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Ticker
CIZN

Price
6.75
Stock movement up
+0.09 (1.35%)
Company name
Citizens Holding Company
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
38.16M
Ent value
-
Price/Sales
1.35
Price/Book
-
Div yield
1.19%
Div growth
-5.59%
Growth years
-
FCF payout
-
Trailing P/E
53.45
Forward P/E
-
PEG
-
EPS growth
-24.68%
1 year return
-24.16%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-10-30

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.08
Dividend yield1.19%
Payout frequencyQuarterly
Maximum yield9.09%
Average yield4.89%
Minimum yield0.94%
Discount to avg yield-312.51%
Upside potential-75.76%
Yield as % of max yield13.04%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield1.19%
Current yield distribution76.23%
Yield at 100% (Min)0.94%
Yield at 90%1.01%
Yield at 80%1.11%
Yield at 50% (Median)6.50%
Yield at 20%7.45%
Yield at 10%7.66%
Yield at 0% (Max)9.09%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.08
Payout frequencyQuarterly
Ex-div date16 Jun 2025
EPS (TTM)-
EPS (1y forward)-
EPS growth (5y)-24.68%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
CIZNS&P500
DGR MR-87.50%-13.74%
DGR TTM-21.88%6.60%
DGR 3 years-9.14%5.24%
DGR 5 years-5.59%5.40%
DGR 10 years-1.99%7.07%
DGR 15 years-0.45%6.12%
Time since last change announced155 days
EPS growth (5y)-24.68%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average58.04%42.00%
Forward--

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E53.45
Price to OCF9.06
Price to FCF10.39
Price to EBITDA-
EV to EBITDA-

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.35
Price to Book-
EV to Sales-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count5.65M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash0.00
Net receivables0.00
Total current assets0.00
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets1.64B
Accounts payable0.00
Short/Current long term debt298.55M
Total current liabilities0.00
Total liabilities1.59B
Shareholder's equity0.00
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open6.53
Daily high6.75
Daily low6.51
Daily Volume15K
All-time high35.41
1y analyst estimate24.00
Beta0.05
EPS (TTM)-
Dividend per share0.08
Ex-div date16 Jun 2025
Next earnings date29 Jan 2026

Downside potential

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Downside potential data
CIZNS&P500
Current price drop from All-time high-80.94%-1.10%
Highest price drop-81.64%-19.00%
Date of highest drop23 Oct 20258 Apr 2025
Avg drop from high-76.42%-2.76%
Avg time to new high-5 days
Max time to new high265 days89 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
CIZN (Citizens Holding Company) company logo
Marketcap
38.16M
Marketcap category
Small-cap
Description
Citizens Holding Company operates as the bank holding company for The Citizens Bank of Philadelphia that provides various banking products and services. It offers short-term and long-term demand, insured cash sweep, time, and non-interest-bearing deposits; health savings, individual retirement, business and personal savings and checking, and NOW and money market accounts; and long-term certificates of deposits, as well as mobile and remote deposits. The company also provides real estate land development and construction, farmland, 1-4 family mortgage, and commercial real estate loans; and business loans, including commercial and industrial, working capital, machinery and equipment, inventory, business acquisition, agricultural, municipal, commercial building, multi-family apartment, land development, and construction loans, as well as consumer and personal loans. In addition, it offers cash management, merchant services, credit and debit cards, online banking/bill pay, phone teller, in-branch services, electronic statements, credit boost CD, title insurance services, and lockbox services. Its digital services include digital banking, mobile banking app, mobile pay, and text message banking. The company was founded in 1908 and is headquartered in Philadelphia, Mississippi.
Employees
0
Investor relations
-
SEC filings
CEO
Gregory Lyle McKee
Country
USA
City
Philadelphia
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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