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Ticker
FSBW

Price
38.36
Stock movement up
+1.19 (3.20%)
Company name
FS Bancorp Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
299.87M
Ent value
2.93B
Price/Sales
1.51
Price/Book
1.04
Div yield
2.82%
Div growth
30.42%
Growth years
9
FCF payout
76.78%
Trailing P/E
8.01
Forward P/E
8.61
PEG
1.15
EPS growth
8.07%
1 year return
18.07%
3 year return
7.82%
5 year return
15.40%
10 year return
14.71%
Last updated: 2025-04-14

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.08
Dividend yield2.82%
Payout frequency-
Maximum yield3.80%
Average yield2.49%
Minimum yield0.78%
Discount to avg yield11.70%
Upside potential13.25%
Yield as % of max yield74.13%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.82%
Current yield distribution30.87%
Yield at 100% (Min)0.78%
Yield at 90%1.72%
Yield at 80%1.91%
Yield at 50% (Median)2.53%
Yield at 20%3.11%
Yield at 10%3.30%
Yield at 0% (Max)3.80%

Dividend per share

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Dividend per share data
Years of growth9 years
CCC statusDividend Challenger
Dividend per share1.08
Payout frequency-
Ex-div date6 Feb 2025
EPS (TTM)4.76
EPS (1y forward)4.45
EPS growth (5y)8.07%
EPS growth (5y forward)7.00%

Dividend growth

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Dividend growth data
FSBWS&P500
DGR MR3.85%-13.74%
DGR TTM5.00%6.60%
DGR 3 years33.53%5.24%
DGR 5 years30.42%5.40%
DGR 10 years-7.07%
DGR 15 years-6.12%
Time since last change announced175 days
EPS growth (5y)8.07%
EPS growth (5y forward)7.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM21.66%76.78%
Average--
Forward24.25%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E8.01
Price to OCF24.80
Price to FCF28.42
Price to EBITDA11.19
EV to EBITDA109.32

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.51
Price to Book1.04
EV to Sales14.73

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FINANCIALS

Per share

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Per share data
Current share count7.82M
EPS (TTM)4.76
FCF per share (TTM)1.34

Income statement

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Income statement data
Revenue (TTM)198.84M
Gross profit (TTM)187.91M
Operating income (TTM)48.23M
Net income (TTM)37.41M
EPS (TTM)4.76
EPS (1y forward)4.45

Margins

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Margins data
Gross margin (TTM)94.50%
Operating margin (TTM)24.25%
Profit margin (TTM)18.82%

Balance Sheet

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Balance Sheet data
Cash52.34M
Net receivables2.48B
Total current assets2.72B
Goodwill3.59M
Intangible assets14.59M
Property, plant and equipment35.39M
Total assets2.97B
Accounts payable0.00
Short/Current long term debt218.93M
Total current liabilities5.55M
Total liabilities2.68B
Shareholder's equity288.90M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)12.09M
Capital expenditures (TTM)1.54M
Free cash flow (TTM)10.55M
Dividends paid (TTM)8.10M

Financial returns

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Financial returns data
Return on Equity12.95%
Return on Assets1.26%
Return on Invested Capital7.37%
Cash Return on Invested Capital2.08%

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STOCK INFORMATION

Stock chart

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Stock price data
Open38.04
Daily high38.46
Daily low37.64
Daily Volume19K
All-time high48.82
1y analyst estimate49.00
Beta0.93
EPS (TTM)4.76
Dividend per share1.08
Ex-div date6 Feb 2025
Next earnings date22 Apr 2025

Downside potential

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Downside potential data
FSBWS&P500
Current price drop from All-time high-21.43%-12.04%
Highest price drop-54.95%-56.47%
Date of highest drop20 Mar 20209 Mar 2009
Avg drop from high-11.03%-11.07%
Avg time to new high16 days12 days
Max time to new high668 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
FSBW (FS Bancorp Inc) company logo
Marketcap
299.87M
Marketcap category
Small-cap
Description
FS Bancorp, Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families, local and regional businesses, and industry niches. The company operates in two segments, Commercial and Consumer Banking; and Home Lending. It offers various deposit instruments, including checking accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company provides one-to-four-family residential first mortgages, second mortgage/home equity loan products, non-mortgage commercial business loans, commercial real estate loans, and construction and development loans, as well as consumer loans, which primarily include personal lines of credit, credit cards, automobile, direct home improvement, loans on deposit, and recreational loans. It operates full bank service branches and home loan production offices in suburban communities in the greater Puget Sound area, including Snohomish, King, Pierce, Jefferson, Kitsap, Clallam, Grays Harbor, and Thurston counties; and a loan production office in the market area of the Tri-Cities. FS Bancorp, Inc. was founded in 1936 and is headquartered in Mountlake Terrace, Washington.
Employees
559
Investor relations
SEC filings
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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