e9rt\u00e9l volna el. \u00d6k\u00f6lszab\u00e1ly szerint az S&amp;P 500 r\u00e9szv\u00e9nyindex hozama 10% \u00e9vente, ezt kellene megverned az aut\u00f3befektet\u00e9s sor\u00e1n el\u00e9rt nyeres\u00e9ggel.<\/p>\n\n\n\n<figure class=\"wp-block-embed aligncenter is-type-wp-embed is-provider-io-charts wp-block-embed-io-charts\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"6YNp4r2EXA\"><a href=\"https:\/\/iocharts.io\/blog\/a-porsche-ag-p911-reszvenyelemzese\/\">Porsche (P911) r\u00e9szv\u00e9ny: EV-\u00e1t\u00e1ll\u00e1s, kock\u00e1zat \u00e9s \u00e9rt\u00e9k<\/a><\/blockquote><iframe class=\"wp-embedded-content lazyload\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"\u201cPorsche (P911) r\u00e9szv\u00e9ny: EV-\u00e1t\u00e1ll\u00e1s, kock\u00e1zat \u00e9s \u00e9rt\u00e9k\u201d \u2014 iO Charts\" data-src=\"https:\/\/iocharts.io\/blog\/a-porsche-ag-p911-reszvenyelemzese\/embed\/#?secret=ySDgmzjIGl#?secret=6YNp4r2EXA\" data-secret=\"6YNp4r2EXA\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" data-load-mode=\"1\"><\/iframe>\n<\/div><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Mivel az iO Charts oldal\u00e1n alapvet\u0151en kripto \u00e9s r\u00e9szv\u00e9nybefektet\u00e9sekkel foglalkozunk, \u00e9rdemes megn\u00e9zned a t\u00f6bbi cikk\u00fcnket is, ahol j\u00f3l l\u00e1that\u00f3, hogy nagyj\u00e1b\u00f3l minden nomin\u00e1lis \u00e9s re\u00e1l hozamokat lehet el\u00e9rni. P\u00e9ld\u00e1ul aut\u00f3gy\u00e1rt\u00f3k r\u00e9szv\u00e9nyeit is megveheted, ami tulajdonk\u00e9ppen az aut\u00f3befektet\u00e9s proxyja.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><a href=\"https:\/\/wise.com\/invite\/ihpc\/balintzsoltk\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" width=\"1024\" height=\"256\" data-src=\"https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Wise-banner-hatter-v3-1024x256.jpg.webp\" alt=\"Wise sz\u00e1mlanyit\u00e1s\" class=\"wp-image-9669 lazyload\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/256;width:1140px;height:auto\" data-srcset=\"https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Wise-banner-hatter-v3-1024x256.jpg.webp 1024w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Wise-banner-hatter-v3-414x104.jpg.webp 414w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Wise-banner-hatter-v3-768x192.jpg.webp 768w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Wise-banner-hatter-v3-scaled.jpg.webp 1110w\" data-sizes=\"(max-width: 1024px) 100vw, 1024px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Aut\u00f3befektet\u00e9s: sz\u00e1m\u00edt\u00e1s val\u00f3s p\u00e9lda alapj\u00e1n<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A fenti elm\u00e9let el\u00e9gg\u00e9 tudom\u00e1nyosnak hat, de akkor is csak elm\u00e9let. Szerencs\u00e9re t\u00f6bb mint hat \u00e9ve \u00edrom a saj\u00e1t aut\u00f3m k\u00f6lts\u00e9geit, \u00edgy vannak val\u00f3s adataim arr\u00f3l, hogy nagyj\u00e1b\u00f3l mire sz\u00e1m\u00edthatsz egy olcs\u00f3 \u201ckisaut\u00f3\u201d eset\u00e9ben. Ebb\u0151l persze nem k\u00f6vetkezik az, hogy egy Ferrari eset\u00e9ben is ugyanilyen ar\u00e1nyok j\u00f6nn\u00e9nek ki, de t\u00e1mpontnak nem rossz. L\u00e9nyeges, hogy a lenti p\u00e9lda nem aut\u00f3befektet\u00e9s, hanem egy haszn\u00e1lati t\u00e1rgy k\u00f6lts\u00e9geinek elemz\u00e9se, de ez a jellemz\u0151bb eset.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A t\u00edpus: <strong>SEAT Ibiza MK IV. (6J) 2015-\u00f6s, 1.4-es benzines, k\u00f6zepesen felszerelt modell.<\/strong> Az eredeti \u00e1r\u00e1t is tudom: <strong>~3.8-4 milli\u00f3 HUF volt 2015-ben, 2016-ban vettem, 2 830 000 HUF-\u00e9rt,<\/strong> teh\u00e1t tudom a beker\u00fcl\u00e9si \u00e1rat is. N\u00e9zz\u00fck, mekkora k\u00f6lts\u00e9gbe ker\u00fclt az elm\u00falt 6 \u00e9vben a fenntart\u00e1sa, hiszen csak 2020 \u00f3ta \u00edrom a sz\u00e1mokat.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Alapadatok<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ud83d\ude98 <strong>Szegmens:<\/strong> B, kisaut\u00f3.<\/li>\n\n\n\n<li>\ud83c\udff7\ufe0f <strong>Beker\u00fcl\u00e9si \u00e1r:<\/strong> 2 830 000 HUF (eredeti \u00e1r 3.8\u20134 milli\u00f3 HUF).<\/li>\n\n\n\n<li>\ud83d\udcb6 <strong>Jelenlegi \u00e9rt\u00e9k:<\/strong> ~2 300 000 HUF.<\/li>\n\n\n\n<li>\u2699\ufe0f <strong>Motor:<\/strong> 1.4 sz\u00edv\u00f3 benzines.<\/li>\n\n\n\n<li>\ud83d\ude99 <strong>Karossz\u00e9ria:<\/strong> hatchback.<\/li>\n\n\n\n<li>\ud83d\udee3\ufe0f <strong>Fut\u00e1steljes\u00edtm\u00e9ny:<\/strong> 115 000 km.<\/li>\n<\/ul>\n\n\n\n\n<style>\n.io-chart{width:100%;max-width:100%;margin:1.75em 0 2em;padding:18px 18px 14px;box-sizing:border-box;background:#f3f6fa;border:1px solid #dfe5ec;border-top:4px solid #e2662c;border-radius:8px}\n.io-chart *{box-sizing:border-box}\n.io-chart__title{margin:0 0 4px;font-size:1.05em;font-weight:700;color:#1b3a5f;line-height:1.35}\n.io-chart__sub{margin:0 0 12px;font-size:.85em;color:#5a6573;line-height:1.45}\n.io-chart__legend{display:flex;flex-wrap:wrap;gap:8px 16px;margin:0 0 10px;font-size:.8em;color:#2b3440}\n.io-chart__legend span{display:inline-flex;align-items:center;gap:6px}\n.io-chart__sw{display:inline-block;flex:0 0 auto;width:10px;height:10px;border-radius:2px}\n.io-chart__canvas{position:relative;width:100%;height:340px}\n.io-chart__note{margin:10px 0 0;font-size:.78em;line-height:1.5;color:#6b7785}\n@media (max-width:640px){.io-chart{padding:14px 10px 10px}.io-chart__canvas{height:280px}.io-chart__legend{font-size:.75em}}\n<\/style>\n<div class=\"io-chart\">\n<p class=\"io-chart__title\">Egy \u00e1tlagos kisaut\u00f3 \u00e9ves m\u0171k\u00f6d\u00e9si k\u00f6lts\u00e9gei: SEAT Ibiza 1.4, 2020\u20132026<\/p>\n<p class=\"io-chart__sub\">Ezer forintban, kateg\u00f3ri\u00e1nk\u00e9nt. Saj\u00e1t k\u00f6lts\u00e9gnyilv\u00e1ntart\u00e1s alapj\u00e1n, \u00e9rt\u00e9kcs\u00f6kken\u00e9s n\u00e9lk\u00fcl.<\/p>\n<div class=\"io-chart__legend\">\n<span><i class=\"io-chart__sw\" style=\"background:#1b3a5f\"><\/i>\u00dczemanyag<\/span>\n<span><i class=\"io-chart__sw\" style=\"background:#e2662c\"><\/i>Szerviz<\/span>\n<span><i class=\"io-chart__sw\" style=\"background:#1f9e74\"><\/i>Ad\u00f3k \u00e9s illet\u00e9kek<\/span>\n<span><i class=\"io-chart__sw\" style=\"background:#eda100\"><\/i>Aut\u00f3p\u00e1lya-matrica<\/span>\n<\/div>\n<div class=\"io-chart__canvas\"><canvas id=\"ioIbizaRunning\" role=\"img\" aria-label=\"\u00c9ves m\u0171k\u00f6d\u00e9si k\u00f6lts\u00e9gek ezer forintban: 2020: 524; 2021: 477; 2022: 430; 2023: 1078; 2024: 526; 2025: 661; 2026 okt\u00f3berig: 709.\">2020: 524 ezer Ft; 2021: 477; 2022: 430; 2023: 1078; 2024: 526; 2025: 661; 2026 (okt\u00f3berig): 709.<\/canvas><\/div>\n<p class=\"io-chart__note\">*A 2026-os adatok okt\u00f3berig tartanak. A 2023-as kiugr\u00e1st egy nagyobb szervizk\u00f6lts\u00e9g okozza. \u00d6sszesen 2020 \u00e9s 2026 k\u00f6z\u00f6tt: 4 405 254 Ft.<\/p>\n<\/div>\n<script src=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/Chart.js\/4.4.1\/chart.umd.js\"><\/script>\n<script>\n(function(){\nvar el=document.getElementById('ioIbizaRunning');\nif(!el||typeof Chart==='undefined')return;\nvar navy='#1b3a5f',muted='#6b7785',grid='#dfe5ec';\nvar k=function(a){return a.map(function(x){return Math.round(x\/1000);});};\nvar d={u:[201276,298816,231337,312116,268781,202032,183043],s:[196670,74460,68000,639990,119894,310097,374708],a:[81426,29000,81916,77490,77490,87814,90618],m:[44460,74460,48300,48300,59500,61500,61760]};\nvar ds=function(l,arr,col){return{label:l,data:k(arr),backgroundColor:col,borderColor:'#f3f6fa',borderWidth:1,maxBarThickness:46};};\nnew Chart(el,{type:'bar',data:{labels:['2020','2021','2022','2023','2024','2025','2026*'],datasets:[ds('\u00dczemanyag',d.u,navy),ds('Szerviz',d.s,'#e2662c'),ds('Ad\u00f3k \u00e9s illet\u00e9kek',d.a,'#1f9e74'),ds('Aut\u00f3p\u00e1lya-matrica',d.m,'#eda100')]},\noptions:{responsive:true,maintainAspectRatio:false,plugins:{legend:{display:false},tooltip:{mode:'index',backgroundColor:navy,callbacks:{label:function(t){return t.dataset.label+': '+t.raw+' ezer Ft';},footer:function(it){return '\u00d6sszesen: '+it.reduce(function(a,b){return a+b.raw;},0)+' ezer Ft';}}}},\nscales:{x:{stacked:true,ticks:{color:muted},grid:{display:false},border:{color:grid}},y:{stacked:true,ticks:{color:muted,callback:function(x){return x+' e';}},grid:{color:grid},title:{display:true,text:'ezer Ft',color:muted}}}}});\n})();\n<\/script>\n\n\n\n\n<p class=\"wp-block-paragraph\"><strong>K\u00f6lts\u00e9gek b\u0151 6 \u00e9v alatt<\/strong> (z\u00e1r\u00f3jelben a teljes k\u00f6lts\u00e9gre vet\u00edtett sz\u00e1zal\u00e9k, m\u00ednusz v\u00e9tel\u00e1r)<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ud83e\uddfe <strong>Ad\u00f3k:<\/strong> 525 754 HUF, 11.93%.<\/li>\n\n\n\n<li>\ud83d\udd27 <strong>Szervizk\u00f6lts\u00e9gek:<\/strong> 1 783 819 HUF, 40.49%.<\/li>\n\n\n\n<li>\u26fd <strong>\u00dczemanyag:<\/strong> 1 697 401 HUF, 38.53%.<\/li>\n\n\n\n<li>\ud83d\udee3\ufe0f <strong>Egy\u00e9b (pl. aut\u00f3p\u00e1lya-matrica):<\/strong> 398 280 HUF, 9.04%.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u00d6sszesen: 4 405 254 Ft.<br>Az aut\u00f3 \u00e1r\u00e1val egy\u00fctt: 7 235 254 HUF.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c9rt\u00e9kcs\u00f6kken\u00e9s: <strong>530 000 HUF<\/strong> beker\u00fcl\u00e9si \u00e9rt\u00e9ken, ~<strong>1.5-1.7 milli\u00f3 HUF,<\/strong> az <strong><\/strong>\u00faj aut\u00f3 \u00e1ra alapj\u00e1n sz\u00e1molva (az \u00e9rt\u00e9kcs\u00f6kken\u00e9st nem kalkul\u00e1ltam bele a teljes k\u00f6lts\u00e9gbe).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Az \u00e9rt\u00e9kcs\u00f6kken\u00e9st \u00fagy sz\u00e1moltam ki, hogy a <a href=\"http:\/\/hasznaltauto.hu\">hasznaltauto.hu<\/a>-n kikerestem a saj\u00e1t aut\u00f3mmal azonos felszerelts\u00e9g\u0171, hasonl\u00f3 fut\u00e1steljes\u00edtm\u00e9ny\u0171 aut\u00f3kat, korrig\u00e1ltam 10% alkuval, majd ez alapj\u00e1n kisz\u00e1moltam az aut\u00f3 jelenlegi \u00e9rt\u00e9k\u00e9t. A v\u00e9tel\u00e1r \u00e9s a jelenlegi \u00e9rt\u00e9k k\u00fcl\u00f6nbs\u00e9ge lett az \u00e9rt\u00e9kcs\u00f6kken\u00e9s.<\/p>\n\n\n\n\n<style>\n.io-chart{width:100%;max-width:100%;margin:1.75em 0 2em;padding:18px 18px 14px;box-sizing:border-box;background:#f3f6fa;border:1px solid #dfe5ec;border-top:4px solid #e2662c;border-radius:8px}\n.io-chart *{box-sizing:border-box}\n.io-chart__title{margin:0 0 4px;font-size:1.05em;font-weight:700;color:#1b3a5f;line-height:1.35}\n.io-chart__sub{margin:0 0 12px;font-size:.85em;color:#5a6573;line-height:1.45}\n.io-chart__kpis{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px;margin:0 0 16px}\n.io-chart__kpi{background:#fff;border:1px solid #dfe5ec;border-radius:6px;padding:10px 12px}\n.io-chart__kpi span{display:block;font-size:.75em;color:#5a6573;margin-bottom:2px}\n.io-chart__kpi strong{display:block;font-size:1.1em;color:#1b3a5f;font-variant-numeric:tabular-nums}\n.io-chart__legend{display:flex;flex-wrap:wrap;gap:8px 16px;margin:0 0 10px;font-size:.8em;color:#2b3440}\n.io-chart__legend span{display:inline-flex;align-items:center;gap:6px}\n.io-chart__sw{display:inline-block;flex:0 0 auto}\n.io-chart__canvas{position:relative;width:100%;height:280px}\n.io-chart__note{margin:10px 0 0;font-size:.78em;line-height:1.5;color:#6b7785}\n@media (max-width:640px){.io-chart{padding:14px 10px 10px}.io-chart__kpis{grid-template-columns:repeat(2,minmax(0,1fr))}.io-chart__canvas{height:230px}.io-chart__legend{font-size:.75em}}\n<\/style>\n<div class=\"io-chart\">\n<p class=\"io-chart__title\">Egy \u00e1tlagos kisaut\u00f3 \u00e9rt\u00e9kg\u00f6rb\u00e9je: SEAT Ibiza 1.4, 2015\u20132026<\/p>\n<p class=\"io-chart__sub\">N\u00e9vleges forintban. A mai \u00e9rt\u00e9k hasznaltauto.hu-hirdet\u00e9sek alapj\u00e1n, 10% alkuval becs\u00fclve.<\/p>\n<div class=\"io-chart__kpis\">\n<div class=\"io-chart__kpi\"><span>\u00daj \u00e1r (2015)<\/span><strong>kb. 3.8\u20134.0 M Ft<\/strong><\/div>\n<div class=\"io-chart__kpi\"><span>V\u00e9tel\u00e1r (2016)<\/span><strong>2.83 M Ft<\/strong><\/div>\n<div class=\"io-chart__kpi\"><span>Becs\u00fclt mai \u00e9rt\u00e9k<\/span><strong>kb. 2.30 M Ft<\/strong><\/div>\n<div class=\"io-chart__kpi\"><span>\u00c9rt\u00e9kcs\u00f6kken\u00e9s a v\u00e9tel \u00f3ta<\/span><strong>kb. 530 000 Ft<\/strong><\/div>\n<\/div>\n<div class=\"io-chart__legend\">\n<span><i class=\"io-chart__sw\" style=\"width:10px;height:10px;border-radius:50%;background:#1b3a5f\"><\/i>Ismert \u00e9rt\u00e9k<\/span>\n<span><i class=\"io-chart__sw\" style=\"width:4px;height:13px;background:#e2662c\"><\/i>\u00c1rs\u00e1v \/ becsl\u00e9si s\u00e1v<\/span>\n<span><i class=\"io-chart__sw\" style=\"width:20px;border-top:2px dashed #8a95a3\"><\/i>K\u00f6ztes \u00e9vek: nincs m\u00e9rt adat<\/span>\n<\/div>\n<div class=\"io-chart__canvas\"><canvas id=\"ioIbizaValue\" role=\"img\" aria-label=\"Az Ibiza \u00e9rt\u00e9ke: 2015-\u00f6s \u00faj \u00e1r kb. 3.8\u20134.0 milli\u00f3 forint, 2016-os v\u00e9tel\u00e1r 2.83 milli\u00f3 forint, 2026-os becs\u00fclt \u00e9rt\u00e9k kb. 2.30 milli\u00f3 forint (2.20\u20132.45 milli\u00f3).\">2015: kb. 3.9 M Ft; 2016: 2.83 M Ft; 2026: kb. 2.30 M Ft.<\/canvas><\/div>\n<p class=\"io-chart__note\">Az els\u0151 \u00e9vben az aut\u00f3 az \u00faj \u00e1ra kb. negyed\u00e9t elvesz\u00edtette, az\u00f3ta, k\u00f6zel t\u00edz \u00e9v alatt, a v\u00e9tel\u00e1r\u00e1hoz k\u00e9pest kb. 19%-ot. A 2016 \u00e9s 2026 k\u00f6z\u00f6tti szakasz egyenes vonala csak a k\u00e9t v\u00e9gpontot k\u00f6ti \u00f6ssze; a 2021\u20132023-as haszn\u00e1ltaut\u00f3-dr\u00e1gul\u00e1s alatt az \u00e9rt\u00e9k \u00e1tmenetileg magasabb is lehetett.<\/p>\n<\/div>\n<script src=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/Chart.js\/4.4.1\/chart.umd.js\"><\/script>\n<script>\n(function(){\nvar el=document.getElementById('ioIbizaValue');\nif(!el||typeof Chart==='undefined')return;\nvar navy='#1b3a5f',orange='#e2662c',muted='#6b7785',grid='#dfe5ec';\nfunction band(x,a,b,n){return{label:'band',data:[{x:x,y:a,n:n+' (als\u00f3)'},{x:x,y:b,n:n+' (fels\u0151)'}],showLine:true,borderColor:orange,backgroundColor:orange,borderWidth:4,pointRadius:2};}\nnew Chart(el,{type:'scatter',data:{datasets:[\nband(2015.5,3.8,4.0,'\u00daj \u00e1r, 2015'),\nband(2026.75,2.20,2.45,'Becs\u00fclt \u00e9rt\u00e9k, 2026'),\n{label:'trend',data:[{x:2015.5,y:3.9},{x:2016.5,y:2.83},{x:2026.75,y:2.30}],showLine:true,borderColor:'#8a95a3',borderDash:[6,5],borderWidth:2,pointRadius:0,pointHoverRadius:0},\n{label:'ertek',data:[{x:2015.5,y:3.9,n:'\u00daj \u00e1r, 2015 (s\u00e1v k\u00f6zepe)'},{x:2016.5,y:2.83,n:'V\u00e9tel\u00e1r, 2016'},{x:2026.75,y:2.30,n:'Becs\u00fclt \u00e9rt\u00e9k, 2026. okt\u00f3ber'}],pointRadius:6,pointHoverRadius:8,backgroundColor:navy,borderColor:navy}\n]},options:{responsive:true,maintainAspectRatio:false,layout:{padding:{top:8,right:10}},\nplugins:{legend:{display:false},tooltip:{backgroundColor:navy,filter:function(i){return i.dataset.label!=='trend';},callbacks:{title:function(){return '';},label:function(c){return c.raw.n+': '+c.raw.y.toFixed(2)+' milli\u00f3 Ft';}}}},\nscales:{x:{min:2015,max:2027.3,ticks:{color:muted,stepSize:1,callback:function(v){return Number.isInteger(v)?v:'';}},grid:{display:false},border:{color:grid}},\ny:{min:0,max:4.5,ticks:{color:muted,callback:function(v){return v.toFixed(1)+' M';}},grid:{color:grid},title:{display:true,text:'milli\u00f3 Ft',color:muted}}}}});\n})();\n<\/script>\n\n\n\n\n<p class=\"wp-block-paragraph\">A fentiekb\u0151l a tanuls\u00e1g az, hogy az aut\u00f3m m\u00e9g nem \u00e9rte el a m\u00e9lypontj\u00e1t, teh\u00e1t az \u00e9rt\u00e9kcs\u00f6kken\u00e9sb\u0151l sz\u00e1rmaz\u00f3 k\u00f6lts\u00e9gem tov\u00e1bb fog emelkedni, m\u00e9g 10-15 \u00e9ven \u00e1t. Viszont a COVID-hat\u00e1s miatt eg\u00e9szen j\u00f3l meg\u0151rizte az \u00e9rt\u00e9k\u00e9t, ami egy kir\u00edv\u00f3 eset, de nem ez az \u00e1ltal\u00e1nos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Kiindulva az aut\u00f3 reput\u00e1ci\u00f3j\u00e1b\u00f3l, a nagyon magas gy\u00e1rt\u00e1si mennyis\u00e9gb\u0151l, a rajong\u00f3i hat\u00e1s hi\u00e1ny\u00e1b\u00f3l, \u00e9s abb\u00f3l, hogy ez nem egy sportos verzi\u00f3, val\u00f3sz\u00edn\u0171leg soha nem is fordul \u00e1t az \u00e9rt\u00e9kcs\u00f6kken\u00e9s \u00e9rt\u00e9kn\u00f6veked\u00e9sbe.<\/strong> Tov\u00e1bbi \u00e9rdekess\u00e9g, hogy nem az aut\u00f3 beker\u00fcl\u00e9si \u00e1ra, nem az ad\u00f3k \u00e9s nem is az \u00e9rt\u00e9kcs\u00f6kken\u00e9s a legnagyobb k\u00f6lts\u00e9g, hanem az \u00fczemeltet\u00e9s. <strong>Vagyis a szerviz \u00e9s az \u00fczemanyag teszi ki a dolgok oroszl\u00e1nr\u00e9sz\u00e9t.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A fentiekb\u0151l az is kiolvashat\u00f3, mi\u00e9rt nem lehet egy \u00e1tlagos \u00faj aut\u00f3 rent\u00e1bilis befektet\u00e9s. Annyira sok a k\u00f6lts\u00e9g, mire el\u00e9ri a j\u00e1rm\u0171 az \u00e9rt\u00e9kcs\u00f6kken\u00e9si m\u00e9lypontot &#8211; ha valaha el\u00e9ri -, hogy egyszer\u0171en lehetetlen a v\u00e9gelsz\u00e1mol\u00e1sn\u00e1l pozit\u00edv sz\u00e1mot kihozni a matekkal.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><a href=\"https:\/\/lightyear.com\/en-eu\/profile\/jozsef491\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" width=\"1024\" height=\"256\" data-src=\"https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Lightyear-blue-white-1024x256.jpg.webp\" alt=\"Lightyear TBSZ transzfer\" class=\"wp-image-9688 lazyload\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/256;width:1140px;height:auto\" data-srcset=\"https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Lightyear-blue-white-1024x256.jpg.webp 1024w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Lightyear-blue-white-414x104.jpg.webp 414w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Lightyear-blue-white-768x192.jpg.webp 768w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/Lightyear-blue-white-scaled.jpg.webp 1110w\" data-sizes=\"(max-width: 1024px) 100vw, 1024px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Aut\u00f3befektet\u00e9s: \u00f6sszefoglal\u00f3<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A fentiekb\u0151l l\u00e1that\u00f3, hogy egy \u00e1tlagos aut\u00f3 iszonyatosan magas k\u00f6lts\u00e9get gener\u00e1l, <strong>nemcsak befektet\u00e9snek borzalmas, hanem m\u00e9g a nullszald\u00f3t\u00f3l is nagyon t\u00e1vol leszel.<\/strong> R\u00e1ad\u00e1sul \u00f3ri\u00e1si alternat\u00edv k\u00f6lts\u00e9get futsz azzal, hogy a p\u00e9nzedet nem valamilyen m\u00e1sik befektet\u00e9si instrumentumba tetted. A hozamodat a k\u00f6lts\u00e9gek el\u0151re ledar\u00e1lj\u00e1k, mik\u00f6zben egy meg\u00e9rz\u00e9sre hagyatkozol, hogy az \u00e1ltalad kiv\u00e1lasztott t\u00edpusnak egyszer majd megindul az \u00e1ra felfel\u00e9.&nbsp;<\/p>\n\n\n\n<pre class=\"wp-block-preformatted\">\ud83d\udc46<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">A fentiek elk\u00e9peszt\u0151en rossz kock\u00e1zat-hozam ar\u00e1nyt adnak ki, \u00edgy egy \u00e1tlagos aut\u00f3v\u00e1s\u00e1rl\u00f3nak egy\u00e1ltal\u00e1n nem \u00e9rdemes vele pr\u00f3b\u00e1lkoznia.<\/mark><\/strong><\/pre>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u00c9lvezd ink\u00e1bb az aut\u00f3t az \u00e1ltala ny\u00fajtott szabads\u00e1g, a vezet\u00e9si \u00e9lm\u00e9ny vagy a k\u00e9nyelem miatt, \u00e9s ne tekints r\u00e1 befektet\u00e9sk\u00e9nt.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Viszont akkor hogyan lehet az, hogy egyesek m\u00e9gis k\u00e9pesek jelent\u0151s \u00e9rt\u00e9kn\u00f6veked\u00e9st el\u00e9rni az aut\u00f3parkjukkal, nekik az aut\u00f3befektet\u00e9s mi\u00e9rt egy opci\u00f3, m\u00edg m\u00e1soknak nem az? Err\u0151l lesz sz\u00f3 a m\u00e1sodik r\u00e9szben!<\/p>\n\n\n\n<pre class=\"wp-block-preformatted\"><strong>\ud83e\udd11<mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">Ha esetleg m\u00e1s befektet\u00e9sek is \u00e9rdekelnek, \u00e9s ehhez br\u00f3kert kerestek, olv\u00e1sstok el az err\u0151l sz\u00f3l\u00f3 elemz\u00e9seinket:<\/mark><\/strong><br>\ud83c\udfdb\ufe0f<a href=\"https:\/\/iocharts.io\/blog\/interactive-brokers-broker-szamla-elemzes-profiknak-profi\/\" target=\"_blank\" rel=\"noreferrer noopener\">Interactive Brokers br\u00f3kersz\u00e1mla-elemz\u00e9s \u2013 Profiknak profi<\/a><br>\ud83d\udcc8<a href=\"https:\/\/iocharts.io\/blog\/lightyear-broker-szamla-elemzes-egyszeruseg-es-olcsosag-kez-a-kezben\/\" target=\"_blank\" rel=\"noreferrer noopener\">Lightyear br\u00f3kersz\u00e1mla-elemz\u00e9s - Egyszer\u0171s\u00e9g \u00e9s olcs\u00f3s\u00e1g k\u00e9z a k\u00e9zben<\/a><br>\u2705<a href=\"https:\/\/iocharts.io\/blog\/xtb-broker-elemzes-ezt-tudja-a-platform-2026-ban\/\" target=\"_blank\" rel=\"noreferrer noopener\">XTB br\u00f3ker elemz\u00e9s 2026: ezt tudja a platform 2026-ban<\/a><\/pre>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><a href=\"https:\/\/ibkr.com\/referral\/balintzsolt366\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" width=\"1024\" height=\"256\" data-src=\"https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/IBKR-banner-bonusz-200-usd-1024x256.jpg.webp\" alt=\"Nemcsak aut\u00f3befektet\u00e9s l\u00e9tezik a vil\u00e1gon, ezekre viszont ott az IBKR br\u00f3ker\" class=\"wp-image-9668 lazyload\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/256;width:1140px;height:auto\" data-srcset=\"https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/IBKR-banner-bonusz-200-usd-1024x256.jpg.webp 1024w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/IBKR-banner-bonusz-200-usd-414x104.jpg.webp 414w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/IBKR-banner-bonusz-200-usd-768x192.jpg.webp 768w, https:\/\/iocharts.io\/blog\/wp-content\/smush-webp\/2026\/02\/IBKR-banner-bonusz-200-usd-scaled.jpg.webp 1110w\" data-sizes=\"(max-width: 1024px) 100vw, 1024px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" \/><\/a><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n\n\n\n<!-- ============================================================\n     GY\u00cdK ACCORDION - iO Charts (Aut\u00f3befektet\u00e9s cikk, I. r\u00e9sz)\n     ============================================================ -->\n<style>\n.io-faq {\n  --faq-navy:      #1b3a5f;\n  --faq-accent:    #e2662c;\n  --faq-text:      #333333;\n  --faq-line:      #dfe5ec;\n  --faq-hover:     #eef4fa;\n  --faq-bg:        #f4f8fc;\n\n  background: var(--faq-bg);\n  padding: 2em 2em 1.5em 2em;\n  border-radius: 10px;\n  max-width: 100%;\n  margin: 2.5em 0;\n}\n\n.io-faq__title {\n  text-align: center;\n  color: var(--faq-navy);\n  margin: 0 0 1.5em 0;\n}\n\n.io-faq__subtitle {\n  display: flex;\n  align-items: center;\n  gap: 1.1em;\n  color: var(--faq-accent);\n  margin: 0 0 1.8em 0;\n  font-size: .95em;\n  white-space: nowrap;\n}\n\n.io-faq__subtitle::before,\n.io-faq__subtitle::after {\n  content: \"\";\n  flex: 1;\n  height: 1px;\n  opacity: .45;\n}\n\n.io-faq__subtitle::before {\n  background: linear-gradient(to right, transparent, var(--faq-accent));\n}\n\n.io-faq__subtitle::after {\n  background: linear-gradient(to left, transparent, var(--faq-accent));\n}\n\n.io-faq__intro {\n  text-align: left;\n  color: var(--faq-text);\n  line-height: 1.7;\n  margin: 0 0 2em 0;\n}\n\n.io-faq__intro p { margin: 0 0 .9em 0; 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font-size: .85em; }\n}\n<\/style>\n\n<div class=\"io-faq\">\n  <h2 class=\"io-faq__title\">Gyakran Ism\u00e9telt K\u00e9rd\u00e9sek az aut\u00f3befektet\u00e9sr\u0151l<\/h2>\n  <p class=\"io-faq__subtitle\">V\u00e1laszok a leggyakoribb k\u00e9rd\u00e9sekre<\/p>\n  <div class=\"io-faq__intro\">\n    <p>Gondolkodt\u00e1l m\u00e1r azon, hogy a k\u00f6vetkez\u0151 aut\u00f3dat befektet\u00e9sk\u00e9nt vedd meg? Itt t\u00f6m\u00f6r v\u00e1laszokat tal\u00e1lsz a legt\u00f6bbet k\u00e9rdezett t\u00e9m\u00e1kra: mennyit hoznak val\u00f3j\u00e1ban a klasszikus aut\u00f3k, mekkora az \u00e9rt\u00e9kcs\u00f6kken\u00e9s, mikor fordulhat meg egy t\u00edpus \u00e1ra, milyen k\u00f6lts\u00e9gek \u00f6lik meg a hozamot, \u00e9s mennyibe ker\u00fcl egy \u00e1tlagos aut\u00f3 fenntart\u00e1sa.<\/p>\n    <p>Kattints b\u00e1rmelyik k\u00e9rd\u00e9sre, \u00e9s kiny\u00edlik a v\u00e1lasz. Ezek sz\u00e1nd\u00e9kosan r\u00f6vid \u00f6sszefoglal\u00f3k: ha a r\u00e9szletek is \u00e9rdekelnek, azokat feljebb, a cikk megfelel\u0151 fejezeteiben bontom ki b\u0151vebben. Fontos: az \u00e1rak, az ad\u00f3z\u00e1si szab\u00e1lyok \u00e9s a piaci adatok a cikk \u00edr\u00e1s\u00e1nak id\u0151pontj\u00e1t t\u00fckr\u00f6zik.<\/p>\n  <\/div>\n  <details class=\"io-faq__item\">\n    <summary class=\"io-faq__q\"><h3>Mi az aut\u00f3befektet\u00e9s, \u00e9s mi\u00e9rt t\u0171nik ilyen vonz\u00f3nak?<\/h3><\/summary>\n    <div class=\"io-faq__a\">\n      <p>Aut\u00f3befektet\u00e9sr\u0151l akkor besz\u00e9l\u00fcnk, amikor valaki azzal a c\u00e9llal v\u00e1s\u00e1rol aut\u00f3t, hogy az k\u00e9s\u0151bb t\u00f6bbet \u00e9rjen, mint amennyi\u00e9rt megvette. A vonzerej\u00e9t a rekordokr\u00f3l sz\u00f3l\u00f3 h\u00edrek adj\u00e1k: az 1955-\u00f6s Mercedes-Benz 300 SLR 135 milli\u00f3 EUR-\u00e9rt kelt el, a Ferrari Enzo aukci\u00f3s \u00e1ra 2026 elej\u00e9n nagyj\u00e1b\u00f3l megh\u00e1romszoroz\u00f3dott. A k\u00e9p azonban a t\u00fal\u00e9l\u00e9si torz\u00edt\u00e1son alapul: a rekordok eljutnak a h\u00edrekig, a csendben, vesztes\u00e9ggel eladott aut\u00f3k nem. R\u00e1ad\u00e1sul ez n\u00e9h\u00e1ny sz\u00e1z darabos hiperaut\u00f3k piaca, ahol a vev\u0151k milli\u00e1rdosok.<\/p>\n    <\/div>\n  <\/details>\n  <details class=\"io-faq__item\">\n    <summary class=\"io-faq__q\"><h3>T\u00e9nyleg j\u00f3 befektet\u00e9s lehet egy aut\u00f3?<\/h3><\/summary>\n    <div class=\"io-faq__a\">\n      <p>N\u00e9h\u00e1ny modell igen, a t\u00f6bbs\u00e9g nem. A Tilburgi Egyetem kutat\u00f3i szerint a klasszikus aut\u00f3k 1998 \u00e9s 2017 k\u00f6z\u00f6tt \u00e9vi 5.63%-os nomin\u00e1lis \u00e9s 3.37%-os re\u00e1lhozamot hoztak, a tranzakci\u00f3s k\u00f6lts\u00e9gek el\u0151tt. A \u201eblue chip\u201d kateg\u00f3ria \u00e9vi 12.5%-ot, az olasz klasszikusok 11.28%-ot \u00e9rtek el, ami nagyj\u00e1b\u00f3l megfelel az S&amp;P 500 \u00f6k\u00f6lszab\u00e1lyk\u00e9nt haszn\u00e1lt \u00e9vi 10%-os hozam\u00e1nak. A legt\u00f6bb aut\u00f3 viszont jelent\u0151sen alulteljes\u00edtett, \u00e9s hogy melyik lesz a kiv\u00e9tel, azt el\u0151re megtippelni nagyj\u00e1b\u00f3l olyan neh\u00e9z, mint a t\u0151zsdei nyerteseket.<\/p>\n    <\/div>\n  <\/details>\n  <details class=\"io-faq__item\">\n    <summary class=\"io-faq__q\"><h3>Mennyit vesz\u00edt az \u00e9rt\u00e9k\u00e9b\u0151l egy \u00faj aut\u00f3 az els\u0151 \u00e9vekben?<\/h3><\/summary>\n    <div class=\"io-faq__a\">\n      <p>Az iSeeCars 950 000 \u00f6t\u00e9ves aut\u00f3t elemz\u0151 2026-os tanulm\u00e1nya szerint \u00e1tlagosan 41.8%-ot \u00f6t \u00e9v alatt. A sz\u00f3r\u00e1s \u00f3ri\u00e1si: a Porsche Cayman csak 9.6%-ot vesz\u00edtett, a legrosszabb modellek 63%-ot, az elektromos aut\u00f3k \u00e1tlagosan 57.2%-ot. A sportaut\u00f3k, terepj\u00e1r\u00f3k \u00e9s pickupok tartj\u00e1k legjobban az \u00e9rt\u00e9k\u00fcket, a luxuslimuzinok a legkev\u00e9sb\u00e9.<\/p>\n    <\/div>\n  <\/details>\n  <details class=\"io-faq__item\">\n    <summary class=\"io-faq__q\"><h3>Mikor \u00e9ri el egy aut\u00f3 az \u00e9rt\u00e9kcs\u00f6kken\u00e9si m\u00e9lypontj\u00e1t?<\/h3><\/summary>\n    <div class=\"io-faq__a\">\n      <p>A legt\u00f6bb t\u00edpus 15\u201325 \u00e9ves kora k\u00f6z\u00f6tt. Ezut\u00e1n az \u00e1ra gyakorlatilag nem cs\u00f6kken tov\u00e1bb, egyes t\u00edpusok\u00e9 pedig elindul felfel\u00e9, ez az aut\u00f3befektet\u00e9s egyik sweet spotja. Min\u00e9l kor\u00e1bban k\u00f6vetkezik be a fordulat, ann\u00e1l jobb, mert a haszn\u00e1lt aut\u00f3k legnagyobb ellens\u00e9g\u00e9nek, a rozsd\u00e1nak a kock\u00e1zata az id\u0151vel n\u0151. K\u00fcl\u00f6n\u00f6sen igaz ez a 2000-es \u00e9vek elej\u00e9nek modelljeire, amelyek k\u00f6z\u00fcl sok a v\u00edzb\u00e1zis\u00fa fest\u00e9kek bevezet\u00e9se ut\u00e1n rozsd\u00e1sod\u00e1sra hajlamosabb lett.<\/p>\n    <\/div>\n  <\/details>\n  <details class=\"io-faq__item\">\n    <summary class=\"io-faq__q\"><h3>Melyek az aut\u00f3befektet\u00e9s legnagyobb k\u00f6lts\u00e9gei?<\/h3><\/summary>\n    <div class=\"io-faq__a\">\n      <p>Az \u00e9rt\u00e9kcs\u00f6kken\u00e9s mellett a karbantart\u00e1s: a rozsda miatti lakatol\u00e1s, az elektronikai \u00e9s mechanikai hib\u00e1k, a rosszul jav\u00edtott s\u00e9r\u00fcl\u00e9sek, valamint a t\u00edpusonk\u00e9nt nagyon elt\u00e9r\u0151 alkatr\u00e9sz\u00e1rak. Ehhez j\u00f6n az \u00e1llagmeg\u00f3v\u00e1s (\u00fcregv\u00e9delem, sz\u00e1raz, f\u0171t\u00f6tt gar\u00e1zs, t\u00e9lies\u00edt\u00e9s), a biztos\u00edt\u00e1s, az ad\u00f3k \u00e9s illet\u00e9kek, valamint az alternat\u00edv k\u00f6lts\u00e9g: amennyit ugyanaz a p\u00e9nz p\u00e9ld\u00e1ul egy r\u00e9szv\u00e9nyindexben hozott volna. Ezek a t\u00e9telek a hozamot jellemz\u0151en m\u00e1r azel\u0151tt ledar\u00e1lj\u00e1k, hogy az aut\u00f3 \u00e1ra elindulna felfel\u00e9.<\/p>\n    <\/div>\n  <\/details>\n  <details class=\"io-faq__item\">\n    <summary class=\"io-faq__q\"><h3>Mi\u00e9rt nem el\u00e9g egy befektet\u00e9si aut\u00f3t csak let\u00e1rolni?<\/h3><\/summary>\n    <div class=\"io-faq__a\">\n      <p>Mert a hosszan tart\u00f3 \u00e1ll\u00e1s is rontja az \u00e1llapot\u00e1t, akkor is, ha a kilom\u00e9ter\u00f3ra nem p\u00f6r\u00f6g. T\u00f6nkremennek a gumiabroncsok, a folyad\u00e9kok \u00e9s a csap\u00e1gyak, ez\u00e9rt m\u00e9g szakszer\u0171 t\u00e1rol\u00e1s mellett is id\u0151nk\u00e9nt meg kell j\u00e1ratni. T\u00e9lre a sportaut\u00f3kat \u00e9s kabri\u00f3kat \u00e1ltal\u00e1ban t\u00e9lies\u00edtik: alapos mos\u00e1s, cseppt\u00f6lt\u0151 az akkumul\u00e1torra, aut\u00f3ponyva, kicsit t\u00falf\u00fajt kerekek \u00e9s kiengedett k\u00e9zif\u00e9k.<\/p>\n    <\/div>\n  <\/details>\n  <details class=\"io-faq__item\">\n    <summary class=\"io-faq__q\"><h3>Milyen ad\u00f3k \u00e9s d\u00edjak terhelik az aut\u00f3t Magyarorsz\u00e1gon?<\/h3><\/summary>\n    <div class=\"io-faq__a\">\n      <p>V\u00e1s\u00e1rl\u00e1skor a vagyonszerz\u00e9si illet\u00e9k (k\u00f6znyelvben az \u00e1t\u00edr\u00e1s k\u00f6lts\u00e9ge), az eredetis\u00e9gvizsga \u00e9s az igazgat\u00e1si d\u00edjak (forgalmi enged\u00e9ly, t\u00f6rzsk\u00f6nyv, rendsz\u00e1m), k\u00fclf\u00f6ldr\u0151l hozott aut\u00f3n\u00e1l pedig a regisztr\u00e1ci\u00f3s ad\u00f3. Tart\u00e1s k\u00f6zben a g\u00e9pj\u00e1rm\u0171ad\u00f3, az id\u0151szakos m\u0171szaki vizsg\u00e1k, veter\u00e1n aut\u00f3n\u00e1l az OT-vizsga \u00e9s a muze\u00e1lis min\u0151s\u00edt\u00e9s, valamint a biztos\u00edt\u00e1s. Elad\u00e1skor, ha \u00e9rt\u00e9kn\u00f6veked\u00e9s volt, SZJA-t kell fizetni a nyeres\u00e9g ut\u00e1n.<\/p>\n    <\/div>\n  <\/details>\n  <details class=\"io-faq__item\">\n    <summary class=\"io-faq__q\"><h3>\u00c9rdemes elektromos aut\u00f3ba befektetni?<\/h3><\/summary>\n    <div class=\"io-faq__a\">\n      <p>A cikk \u00edr\u00e1s\u00e1nak idej\u00e9n jellemz\u0151en nem, egy-k\u00e9t extr\u00e9m kiv\u00e9telt\u0151l eltekintve. Az elektromos aut\u00f3kat a technol\u00f3giai avul\u00e1s s\u00fajtja: a gy\u00e1rt\u00f3k a nagy verseny miatt gyorsan cs\u00f6kkentik a r\u00e9gebbi modellek \u00e1r\u00e1t (volt olyan \u00e9v, amikor a Tesla 25%-kal v\u00e1gott), a frissebb modellek pedig sokkal t\u00f6bbet tudnak. Nincs nosztalgiafaktor, \u00e9s az \u00e9rt\u00e9kcs\u00f6kken\u00e9s is brut\u00e1lis: \u00f6t \u00e9v alatt \u00e1tlagosan 57.2%.<\/p>\n    <\/div>\n  <\/details>\n  <details class=\"io-faq__item\">\n    <summary class=\"io-faq__q\"><h3>Mennyibe ker\u00fcl val\u00f3j\u00e1ban egy \u00e1tlagos kisaut\u00f3 fenntart\u00e1sa?<\/h3><\/summary>\n    <div class=\"io-faq__a\">\n      <p>Egy 2015-\u00f6s SEAT Ibiza 1.4 (B-szegmens) fenntart\u00e1sa 2020 \u00e9s 2026 k\u00f6z\u00f6tt 4 405 254 Ft-ba ker\u00fclt, a v\u00e9tel\u00e1r n\u00e9lk\u00fcl. A legnagyobb t\u00e9tel nem az \u00e9rt\u00e9kcs\u00f6kken\u00e9s, hanem az \u00fczemeltet\u00e9s: a szerviz 40.49%, az \u00fczemanyag 38.53%, az ad\u00f3k 11.93%, az aut\u00f3p\u00e1lya-matrica 9.04%. Az \u00e9rt\u00e9kcs\u00f6kken\u00e9s a 2016-os, 2 830 000 Ft-os v\u00e9tel\u00e1rhoz k\u00e9pest eddig kb. 530 000 Ft. Egy ilyen t\u00f6meggy\u00e1rtott, rajong\u00f3i kereslet n\u00e9lk\u00fcli aut\u00f3n\u00e1l a g\u00f6rbe val\u00f3sz\u00edn\u0171leg soha nem fordul felfel\u00e9, \u00edgy befektet\u00e9sk\u00e9nt nem m\u0171k\u00f6dhet.<\/p>\n    <\/div>\n  <\/details>\n  <p class=\"io-faq__disclaimer\">\n    <strong>Jogi \u00e9s felel\u0151ss\u00e9gi nyilatkozat (aka. disclaimer):<\/strong> a cikkeim mag\u00e1nv\u00e9lem\u00e9nyt tartalmaznak, kiz\u00e1r\u00f3lag a saj\u00e1t \u00e9s az olvas\u00f3k\u00f6z\u00f6ns\u00e9g sz\u00f3rakoztat\u00e1s\u00e1ra \u00edrom \u0151ket. Az itt megjelen\u0151 cikkek semmilyen form\u00e1ban NEM mer\u00edtik ki a befektet\u00e9si tan\u00e1csad\u00e1s t\u00e9mak\u00f6r\u00e9t. Az itt le\u00edrtak kiz\u00e1r\u00f3lag inform\u00e1ci\u00f3s tartalomnak tekinthet\u0151k, \u00e9s NEM \u00e9rtelmezhet\u0151ek aj\u00e1nlatt\u00e9telnek. A meghozott d\u00f6nt\u00e9seitek\u00e9rt KIZ\u00c1R\u00d3LAG TI vagytok a felel\u0151sek.\n  <\/p>\n<\/div>\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@graph\": [\n    {\n      \"@type\": \"Article\",\n      \"@id\": \"https:\/\/iocharts.io\/blog\/autobefektetes\/#article\",\n      \"mainEntityOfPage\": \"https:\/\/iocharts.io\/blog\/autobefektetes\/\",\n      \"headline\": \"Aut\u00f3befektet\u00e9s: m\u00edtosz vagy val\u00f3s\u00e1g? I. r\u00e9sz\",\n      \"author\": { \"@id\": \"https:\/\/iocharts.io\/blog\/#\/schema\/person\/e285f855a6a9b806cd03c0b62f1c5831\" },\n      \"publisher\": { \"@id\": \"https:\/\/iocharts.io\/blog\/#organization\" },\n      \"about\": {\n        \"@type\": \"Thing\",\n        \"name\": \"Aut\u00f3befektet\u00e9s\",\n        \"alternateName\": [\"aut\u00f3 mint befektet\u00e9s\", \"klasszikus aut\u00f3 befektet\u00e9s\", \"veter\u00e1n aut\u00f3 befektet\u00e9s\", \"collector car investment\"],\n        \"description\": \"Annak vizsg\u00e1lata, hogy egy aut\u00f3 lehet-e j\u00f3 befektet\u00e9s: az \u00e9rt\u00e9kcs\u00f6kken\u00e9s \u00fcteme \u00e9s m\u00e9lypontja, a ritkas\u00e1g \u00e9s a rajong\u00f3i kereslet szerepe, valamint a tart\u00e1s k\u00f6lts\u00e9gei, egy val\u00f3s kisaut\u00f3 k\u00f6lts\u00e9gadataival al\u00e1t\u00e1masztva.\"\n      },\n      \"mentions\": [\n        { \"@type\": \"Car\", \"name\": \"Mercedes-Benz 300 SLR Uhlenhaut Coup\u00e9\", \"brand\": { \"@type\": \"Brand\", \"name\": \"Mercedes-Benz\" } },\n        { \"@type\": \"Car\", \"name\": \"Ferrari Enzo\", \"brand\": { \"@type\": \"Brand\", \"name\": \"Ferrari\" } },\n        { \"@type\": \"Car\", \"name\": \"Ferrari F50\", \"brand\": { \"@type\": \"Brand\", \"name\": \"Ferrari\" } },\n        { \"@type\": \"Car\", \"name\": \"Ferrari 288 GTO\", \"brand\": { \"@type\": \"Brand\", \"name\": \"Ferrari\" } },\n        { \"@type\": \"Car\", \"name\": \"Porsche Cayman\", \"brand\": { \"@type\": \"Brand\", \"name\": \"Porsche\" } },\n        { \"@type\": \"Car\", \"name\": \"SEAT Ibiza (6J)\", \"brand\": { \"@type\": \"Brand\", \"name\": \"SEAT\" } },\n        { \"@type\": \"Person\", \"name\": \"Jay Leno\" },\n        { \"@type\": \"Person\", \"name\": \"Ralph Lauren\" },\n        { \"@type\": \"Person\", \"name\": \"Jerry Seinfeld\" },\n        { \"@type\": \"Corporation\", \"name\": \"Tesla, Inc.\", \"tickerSymbol\": \"TSLA\" },\n        { \"@type\": \"Organization\", \"name\": \"Hagerty\", \"description\": \"Amerikai gy\u0171jt\u0151iaut\u00f3-biztos\u00edt\u00f3 \u00e9s \u00e9rt\u00e9kbecsl\u0151, a Hagerty Valuation Tools \u00e9s a Hagerty Market Index kiad\u00f3ja.\" },\n        { \"@type\": \"Organization\", \"name\": \"iSeeCars\", \"description\": \"Amerikai aut\u00f3s keres\u0151port\u00e1l, az \u00f6t\u00e9ves \u00e9rt\u00e9kveszt\u00e9sr\u0151l sz\u00f3l\u00f3 \u00e9ves tanulm\u00e1ny kiad\u00f3ja.\" },\n        { \"@type\": \"Organization\", \"name\": \"Bring a Trailer\", \"description\": \"Online aukci\u00f3s platform gy\u0171jt\u0151i \u00e9s klasszikus aut\u00f3khoz.\" },\n        { \"@type\": \"Organization\", \"name\": \"Collecting Cars\", \"description\": \"Online aukci\u00f3s platform gy\u0171jt\u0151i aut\u00f3khoz.\" },\n        { \"@type\": \"Organization\", \"name\": \"AutoScout24\", \"description\": \"Eur\u00f3pai online haszn\u00e1ltaut\u00f3-piact\u00e9r.\" },\n        { \"@type\": \"Organization\", \"name\": \"mobile.de\", \"description\": \"N\u00e9met online haszn\u00e1ltaut\u00f3-piact\u00e9r.\" },\n        { \"@type\": \"Organization\", \"name\": \"Haszn\u00e1ltaut\u00f3.hu\", \"description\": \"Magyar online haszn\u00e1ltaut\u00f3-piact\u00e9r.\" }\n      ],\n      \"citation\": [\n        {\n          \"@type\": \"ScholarlyArticle\",\n          \"name\": \"My Kingdom for a Horse (or a Classic Car)\",\n          \"author\": [{ \"@type\": \"Person\", \"name\": \"Dimitri Laurs\" }, { \"@type\": \"Person\", \"name\": \"Luc Renneboog\" }],\n          \"datePublished\": \"2019\",\n          \"publisher\": { \"@type\": \"Organization\", \"name\": \"Tilburg University\" },\n          \"url\": \"https:\/\/research.tilburguniversity.edu\/en\/publications\/my-kingdom-for-a-horse-or-a-classic-car-2\/\"\n        },\n        {\n          \"@type\": \"WebPage\",\n          \"name\": \"Classic Cars as an Alternative Investment\",\n          \"publisher\": { \"@type\": \"Organization\", \"name\": \"CXO Advisory Group\" },\n          \"url\": \"https:\/\/www.cxoadvisory.com\/?p=32013\"\n        },\n        {\n          \"@type\": \"Report\",\n          \"name\": \"Cars That Hold Their Value Study\",\n          \"publisher\": { \"@type\": \"Organization\", \"name\": \"iSeeCars\" },\n          \"datePublished\": \"2026\",\n          \"url\": \"https:\/\/www.iseecars.com\/cars-that-hold-their-value-study\"\n        }\n      ]\n    },\n    {\n      \"@type\": \"FAQPage\",\n      \"@id\": \"https:\/\/iocharts.io\/blog\/autobefektetes\/#faq\",\n      \"isPartOf\": { \"@id\": \"https:\/\/iocharts.io\/blog\/autobefektetes\/#article\" },\n      \"mainEntity\": [\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Mi az aut\u00f3befektet\u00e9s, \u00e9s mi\u00e9rt t\u0171nik ilyen vonz\u00f3nak?\",\n          \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Aut\u00f3befektet\u00e9sr\u0151l akkor besz\u00e9l\u00fcnk, amikor valaki azzal a c\u00e9llal v\u00e1s\u00e1rol aut\u00f3t, hogy az k\u00e9s\u0151bb t\u00f6bbet \u00e9rjen, mint amennyi\u00e9rt megvette. A vonzerej\u00e9t a rekordokr\u00f3l sz\u00f3l\u00f3 h\u00edrek adj\u00e1k: az 1955-\u00f6s Mercedes-Benz 300 SLR 135 milli\u00f3 EUR-\u00e9rt kelt el, a Ferrari Enzo aukci\u00f3s \u00e1ra 2026 elej\u00e9n nagyj\u00e1b\u00f3l megh\u00e1romszoroz\u00f3dott. A k\u00e9p azonban a t\u00fal\u00e9l\u00e9si torz\u00edt\u00e1son alapul: a rekordok eljutnak a h\u00edrekig, a csendben, vesztes\u00e9ggel eladott aut\u00f3k nem. R\u00e1ad\u00e1sul ez n\u00e9h\u00e1ny sz\u00e1z darabos hiperaut\u00f3k piaca, ahol a vev\u0151k milli\u00e1rdosok.\" }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"T\u00e9nyleg j\u00f3 befektet\u00e9s lehet egy aut\u00f3?\",\n          \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"N\u00e9h\u00e1ny modell igen, a t\u00f6bbs\u00e9g nem. A Tilburgi Egyetem kutat\u00f3i szerint a klasszikus aut\u00f3k 1998 \u00e9s 2017 k\u00f6z\u00f6tt \u00e9vi 5.63%-os nomin\u00e1lis \u00e9s 3.37%-os re\u00e1lhozamot hoztak, a tranzakci\u00f3s k\u00f6lts\u00e9gek el\u0151tt. A \u201eblue chip\u201d kateg\u00f3ria \u00e9vi 12.5%-ot, az olasz klasszikusok 11.28%-ot \u00e9rtek el, ami nagyj\u00e1b\u00f3l megfelel az S&P 500 \u00f6k\u00f6lszab\u00e1lyk\u00e9nt haszn\u00e1lt \u00e9vi 10%-os hozam\u00e1nak. A legt\u00f6bb aut\u00f3 viszont jelent\u0151sen alulteljes\u00edtett, \u00e9s hogy melyik lesz a kiv\u00e9tel, azt el\u0151re megtippelni nagyj\u00e1b\u00f3l olyan neh\u00e9z, mint a t\u0151zsdei nyerteseket.\" }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Mennyit vesz\u00edt az \u00e9rt\u00e9k\u00e9b\u0151l egy \u00faj aut\u00f3 az els\u0151 \u00e9vekben?\",\n          \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Az iSeeCars 950 000 \u00f6t\u00e9ves aut\u00f3t elemz\u0151 2026-os tanulm\u00e1nya szerint \u00e1tlagosan 41.8%-ot \u00f6t \u00e9v alatt. A sz\u00f3r\u00e1s \u00f3ri\u00e1si: a Porsche Cayman csak 9.6%-ot vesz\u00edtett, a legrosszabb modellek 63%-ot, az elektromos aut\u00f3k \u00e1tlagosan 57.2%-ot. A sportaut\u00f3k, terepj\u00e1r\u00f3k \u00e9s pickupok tartj\u00e1k legjobban az \u00e9rt\u00e9k\u00fcket, a luxuslimuzinok a legkev\u00e9sb\u00e9.\" }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Mikor \u00e9ri el egy aut\u00f3 az \u00e9rt\u00e9kcs\u00f6kken\u00e9si m\u00e9lypontj\u00e1t?\",\n          \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"A legt\u00f6bb t\u00edpus 15\u201325 \u00e9ves kora k\u00f6z\u00f6tt. Ezut\u00e1n az \u00e1ra gyakorlatilag nem cs\u00f6kken tov\u00e1bb, egyes t\u00edpusok\u00e9 pedig elindul felfel\u00e9, ez az aut\u00f3befektet\u00e9s egyik sweet spotja. Min\u00e9l kor\u00e1bban k\u00f6vetkezik be a fordulat, ann\u00e1l jobb, mert a haszn\u00e1lt aut\u00f3k legnagyobb ellens\u00e9g\u00e9nek, a rozsd\u00e1nak a kock\u00e1zata az id\u0151vel n\u0151. K\u00fcl\u00f6n\u00f6sen igaz ez a 2000-es \u00e9vek elej\u00e9nek modelljeire, amelyek k\u00f6z\u00fcl sok a v\u00edzb\u00e1zis\u00fa fest\u00e9kek bevezet\u00e9se ut\u00e1n rozsd\u00e1sod\u00e1sra hajlamosabb lett.\" }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Melyek az aut\u00f3befektet\u00e9s legnagyobb k\u00f6lts\u00e9gei?\",\n          \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Az \u00e9rt\u00e9kcs\u00f6kken\u00e9s mellett a karbantart\u00e1s: a rozsda miatti lakatol\u00e1s, az elektronikai \u00e9s mechanikai hib\u00e1k, a rosszul jav\u00edtott s\u00e9r\u00fcl\u00e9sek, valamint a t\u00edpusonk\u00e9nt nagyon elt\u00e9r\u0151 alkatr\u00e9sz\u00e1rak. Ehhez j\u00f6n az \u00e1llagmeg\u00f3v\u00e1s (\u00fcregv\u00e9delem, sz\u00e1raz, f\u0171t\u00f6tt gar\u00e1zs, t\u00e9lies\u00edt\u00e9s), a biztos\u00edt\u00e1s, az ad\u00f3k \u00e9s illet\u00e9kek, valamint az alternat\u00edv k\u00f6lts\u00e9g: amennyit ugyanaz a p\u00e9nz p\u00e9ld\u00e1ul egy r\u00e9szv\u00e9nyindexben hozott volna. Ezek a t\u00e9telek a hozamot jellemz\u0151en m\u00e1r azel\u0151tt ledar\u00e1lj\u00e1k, hogy az aut\u00f3 \u00e1ra elindulna felfel\u00e9.\" }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Mi\u00e9rt nem el\u00e9g egy befektet\u00e9si aut\u00f3t csak let\u00e1rolni?\",\n          \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Mert a hosszan tart\u00f3 \u00e1ll\u00e1s is rontja az \u00e1llapot\u00e1t, akkor is, ha a kilom\u00e9ter\u00f3ra nem p\u00f6r\u00f6g. T\u00f6nkremennek a gumiabroncsok, a folyad\u00e9kok \u00e9s a csap\u00e1gyak, ez\u00e9rt m\u00e9g szakszer\u0171 t\u00e1rol\u00e1s mellett is id\u0151nk\u00e9nt meg kell j\u00e1ratni. T\u00e9lre a sportaut\u00f3kat \u00e9s kabri\u00f3kat \u00e1ltal\u00e1ban t\u00e9lies\u00edtik: alapos mos\u00e1s, cseppt\u00f6lt\u0151 az akkumul\u00e1torra, aut\u00f3ponyva, kicsit t\u00falf\u00fajt kerekek \u00e9s kiengedett k\u00e9zif\u00e9k.\" }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Milyen ad\u00f3k \u00e9s d\u00edjak terhelik az aut\u00f3t Magyarorsz\u00e1gon?\",\n          \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"V\u00e1s\u00e1rl\u00e1skor a vagyonszerz\u00e9si illet\u00e9k (k\u00f6znyelvben az \u00e1t\u00edr\u00e1s k\u00f6lts\u00e9ge), az eredetis\u00e9gvizsga \u00e9s az igazgat\u00e1si d\u00edjak (forgalmi enged\u00e9ly, t\u00f6rzsk\u00f6nyv, rendsz\u00e1m), k\u00fclf\u00f6ldr\u0151l hozott aut\u00f3n\u00e1l pedig a regisztr\u00e1ci\u00f3s ad\u00f3. Tart\u00e1s k\u00f6zben a g\u00e9pj\u00e1rm\u0171ad\u00f3, az id\u0151szakos m\u0171szaki vizsg\u00e1k, veter\u00e1n aut\u00f3n\u00e1l az OT-vizsga \u00e9s a muze\u00e1lis min\u0151s\u00edt\u00e9s, valamint a biztos\u00edt\u00e1s. Elad\u00e1skor, ha \u00e9rt\u00e9kn\u00f6veked\u00e9s volt, SZJA-t kell fizetni a nyeres\u00e9g ut\u00e1n.\" }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"\u00c9rdemes elektromos aut\u00f3ba befektetni?\",\n          \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"A cikk \u00edr\u00e1s\u00e1nak idej\u00e9n jellemz\u0151en nem, egy-k\u00e9t extr\u00e9m kiv\u00e9telt\u0151l eltekintve. Az elektromos aut\u00f3kat a technol\u00f3giai avul\u00e1s s\u00fajtja: a gy\u00e1rt\u00f3k a nagy verseny miatt gyorsan cs\u00f6kkentik a r\u00e9gebbi modellek \u00e1r\u00e1t (volt olyan \u00e9v, amikor a Tesla 25%-kal v\u00e1gott), a frissebb modellek pedig sokkal t\u00f6bbet tudnak. Nincs nosztalgiafaktor, \u00e9s az \u00e9rt\u00e9kcs\u00f6kken\u00e9s is brut\u00e1lis: \u00f6t \u00e9v alatt \u00e1tlagosan 57.2%.\" }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Mennyibe ker\u00fcl val\u00f3j\u00e1ban egy \u00e1tlagos kisaut\u00f3 fenntart\u00e1sa?\",\n          \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Egy 2015-\u00f6s SEAT Ibiza 1.4 (B-szegmens) fenntart\u00e1sa 2020 \u00e9s 2026 k\u00f6z\u00f6tt 4 405 254 Ft-ba ker\u00fclt, a v\u00e9tel\u00e1r n\u00e9lk\u00fcl. A legnagyobb t\u00e9tel nem az \u00e9rt\u00e9kcs\u00f6kken\u00e9s, hanem az \u00fczemeltet\u00e9s: a szerviz 40.49%, az \u00fczemanyag 38.53%, az ad\u00f3k 11.93%, az aut\u00f3p\u00e1lya-matrica 9.04%. Az \u00e9rt\u00e9kcs\u00f6kken\u00e9s a 2016-os, 2 830 000 Ft-os v\u00e9tel\u00e1rhoz k\u00e9pest eddig kb. 530 000 Ft. Egy ilyen t\u00f6meggy\u00e1rtott, rajong\u00f3i kereslet n\u00e9lk\u00fcli aut\u00f3n\u00e1l a g\u00f6rbe val\u00f3sz\u00edn\u0171leg soha nem fordul felfel\u00e9, \u00edgy befektet\u00e9sk\u00e9nt nem m\u0171k\u00f6dhet.\" }\n        }\n      ]\n    }\n  ]\n}\n<\/script>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"<p>Aut\u00f3befektet\u00e9s: m\u00edtosz vagy val\u00f3s\u00e1g? Minden \u00e9vben rengeteg h\u00edr jelenik meg az aut\u00f3befektet\u00e9s t\u00e9mak\u00f6r\u00e9ben, p\u00e9ld\u00e1ul: \u201cegy hatvanas \u00e9vekbeli Ferrari 38.5 milli\u00f3 USD-\u00e9rt kelt el\u201d vagy \u201cegy harminc\u00e9ves F50 \u00e1ra n\u00e9h\u00e1ny \u00e9v alatt megsokszoroz\u00f3dik\u201d, esetleg \u201ca h\u00edres gy\u0171jt\u0151k gar\u00e1zsai m\u00fazeumokkal vetekszenek\u201d, \u00e9s \u00edgy tov\u00e1bb.&nbsp; Az ilyen t\u00f6rt\u00e9netek cs\u00e1b\u00edt\u00f3nak hangzanak: az aut\u00f3, amit am\u00fagy is szeretn\u00e9l megv\u00e1s\u00e1rolni, k\u00f6zben [&hellip;]<\/p>\n<div class=\"read-more\"><a href=\"https:\/\/iocharts.io\/blog\/autobefektetes-mitosz-vagy-valosag-i-resz\/\" class=\"btn btn-primary btn-lg\">Tov\u00e1bb<\/a><\/div>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":2,"featured_media":12666,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[438],"tags":[455,453,9,74,456],"class_list":["post-12623","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reszvenyportfolio","tag-auto","tag-autobefektetes","tag-befektetes","tag-portfolioblogger","tag-veteran-auto"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Aut\u00f3befektet\u00e9s: m\u00edtosz vagy val\u00f3s\u00e1g? I. r\u00e9sz<\/title>\n<meta name=\"description\" content=\"Aut\u00f3befektet\u00e9s: m\u00edtosz vagy val\u00f3s\u00e1g? Adatokkal mutatjuk meg, mi\u00e9rt ritk\u00e1n nyeres\u00e9ges egy aut\u00f3, \u00e9s mely k\u00f6lts\u00e9gek dar\u00e1lj\u00e1k le a hozamot.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/iocharts.io\/blog\/autobefektetes-mitosz-vagy-valosag-i-resz\/\" \/>\n<meta property=\"og:locale\" content=\"hu_HU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Aut\u00f3befektet\u00e9s: m\u00edtosz vagy val\u00f3s\u00e1g? I. r\u00e9sz\" \/>\n<meta property=\"og:description\" content=\"Aut\u00f3befektet\u00e9s: m\u00edtosz vagy val\u00f3s\u00e1g? 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