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Ticker
UBCP

Price
13.10
Stock movement up
+0.05 (0.38%)
Company name
United Bancorp Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
75.64M
Ent value
797.88M
Price/Sales
1.97
Price/Book
1.16
Div yield
5.73%
Div growth
-2.14%
Growth years
7
FCF payout
-
Trailing P/E
9.52
Forward P/E
8.45
PEG
0.58
EPS growth
13.52%
1 year return
2.50%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-10-30

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.75
Dividend yield5.73%
Payout frequencyQuarterly
Maximum yield5.96%
Average yield5.44%
Minimum yield4.83%
Discount to avg yield5.06%
Upside potential5.33%
Yield as % of max yield96.05%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield5.73%
Current yield distribution12.55%
Yield at 100% (Min)4.83%
Yield at 90%5.16%
Yield at 80%5.23%
Yield at 50% (Median)5.42%
Yield at 20%5.64%
Yield at 10%5.76%
Yield at 0% (Max)5.96%

Dividend per share

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Dividend per share data
Years of growth7 years
CCC statusDividend Challenger
Dividend per share0.75
Payout frequencyQuarterly
Ex-div date10 Sep 2025
EPS (TTM)-
EPS (1y forward)1.55
EPS growth (5y)13.52%
EPS growth (5y forward)16.30%

Dividend growth

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Dividend growth data
UBCPS&P500
DGR MR1.35%-13.74%
DGR TTM9.43%6.60%
DGR 3 years-3.64%5.24%
DGR 5 years-2.14%5.40%
DGR 10 years5.99%7.07%
DGR 15 years-0.26%6.12%
Time since last change announced82 days
EPS growth (5y)13.52%
EPS growth (5y forward)16.30%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average59.01%-
Forward48.39%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E9.52
Price to OCF7.53
Price to FCF37.90
Price to EBITDA-
EV to EBITDA-

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.97
Price to Book1.16
EV to Sales20.82

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count5.77M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)1.55

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash7.87M
Net receivables4.01M
Total current assets143.63K
Goodwill682.00K
Intangible assets47.00K
Property, plant and equipment54.55M
Total assets847.88M
Accounts payable0.00
Short/Current long term debt137.39M
Total current liabilities2.91M
Total liabilities788.23M
Shareholder's equity0.00
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open13.05
Daily high13.10
Daily low13.05
Daily Volume4K
All-time high20.60
1y analyst estimate20.00
Beta0.41
EPS (TTM)-
Dividend per share0.75
Ex-div date10 Sep 2025
Next earnings date-

Downside potential

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Downside potential data
UBCPS&P500
Current price drop from All-time high-36.41%-1.10%
Highest price drop-40.53%-19.00%
Date of highest drop8 Nov 20248 Apr 2025
Avg drop from high-34.97%-2.76%
Avg time to new high-5 days
Max time to new high263 days89 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
UBCP (United Bancorp Inc) company logo
Marketcap
75.64M
Marketcap category
Small-cap
Description
United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company offers a range of banking and financial services, including accepting demand, savings, and time deposits, as well as granting commercial, real estate, and consumer loans. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio.
Employees
115
Investor relations
SEC filings
CEO
Scott A. Everson
Country
USA
City
Martins Ferry
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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