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Ticker
CASS

Price
39.50
Stock movement up
+0.30 (0.77%)
Company name
Cass Information Systems Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Industrials >
Specialty Business Services
Market cap
522.03M
Ent value
2.31B
Price/Sales
2.86
Price/Book
2.20
Div yield
3.24%
Div growth
5.54%
Growth years
19
FCF payout
-
Trailing P/E
22.71
Forward P/E
13.62
PEG
-
EPS growth
1.40%
1 year return
-8.42%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-10-30

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iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.28
Dividend yield3.24%
Payout frequencyQuarterly
Maximum yield3.37%
Average yield2.95%
Minimum yield2.68%
Discount to avg yield9.01%
Upside potential9.91%
Yield as % of max yield96.12%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.24%
Current yield distribution4.89%
Yield at 100% (Min)2.68%
Yield at 90%2.78%
Yield at 80%2.84%
Yield at 50% (Median)2.92%
Yield at 20%3.06%
Yield at 10%3.15%
Yield at 0% (Max)3.37%

Dividend per share

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Dividend per share data
Years of growth19 years
CCC statusDividend Contender
Dividend per share1.28
Payout frequencyQuarterly
Ex-div date5 Dec 2025
EPS (TTM)-
EPS (1y forward)2.90
EPS growth (5y)1.40%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
CASSS&P500
DGR MR3.23%-13.74%
DGR TTM3.31%6.60%
DGR 3 years2.70%5.24%
DGR 5 years5.54%5.40%
DGR 10 years7.63%7.07%
DGR 15 years8.65%6.12%
Time since last change announced20 days
EPS growth (5y)1.40%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average39.76%34.17%
Forward44.14%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E22.71
Price to OCF18.72
Price to FCF45.30
Price to EBITDA-
EV to EBITDA-

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.86
Price to Book2.20
EV to Sales12.68

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FINANCIALS

Per share

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Per share data
Current share count13.22M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)2.90

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash258.63M
Net receivables49.80M
Total current assets1.03B
Goodwill16.16M
Intangible assets4.04M
Property, plant and equipment0.00
Total assets2.45B
Accounts payable1.13B
Short/Current long term debt0.00
Total current liabilities1.13B
Total liabilities2.21B
Shareholder's equity243.45M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

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STOCK INFORMATION

Stock chart

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Stock price data
Open39.13
Daily high39.84
Daily low38.85
Daily Volume86K
All-time high61.84
1y analyst estimate45.00
Beta0.43
EPS (TTM)-
Dividend per share1.28
Ex-div date5 Dec 2025
Next earnings date22 Jan 2026

Downside potential

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Downside potential data
CASSS&P500
Current price drop from All-time high-36.13%-1.10%
Highest price drop-40.53%-19.00%
Date of highest drop16 Oct 20258 Apr 2025
Avg drop from high-31.80%-2.76%
Avg time to new high-5 days
Max time to new high266 days89 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
CASS (Cass Information Systems Inc) company logo
Marketcap
522.03M
Marketcap category
Small-cap
Description
Cass Information Systems, Inc. provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States. The company operates in two segments, Information Services and Banking Services. Its services include freight invoice rating, payment processing, auditing, and the generation of accounting and transportation information. The company also processes and pays facility-related invoices, such as electricity, gas, waste, and telecommunications expenses; and provides telecom expense management solutions, as well as church management software and online platform to provide generosity services for faith-based and non-profit organizations. In addition, the company, through its banking subsidiary, Cass Commercial Bank, provides a range of banking products and services, such as demand, savings, time, and money market deposits; commercial, industrial, commercial real estate, and construction and land development loans; and cash management services to privately held businesses, restaurant franchises, and faith-based ministries. Further, it provides B2B payment platform for clients that require an agile fintech partner. It operates through its banking facility near downtown St. Louis, Missouri; operating branch in the Bridgeton, Missouri; and a leased facility in Colorado Springs, Colorado. The company was formerly known as Cass Commercial Corporation and changed its name to Cass Information Systems, Inc. in January 2001. Cass Information Systems, Inc. was founded in 1906 and is headquartered in St. Louis, Missouri.
Employees
982
Investor relations
SEC filings
CEO
Eric Brunngraber
Country
USA
City
St Louis
Stock type
Common stock
CCC status
Dividend Contender
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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