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Ticker
YRD

Price
5.23
Stock movement down
-0.12 (-2.24%)
Company name
Yirendai Ltd
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Credit Services
Market cap
451.91M
Ent value
820.06M
Price/Sales
0.07
Price/Book
0.05
Div yield
8.41%
Div growth
-
Growth years
-
FCF payout
-
Trailing P/E
0.35
Forward P/E
-
PEG
-
EPS growth
23.93%
1 year return
-15.51%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-11-13

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.44
Dividend yield8.41%
Payout frequencySemi-annual
Maximum yield8.81%
Average yield7.14%
Minimum yield4.65%
Discount to avg yield15.17%
Upside potential17.88%
Yield as % of max yield95.49%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield8.41%
Current yield distribution5.43%
Yield at 100% (Min)4.65%
Yield at 90%5.92%
Yield at 80%6.62%
Yield at 50% (Median)7.21%
Yield at 20%7.75%
Yield at 10%8.26%
Yield at 0% (Max)8.81%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.44
Payout frequencySemi-annual
Ex-div date30 Sep 2025
EPS (TTM)-
EPS (1y forward)-
EPS growth (5y)23.93%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
YRDS&P500
DGR MR10.00%-13.74%
DGR TTM-6.60%
DGR 3 years-7.31%
DGR 5 years-4.69%
DGR 10 years-6.30%
DGR 15 years-8.16%
Time since last change announced239 days
EPS growth (5y)23.93%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average--
Forward--

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E0.35
Price to OCF0.13
Price to FCF0.20
Price to EBITDA-
EV to EBITDA-

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales0.07
Price to Book0.05
EV to Sales0.13

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iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count86.41M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash4.10B
Net receivables5.31B
Total current assets9.76B
Goodwill0.00
Intangible assets203.54M
Property, plant and equipment122.34M
Total assets14.45B
Accounts payable61.58M
Short/Current long term debt38.28M
Total current liabilities2.60B
Total liabilities4.47B
Shareholder's equity9.98B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

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STOCK INFORMATION

Stock chart

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Stock price data
Open5.34
Daily high5.36
Daily low5.20
Daily Volume56K
All-time high52.27
1y analyst estimate2.03
Beta0.81
EPS (TTM)-
Dividend per share0.44
Ex-div date30 Sep 2025
Next earnings date19 Nov 2025

Downside potential

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Downside potential data
YRDS&P500
Current price drop from All-time high-89.99%-2.23%
Highest price drop-91.31%-19.00%
Date of highest drop19 Dec 20248 Apr 2025
Avg drop from high-88.57%-2.71%
Avg time to new high-5 days
Max time to new high276 days89 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
YRD (Yirendai Ltd) company logo
Marketcap
451.91M
Marketcap category
Small-cap
Description
Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-being and security of individuals, families, and businesses. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. The company was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.
Employees
949
Investor relations
-
SEC filings
CEO
Ning Tang
Country
USA
City
Beijing
Stock type
American depositary share
CCC status
-
Dividend Frequency
Semi-annual
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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