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Ticker
ORRF

Price
33.11
Stock movement down
-0.09 (-0.27%)
Company name
Orrstown Financial Services Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
645.35M
Ent value
5.36B
Price/Sales
2.67
Price/Book
1.25
Div yield
3.26%
Div growth
9.42%
Growth years
7
FCF payout
-
Trailing P/E
40.31
Forward P/E
7.67
PEG
-
EPS growth
17.90%
1 year return
-12.27%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-10-30

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.08
Dividend yield3.26%
Payout frequencyQuarterly
Maximum yield3.88%
Average yield2.98%
Minimum yield2.24%
Discount to avg yield8.59%
Upside potential9.40%
Yield as % of max yield84.06%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.26%
Current yield distribution28.20%
Yield at 100% (Min)2.24%
Yield at 90%2.37%
Yield at 80%2.53%
Yield at 50% (Median)3.09%
Yield at 20%3.36%
Yield at 10%3.46%
Yield at 0% (Max)3.88%

Dividend per share

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Dividend per share data
Years of growth7 years
CCC statusDividend Challenger
Dividend per share1.08
Payout frequencyQuarterly
Ex-div date5 Nov 2025
EPS (TTM)-
EPS (1y forward)4.32
EPS growth (5y)17.90%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
ORRFS&P500
DGR MR3.85%-13.74%
DGR TTM24.10%6.60%
DGR 3 years5.57%5.24%
DGR 5 years9.42%5.40%
DGR 10 years-7.07%
DGR 15 years-0.56%6.12%
Time since last change announced112 days
EPS growth (5y)17.90%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average39.82%26.03%
Forward25.02%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E40.31
Price to OCF16.26
Price to FCF16.56
Price to EBITDA242.07
EV to EBITDA2011.61

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.67
Price to Book1.25
EV to Sales22.20

FINANCIALS

Per share

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Per share data
Current share count19.49M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)4.32

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash60.97M
Net receivables20.44M
Total current assets971.77M
Goodwill69.75M
Intangible assets40.34M
Property, plant and equipment0.00
Total assets5.47B
Accounts payable0.00
Short/Current long term debt278.69M
Total current liabilities0.00
Total liabilities4.90B
Shareholder's equity0.00
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

STOCK INFORMATION

Stock chart

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Stock price data
Open33.10
Daily high33.85
Daily low33.07
Daily Volume75K
All-time high45.35
1y analyst estimate41.00
Beta0.81
EPS (TTM)-
Dividend per share1.08
Ex-div date5 Nov 2025
Next earnings date30 Jan 2026

Downside potential

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Downside potential data
ORRFS&P500
Current price drop from All-time high-26.99%-1.10%
Highest price drop-42.32%-19.00%
Date of highest drop11 Apr 20258 Apr 2025
Avg drop from high-25.57%-2.76%
Avg time to new high-5 days
Max time to new high266 days89 days
COMPANY DETAILS
ORRF (Orrstown Financial Services Inc) company logo
Marketcap
645.35M
Marketcap category
Small-cap
Description
Orrstown Financial Services, Inc. operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States. It accepts various deposits, including checking, savings, time, demand, and money market deposits, as well as certificates of deposit. The company also offers commercial loans, such as commercial real estate, equipment, construction, working capital, and other commercial purpose loans, as well as industrial loans; consumer loans, such as home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; acquisition and development loans; municipal loans; and installment and other loans. In addition, it provides renders services as trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor, as well as other fiduciary services under the Orrstown Financial Advisors name; and retail brokerage services through a third-party broker/dealer arrangement. Further, the company offers fiduciary, investment advisory, insurance, and brokerage services. The company was founded in 1919 and is headquartered in Harrisburg, Pennsylvania.
Employees
607
Investor relations
SEC filings
CEO
Thomas R. Quinn
Country
USA
City
Shippensburg
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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