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Ticker
IPF.LSE

Price
207.00
Stock movement down
-2.00 (-0.96%)
Company name
International Personal Finance PLC
Exchange
(LSE
,
Currency
GBX
)
Sector
Financial Services >
Credit Services
Market cap
453.86M
Ent value
1.14B
Price/Sales
0.43
Price/Book
0.90
Div yield
-
Div growth
-
Growth years
-
FCF payout
-
Trailing P/E
4.19
Forward P/E
7.21
PEG
-
EPS growth
-3.09%
1 year return
61.72%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-12-16

DIVIDENDS

IPF.LSE does not pay dividends or no data was received

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E4.19
Price to OCF131.55
Price to FCF-
Price to EBITDA1.61
EV to EBITDA4.06

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales0.43
Price to Book0.90
EV to Sales1.08

FINANCIALS

Per share

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Per share data
Current share count219.26M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)0.29

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash38.00M
Net receivables18.10M
Total current assets56.10M
Goodwill23.30M
Intangible assets42.40M
Property, plant and equipment33.20M
Total assets1.23B
Accounts payable118.00M
Short/Current long term debt587.10M
Total current liabilities118.00M
Total liabilities724.20M
Shareholder's equity501.60M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

STOCK INFORMATION

Stock chart

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Stock price data
Open208.00
Daily high209.50
Daily low206.34
Daily Volume1.36M
All-time high218.00
1y analyst estimate205.00
Beta0.47
EPS (TTM)-
Dividend per share0.00
Ex-div date28 Aug 2025
Next earnings date25 Feb 2026

Downside potential

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Downside potential data
IPF.LSES&P500
Current price drop from All-time high-5.05%-1.49%
Highest price drop-19.36%-19.00%
Date of highest drop10 Apr 20258 Apr 2025
Avg drop from high-6.11%-2.63%
Avg time to new high9 days6 days
Max time to new high108 days89 days
COMPANY DETAILS
IPF.LSE (International Personal Finance PLC) company logo
Marketcap
453.86M
Marketcap category
Small-cap
Description
International Personal Finance plc, together with its subsidiaries, engages in financial services business in Europe and Mexico. The company provides home credit installment loans; hybrid loans; credit card; retail credit; digital installment loans; revolving credit line; mobile wallet services; and value added services, including health and life insurance. It offers its products under the Provident home credit, Credit24 digital, and Creditea brands. The company was founded in 1997 and is headquartered in Leeds, the United Kingdom.
Employees
8351
Investor relations
-
CEO
Country
UK
City
Stock type
-
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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COMPANY NEWS
All newsPress releases
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