We have set up our new Discord server! Share your feedback and find like-minded people! Join our Discord

Ticker
UPST

Price
46.05
Stock movement down
-3.30 (-6.69%)
Company name
Upstart Holdings Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Credit Services
Market cap
4.48B
Ent value
5.80B
Price/Sales
4.53
Price/Book
6.02
Div yield
-
Div growth
-
Growth years
-
FCF payout
-
Trailing P/E
139.09
Forward P/E
19.18
PEG
-
EPS growth
194.40%
1 year return
-41.26%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-12-15

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

UPST does not pay dividends or no data was received

iO Charts is a Seeking Alpha partner

November 12, 2025

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

Loading...
Valuation Ratios data
Trailing P/E139.09
Price to OCF-
Price to FCF-
Price to EBITDA79.82
EV to EBITDA103.41

Valuation (Sales/Book Value)

Loading...
Valuation (Sales/Book Value) data
Price to Sales4.53
Price to Book6.02
EV to Sales5.86

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

Loading...
Per share data
Current share count97.29M
EPS (TTM)-
FCF per share (TTM)-

Income statement

Loading...
Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)2.40

Margins

Loading...
Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

Loading...
Please create a free account or log in to access this chart
Balance Sheet data
Cash836.90M
Net receivables43.52M
Total current assets836.90M
Goodwill67.06M
Intangible assets8.56M
Property, plant and equipment151.32M
Total assets2.90B
Accounts payable11.78M
Short/Current long term debt1.95B
Total current liabilities185.92M
Total liabilities2.16B
Shareholder's equity743.72M
Net tangible assets0.00

Cash flow

Loading...
Please create a free account or log in to access this chart
Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

Loading...
Please create a free account or log in to access this chart
Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

Loading...
Stock price data
Open48.85
Daily high49.80
Daily low45.14
Daily Volume5.58M
All-time high390.00
1y analyst estimate55.38
Beta2.27
EPS (TTM)-
Dividend per share0.00
Ex-div date-
Next earnings date17 Feb 2026

Downside potential

Loading...
Downside potential data
UPSTS&P500
Current price drop from All-time high-88.19%-1.22%
Highest price drop-91.08%-19.00%
Date of highest drop4 Apr 20258 Apr 2025
Avg drop from high-84.92%-2.64%
Avg time to new high-6 days
Max time to new high297 days89 days
COMPANY DETAILS
UPST (Upstart Holdings Inc) company logo
Marketcap
4.48B
Marketcap category
Mid-cap
Description
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
Employees
1193
Investor relations
-
SEC filings
CEO
Country
USA
City
Stock type
-
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...
UNDERSTAND THE BUSINESS
Loading...