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Ticker
AFBI

Price
18.75
Stock movement down
-0.07 (-0.37%)
Company name
Affinity Bancshares Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
117.98M
Ent value
815.87M
Price/Sales
2.66
Price/Book
0.92
Div yield
-
Div growth
-
Growth years
-
FCF payout
-
Trailing P/E
21.03
Forward P/E
-
PEG
-
EPS growth
-
1 year return
-11.76%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-10-30

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

AFBI does not pay dividends or no data was received

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E21.03
Price to OCF15.25
Price to FCF16.77
Price to EBITDA23.71
EV to EBITDA163.96

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.66
Price to Book0.92
EV to Sales18.37

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count6.29M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash6.09M
Net receivables0.00
Total current assets50.76M
Goodwill0.00
Intangible assets18.03M
Property, plant and equipment0.00
Total assets925.22M
Accounts payable0.00
Short/Current long term debt0.00
Total current liabilities0.00
Total liabilities799.82M
Shareholder's equity125.41M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open19.71
Daily high19.75
Daily low18.75
Daily Volume26K
All-time high22.49
1y analyst estimate-
Beta0.27
EPS (TTM)-
Dividend per share0.00
Ex-div date13 Mar 2025
Next earnings date29 Jan 2026

Downside potential

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Downside potential data
AFBIS&P500
Current price drop from All-time high-16.63%-1.10%
Highest price drop-23.08%-19.00%
Date of highest drop6 Jan 20258 Apr 2025
Avg drop from high-13.77%-2.76%
Avg time to new high130 days5 days
Max time to new high210 days89 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
AFBI (Affinity Bancshares Inc) company logo
Marketcap
117.98M
Marketcap category
Small-cap
Description
Affinity Bancshares, Inc. operates as the holding company for Affinity Bank that provides various banking products and services in Georgia. The company's deposit products include savings accounts, checking accounts, certificates of deposit, and individual retirement accounts, as well as Kasasa (rewards) deposit program for checking accounts with interest rates or cash-back rewards. It also provides commercial and residential real estate, commercial and industrial, residential mortgage, construction and land, and consumer loans, as well as balloon and adjustable-rate loans. In addition, the company invests in U.S. treasury securities; securities issued by the U.S. government and its agencies, or government sponsored enterprises, including mortgage-backed securities and collateralized mortgage obligations; corporate and municipal bonds; certificates of deposit in other financial institutions; and federal and money market funds. Further, it operates a virtual bank under the name FitnessBank, which accepts deposits and provides higher interest rates based on customers meeting certain fitness goals. The company was founded in 1928 and is headquartered in Covington, Georgia.
Employees
88
Investor relations
-
SEC filings
CEO
Country
USA
City
Stock type
-
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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