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Ticker
PFIS

Price
47.15
Stock movement up
+0.09 (0.19%)
Company name
Peoples Fin
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
471.25M
Ent value
5.25B
Price/Sales
2.73
Price/Book
0.99
Div yield
5.24%
Div growth
4.60%
Growth years
7
FCF payout
-
Trailing P/E
78.01
Forward P/E
7.44
PEG
-
EPS growth
2.59%
1 year return
-0.44%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-10-30

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share2.47
Dividend yield5.24%
Payout frequencyQuarterly
Maximum yield6.07%
Average yield5.04%
Minimum yield4.20%
Discount to avg yield3.80%
Upside potential3.95%
Yield as % of max yield86.26%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield5.24%
Current yield distribution24.06%
Yield at 100% (Min)4.20%
Yield at 90%4.64%
Yield at 80%4.72%
Yield at 50% (Median)5.01%
Yield at 20%5.28%
Yield at 10%5.49%
Yield at 0% (Max)6.07%

Dividend per share

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Dividend per share data
Years of growth7 years
CCC statusDividend Challenger
Dividend per share2.47
Payout frequencyQuarterly
Ex-div date29 Aug 2025
EPS (TTM)-
EPS (1y forward)6.32
EPS growth (5y)2.59%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
PFISS&P500
DGR MR50.61%-13.74%
DGR TTM33.69%6.60%
DGR 3 years4.43%5.24%
DGR 5 years4.60%5.40%
DGR 10 years5.95%7.07%
DGR 15 years5.26%6.12%
Time since last change announced472 days
EPS growth (5y)2.59%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average41.28%37.69%
Forward38.96%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E78.01
Price to OCF18.83
Price to FCF22.44
Price to EBITDA327.48
EV to EBITDA3647.64

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.73
Price to Book0.99
EV to Sales30.42

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count9.99M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)6.32

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash0.00
Net receivables0.00
Total current assets0.00
Goodwill75.99M
Intangible assets29.24M
Property, plant and equipment0.00
Total assets4.70B
Accounts payable0.00
Short/Current long term debt158.73M
Total current liabilities29.21M
Total liabilities4.65B
Shareholder's equity0.00
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

STOCK INFORMATION

Stock chart

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Stock price data
Open47.05
Daily high47.44
Daily low47.01
Daily Volume12K
All-time high58.76
1y analyst estimate50.00
Beta0.79
EPS (TTM)-
Dividend per share2.47
Ex-div date29 Aug 2025
Next earnings date5 Feb 2026

Downside potential

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Downside potential data
PFISS&P500
Current price drop from All-time high-19.76%-1.10%
Highest price drop-30.79%-19.00%
Date of highest drop10 Apr 20258 Apr 2025
Avg drop from high-15.96%-2.76%
Avg time to new high266 days5 days
Max time to new high233 days89 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
PFIS (Peoples Fin) company logo
Marketcap
471.25M
Marketcap category
Small-cap
Description
Peoples Financial Services Corp. provides commercial and retail banking services. The company accepts money market, negotiable order of withdrawal, savings, individual retirement, demand deposit, and certificates of deposit accounts. It also provides residential real estate, automobile, manufactured housing, personal, and home equity loans; and commercial real estate, working capital, construction, small business administration, and agricultural loans, as well as loans for equipment and other commercial needs, and mineral rights. In addition, the company offers fiduciary and investment services; investment management, IRA trustee, estate administration, living and life insurance trust, trustee under will, guardianship, custodial/IRA custodial, and corporate trust services, as well as pension and profit-sharing plans. Further, it provides wealth management products and services comprising investment portfolio management, estate and business succession planning, annuities, insurance, retirement plan, and tax planning, as well as education funding strategies; and securities, brokerage, and investor services. Additionally, the company offers small business checking and merchant money market accounts, online and telephone banking, business credit cards, merchant line of credit, and financial checkup services; and remote deposit capture, automatic clearing house transaction, cash management, automated teller machine, point of sale transaction, safe deposit box, night depository, direct deposit, and official check services. It serves business, non-profit, governmental, municipal agency, and professional customers, as well as retail customers. The company was founded in 1905 and is headquartered in Moosic, Pennsylvania.
Employees
511
Investor relations
-
SEC filings
CEO
Craig W. Best
Country
USA
City
Scranton
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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