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Ticker
PCB

Price
20.96
Stock movement down
-0.23 (-1.09%)
Company name
PCB Bancorp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
300.77M
Ent value
2.80B
Price/Sales
1.85
Price/Book
0.83
Div yield
3.82%
Div growth
41.88%
Growth years
5
FCF payout
-
Trailing P/E
12.18
Forward P/E
8.27
PEG
-
EPS growth
5.15%
1 year return
10.32%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-10-30

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.80
Dividend yield3.82%
Payout frequencyQuarterly
Maximum yield4.35%
Average yield3.78%
Minimum yield3.27%
Discount to avg yield0.93%
Upside potential0.94%
Yield as % of max yield87.69%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.82%
Current yield distribution43.98%
Yield at 100% (Min)3.27%
Yield at 90%3.48%
Yield at 80%3.62%
Yield at 50% (Median)3.79%
Yield at 20%3.97%
Yield at 10%4.06%
Yield at 0% (Max)4.35%

Dividend per share

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Dividend per share data
Years of growth5 years
CCC statusDividend Challenger
Dividend per share0.80
Payout frequencyQuarterly
Ex-div date7 Nov 2025
EPS (TTM)-
EPS (1y forward)2.68
EPS growth (5y)5.15%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
PCBS&P500
DGR MR11.11%-13.74%
DGR TTM8.33%6.60%
DGR 3 years19.93%5.24%
DGR 5 years41.88%5.40%
DGR 10 years-7.07%
DGR 15 years-6.12%
Time since last change announced200 days
EPS growth (5y)5.15%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average--
Forward31.58%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E12.18
Price to OCF7.15
Price to FCF8.89
Price to EBITDA30.60
EV to EBITDA284.70

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.85
Price to Book0.83
EV to Sales17.20

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count14.35M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)2.68

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash24.37M
Net receivables10.83M
Total current assets185.47M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets3.36B
Accounts payable0.00
Short/Current long term debt18.96M
Total current liabilities18.96M
Total liabilities2.98B
Shareholder's equity0.00
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open21.48
Daily high21.48
Daily low20.94
Daily Volume41K
All-time high37.19
1y analyst estimate24.50
Beta0.51
EPS (TTM)-
Dividend per share0.80
Ex-div date7 Nov 2025
Next earnings date29 Jan 2026

Downside potential

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Downside potential data
PCBS&P500
Current price drop from All-time high-43.64%-1.10%
Highest price drop-54.83%-19.00%
Date of highest drop8 Apr 20258 Apr 2025
Avg drop from high-45.80%-2.76%
Avg time to new high-5 days
Max time to new high266 days89 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
PCB (PCB Bancorp) company logo
Marketcap
300.77M
Marketcap category
Small-cap
Description
PCB Bancorp operates as the bank holding company for PCB Bank that provides various banking products and services to small and middle market businesses and individuals. The company offers demand, savings, money market, time deposits, and certificates of deposit; and remote deposit capture, courier deposit and positive pay services, zero balance accounts, and sweep accounts. It also provides real estate loans, including commercial and residential, small business administration (SBA) property, multifamily, and construction loans; commercial and industrial loans, such as commercial term and lines of credit, and SBA commercial term, trade finance, and mortgage warehouse; consumer loans comprising residential mortgage; and automobile loans, unsecured lines of credit, and term loans. In addition, the company offers access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; and mobile banking solutions, including remote check deposit and mobile bill pay. Further, it provides automated teller machines; and banking by telephone, mail, personal appointment, debit cards, direct deposit, and cashier's checks, as well as treasury management, wire transfer, and automated clearing house services. The company operates through full-service branches in Los Angeles and Orange Counties, California; Bayside, New York; Englewood Cliffs and Palisades Park, New Jersey; and Carrollton and Dallas, Texas. It also operates loan production offices in Los Angeles and Orange Counties, California; Bellevue, Washington; and Atlanta, Georgia. The company was formerly known as Pacific City Financial Corporation and changed its name to PCB Bancorp in July 2019. PCB Bancorp was founded in 2003 and is headquartered in Los Angeles, California.
Employees
270
Investor relations
-
SEC filings
CEO
Henry Kim
Country
USA
City
Los Angeles
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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