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Ticker
MCBS

Price
25.55
Stock movement up
+0.10 (0.39%)
Company name
MetroCity Bankshares
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
652.49M
Ent value
3.54B
Price/Sales
2.80
Price/Book
1.60
Div yield
3.91%
Div growth
-
Growth years
1
FCF payout
-
Trailing P/E
10.94
Forward P/E
7.98
PEG
-
EPS growth
3.67%
1 year return
-16.37%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-10-30

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iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.00
Dividend yield3.91%
Payout frequencyQuarterly
Maximum yield3.93%
Average yield3.23%
Minimum yield2.60%
Discount to avg yield17.41%
Upside potential21.09%
Yield as % of max yield99.61%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.91%
Current yield distribution0.38%
Yield at 100% (Min)2.60%
Yield at 90%2.74%
Yield at 80%2.91%
Yield at 50% (Median)3.30%
Yield at 20%3.49%
Yield at 10%3.63%
Yield at 0% (Max)3.93%

Dividend per share

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Dividend per share data
Years of growth1 years
CCC status-
Dividend per share1.00
Payout frequencyQuarterly
Ex-div date29 Oct 2025
EPS (TTM)-
EPS (1y forward)3.05
EPS growth (5y)3.67%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
MCBSS&P500
DGR MR8.70%-13.74%
DGR TTM23.08%6.60%
DGR 3 years21.64%5.24%
DGR 5 years-5.40%
DGR 10 years-7.07%
DGR 15 years-6.12%
Time since last change announced117 days
EPS growth (5y)3.67%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average22.96%-
Forward31.25%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E10.94
Price to OCF18.18
Price to FCF19.15
Price to EBITDA7.68
EV to EBITDA41.63

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.80
Price to Book1.60
EV to Sales15.15

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FINANCIALS

Per share

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Per share data
Current share count25.54M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)3.05

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash213.94M
Net receivables16.91M
Total current assets246.22M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets3.63B
Accounts payable0.00
Short/Current long term debt432.70M
Total current liabilities7.70M
Total liabilities3.18B
Shareholder's equity0.00
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

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iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open25.45
Daily high25.76
Daily low25.34
Daily Volume51K
All-time high35.43
1y analyst estimate31.00
Beta0.73
EPS (TTM)-
Dividend per share1.00
Ex-div date29 Oct 2025
Next earnings date23 Jan 2026

Downside potential

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Downside potential data
MCBSS&P500
Current price drop from All-time high-27.89%-1.10%
Highest price drop-28.51%-19.00%
Date of highest drop4 Apr 20258 Apr 2025
Avg drop from high-16.14%-2.76%
Avg time to new high133 days5 days
Max time to new high243 days89 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
MCBS (MetroCity Bankshares) company logo
Marketcap
652.49M
Marketcap category
Small-cap
Description
MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. The company offers customary banking services, such as consumer and commercial checking accounts, savings, and money market accounts, as well as certificates of deposit. It also provides commercial and consumer loans, including single family residential loans; construction and development, and owner and non-owner occupied commercial real estate loans; letters of credit; and commercial and industrial, residential mortgage, and small business administration loans. In addition, the company offers online banking services, which include access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions, such as remote check deposit with mobile bill pay; and automated teller machines and telephone banking services. Further, it provides debit cards for checking customers, direct deposits, and cashier's checks; treasury management services, including balance reporting, transfers between accounts, wire transfer, automated clearing house, and stop payments services; and cash management deposit products, such as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. The company was founded in 2006 and is headquartered in Doraville, Georgia.
Employees
240
Investor relations
-
SEC filings
CEO
Nack Y. Paek
Country
USA
City
Doraville
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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