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Ticker
STEL

Price
29.50
Stock movement up
+0.17 (0.58%)
Company name
Stellar Bancorp, Inc.
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
1.51B
Ent value
10.00B
Price/Sales
2.86
Price/Book
0.93
Div yield
1.90%
Div growth
21.06%
Growth years
-
FCF payout
-
Trailing P/E
12.94
Forward P/E
15.01
PEG
-
EPS growth
5.31%
1 year return
6.08%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-10-30

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.56
Dividend yield1.90%
Payout frequencyQuarterly
Maximum yield2.25%
Average yield1.91%
Minimum yield1.63%
Discount to avg yield-0.69%
Upside potential-0.69%
Yield as % of max yield84.34%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield1.90%
Current yield distribution43.61%
Yield at 100% (Min)1.63%
Yield at 90%1.75%
Yield at 80%1.80%
Yield at 50% (Median)1.87%
Yield at 20%2.04%
Yield at 10%2.10%
Yield at 0% (Max)2.25%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.56
Payout frequencyQuarterly
Ex-div date15 Sep 2025
EPS (TTM)-
EPS (1y forward)2.00
EPS growth (5y)5.31%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
STELS&P500
DGR MR7.69%-13.74%
DGR TTM5.77%6.60%
DGR 3 years9.14%5.24%
DGR 5 years21.06%5.40%
DGR 10 years-7.07%
DGR 15 years-6.12%
Time since last change announced257 days
EPS growth (5y)5.31%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average21.90%17.45%
Forward28.48%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E12.94
Price to OCF9.46
Price to FCF9.75
Price to EBITDA8.83
EV to EBITDA58.32

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.86
Price to Book0.93
EV to Sales18.85

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FINANCIALS

Per share

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Per share data
Current share count51.35M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)2.00

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash728.45M
Net receivables34.87M
Total current assets1.98B
Goodwill497.32M
Intangible assets75.93M
Property, plant and equipment0.00
Total assets10.63B
Accounts payable9.43M
Short/Current long term debt70.20M
Total current liabilities87.32M
Total liabilities8.97B
Shareholder's equity0.00
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

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STOCK INFORMATION

Stock chart

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Stock price data
Open29.26
Daily high29.92
Daily low29.26
Daily Volume196K
All-time high38.26
1y analyst estimate31.80
Beta0.81
EPS (TTM)-
Dividend per share0.56
Ex-div date15 Sep 2025
Next earnings date29 Jan 2026

Downside potential

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Downside potential data
STELS&P500
Current price drop from All-time high-22.90%-1.10%
Highest price drop-34.97%-19.00%
Date of highest drop7 Apr 20258 Apr 2025
Avg drop from high-25.13%-2.76%
Avg time to new high-5 days
Max time to new high266 days89 days

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COMPANY DETAILS
STEL (Stellar Bancorp, Inc.) company logo
Marketcap
1.51B
Marketcap category
Small-cap
Description
Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking products and services primarily to small and medium-sized businesses, professionals, and individual customers. It offers deposit products that include checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits, as well as convenient services, such as telephone, mobile, and online banking. The company also provides commercial and industrial loans; commercial real estate loans comprising multi-family residential loans; commercial real estate construction and land development loans; residential real estate loans comprising 1-4 family residential mortgage loans, including home equity and home improvement loans, and home equity lines of credit; commercial and retail lending services, such as loans to small businesses, mortgage loans, personal loans, and automobile loans; and factoring services. In addition, it offers safe deposit boxes, debit cards, cash management and wire transfer services, night depository services, direct deposits, cashier's checks, and letters of credit. Stellar Bancorp, Inc. was founded in 2007 and is headquartered in Houston, Texas.
Employees
1065
Investor relations
-
SEC filings
CEO
Country
USA
City
Stock type
-
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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