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Ticker
ACD.TO

Price
1.70
Stock movement up
+- (0.00%)
Company name
Accord Financial Corp.
Exchange
(TO
,
Currency
CAD
)
Sector
Financial Services >
Credit Services
Market cap
15.41M
Ent value
363.51M
Price/Sales
0.22
Price/Book
0.20
Div yield
16.67%
Div growth
-3.58%
Growth years
1
FCF payout
-
Trailing P/E
-
Forward P/E
-
PEG
-
EPS growth
-
1 year return (CAGR)
-52.63%
3 year return (CAGR)
-38.50%
5 year return (CAGR)
-23.37%
10 year return (CAGR)
-14.87%
Last updated: 2026-02-13

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.30
Dividend yield16.67%
Payout frequency-
Maximum yield20.00%
Average yield5.85%
Minimum yield2.21%
Discount to avg yield64.92%
Upside potential185.07%
Yield as % of max yield83.33%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield16.67%
Current yield distribution2.22%
Yield at 100% (Min)2.21%
Yield at 90%2.48%
Yield at 80%3.45%
Yield at 50% (Median)4.88%
Yield at 20%7.89%
Yield at 10%8.77%
Yield at 0% (Max)20.00%

Dividend per share

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Dividend per share data
Years of growth1 years
CCC status-
Dividend per share0.30
Payout frequency-
Ex-div date14 Aug 2023
EPS (TTM)-0.76
EPS (1y forward)-
EPS growth (5y)-
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
ACD.TOS&P500
DGR MR50.00%-13.74%
DGR TTM33.33%6.60%
DGR 3 years-5.90%7.31%
DGR 5 years-3.58%4.69%
DGR 10 years-0.33%6.30%
DGR 15 years2.09%8.16%
Time since last change announced1461 days
EPS growth (5y)-
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average40.58%-29.16%
Forward--

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E-
Price to OCF-
Price to FCF-
Price to EBITDA-
EV to EBITDA-

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales0.22
Price to Book0.20
EV to Sales5.29

FINANCIALS

Per share

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Per share data
Current share count8.56M
EPS (TTM)-0.76
FCF per share (TTM)-3.10

Income statement

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Income statement data
Revenue (TTM)68.69M
Gross profit (TTM)17.65M
Operating income (TTM)1.59M
Net income (TTM)-6.49M
EPS (TTM)-0.76
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)25.70%
Operating margin (TTM)2.32%
Profit margin (TTM)-9.45%

Balance Sheet

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Balance Sheet data
Cash6.63M
Net receivables399.27M
Total current assets7.74M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets436.47M
Accounts payable0.00
Short/Current long term debt346.28M
Total current liabilities294.51M
Total liabilities354.73M
Shareholder's equity76.39M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-71.39M
Capital expenditures (TTM)171.00K
Free cash flow (TTM)-26.50M
Dividends paid (TTM)0.00

Financial returns

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Financial returns data
Return on Equity-8.50%
Return on Assets-1.49%
Return on Invested Capital-7.48%
Cash Return on Invested Capital-30.54%

STOCK INFORMATION

Stock chart

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Stock price data
Open1.81
Daily high1.81
Daily low1.80
Daily Volume1K
All-time high12.04
1y analyst estimate8.60
Beta0.12
EPS (TTM)-0.76
Dividend per share0.30
Ex-div date14 Aug 2023
Next earnings date31 Mar 2026

Downside potential

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Downside potential data
ACD.TOS&P500
Current price drop from All-time high-85.88%-0.89%
Highest price drop-87.54%-56.47%
Date of highest drop22 Dec 20259 Mar 2009
Avg drop from high-27.01%-10.86%
Avg time to new high61 days12 days
Max time to new high2688 days1805 days
COMPANY DETAILS
ACD.TO (Accord Financial Corp.) company logo
Marketcap
15.41M
Marketcap category
Small-cap
Description
Accord Financial Corp., through its subsidiaries, provides asset-based financial services to industrial and commercial enterprises primarily in Canada and the United States. It is involved in the asset-based lending, which entails financing or purchasing receivables on a recourse basis, as well as financing other tangible assets, such as inventory and equipment; and provision of lease and equipment, trade, working capital, film and media production, and supply chain financing for importers. The company serves customers in manufacturing, retail, services, wholesale, import and export, lending, apparel and textile, food and beverage, and construction sectors. Accord Financial Corp. was founded in 1978 and is based in Toronto, Canada.
Employees
82
Investor relations
-
CEO
Country
Canada
City
Stock type
-
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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COMPANY NEWS
All newsPress releases
TORONTO, February 10, 2026--Accord Financial Closes Sale of BondIt Media Capital
February 10, 2026
TORONTO, January 27, 2026--Accord Announces Approval of Debenture Amendments
January 27, 2026
TORONTO, December 22, 2025--Accord Announces Amendment to its Banking Facility
December 22, 2025
Accord Financial (ACD.TO) on Monday said it reached an agreement with its lending syndicate on a sho
December 15, 2025
TORONTO, December 15, 2025--Accord Announces Banking Facility Update and Proposed Debenture Amendments
December 15, 2025
TORONTO, November 10, 2025--Accord Financial Corp. ("Accord" or the "Company") (TSX – ACD) today released its financial results for the third quarter ended September 30, 2025. The financial figures pr...
November 10, 2025
TORONTO, August 14, 2025--Accord Announces Second Quarter Financial Results
August 14, 2025
TORONTO, August 08, 2025--Accord Announces Banking Facility Update
August 8, 2025
TORONTO, July 07, 2025--Accord Announces Voting Results of Annual Meeting
July 7, 2025
TORONTO, May 14, 2025--Accord Announces First Quarter Financial Results
May 14, 2025
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