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Ticker
CMBN.SW

Price
96.80
Stock movement up
+0.25 (0.26%)
Company name
Cembra Money Bank AG
Exchange
(SW
,
Currency
CHF
)
Sector
Financial Services >
Banks - Regional
Market cap
2.84B
Ent value
8.93B
Price/Sales
3.45
Price/Book
2.35
Div yield
-
Div growth
-
Growth years
-
FCF payout
69.08%
Trailing P/E
12.01
Forward P/E
15.05
PEG
-
EPS growth
-0.31%
1 year return
30.90%
3 year return
12.16%
5 year return
2.10%
10 year return
4.82%
Last updated: 2025-04-12

DIVIDENDS

CMBN.SW does not pay dividends or no data was received

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E12.01
Price to OCF8.05
Price to FCF8.40
Price to EBITDA20.47
EV to EBITDA64.39

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales3.45
Price to Book2.35
EV to Sales10.84

FINANCIALS

Per share

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Per share data
Current share count29.32M
EPS (TTM)8.04
FCF per share (TTM)11.50

Income statement

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Income statement data
Revenue (TTM)823.41M
Gross profit (TTM)911.59M
Operating income (TTM)293.80M
Net income (TTM)236.37M
EPS (TTM)8.04
EPS (1y forward)6.43

Margins

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Margins data
Gross margin (TTM)110.71%
Operating margin (TTM)35.68%
Profit margin (TTM)28.71%

Balance Sheet

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Balance Sheet data
Cash980.53M
Net receivables0.00
Total current assets980.53M
Goodwill189.52M
Intangible assets51.99M
Property, plant and equipment0.00
Total assets8.28B
Accounts payable0.00
Short/Current long term debt2.75B
Total current liabilities748.65M
Total liabilities7.07B
Shareholder's equity1.21B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)352.64M
Capital expenditures (TTM)14.86M
Free cash flow (TTM)337.77M
Dividends paid (TTM)233.32M

Financial returns

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Financial returns data
Return on Equity19.54%
Return on Assets2.85%
Return on Invested Capital17.32%
Cash Return on Invested Capital24.75%

STOCK INFORMATION

Stock chart

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Stock price data
Open97.50
Daily high97.55
Daily low95.55
Daily Volume109K
All-time high124.00
1y analyst estimate75.50
Beta0.38
EPS (TTM)8.04
Dividend per share-
Ex-div date28 Apr 2025
Next earnings date24 Apr 2025

Downside potential

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Downside potential data
CMBN.SWS&P500
Current price drop from All-time high-21.94%-12.89%
Highest price drop-55.48%-56.47%
Date of highest drop7 Mar 20229 Mar 2009
Avg drop from high-18.70%-11.07%
Avg time to new high21 days12 days
Max time to new high1297 days1805 days
COMPANY DETAILS
CMBN.SW (Cembra Money Bank AG) company logo
Marketcap
2.84B
Marketcap category
Mid-cap
Description
Cembra Money Bank AG provides consumer finance products and services in Switzerland. The company offers savings and deposit products; cash and personal loans, and auto loans and leasing products; credit card receivables; and leasing services for new and used vehicles, including cars, light commercial vehicles, motorcycles, and caravans, as well as corporate leasing services. It also provides financial protection products in case of involuntary unemployment, accident, illness, or disability; travel and card protection insurance products; investment products; and credit cards, mobile payment, point-of-sale, and mobile banking services. In addition, the company offers invoice financing services. The company serves private and self-employed individuals, and small enterprises. It operates through a network of branches, as well as through various sales channels, such as the internet, credit card partners, independent intermediaries, and car dealers. The company was formerly known as GE Money Bank Aktiengesellschaft and changed its name to Cembra Money Bank AG in October 2013. Cembra Money Bank AG was founded in 1912 and is headquartered in Zurich, Switzerland.
Employees
877
Investor relations
-
CEO
Country
Switzerland
City
Stock type
-
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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COMPANY NEWS
All newsPress releases
Cembra Money Bank AG (XSWX:CMBN) reports robust earnings growth, improved margins, and strategic advancements despite challenges in financing receivables.
February 21, 2025