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Ticker
IPF.LSE

Price
149.20
Stock movement down
-2.00 (-1.32%)
Company name
International Personal Finance PLC
Exchange
(LSE
,
Currency
GBX
)
Sector
Financial Services >
Credit Services
Market cap
32.68B
Ent value
33.31B
Price/Sales
43.03
Price/Book
68.04
Div yield
-
Div growth
-
Growth years
-
FCF payout
33.29%
Trailing P/E
667.04
Forward P/E
654.67
PEG
-
EPS growth
-8.90%
1 year return
34.41%
3 year return
13.59%
5 year return
22.95%
10 year return
-11.18%
Last updated: 2025-04-04

DIVIDENDS

IPF.LSE does not pay dividends or no data was received

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E667.04
Price to OCF440.50
Price to FCF470.96
Price to EBITDA175.16
EV to EBITDA178.54

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales43.03
Price to Book68.04
EV to Sales43.86

FINANCIALS

Per share

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Per share data
Current share count219.07M
EPS (TTM)0.21
FCF per share (TTM)0.29

Income statement

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Income statement data
Revenue (TTM)759.50M
Gross profit (TTM)615.00M
Operating income (TTM)167.10M
Net income (TTM)49.00M
EPS (TTM)0.21
EPS (1y forward)0.23

Margins

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Margins data
Gross margin (TTM)80.97%
Operating margin (TTM)22.00%
Profit margin (TTM)6.45%

Balance Sheet

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Balance Sheet data
Cash86.50M
Net receivables625.20M
Total current assets736.60M
Goodwill23.10M
Intangible assets33.40M
Property, plant and equipment0.00
Total assets1.20B
Accounts payable123.30M
Short/Current long term debt566.50M
Total current liabilities205.80M
Total liabilities716.40M
Shareholder's equity480.40M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)74.20M
Capital expenditures (TTM)4.80M
Free cash flow (TTM)69.40M
Dividends paid (TTM)23.10M

Financial returns

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Financial returns data
Return on Equity10.20%
Return on Assets4.09%
Return on Invested Capital9.02%
Cash Return on Invested Capital12.77%

STOCK INFORMATION

Stock chart

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Stock price data
Open150.00
Daily high150.40
Daily low148.40
Daily Volume178K
All-time high675.00
1y analyst estimate186.67
Beta1.31
EPS (TTM)0.21
Dividend per share-
Ex-div date10 Apr 2025
Next earnings date2 May 2025

Downside potential

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Downside potential data
IPF.LSES&P500
Current price drop from All-time high-77.90%-12.44%
Highest price drop-95.18%-56.47%
Date of highest drop23 Apr 20209 Mar 2009
Avg drop from high-53.71%-11.07%
Avg time to new high91 days12 days
Max time to new high2895 days1805 days
COMPANY DETAILS
IPF.LSE (International Personal Finance PLC) company logo
Marketcap
32.68B
Marketcap category
Large-cap
Description
International Personal Finance plc, together with its subsidiaries, provides consumer credit in Europe and Mexico. The company offers credit products, such as online payment transaction; revolving credit line; digital installment loans; credit card; hybrid loans; and home credit installment loans. It also offers medical and life insurances. International Personal Finance plc was founded in 1997 and is headquartered in Leeds, the United Kingdom.
Employees
8279
Investor relations
-
CEO
Country
UK
City
Stock type
-
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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COMPANY NEWS
All newsPress releases
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