We have set up our new Discord server! Share your feedback and find like-minded people! Join our Discord

Ticker
OBT

Price
23.77
Stock movement up
+0.33 (1.41%)
Company name
Orange County Bancorp Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
317.64M
Ent value
2.48B
Price/Sales
2.30
Price/Book
1.65
Div yield
2.19%
Div growth
-
Growth years
1
FCF payout
-
Trailing P/E
11.01
Forward P/E
7.84
PEG
-
EPS growth
22.85%
1 year return
-17.03%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-10-30

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

Loading...
Dividend yield data
Dividend per share0.52
Dividend yield2.19%
Payout frequencyQuarterly
Maximum yield2.27%
Average yield1.88%
Minimum yield1.44%
Discount to avg yield14.05%
Upside potential16.34%
Yield as % of max yield96.34%

Yield distribution (inverse percentile) - 5y

Loading...
Yield distribution data
Dividend yield2.19%
Current yield distribution4.51%
Yield at 100% (Min)1.44%
Yield at 90%1.57%
Yield at 80%1.69%
Yield at 50% (Median)1.91%
Yield at 20%2.08%
Yield at 10%2.13%
Yield at 0% (Max)2.27%

Dividend per share

Loading...
Dividend per share data
Years of growth1 years
CCC status-
Dividend per share0.52
Payout frequencyQuarterly
Ex-div date8 Sep 2025
EPS (TTM)-
EPS (1y forward)3.14
EPS growth (5y)22.85%
EPS growth (5y forward)-

Dividend growth

Loading...
Please create a free account or log in to access this chart
Dividend growth data
OBTS&P500
DGR MR13.04%-13.74%
DGR TTM6.52%6.60%
DGR 3 years-5.24%
DGR 5 years-5.40%
DGR 10 years-7.07%
DGR 15 years-6.12%
Time since last change announced179 days
EPS growth (5y)22.85%
EPS growth (5y forward)-

Payout ratio

Loading...
Please create a free account or log in to access this chart
Payout ratio data
EPS coverageFCF coverage
TTM--
Average32.82%-
Forward17.14%-

VALUATION

Valuation Ratios

Loading...
Valuation Ratios data
Trailing P/E11.01
Price to OCF8.41
Price to FCF8.67
Price to EBITDA20.44
EV to EBITDA159.77

Valuation (Sales/Book Value)

Loading...
Valuation (Sales/Book Value) data
Price to Sales2.30
Price to Book1.65
EV to Sales18.01

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

Loading...
Per share data
Current share count13.36M
EPS (TTM)-
FCF per share (TTM)-

Income statement

Loading...
Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)3.14

Margins

Loading...
Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

Loading...
Please create a free account or log in to access this chart
Balance Sheet data
Cash189.88M
Net receivables10.51M
Total current assets627.02M
Goodwill5.36M
Intangible assets607.00K
Property, plant and equipment0.00
Total assets2.64B
Accounts payable0.00
Short/Current long term debt50.63M
Total current liabilities2.30B
Total liabilities2.37B
Shareholder's equity0.00
Net tangible assets0.00

Cash flow

Loading...
Please create a free account or log in to access this chart
Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

Loading...
Please create a free account or log in to access this chart
Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

Loading...
Stock price data
Open23.84
Daily high24.58
Daily low23.77
Daily Volume26K
All-time high31.90
1y analyst estimate30.00
Beta0.45
EPS (TTM)-
Dividend per share0.52
Ex-div date8 Sep 2025
Next earnings date4 Feb 2026

Downside potential

Loading...
Downside potential data
OBTS&P500
Current price drop from All-time high-25.49%-1.10%
Highest price drop-33.12%-19.00%
Date of highest drop11 Apr 20258 Apr 2025
Avg drop from high-18.26%-2.76%
Avg time to new high266 days5 days
Max time to new high243 days89 days

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
OBT (Orange County Bancorp Inc) company logo
Marketcap
317.64M
Marketcap category
Small-cap
Description
Orange County Bancorp, Inc., through its subsidiaries, provides commercial and consumer banking products and services. The company operates in Business Banking, Private Banking, and Trust & Wealth Management segments. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services; and financial products, including checking, savings, money market accounts, certificates of deposit, and treasury management services. The company offers its products to small businesses, middle-market enterprises, local municipal governments, and individuals, as well as operates full-service branches and loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Orange County Bancorp, Inc. was founded in 1892 and is headquartered in Middletown, New York.
Employees
225
Investor relations
-
SEC filings
CEO
Country
USA
City
Stock type
-
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
Loading...