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Ticker
BCML

Price
27.14
Stock movement down
-0.05 (-0.18%)
Company name
BayCom Corp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
296.47M
Ent value
2.51B
Price/Sales
2.18
Price/Book
0.92
Div yield
3.68%
Div growth
-
Growth years
1
FCF payout
-
Trailing P/E
12.41
Forward P/E
10.05
PEG
-
EPS growth
8.72%
1 year return
9.75%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-10-30

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.00
Dividend yield3.68%
Payout frequencyQuarterly
Maximum yield3.68%
Average yield2.23%
Minimum yield1.35%
Discount to avg yield39.50%
Upside potential65.28%
Yield as % of max yield100.00%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.68%
Current yield distribution-
Yield at 100% (Min)1.35%
Yield at 90%1.42%
Yield at 80%1.48%
Yield at 50% (Median)1.63%
Yield at 20%3.04%
Yield at 10%3.38%
Yield at 0% (Max)3.68%

Dividend per share

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Dividend per share data
Years of growth1 years
CCC status-
Dividend per share1.00
Payout frequencyQuarterly
Ex-div date11 Sep 2025
EPS (TTM)-
EPS (1y forward)2.58
EPS growth (5y)8.72%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
BCMLS&P500
DGR MR25.00%-13.74%
DGR TTM62.50%6.60%
DGR 3 years-5.24%
DGR 5 years-5.40%
DGR 10 years-7.07%
DGR 15 years-6.12%
Time since last change announced81 days
EPS growth (5y)8.72%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average--
Forward37.04%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E12.41
Price to OCF-
Price to FCF-
Price to EBITDA29.85
EV to EBITDA252.79

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.18
Price to Book0.92
EV to Sales18.46

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FINANCIALS

Per share

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Per share data
Current share count10.92M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)2.58

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash21.73M
Net receivables0.00
Total current assets209.50M
Goodwill38.84M
Intangible assets1.95M
Property, plant and equipment0.00
Total assets2.60B
Accounts payable0.00
Short/Current long term debt23.20M
Total current liabilities0.00
Total liabilities2.27B
Shareholder's equity334.27M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

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STOCK INFORMATION

Stock chart

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Stock price data
Open27.26
Daily high27.28
Daily low27.14
Daily Volume7K
All-time high30.77
1y analyst estimate31.33
Beta0.36
EPS (TTM)-
Dividend per share1.00
Ex-div date11 Sep 2025
Next earnings date-

Downside potential

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Downside potential data
BCMLS&P500
Current price drop from All-time high-11.80%-1.10%
Highest price drop-18.95%-19.00%
Date of highest drop3 Apr 20258 Apr 2025
Avg drop from high-7.88%-2.76%
Avg time to new high33 days5 days
Max time to new high183 days89 days

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COMPANY DETAILS
BCML (BayCom Corp) company logo
Marketcap
296.47M
Marketcap category
Small-cap
Description
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It also offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company provides online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, and direct deposit services; treasury management services that includes balance reporting, transfers between accounts, wire transfer initiation, automated clearing house (ACH) origination, and stop payments; debit cards; cashier's and travelers checks; letters of credit; and lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. It operates through a network of full-service banking branches in Northern and Southern California; Las Vegas, Nevada; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.
Employees
334
Investor relations
-
SEC filings
CEO
George J. Guarini
Country
USA
City
Walnut Creek
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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