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Ticker
SMBK

Price
36.50
Stock movement up
+1.00 (2.82%)
Company name
SmartFinancial, Inc.
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
621.52M
Ent value
5.81B
Price/Sales
3.06
Price/Book
-
Div yield
0.88%
Div growth
9.86%
Growth years
-
FCF payout
-
Trailing P/E
19.01
Forward P/E
10.93
PEG
-
EPS growth
-
1 year return
0.63%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-11-25

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.32
Dividend yield0.88%
Payout frequencyQuarterly
Maximum yield1.18%
Average yield0.96%
Minimum yield0.85%
Discount to avg yield-9.15%
Upside potential-8.38%
Yield as % of max yield74.27%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield0.88%
Current yield distribution89.44%
Yield at 100% (Min)0.85%
Yield at 90%0.88%
Yield at 80%0.89%
Yield at 50% (Median)0.93%
Yield at 20%1.03%
Yield at 10%1.05%
Yield at 0% (Max)1.18%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.32
Payout frequencyQuarterly
Ex-div date17 Nov 2025
EPS (TTM)-
EPS (1y forward)3.34
EPS growth (5y)-
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
SMBKS&P500
DGR MR14.29%-13.74%
DGR TTM-6.60%
DGR 3 years-2.94%7.31%
DGR 5 years9.86%4.69%
DGR 10 years-6.30%
DGR 15 years-8.16%
Time since last change announced1035 days
EPS growth (5y)-
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average--
Forward9.58%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E19.01
Price to OCF13.02
Price to FCF16.60
Price to EBITDA18.67
EV to EBITDA174.42

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales3.06
Price to Book-
EV to Sales28.57

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count17.03M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)3.34

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash60.31M
Net receivables0.00
Total current assets571.41M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets5.78B
Accounts payable0.00
Short/Current long term debt0.00
Total current liabilities0.00
Total liabilities5.25B
Shareholder's equity0.00
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open35.94
Daily high36.74
Daily low35.68
Daily Volume88K
All-time high65.88
1y analyst estimate39.83
Beta0.76
EPS (TTM)-
Dividend per share0.32
Ex-div date17 Nov 2025
Next earnings date20 Jan 2026

Downside potential

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Downside potential data
SMBKS&P500
Current price drop from All-time high-44.60%-1.80%
Highest price drop-58.85%-19.00%
Date of highest drop11 Apr 20258 Apr 2025
Avg drop from high-48.95%-2.73%
Avg time to new high-6 days
Max time to new high284 days89 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
SMBK (SmartFinancial, Inc.) company logo
Marketcap
621.52M
Marketcap category
Small-cap
Description
SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in Tennessee, Alabama, and Florida. The company accepts various deposits, including noninterest-bearing and interest-bearing checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, and construction and land development loans; commercial and financial loans and leases; commercial business and mortgage loans; direct consumer installment, educational, agriculture, and other revolving credit loans; equipment financing, heavy equipment, semis, and trailers loans and leases to small and medium sized businesses; letters of credit; and overdraft facilities. In addition, the company offers wealth management, insurance, mortgage origination, and internet and mobile banking services. SmartFinancial, Inc. is headquartered in Knoxville, Tennessee.
Employees
597
Investor relations
-
SEC filings
CEO
William Young Carroll
Country
USA
City
Knoxville
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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