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Ticker
FSBW

Price
38.38
Stock movement down
-0.15 (-0.39%)
Company name
FS Bancorp Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
291.55M
Ent value
2.92B
Price/Sales
1.47
Price/Book
1.01
Div yield
2.92%
Div growth
30.42%
Growth years
9
FCF payout
-
Trailing P/E
7.79
Forward P/E
8.50
PEG
1.11
EPS growth
8.07%
1 year return
-14.81%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-10-30

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iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.12
Dividend yield2.92%
Payout frequencyQuarterly
Maximum yield5.35%
Average yield3.42%
Minimum yield2.21%
Discount to avg yield-17.04%
Upside potential-14.56%
Yield as % of max yield54.56%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.92%
Current yield distribution41.73%
Yield at 100% (Min)2.21%
Yield at 90%2.38%
Yield at 80%2.59%
Yield at 50% (Median)2.87%
Yield at 20%4.85%
Yield at 10%5.04%
Yield at 0% (Max)5.35%

Dividend per share

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Dividend per share data
Years of growth9 years
CCC statusDividend Challenger
Dividend per share1.12
Payout frequencyQuarterly
Ex-div date6 Nov 2025
EPS (TTM)-
EPS (1y forward)4.54
EPS growth (5y)8.07%
EPS growth (5y forward)7.00%

Dividend growth

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Dividend growth data
FSBWS&P500
DGR MR-44.00%-13.74%
DGR TTM29.13%6.60%
DGR 3 years33.53%5.24%
DGR 5 years30.42%5.40%
DGR 10 years-7.07%
DGR 15 years-6.12%
Time since last change announced20 days
EPS growth (5y)8.07%
EPS growth (5y forward)7.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average--
Forward24.82%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E7.79
Price to OCF24.11
Price to FCF27.63
Price to EBITDA10.88
EV to EBITDA109.01

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.47
Price to Book1.01
EV to Sales14.69

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count7.60M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)4.54

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash12.39M
Net receivables2.61B
Total current assets2.94B
Goodwill3.59M
Intangible assets11.28M
Property, plant and equipment0.00
Total assets3.21B
Accounts payable0.00
Short/Current long term debt185.94M
Total current liabilities6.99M
Total liabilities2.91B
Shareholder's equity300.51M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

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STOCK INFORMATION

Stock chart

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Stock price data
Open38.18
Daily high38.56
Daily low38.18
Daily Volume5K
All-time high48.82
1y analyst estimate44.00
Beta0.71
EPS (TTM)-
Dividend per share1.12
Ex-div date6 Nov 2025
Next earnings date20 Jan 2026

Downside potential

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Downside potential data
FSBWS&P500
Current price drop from All-time high-21.38%-1.10%
Highest price drop-26.59%-19.00%
Date of highest drop3 Apr 20258 Apr 2025
Avg drop from high-16.23%-2.76%
Avg time to new high133 days5 days
Max time to new high243 days89 days

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COMPANY DETAILS
FSBW (FS Bancorp Inc) company logo
Marketcap
291.55M
Marketcap category
Small-cap
Description
FS Bancorp, Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families, local and regional businesses, and industry niches in Washington. The company operates in two segments, Commercial and Consumer Banking; and Home Lending. It offers various deposit instruments, including checking accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company provides one-to-four-family residential first mortgages loans, home equity loan products, commercial business loans, commercial real estate loans, and construction and development loans, as well as consumer loans, which include personal lines of credit, credit cards, automobile, direct home improvement, loans on deposit, and recreational loans. Further, it provides online banking platforms, mobile banking apps, and telephone banking services, as well as cash management services. The company operates full bank service branches and home loan production offices in suburban communities in the greater Puget Sound area, including Snohomish, King, Pierce, Kitsap, Clallam, Jefferson, Grays Harbor, Thurston, and Benton counties; Oregon; and a loan production office in the market area of the Tri-Cities. FS Bancorp, Inc. was founded in 1936 and is headquartered in Mountlake Terrace, Washington.
Employees
575
Investor relations
SEC filings
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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