CIVB
24.98
+0.48 (1.96%)
Civista Bancshares, Inc (NASDAQ, USD)
Financial Services >
Banks-Regional
Market cap
390.26M
Ent value
2.67B
Price/Sales
3.36
Price/Book
1.11
Div yield
2.24%
Div growth
17.08%
Growth years
11
FCF payout
23.54%
Trailing P/E
12.12
Forward P/E
11.46
PEG
1.52
EPS growth
23.40%
1 year return
78.43%
3 year return
2.38%
5 year return
11.85%
10 year return
20.31%
Last updated: 2021-10-20
STOCK INFORMATION
Stock chart
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Stock price data
| Open | 24.45 |
| Daily high | 25.04 |
| Daily low | 24.36 |
| Daily Volume | 17K |
| All-time high | 40.50 |
| 1y analyst estimate | 26.92 |
| Beta | 0.97 |
| EPS (TTM) | 2.02 |
| Dividend per share | 0.56 |
| Ex-div date | 19 Jul 2021 |
| Next earnings date | 22 Oct 2021 |
Downside potential
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Downside potential data
| CIVB | S&P500 | |
| Current price drop from All-time high | -38.32% | -0.17% |
| Highest price drop | -92.07% | -56.47% |
| Date of highest drop | 7 Oct 2011 | 9 Mar 2009 |
| Avg drop from high | -57.12% | -11.45% |
| Avg time to new high | 74 days | 12 days |
| Max time to new high | 5269 days | 1805 days |
DIVIDENDS
Dividend yield - 5y
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Dividend yield data
| Dividend per share | 0.56 |
| Dividend yield | 2.24% |
| Payout frequency | Quarterly |
| Maximum yield | 3.87% |
| Average yield | 1.95% |
| Minimum yield | 1.03% |
| Discount to avg yield | 13.19% |
| Upside potential | 15.20% |
| Yield as % of max yield | 57.88% |
Yield distribution (inverse percentile) - 5y
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Yield distribution data
| Dividend yield | 2.24% |
| Current yield distribution | 25.00% |
| Yield at 100% (Min) | 1.03% |
| Yield at 90% | 1.20% |
| Yield at 80% | 1.27% |
| Yield at 50% (Median) | 1.99% |
| Yield at 20% | 2.45% |
| Yield at 10% | 2.99% |
| Yield at 0% (Max) | 3.87% |
Dividend per share
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Dividend per share data
| Years of growth | 11 years |
| CCC status | Dividend Contender |
| Dividend per share | 0.56 |
| Payout frequency | Quarterly |
| Ex-div date | 19 Jul 2021 |
| EPS (TTM) | 2.02 |
| EPS (1y forward) | 2.18 |
| EPS growth (5y) | 23.40% |
| EPS growth (5y forward) | 8.00% |
Dividend growth
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Dividend growth data
| CIVB | S&P500 | |
| DGR MR | 16.67% | 7.68% |
| DGR TTM | 11.36% | -2.66% |
| DGR 3 years | 20.74% | 5.82% |
| DGR 5 years | 17.08% | 6.23% |
| DGR 10 years | - | 9.64% |
| DGR 15 years | -6.04% | 6.71% |
| Time since last change announced | 107 days |
| EPS growth (5y) | 23.40% |
| EPS growth (5y forward) | 8.00% |
Payout ratio
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Payout ratio data
| EPS coverage | FCF coverage | |
| TTM | 22.11% | 23.54% |
| Average | 62.48% | 36.80% |
| Forward | 25.69% | - |
VALUATION
Valuation Ratios
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Valuation Ratios data
| Trailing P/E | 12.12 |
| Price to OCF | 12.12 |
| Price to FCF | 12.91 |
| Price to EBITDA | 9.56 |
| EV to EBITDA | 65.30 |
Valuation (Sales/Book Value)
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Valuation (Sales/Book Value) data
| Price to Sales | 3.36 |
| Price to Book | 1.11 |
| EV to Sales | 22.97 |
FINANCIALS
Per share
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Per share data
| Current share count | 15.62M |
| EPS (TTM) | 2.02 |
| FCF per share (TTM) | 1.90 |
Income statement
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Income statement data
| Revenue (TTM) | 116.04M |
| Gross profit (TTM) | 80.56M |
| Operating income (TTM) | 16.35M |
| Net income (TTM) | 32.19M |
| EPS (TTM) | 2.02 |
| EPS (1y forward) | 2.18 |
Margins
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Margins data
| Gross margin (TTM) | 69.43% |
| Operating margin (TTM) | 14.09% |
| Profit margin (TTM) | 27.74% |
Balance Sheet
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Balance Sheet data
| Cash | 431.78M |
| Net receivables | 8.57M |
| Total current assets | 431.78M |
| Goodwill | 76.85M |
| Intangible assets | 7.83M |
| Property, plant and equipment | 22.27M |
| Total assets | 3.06B |
| Accounts payable | 34.81M |
| Short/Current long term debt | 154.43M |
| Total current liabilities | 2.64B |
| Total liabilities | 2.71B |
| Shareholder's equity | 350.06M |
| Net tangible assets | 265.38M |
Cash flow
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Cash flow data
| Operating cash flow (TTM) | 32.21M |
| Capital expenditures (TTM) | 1.97M |
| Free cash flow (TTM) | 30.23M |
| Dividends paid (TTM) | 7.12M |
Financial returns
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Financial returns data
| Return on Equity | 9.19% |
| Return on Assets | 1.17% |
| Return on Invested Capital | 6.38% |
| Cash Return on Invested Capital | 5.99% |
COMPANY DETAILS
Marketcap
390.26M
Marketcap category
Small-cap
Description
Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. The company collects a range of customer deposits; and offers commercial, commercial and residential real estate mortgage, real estate construction, and consumer loans, as well as letters of credit. It also purchases securities; and provides trust and third party insurance services. The company operates branch banking offices in Ohio communities, including Sandusky, Norwalk, Berlin Heights, Huron, Port Clinton, Castalia, New Washington, Shelby, Willard, Greenwich, Plymouth, Shiloh, Akron, Dublin, Plain City, Urbana, Russells Point, West Liberty, Quincy, Dayton, and Beachwood; and Indiana communities comprising Lawrenceburg, Aurora, West Harrison, Milan, Osgood, and Versailles. It also operates loan production offices in Westlake, Ohio; and Fort Mitchell, Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.
Employees
459
Website
SEC filings
CEO
Dennis Shaffer
Country
USA
City
Sandusky
Stock type
Common stock
CCC status
Dividend Contender
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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COMPANY NEWS
All newsPress releases
Civista Bancshares (CIVB) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
October 20, 2021
Civista Bancshares, Inc. ( NASDAQ:CIVB ) will increase its dividend on the 1st of November to US$0.14. The announced...
October 14, 2021
Civista Bancshares, Inc. (NASDAQ:CIVB) ("Civista") announced today that the Board of Directors has approved a quarterly dividend of 14 cents per common share to shareholders of record October 19, 2021...
October 8, 2021
Civista Bancshares (CIVB) could be a solid choice for shorter-term investors looking to capitalize on the recent price trend in fundamentally sound stocks. It is one of the many stocks that passed thr...
October 8, 2021
Civista Bancshares, Inc. (NASDAQ: CIVB) ("Civista") announced today that it will issue its third quarter 2021 financial results prior to market open on Wednesday, October 27, 2021.
October 7, 2021
Civista Bancshares (CIVB) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might help the stock continue moving higher in the near te...
October 6, 2021
In this article you are going to find out whether hedge funds think Civista Bancshares, Inc. (NASDAQ:CIVB) is a good investment right now. We like to check what the smart money thinks first before doi...
October 4, 2021
Civista (CIVB) has seen solid earnings estimate revision activity over the past month, and belongs to a strong industry as well.
September 13, 2021
The big shareholder groups in Civista Bancshares, Inc. ( NASDAQ:CIVB ) have power over the company. Large companies...
September 13, 2021
In addition to its current 7.5-million share buyback program, Meta Financial (CASH) bolsters its capital deployment with a new share repurchased program, with 6,000,000 shares of authorized capacity.
September 8, 2021
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