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Ticker
BAFN

Price
9.11
Stock movement down
-0.59 (-6.11%)
Company name
Bayfirst Financial Corp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
37.64M
Ent value
1.18B
Price/Sales
0.32
Price/Book
0.37
Div yield
3.51%
Div growth
-
Growth years
-
FCF payout
-
Trailing P/E
8.40
Forward P/E
-
PEG
-
EPS growth
-
1 year return
-29.96%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-10-30

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.32
Dividend yield3.51%
Payout frequencyQuarterly
Maximum yield4.83%
Average yield2.47%
Minimum yield1.65%
Discount to avg yield29.84%
Upside potential42.53%
Yield as % of max yield72.82%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.51%
Current yield distribution9.43%
Yield at 100% (Min)1.65%
Yield at 90%1.83%
Yield at 80%2.03%
Yield at 50% (Median)2.33%
Yield at 20%3.09%
Yield at 10%3.46%
Yield at 0% (Max)4.83%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.32
Payout frequencyQuarterly
Ex-div date30 May 2025
EPS (TTM)-
EPS (1y forward)-
EPS growth (5y)-
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
BAFNS&P500
DGR MR14.29%-13.74%
DGR TTM-6.60%
DGR 3 years-5.24%
DGR 5 years-5.40%
DGR 10 years-7.07%
DGR 15 years-6.12%
Time since last change announced1383 days
EPS growth (5y)-
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average--
Forward--

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E8.40
Price to OCF-
Price to FCF-
Price to EBITDA2.82
EV to EBITDA88.12

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales0.32
Price to Book0.37
EV to Sales9.95

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count4.13M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash5.19M
Net receivables8.90M
Total current assets43.95M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets1.35B
Accounts payable0.00
Short/Current long term debt1.59M
Total current liabilities0.00
Total liabilities1.26B
Shareholder's equity89.73M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open9.34
Daily high9.38
Daily low9.10
Daily Volume10K
All-time high32.50
1y analyst estimate-
Beta0.30
EPS (TTM)-
Dividend per share0.32
Ex-div date30 May 2025
Next earnings date29 Jan 2026

Downside potential

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Downside potential data
BAFNS&P500
Current price drop from All-time high-71.98%-1.10%
Highest price drop-79.60%-19.00%
Date of highest drop21 Aug 20258 Apr 2025
Avg drop from high-57.96%-2.76%
Avg time to new high-5 days
Max time to new high265 days89 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
BAFN (Bayfirst Financial Corp) company logo
Marketcap
37.64M
Marketcap category
Small-cap
Description
BayFirst Financial Corp. operates as the bank holding company for BayFirst National Bank that provides community banking services for small and medium sized businesses and individuals. The company offers checking, savings, negotiable order of withdrawal, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts; and safety deposit boxes. It also provides commercial real estate mortgages; construction and development, working capital, and business loans; auto, boat, and recreational vehicle loans; and residential mortgages, personal lines of credit, and home equity lines of credit. In addition, the company offers internet, mobile and online banking, lock box services, remote capture and deposit, treasury management, wire transfers, cash management, merchant processing, remote deposit capture, night depositor, online bill payment, courier, retail investment, ACH originations, and other services. It operates full-service banking centers in Pinellas, Hillsborough, Manatee, and Sarasota counties, Florida. The company was formerly known as First Home Bancorp, Inc. and changed its name to BayFirst Financial Corp. in May 2021. BayFirst Financial Corp. was founded in 1999 and is headquartered in Saint Petersburg, Florida.
Employees
237
Investor relations
-
SEC filings
CEO
Country
USA
City
Stock type
-
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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