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Ticker
LOB

Price
31.61
Stock movement down
-0.24 (-0.75%)
Company name
Live Oak Bancshares, Inc.
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
1.45B
Ent value
12.38B
Price/Sales
3.08
Price/Book
1.43
Div yield
0.38%
Div growth
-
Growth years
-
FCF payout
-
Trailing P/E
23.00
Forward P/E
9.87
PEG
-
EPS growth
5.71%
1 year return
-22.62%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-10-30

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.12
Dividend yield0.38%
Payout frequencyQuarterly
Maximum yield0.52%
Average yield0.36%
Minimum yield0.24%
Discount to avg yield5.44%
Upside potential5.75%
Yield as % of max yield73.30%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield0.38%
Current yield distribution34.59%
Yield at 100% (Min)0.24%
Yield at 90%0.26%
Yield at 80%0.30%
Yield at 50% (Median)0.35%
Yield at 20%0.43%
Yield at 10%0.45%
Yield at 0% (Max)0.52%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.12
Payout frequencyQuarterly
Ex-div date2 Sep 2025
EPS (TTM)-
EPS (1y forward)3.09
EPS growth (5y)5.71%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
LOBS&P500
DGR MR50.00%-13.74%
DGR TTM-6.60%
DGR 3 years-5.24%
DGR 5 years-5.40%
DGR 10 years-7.07%
DGR 15 years-6.12%
Time since last change announced3018 days
EPS growth (5y)5.71%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average13.84%-7.16%
Forward3.75%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E23.00
Price to OCF2.70
Price to FCF3.08
Price to EBITDA9.19
EV to EBITDA78.68

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales3.08
Price to Book1.43
EV to Sales26.39

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count45.73M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)3.09

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash0.00
Net receivables0.00
Total current assets1.42B
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets13.77B
Accounts payable0.00
Short/Current long term debt105.05M
Total current liabilities0.00
Total liabilities13.46B
Shareholder's equity0.00
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open31.75
Daily high32.51
Daily low31.52
Daily Volume195K
All-time high97.80
1y analyst estimate42.50
Beta2.06
EPS (TTM)-
Dividend per share0.12
Ex-div date2 Sep 2025
Next earnings date-

Downside potential

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Downside potential data
LOBS&P500
Current price drop from All-time high-67.68%-1.10%
Highest price drop-76.31%-19.00%
Date of highest drop8 Apr 20258 Apr 2025
Avg drop from high-64.52%-2.76%
Avg time to new high-5 days
Max time to new high266 days89 days

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
LOB (Live Oak Bancshares, Inc.) company logo
Marketcap
1.45B
Marketcap category
Small-cap
Description
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. It operates through two segments: Banking and Fintech. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company offers settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc. was incorporated in 2008 and is headquartered in Wilmington, North Carolina.
Employees
1008
Investor relations
-
SEC filings
CEO
James S. Mahan
Country
USA
City
Wilmington
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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