Civista Bancshares Inc stock page - price, fundamentals, dividends - iOCharts

Ticker
CIVB

Price
21.45
Stock movement up
+0.19 (0.89%)
Company name
Civista Bancshares Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks-Regional
Market cap
312.88M
Ent value
2.76B
Price/Sales
2.56
Price/Book
0.95
Div yield
2.61%
Div growth
18.77%
Growth years
11
FCF payout
27.14%
Trailing P/E
8.18
Forward P/E
7.63
PEG
1.02
EPS growth
23.40%
1 year return
-2.94%
3 year return
-1.08%
5 year return
0.90%
10 year return
11.95%
Last updated: 2022-07-01

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.56
Dividend yield2.61%
Payout frequencyQuarterly
Maximum yield3.87%
Average yield2.13%
Minimum yield1.11%
Discount to avg yield18.38%
Upside potential22.51%
Yield as % of max yield67.40%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.61%
Current yield distribution20.16%
Yield at 100% (Min)1.11%
Yield at 90%1.27%
Yield at 80%1.47%
Yield at 50% (Median)2.09%
Yield at 20%2.62%
Yield at 10%2.99%
Yield at 0% (Max)3.87%

Dividend per share

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Dividend per share data
Years of growth11 years
CCC statusDividend Contender
Dividend per share0.56
Payout frequencyQuarterly
Ex-div date9 May 2022
EPS (TTM)2.57
EPS (1y forward)2.81
EPS growth (5y)23.40%
EPS growth (5y forward)8.00%

Dividend growth

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Dividend growth data
CIVBS&P500
DGR MR16.67%15.44%
DGR TTM21.74%7.80%
DGR 3 years17.57%3.88%
DGR 5 years18.77%4.73%
DGR 10 years33.01%8.30%
DGR 15 years-4.99%5.82%
Time since last change announced360 days
EPS growth (5y)23.40%
EPS growth (5y forward)8.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM16.02%27.14%
Average54.64%35.23%
Forward19.93%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E8.18
Price to OCF12.85
Price to FCF13.85
Price to EBITDA6.66
EV to EBITDA58.66

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.56
Price to Book0.95
EV to Sales22.55

FINANCIALS

Per share

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Per share data
Current share count14.59M
EPS (TTM)2.57
FCF per share (TTM)1.51

Income statement

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Income statement data
Revenue (TTM)122.20M
Gross profit (TTM)93.27M
Operating income (TTM)34.77M
Net income (TTM)38.25M
EPS (TTM)2.57
EPS (1y forward)2.81

Margins

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Margins data
Gross margin (TTM)76.32%
Operating margin (TTM)28.45%
Profit margin (TTM)31.30%

Balance Sheet

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Balance Sheet data
Cash413.59M
Net receivables7.74M
Total current assets421.32M
Goodwill76.85M
Intangible assets7.40M
Property, plant and equipment0.00
Total assets3.18B
Accounts payable2.62B
Short/Current long term debt178.70M
Total current liabilities2.68B
Total liabilities2.86B
Shareholder's equity327.69M
Net tangible assets243.44M

Cash flow

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Cash flow data
Operating cash flow (TTM)24.35M
Capital expenditures (TTM)1.76M
Free cash flow (TTM)22.58M
Dividends paid (TTM)6.13M

Financial returns

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Financial returns data
Return on Equity11.67%
Return on Assets1.20%
Return on Invested Capital7.55%
Cash Return on Invested Capital4.46%

STOCK INFORMATION

Stock chart

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Stock price data
Open21.44
Daily high21.50
Daily low21.17
Daily Volume13K
All-time high40.50
1y analyst estimate29.17
Beta0.90
EPS (TTM)2.57
Dividend per share0.56
Ex-div date9 May 2022
Next earnings date21 Jul 2022

Downside potential

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Downside potential data
CIVBS&P500
Current price drop from All-time high-47.04%-20.19%
Highest price drop-92.07%-56.47%
Date of highest drop7 Oct 20119 Mar 2009
Avg drop from high-56.66%-11.36%
Avg time to new high76 days12 days
Max time to new high5443 days1805 days
COMPANY DETAILS
CIVB (Civista Bancshares Inc) company logo
Marketcap
312.88M
Marketcap category
Small-cap
Description
Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. The company collects a range of customer deposits; and offers commercial and agriculture, commercial and residential real estate, farm real estate, real estate construction, consumer, and other loans, as well as letters of credit. It also purchases securities; and provides trust and third-party insurance services. The company operates branch banking offices in Ohio communities, including Sandusky, Norwalk, Berlin Heights, Huron, Port Clinton, Castalia, New Washington, Shelby, Willard, Greenwich, Plymouth, Shiloh, Akron, Dublin, Plain City, Urbana, Russells Point, West Liberty, Quincy, Dayton, and Beachwood; and Indiana communities comprising Lawrenceburg, Aurora, West Harrison, Milan, Osgood, and Versailles. It also operates loan production offices in Westlake, Ohio; and Fort Mitchell, Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.
Employees
441
Investor relations
SEC filings
CEO
Dennis Shaffer
Country
USA
City
Sandusky
Stock type
Common stock
CCC status
Dividend Contender
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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COMPANY NEWS
All newsPress releases
Civista Bancshares, Inc. ("Civista") (NASDAQ: CIVB) today announced it has completed its acquisition of Comunibanc Corp. ("Comunibanc"), and its wholly-owned subsidiary The Henry County Bank, effectiv...
July 1, 2022
Civista Bancshares (CIVB) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions may not translate into further price i...
June 27, 2022
Leveraging vast economies and growing wealth in Asia, Citigroup (C) aims to hire 3,000 staff to strengthen the institutional banking and wealth management businesses.
June 8, 2022
First Republic's (FRC) revenue growth is backed by solid loans and deposits balances. Fee income strength and ample liquidity are other positives.
June 6, 2022
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest...
June 2, 2022
M&T Bank (MTB) looks like a wise investment option, given a strong balance sheet, inorganic growth moves and encouraging capital deployment activities.
May 31, 2022
The average of price targets set by Wall Street analysts indicates a potential upside of 36.6% in Civista Bancshares (CIVB). While the effectiveness of this highly sought-after metric is questionable,...
May 30, 2022
Texas Capital's (TCBI) plan to expand its product offerings and digitalize operations will likely boost financials. However, escalating operating costs are concerning.
May 27, 2022
Bank of Hawaii's (BOH) rising loans and deposit balances are aided by an improving economy. Yet, investments in technology and other variable expenses keep the bottom line under pressure.
May 26, 2022
Synovus' (SNV) top line should continue to benefit from rising loans and deposits. Yet, continued investments in technology keep the bottom line under pressure.
May 23, 2022
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