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Ticker
UNTY

Price
45.61
Stock movement down
-0.28 (-0.60%)
Company name
Unity Bancorp Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
457.61M
Ent value
2.61B
Price/Sales
3.88
Price/Book
1.61
Div yield
1.32%
Div growth
12.20%
Growth years
8
FCF payout
-
Trailing P/E
11.52
Forward P/E
8.17
PEG
-
EPS growth
13.85%
1 year return
16.17%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-10-30

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.60
Dividend yield1.32%
Payout frequencyQuarterly
Maximum yield1.59%
Average yield1.21%
Minimum yield1.02%
Discount to avg yield7.87%
Upside potential8.54%
Yield as % of max yield82.88%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield1.32%
Current yield distribution19.17%
Yield at 100% (Min)1.02%
Yield at 90%1.08%
Yield at 80%1.12%
Yield at 50% (Median)1.20%
Yield at 20%1.31%
Yield at 10%1.34%
Yield at 0% (Max)1.59%

Dividend per share

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Dividend per share data
Years of growth8 years
CCC statusDividend Challenger
Dividend per share0.60
Payout frequencyQuarterly
Ex-div date5 Sep 2025
EPS (TTM)-
EPS (1y forward)5.64
EPS growth (5y)13.85%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
UNTYS&P500
DGR MR7.14%-13.74%
DGR TTM12.00%6.60%
DGR 3 years14.47%5.24%
DGR 5 years12.20%5.40%
DGR 10 years33.20%7.07%
DGR 15 years8.98%6.12%
Time since last change announced81 days
EPS growth (5y)13.85%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average15.24%14.44%
Forward10.75%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E11.52
Price to OCF9.18
Price to FCF9.29
Price to EBITDA10.82
EV to EBITDA61.82

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales3.88
Price to Book1.61
EV to Sales22.17

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FINANCIALS

Per share

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Per share data
Current share count10.03M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)5.64

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash208.60M
Net receivables13.29M
Total current assets116.21M
Goodwill1.52M
Intangible assets0.00
Property, plant and equipment0.00
Total assets2.88B
Accounts payable0.00
Short/Current long term debt242.02M
Total current liabilities0.00
Total liabilities2.54B
Shareholder's equity0.00
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

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iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open45.61
Daily high47.00
Daily low45.47
Daily Volume25K
All-time high53.99
1y analyst estimate59.00
Beta0.66
EPS (TTM)-
Dividend per share0.60
Ex-div date5 Sep 2025
Next earnings date14 Jan 2026

Downside potential

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Downside potential data
UNTYS&P500
Current price drop from All-time high-15.52%-1.10%
Highest price drop-23.83%-19.00%
Date of highest drop4 Apr 20258 Apr 2025
Avg drop from high-8.60%-2.76%
Avg time to new high17 days5 days
Max time to new high101 days89 days

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iO Charts is a Seeking Alpha partner

COMPANY DETAILS
UNTY (Unity Bancorp Inc) company logo
Marketcap
457.61M
Marketcap category
Small-cap
Description
Unity Bancorp, Inc. operates as the bank holding company for Unity Bank that provides commercial and retail banking services. It offers personal and business checking, money market, savings, and retirement accounts, as well as time and noninterest and interest-bearing demand deposits. The company also provides commercial, small business administration, consumer, mortgage, and home equity and personal loans; and owner and non-owner-occupied commercial mortgages. In addition, it is involved in the residential construction, commercial, and industrial lending activities secured by business assets, including receivables, inventory, and equipment. Further, the company offers credit and debit cards, wire transfers, safe deposit boxes, automated teller, and internet and mobile banking services; automated clearing house origination and remote deposit capture services; and business services, such as escrow account, merchant, and online services. Unity Bancorp, Inc. was founded in 1991 and is headquartered in Clinton, New Jersey.
Employees
238
Investor relations
SEC filings
CEO
James A. Hughes
Country
USA
City
Clinton
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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