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Ticker
CTBI

Price
51.52
Stock movement up
+0.33 (0.64%)
Company name
Community Trust Bancorp Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
933.03M
Ent value
5.89B
Price/Sales
2.80
Price/Book
1.23
Div yield
4.11%
Div growth
5.46%
Growth years
40
FCF payout
-
Trailing P/E
11.81
Forward P/E
9.17
PEG
2.36
EPS growth
5.43%
1 year return
-1.72%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-10-30

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share2.12
Dividend yield4.11%
Payout frequencyQuarterly
Maximum yield4.26%
Average yield3.67%
Minimum yield3.09%
Discount to avg yield10.83%
Upside potential12.14%
Yield as % of max yield96.64%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield4.11%
Current yield distribution3.01%
Yield at 100% (Min)3.09%
Yield at 90%3.26%
Yield at 80%3.48%
Yield at 50% (Median)3.68%
Yield at 20%3.85%
Yield at 10%4.00%
Yield at 0% (Max)4.26%

Dividend per share

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Dividend per share data
Years of growth40 years
CCC statusDividend Champion
Dividend per share2.12
Payout frequencyQuarterly
Ex-div date15 Sep 2025
EPS (TTM)-
EPS (1y forward)5.62
EPS growth (5y)5.43%
EPS growth (5y forward)5.00%

Dividend growth

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Dividend growth data
CTBIS&P500
DGR MR12.77%-13.74%
DGR TTM5.43%6.60%
DGR 3 years5.57%5.24%
DGR 5 years5.46%5.40%
DGR 10 years4.54%7.07%
DGR 15 years3.57%6.12%
Time since last change announced111 days
EPS growth (5y)5.43%
EPS growth (5y forward)5.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average--
Forward37.74%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E11.81
Price to OCF9.08
Price to FCF9.92
Price to EBITDA10.70
EV to EBITDA67.62

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.80
Price to Book1.23
EV to Sales17.72

FINANCIALS

Per share

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Per share data
Current share count18.11M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)5.62

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash71.22M
Net receivables25.13M
Total current assets1.13B
Goodwill65.49M
Intangible assets0.00
Property, plant and equipment0.00
Total assets6.64B
Accounts payable0.00
Short/Current long term debt63.84M
Total current liabilities0.00
Total liabilities5.81B
Shareholder's equity831.37M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open51.14
Daily high51.76
Daily low51.01
Daily Volume81K
All-time high60.90
1y analyst estimate61.67
Beta0.62
EPS (TTM)-
Dividend per share2.12
Ex-div date15 Sep 2025
Next earnings date14 Jan 2026

Downside potential

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Downside potential data
CTBIS&P500
Current price drop from All-time high-15.40%-1.10%
Highest price drop-25.06%-19.00%
Date of highest drop11 Apr 20258 Apr 2025
Avg drop from high-10.74%-2.76%
Avg time to new high89 days5 days
Max time to new high246 days89 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
CTBI (Community Trust Bancorp Inc) company logo
Marketcap
933.03M
Marketcap category
Small-cap
Description
Community Trust Bancorp, Inc. operates as the bank holding company for Community Trust Bank, Inc. that provides various commercial and personal banking, and trust and wealth management services. The company accepts time and demand deposits, checking accounts, savings accounts and savings certificates, individual retirement accounts and Keogh plans, and money market accounts. Its loan portfolio includes commercial, construction, mortgage, and personal loans; lease-financing, lines of credit, revolving lines of credit, and term loans, as well as other specialized loans, including asset-based financing; residential and commercial real estate loans; consumer loans; hotel/motel loans; and other commercial loans. The company also provides cash management, renting safe deposit boxes, and funds transfer services; issues letters of credit; and acts as a trustee of personal trusts, executor of estates, trustee for employee benefit trusts, and paying agent for bond and stock issues, as well as an investment agent and depositor for securities and undertakes repurchase agreements. In addition, it offers securities brokerage services; debit cards; annuity and life insurance products; and repurchase agreements. The company serves small and mid-sized communities in eastern, northeastern, central, and south-central Kentucky, as well as southern West Virginia and northeastern Tennessee. Community Trust Bancorp, Inc. was founded in 1903 and is headquartered in Pikeville, Kentucky.
Employees
929
Investor relations
SEC filings
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Champion
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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