Emclaire Financial Corp stock page - price, fundamentals, dividends - iOCharts

EMCF

29.60
+0.05 (0.17%)
Emclaire Financial Corp (NASDAQ, USD)
Financial Services >
Banks-Regional
Market cap
80.55M
Ent value
1.03B
Price/Sales
2.41
Price/Book
0.85
Div yield
4.05%
Div growth
4.56%
Growth years
10
FCF payout
37.47%
Trailing P/E
11.94
Forward P/E
-
PEG
-
EPS growth
5.40%
1 year return
23.33%
3 year return
-3.83%
5 year return
4.55%
10 year return
1.19%
Last updated: 2021-11-26

STOCK INFORMATION

Stock chart

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Stock price data
Open30.00
Daily high30.00
Daily low29.55
Daily Volume1K
All-time high38.60
1y analyst estimate-
Beta0.45
EPS (TTM)2.48
Dividend per share1.20
Ex-div date28 May 2021
Next earnings date22 Oct 2021

Downside potential

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Downside potential data
EMCFS&P500
Current price drop from All-time high-23.32%-0.06%
Highest price drop-58.90%-56.47%
Date of highest drop1 Dec 20099 Mar 2009
Avg drop from high-23.71%-11.41%
Avg time to new high59 days12 days
Max time to new high1668 days1805 days

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.20
Dividend yield4.05%
Payout frequencyQuarterly
Maximum yield6.63%
Average yield4.06%
Minimum yield2.90%
Discount to avg yield-0.10%
Upside potential-0.10%
Yield as % of max yield61.15%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield4.05%
Current yield distribution47.38%
Yield at 100% (Min)2.90%
Yield at 90%3.36%
Yield at 80%3.61%
Yield at 50% (Median)4.01%
Yield at 20%4.41%
Yield at 10%4.91%
Yield at 0% (Max)6.63%

Dividend per share

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Dividend per share data
Years of growth10 years
CCC statusDividend Contender
Dividend per share1.20
Payout frequencyQuarterly
Ex-div date28 May 2021
EPS (TTM)2.48
EPS (1y forward)-
EPS growth (5y)5.40%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
EMCFS&P500
DGR MR3.45%7.68%
DGR TTM1.69%-2.66%
DGR 3 years3.57%5.82%
DGR 5 years4.56%6.23%
DGR 10 years7.97%9.64%
DGR 15 years1.21%6.71%
Time since last change announced648 days
EPS growth (5y)5.40%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM50.92%37.47%
Average53.10%-
Forward--

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E11.94
Price to OCF8.45
Price to FCF8.78
Price to EBITDA8.40
EV to EBITDA107.73

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.41
Price to Book0.85
EV to Sales30.89

FINANCIALS

Per share

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Per share data
Current share count2.72M
EPS (TTM)2.48
FCF per share (TTM)3.37

Income statement

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Income statement data
Revenue (TTM)33.45M
Gross profit (TTM)22.50M
Operating income (TTM)3.00M
Net income (TTM)6.75M
EPS (TTM)2.48
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)67.27%
Operating margin (TTM)8.96%
Profit margin (TTM)20.18%

Balance Sheet

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Balance Sheet data
Cash38.07M
Net receivables0.00
Total current assets38.07M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets1.08B
Accounts payable948.52M
Short/Current long term debt0.00
Total current liabilities948.52M
Total liabilities990.53M
Shareholder's equity94.44M
Net tangible assets74.04M

Cash flow

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Cash flow data
Operating cash flow (TTM)9.53M
Capital expenditures (TTM)360.00K
Free cash flow (TTM)9.17M
Dividends paid (TTM)3.44M

Financial returns

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Financial returns data
Return on Equity7.38%
Return on Assets0.65%
Return on Invested Capital5.46%
Cash Return on Invested Capital7.42%
COMPANY DETAILS
EMCF (Emclaire Financial Corp) company logo
Marketcap
80.55M
Marketcap category
Small-cap
Description
Emclaire Financial Corp operates as the bank holding company for The Farmers National Bank of Emlenton that provides retail and commercial financial products and services to individuals and businesses in western Pennsylvania. The company's deposit products include checking, savings, and term certificate accounts; savings and time deposits; non-interest bearing and interest-bearing demand deposit accounts; and money market accounts. Its loan portfolio comprises one-to-four family mortgage loans, home equity loans, commercial business and commercial real estate loans, and consumer loans. The company operates a network of 20 retail branch offices in Venango, Allegheny, Butler, Clarion, Clearfield, Crawford, Elk, Jefferson, and Mercer counties, Pennsylvania, as well as Hancock county, West Virginia. The company was founded in 1900 and is headquartered in Emlenton, Pennsylvania.
Employees
160
Investor relations
SEC filings
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Contender
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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COMPANY NEWS
All newsPress releases
Some have more dollars than sense, they say, so even companies that have no revenue, no profit, and a record of falling...
November 25, 2021
EMLENTON, Pa., Nov. 17, 2021 (GLOBE NEWSWIRE) -- The Board of Directors of Emclaire Financial Corp (NASDAQ: EMCF), the parent holding company of the Farmers National Bank of Emlenton, declared a quart...
November 17, 2021
EMLENTON, Pa., Oct. 22, 2021 (GLOBE NEWSWIRE) -- Emclaire Financial Corp (NASDAQ:EMCF), the parent holding company of The Farmers National Bank of Emlenton, reported consolidated net income available ...
October 22, 2021
It looks like Emclaire Financial Corp ( NASDAQ:EMCF ) is about to go ex-dividend in the next 3 days. The ex-dividend...
August 27, 2021
EMLENTON, Pa., July 23, 2021 (GLOBE NEWSWIRE) -- Emclaire Financial Corp (NASDAQ:EMCF), the parent holding company of The Farmers National Bank of Emlenton, reported consolidated net income available ...
July 23, 2021
Regular readers will know that we love our dividends at Simply Wall St, which is why it's exciting to see Emclaire...
May 23, 2021
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
May 22, 2021
EMLENTON, Pa., April 21, 2021 (GLOBE NEWSWIRE) -- Emclaire Financial Corp (NASDAQ:EMCF), the parent holding company of The Farmers National Bank of Emlenton, reported consolidated net income available...
April 21, 2021
Regular readers will know that we love our dividends at Simply Wall St, which is why it's exciting to see Emclaire...
February 21, 2021
EMLENTON, Pa., Jan. 29, 2021 (GLOBE NEWSWIRE) -- Emclaire Financial Corp (NASDAQ:EMCF), the parent holding company of The Farmers National Bank of Emlenton, reported consolidated net income available ...
January 29, 2021