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Ticker
HTBK

Price
10.46
Stock movement up
+0.02 (0.19%)
Company name
Heritage Commerce Corp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
642.73M
Ent value
5.48B
Price/Sales
2.88
Price/Book
0.94
Div yield
4.97%
Div growth
3.40%
Growth years
8
FCF payout
-
Trailing P/E
14.87
Forward P/E
11.97
PEG
2.12
EPS growth
-73.47%
1 year return
4.81%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-10-30

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iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.52
Dividend yield4.97%
Payout frequencyQuarterly
Maximum yield6.30%
Average yield5.33%
Minimum yield4.74%
Discount to avg yield-7.19%
Upside potential-6.70%
Yield as % of max yield78.87%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield4.97%
Current yield distribution82.33%
Yield at 100% (Min)4.74%
Yield at 90%4.92%
Yield at 80%5.01%
Yield at 50% (Median)5.34%
Yield at 20%5.60%
Yield at 10%5.71%
Yield at 0% (Max)6.30%

Dividend per share

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Dividend per share data
Years of growth8 years
CCC statusDividend Challenger
Dividend per share0.52
Payout frequencyQuarterly
Ex-div date6 Nov 2025
EPS (TTM)-
EPS (1y forward)0.95
EPS growth (5y)-73.47%
EPS growth (5y forward)7.00%

Dividend growth

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Dividend growth data
HTBKS&P500
DGR MR8.33%-13.74%
DGR TTM-6.60%
DGR 3 years-5.24%
DGR 5 years3.40%5.40%
DGR 10 years24.10%7.07%
DGR 15 years3.29%6.12%
Time since last change announced2119 days
EPS growth (5y)-73.47%
EPS growth (5y forward)7.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average--
Forward59.50%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E14.87
Price to OCF32.24
Price to FCF37.08
Price to EBITDA37.06
EV to EBITDA315.70

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.88
Price to Book0.94
EV to Sales24.54

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FINANCIALS

Per share

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Per share data
Current share count61.45M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)0.95

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash42.44K
Net receivables0.00
Total current assets450.90K
Goodwill167.63K
Intangible assets5.08K
Property, plant and equipment0.00
Total assets5.62M
Accounts payable0.00
Short/Current long term debt39.77M
Total current liabilities26.00K
Total liabilities3.54B
Shareholder's equity-3.53B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open10.43
Daily high10.64
Daily low10.43
Daily Volume321K
All-time high27.25
1y analyst estimate11.83
Beta0.80
EPS (TTM)-
Dividend per share0.52
Ex-div date6 Nov 2025
Next earnings date22 Jan 2026

Downside potential

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Downside potential data
HTBKS&P500
Current price drop from All-time high-61.61%-1.10%
Highest price drop-69.72%-19.00%
Date of highest drop10 Apr 20258 Apr 2025
Avg drop from high-64.06%-2.76%
Avg time to new high-5 days
Max time to new high266 days89 days

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COMPANY DETAILS
HTBK (Heritage Commerce Corp) company logo
Marketcap
642.73M
Marketcap category
Small-cap
Description
Heritage Commerce Corp operates as the bank holding company for Heritage Bank of Commerce that provides various commercial and personal banking services to residents and the business/professional community in California. Its deposit products for business banking and retail markets include interest and non-interest-bearing demand, savings, and money market accounts, as well as certificates of deposit and time deposits. The company provides commercial loans for working capital, equipment purchases, and other business purposes; commercial real estate loans; commercial and construction loans; small business administration loans; home equity lines of credit; multifamily loans on residential properties; residential mortgage loans; and consumer loans consisting of loans for financing automobiles, various consumer goods, and other personal purposes. In addition, the company offers other banking services, including cashier's checks, bank by mail, night depositories, safe deposit boxes, direct deposit, automated payroll, electronic funds transfer, online bill pay, homeowner association, remote deposit capture, automated clearing house origination, electronic data interchange, and check imaging services, as well as other customary banking, factoring financing, and electronic banking services. Heritage Commerce Corp was founded in 1994 and is headquartered in San Jose, California.
Employees
350
Investor relations
SEC filings
CEO
Keith Wilton
Country
USA
City
San Jose
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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