CIVB

22.87

-0.43 (-1.85%)

Civista Bancshares, Inc (NASDAQ, USD)

Financial Services >

Banks-Regional

Market cap

357.29M

Ent value

2.63B

Price/Sales

3.08

Price/Book

Div yield

2.10%

Div growth

17.08%

Growth years

FCF payout

23.54%

Trailing P/E

11.10

Forward P/E

10.49

PEG

1.39

EPS growth

23.40%

1 year return

66.09%

3 year return

-3.00%

5 year return

9.85%

10 year return

18.55%

Last updated: 2021-07-23

STOCK INFORMATION BUSINESS INSIGHT DIVIDENDS FINANCIALS COMPANY DETAILS NEWS

STOCK INFORMATION

Stock chart

Stock price data

All-time high	40.50
1y analyst estimate	26.92
Beta	0.97

EPS (TTM)	2.02
Dividend per share	0.48
Ex-div date	19 Apr 2021
Next earnings date	23 Jul 2021

Downside potential

Downside potential data

	CIVB	S&P500
Current price drop from All-time high	-43.53%	-0.37%
Highest price drop	-92.07%	-56.47%
Date of highest drop	7 Oct 2011	9 Mar 2009
Avg drop from high	-57.30%	-11.54%
Avg time to new high	73 days	13 days
Max time to new high	5206 days	1805 days

DIVIDENDS

Dividend yield - 5y

Dividend yield data

Dividend per share	0.48
Dividend yield	2.10%
Payout frequency	Quarterly

Maximum yield	3.87%
Average yield	1.91%
Minimum yield	1.03%

Discount to avg yield	8.82%
Upside potential	9.67%
Yield as % of max yield	54.19%

Yield distribution (inverse percentile) - 5y

Yield distribution data

Dividend yield	2.10%
Current yield distribution	27.30%

Yield at 100% (Min)	1.03%
Yield at 90%	1.20%
Yield at 80%	1.27%
Yield at 50% (Median)	1.92%
Yield at 20%	2.33%
Yield at 10%	2.99%
Yield at 0% (Max)	3.87%

Dividend per share

Dividend per share data

Years of growth	11 years
CCC status	Dividend Contender
Dividend per share	0.48
Payout frequency	Quarterly
Ex-div date	19 Apr 2021

EPS (TTM)	2.02
EPS (1y forward)	2.18
EPS growth (5y)	23.40%
EPS growth (5y forward)	8.00%

Dividend growth

Please create a free account or log in to access this chart

Dividend growth data

	CIVB	S&P500
DGR MR	9.09%	7.68%
DGR TTM	4.55%	-2.66%
DGR 3 years	20.74%	5.82%
DGR 5 years	17.08%	6.23%
DGR 10 years	-	9.64%
DGR 15 years	-6.04%	6.71%

Time since last change announced	197 days
EPS growth (5y)	23.40%
EPS growth (5y forward)	8.00%

Payout ratio

Please create a free account or log in to access this chart

Payout ratio data

	EPS coverage	FCF coverage
TTM	22.11%	23.54%
Average	62.48%	36.80%
Forward	22.02%	-

FINANCIALS

Per share

Per share data

Current share count

15.62M

EPS (TTM)	2.02
FCF per share (TTM)	1.90

Income statement

Income statement data

Revenue (TTM)	116.04M
Gross profit (TTM)	80.56M
Operating income (TTM)	16.35M
Net income (TTM)	32.19M

EPS (TTM)	2.02
EPS (1y forward)	2.18

Margins

Margins data

Gross margin (TTM)	69.43%
Operating margin (TTM)	14.09%
Profit margin (TTM)	27.74%

Balance Sheet

Please create a free account or log in to access this chart

Balance Sheet data

Cash	431.78M
Net receivables	8.57M
Total current assets	431.78M
Goodwill	76.85M
Intangible assets	7.83M
Property, plant and equipment	22.27M
Total assets	3.06B
Accounts payable	34.81M
Short/Current long term debt	154.43M
Total current liabilities	2.64B
Total liabilities	2.71B
Shareholder's equity	0.00
Net tangible assets	265.38M

Cash flow

Please create a free account or log in to access this chart

Cash flow data

Operating cash flow (TTM)	32.21M
Capital expenditures (TTM)	1.97M
Free cash flow (TTM)	30.23M
Dividends paid (TTM)	7.12M

Financial returns

Please create a free account or log in to access this chart

Financial returns data

Return on Equity	9.19%
Return on Assets	1.17%
Return on Invested Capital	6.38%
Cash Return on Invested Capital	5.99%

COMPANY DETAILS

Marketcap

357.29M

Marketcap category

Small-cap

Description

Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. The company collects a range of customer deposits; and offers commercial, commercial and residential real estate mortgage, real estate construction, and consumer loans, as well as letters of credit. It also purchases securities; and provides trust and third party insurance services. The company operates branch banking offices in Ohio communities, including Sandusky, Norwalk, Berlin Heights, Huron, Port Clinton, Castalia, New Washington, Shelby, Willard, Greenwich, Plymouth, Shiloh, Akron, Dublin, Plain City, Urbana, Russells Point, West Liberty, Quincy, Dayton, and Beachwood; and Indiana communities comprising Lawrenceburg, Aurora, West Harrison, Milan, Osgood, and Versailles. It also operates loan production offices in Westlake, Ohio; and Fort Mitchell, Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.

Employees

459

Website

http://www.civb.com

Investor relations

SEC filings

CIVB SEC filings

CEO

Dennis Shaffer

Country

USA

City

Sandusky

Stock type

Common stock

CCC status

Dividend Contender

Dividend Frequency

Quarterly

EVENTS AND PRESENTATIONS

EventsPresentations

UNDERSTAND THE BUSINESS

COMPANY NEWS

All newsPress releases

iO Charts assumes no responsibility or liability for any errors or omissions in the content of this site. The information contained in this site is provided on an “as is” basis with no guarantees of completeness, accuracy, usefulness or timeliness. Please also note, that any action you take upon the information provided on this website is strictly at your own risk. This website is intended to be used and must be used for informational purposes only and you should take independent financial advice from a professional and independently research and verify everything you see on the site.