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Ticker
FMBH

Price
43.99
Stock movement up
+0.70 (1.62%)
Company name
First Mid Illinois Bancshares Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
1.06B
Ent value
7.81B
Price/Sales
2.26
Price/Book
1.10
Div yield
2.27%
Div growth
-1.79%
Growth years
10
FCF payout
21.45%
Trailing P/E
11.50
Forward P/E
9.17
PEG
1.28
EPS growth
7.21%
1 year return (CAGR)
14.08%
3 year return (CAGR)
11.61%
5 year return (CAGR)
4.47%
10 year return (CAGR)
5.30%
Last updated: 2026-02-20

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.00
Dividend yield2.27%
Payout frequencyQuarterly
Maximum yield4.12%
Average yield2.63%
Minimum yield1.83%
Discount to avg yield-15.82%
Upside potential-13.66%
Yield as % of max yield55.13%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.27%
Current yield distribution77.78%
Yield at 100% (Min)1.83%
Yield at 90%2.09%
Yield at 80%2.22%
Yield at 50% (Median)2.58%
Yield at 20%2.96%
Yield at 10%3.33%
Yield at 0% (Max)4.12%

Dividend per share

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Dividend per share data
Years of growth10 years
CCC statusDividend Contender
Dividend per share1.00
Payout frequencyQuarterly
Ex-div date12 Feb 2026
EPS (TTM)3.82
EPS (1y forward)4.80
EPS growth (5y)7.21%
EPS growth (5y forward)9.00%

Dividend growth

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Dividend growth data
FMBHS&P500
DGR MR4.17%-13.74%
DGR TTM5.32%6.60%
DGR 3 years-6.32%7.31%
DGR 5 years-1.79%4.69%
DGR 10 years2.36%6.30%
DGR 15 years4.59%8.16%
Time since last change announced215 days
EPS growth (5y)7.21%
EPS growth (5y forward)9.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM18.99%21.45%
Average--
Forward20.85%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E11.50
Price to OCF11.90
Price to FCF12.99
Price to EBITDA9.44
EV to EBITDA69.86

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.26
Price to Book1.10
EV to Sales16.74

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FINANCIALS

Per share

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Per share data
Current share count23.99M
EPS (TTM)3.82
FCF per share (TTM)3.39

Income statement

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Income statement data
Revenue (TTM)466.34M
Gross profit (TTM)310.81M
Operating income (TTM)117.05M
Net income (TTM)91.75M
EPS (TTM)3.82
EPS (1y forward)4.80

Margins

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Margins data
Gross margin (TTM)66.65%
Operating margin (TTM)25.10%
Profit margin (TTM)19.67%

Balance Sheet

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Balance Sheet data
Cash254.92M
Net receivables0.00
Total current assets1.34B
Goodwill253.02M
Intangible assets0.00
Property, plant and equipment0.00
Total assets7.97B
Accounts payable0.00
Short/Current long term debt551.18M
Total current liabilities4.82B
Total liabilities7.01B
Shareholder's equity958.69M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)88.67M
Capital expenditures (TTM)4.81M
Free cash flow (TTM)81.25M
Dividends paid (TTM)17.42M

Financial returns

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Financial returns data
Return on Equity9.57%
Return on Assets1.15%
Return on Invested Capital7.94%
Cash Return on Invested Capital7.03%

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STOCK INFORMATION

Stock chart

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Stock price data
Open43.29
Daily high44.24
Daily low43.29
Daily Volume98K
All-time high45.30
1y analyst estimate47.57
Beta0.90
EPS (TTM)3.82
Dividend per share1.00
Ex-div date12 Feb 2026
Next earnings date30 Apr 2026

Downside potential

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Downside potential data
FMBHS&P500
Current price drop from All-time high-2.89%-1.82%
Highest price drop-54.39%-56.47%
Date of highest drop11 Dec 20089 Mar 2009
Avg drop from high-18.23%-10.84%
Avg time to new high34 days12 days
Max time to new high1071 days1805 days

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COMPANY DETAILS
FMBH (First Mid Illinois Bancshares Inc) company logo
Marketcap
1.06B
Marketcap category
Small-cap
Description
First Mid Bancshares, Inc., a financial holding company, provides community banking products and services to commercial, retail, and agricultural customers in the United States. It accepts various deposit products, such as demand deposits, savings accounts, money market deposits, and time deposits. The company's loan products include commercial real estate, commercial and industrial, agricultural and agricultural real estate, residential real estate owner and non-owner occupied, and consumer loans, as well as construction and land development, 1-4 family residential properties, and multifamily residential properties loans; and other loans comprising loans to municipalities to support community projects, such as infrastructure improvements or equipment purchases. It also offers wealth management services, which include estate planning and investment services to individuals; employee benefit services for businesses; and farm management and brokerage services. In addition, the company provides property and casualty, senior insurance products, and group medical insurance for businesses; and personal lines insurance to individuals. The company was formerly known as First Mid-Illinois Bancshares, Inc. and changed its name to First Mid Bancshares, Inc. in April 2019. First Mid Bancshares, Inc. was founded in 1865 and is headquartered in Mattoon, Illinois.
Employees
1170
Investor relations
SEC filings
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Contender
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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