We have set up our new Discord server! Share your feedback and find like-minded people! Join our Discord

Ticker
USCB

Price
17.20
Stock movement down
-0.07 (-0.41%)
Company name
US Century Bank
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
345.35M
Ent value
2.60B
Price/Sales
2.88
Price/Book
1.61
Div yield
2.33%
Div growth
-
Growth years
-
FCF payout
-
Trailing P/E
16.85
Forward P/E
8.80
PEG
-
EPS growth
-
1 year return
15.51%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-10-30

DIVIDENDS

Dividend yield - 5y

Loading...
Dividend yield data
Dividend per share0.40
Dividend yield2.33%
Payout frequencyQuarterly
Maximum yield2.53%
Average yield1.74%
Minimum yield0.96%
Discount to avg yield24.98%
Upside potential33.30%
Yield as % of max yield91.74%

Yield distribution (inverse percentile) - 5y

Loading...
Yield distribution data
Dividend yield2.33%
Current yield distribution30.83%
Yield at 100% (Min)0.96%
Yield at 90%1.03%
Yield at 80%1.06%
Yield at 50% (Median)2.21%
Yield at 20%2.36%
Yield at 10%2.41%
Yield at 0% (Max)2.53%

Dividend per share

Loading...
Dividend per share data
Years of growth-
Dividend per share0.40
Payout frequencyQuarterly
Ex-div date14 Nov 2025
EPS (TTM)-
EPS (1y forward)2.07
EPS growth (5y)-
EPS growth (5y forward)-

Dividend growth

Loading...
Please create a free account or log in to access this chart
Dividend growth data
USCBS&P500
DGR MR100.00%-13.74%
DGR TTM-6.60%
DGR 3 years-5.24%
DGR 5 years-5.40%
DGR 10 years-7.07%
DGR 15 years-6.12%
Time since last change announced204 days
EPS growth (5y)-
EPS growth (5y forward)-

Payout ratio

Loading...
Please create a free account or log in to access this chart
Payout ratio data
EPS coverageFCF coverage
TTM--
Average798.21%512.96%
Forward20.47%-

VALUATION

Valuation Ratios

Loading...
Valuation Ratios data
Trailing P/E16.85
Price to OCF11.08
Price to FCF17.41
Price to EBITDA44.04
EV to EBITDA331.19

Valuation (Sales/Book Value)

Loading...
Valuation (Sales/Book Value) data
Price to Sales2.88
Price to Book1.61
EV to Sales21.64

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

Loading...
Per share data
Current share count20.08M
EPS (TTM)-
FCF per share (TTM)-

Income statement

Loading...
Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)2.07

Margins

Loading...
Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

Loading...
Please create a free account or log in to access this chart
Balance Sheet data
Cash0.00
Net receivables0.00
Total current assets0.00
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets0.00
Accounts payable0.00
Short/Current long term debt0.00
Total current liabilities0.00
Total liabilities0.00
Shareholder's equity0.00
Net tangible assets0.00

Cash flow

Loading...
Please create a free account or log in to access this chart
Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

Loading...
Please create a free account or log in to access this chart
Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

Loading...
Stock price data
Open17.26
Daily high17.50
Daily low17.15
Daily Volume50K
All-time high20.78
1y analyst estimate20.75
Beta0.60
EPS (TTM)-
Dividend per share0.40
Ex-div date14 Nov 2025
Next earnings date22 Jan 2026

Downside potential

Loading...
Downside potential data
USCBS&P500
Current price drop from All-time high-17.23%-1.10%
Highest price drop-24.06%-19.00%
Date of highest drop17 Jun 20258 Apr 2025
Avg drop from high-14.14%-2.76%
Avg time to new high44 days5 days
Max time to new high233 days89 days
COMPANY DETAILS
USCB (US Century Bank) company logo
Marketcap
345.35M
Marketcap category
Small-cap
Description
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage and private client group services; correspondent banking services for banks in certain Latin America and the Caribbean countries; and Medical Advantage (MDAvantage), which provides concierge-level banking services to physicians, dentists, and veterinarians. It also provides deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, and certificates of deposit; treasury, commercial payment, and cash management services; insured cash sweep and certificate of deposit account registry services; and title insurance policies for real estate transactions. The company was founded in 2002 and is headquartered in Doral, Florida.
Employees
206
Investor relations
-
SEC filings
CEO
Country
USA
City
Stock type
-
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
Loading...