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Ticker
FUNC

Price
34.85
Stock movement down
-0.17 (-0.49%)
Company name
First United Corporation
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
226.34M
Ent value
1.91B
Price/Sales
2.31
Price/Book
1.30
Div yield
2.98%
Div growth
34.08%
Growth years
13
FCF payout
-
Trailing P/E
14.02
Forward P/E
8.50
PEG
-
EPS growth
8.32%
1 year return
11.70%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-10-30

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iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.04
Dividend yield2.98%
Payout frequencyQuarterly
Maximum yield3.40%
Average yield2.75%
Minimum yield2.11%
Discount to avg yield7.90%
Upside potential8.58%
Yield as % of max yield87.83%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.98%
Current yield distribution10.53%
Yield at 100% (Min)2.11%
Yield at 90%2.47%
Yield at 80%2.56%
Yield at 50% (Median)2.78%
Yield at 20%2.93%
Yield at 10%2.99%
Yield at 0% (Max)3.40%

Dividend per share

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Dividend per share data
Years of growth13 years
CCC statusDividend Contender
Dividend per share1.04
Payout frequencyQuarterly
Ex-div date17 Oct 2025
EPS (TTM)-
EPS (1y forward)4.20
EPS growth (5y)8.32%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
FUNCS&P500
DGR MR18.18%-13.74%
DGR TTM12.20%6.60%
DGR 3 years14.47%5.24%
DGR 5 years34.08%5.40%
DGR 10 years-7.07%
DGR 15 years-0.17%6.12%
Time since last change announced47 days
EPS growth (5y)8.32%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average41.74%-
Forward25.37%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E14.02
Price to OCF11.97
Price to FCF12.20
Price to EBITDA32.59
EV to EBITDA274.49

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.31
Price to Book1.30
EV to Sales19.43

FINANCIALS

Per share

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Per share data
Current share count6.49M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)4.20

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash92.27M
Net receivables7.48M
Total current assets197.33M
Goodwill0.00
Intangible assets7.48M
Property, plant and equipment0.00
Total assets2.02B
Accounts payable0.00
Short/Current long term debt117.29M
Total current liabilities20.21M
Total liabilities1.82B
Shareholder's equity0.00
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

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STOCK INFORMATION

Stock chart

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Stock price data
Open34.90
Daily high35.65
Daily low34.76
Daily Volume23K
All-time high41.61
1y analyst estimate42.00
Beta0.54
EPS (TTM)-
Dividend per share1.04
Ex-div date17 Oct 2025
Next earnings date11 Feb 2026

Downside potential

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Downside potential data
FUNCS&P500
Current price drop from All-time high-16.25%-1.10%
Highest price drop-37.76%-19.00%
Date of highest drop7 Apr 20258 Apr 2025
Avg drop from high-15.11%-2.76%
Avg time to new high12 days5 days
Max time to new high182 days89 days

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COMPANY DETAILS
FUNC (First United Corporation) company logo
Marketcap
226.34M
Marketcap category
Small-cap
Description
First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals in the United States. It operates through Community Banking and Wealth Management segments. The company offers various deposit products, such as checking, savings, money market, individual retirement (IRA), employee benefit, and health savings accounts; regular and IRA certificates of deposit; demand deposits; business and personal loans; lines of credit; commercial loans secured by real estate, commercial equipment, vehicles or other assets of the borrower; residential mortgages; real estate construction loans to builders and individuals for single family dwellings; and indirect and direct auto loans, student loans, and other secured and unsecured lines of credit and term loans. It also provides brokerage; treasury management, cash sweep, and various checking opportunities; trust services, including personal trust, investment agency accounts, charitable trusts, and estate administration and estate planning, as well as retirement accounts including IRA roll-overs, 401(k) accounts, and defined benefit plans; and safe deposit and night depository facilities, and insurance products. First United Corporation was founded in 1900 and is headquartered in Oakland, Maryland.
Employees
291
Investor relations
-
SEC filings
CEO
Carissa Lynn Rodeheaver
Country
USA
City
Oakland
Stock type
Common stock
CCC status
Dividend Contender
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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