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Ticker
FMAO

Price
23.67
Stock movement up
+0.66 (2.87%)
Company name
Farmers & Merchants Bancorp Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
324.85M
Ent value
3.13B
Price/Sales
1.86
Price/Book
0.97
Div yield
3.84%
Div growth
8.70%
Growth years
16
FCF payout
-
Trailing P/E
14.06
Forward P/E
9.71
PEG
-
EPS growth
0.96%
1 year return
-12.91%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-10-30

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.91
Dividend yield3.84%
Payout frequencyQuarterly
Maximum yield4.13%
Average yield3.42%
Minimum yield2.64%
Discount to avg yield11.10%
Upside potential12.49%
Yield as % of max yield93.05%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.84%
Current yield distribution6.77%
Yield at 100% (Min)2.64%
Yield at 90%2.77%
Yield at 80%3.22%
Yield at 50% (Median)3.43%
Yield at 20%3.70%
Yield at 10%3.80%
Yield at 0% (Max)4.13%

Dividend per share

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Dividend per share data
Years of growth16 years
CCC statusDividend Contender
Dividend per share0.91
Payout frequencyQuarterly
Ex-div date10 Oct 2025
EPS (TTM)-
EPS (1y forward)2.60
EPS growth (5y)0.96%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
FMAOS&P500
DGR MR2.82%-13.74%
DGR TTM2.41%6.60%
DGR 3 years8.80%5.24%
DGR 5 years8.70%5.40%
DGR 10 years7.70%7.07%
DGR 15 years4.81%6.12%
Time since last change announced42 days
EPS growth (5y)0.96%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average38.85%33.82%
Forward37.35%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E14.06
Price to OCF7.97
Price to FCF8.72
Price to EBITDA10.75
EV to EBITDA103.65

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.86
Price to Book0.97
EV to Sales17.92

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count13.72M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)2.60

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash116.45M
Net receivables0.00
Total current assets539.22M
Goodwill86.36M
Intangible assets0.00
Property, plant and equipment0.00
Total assets3.39B
Accounts payable0.00
Short/Current long term debt245.53M
Total current liabilities0.00
Total liabilities3.03B
Shareholder's equity361.78M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open22.93
Daily high24.00
Daily low22.93
Daily Volume46K
All-time high48.40
1y analyst estimate26.17
Beta0.85
EPS (TTM)-
Dividend per share0.91
Ex-div date10 Oct 2025
Next earnings date-

Downside potential

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Downside potential data
FMAOS&P500
Current price drop from All-time high-51.09%-1.10%
Highest price drop-55.74%-19.00%
Date of highest drop14 Apr 20258 Apr 2025
Avg drop from high-45.85%-2.76%
Avg time to new high-5 days
Max time to new high266 days89 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
FMAO (Farmers & Merchants Bancorp Inc) company logo
Marketcap
324.85M
Marketcap category
Small-cap
Description
Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in Northwest Ohio, Northeast Indiana, and Southeast Michigan. The company offers checking, savings, and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health savings accounts. It also provides commercial, agricultural, and residential mortgage, as well as consumer lending products; loans for farm land, farm equipment, and livestock; operating loans for seeds, fertilizers, and feeds; home improvement loans; and loans for autos, trucks, recreational vehicles, and motorcycles. In addition, the company offers commercial real estate loans, such as lines of credit and machinery purchase loans. Further, it provides automated teller machine or interactive teller machine services; and online and mobile banking, bill-pay, on-line statement opportunities, and remote deposit capture or electronic deposit processing. Additionally, the company offers electronic transaction origination, such as wire and automated clearing house file transmittal services. Farmers & Merchants Bancorp, Inc. was founded in 1897 and is headquartered in Archbold, Ohio.
Employees
476
Investor relations
SEC filings
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Contender
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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