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Ticker
TEMN.SW

Price
73.75
Stock movement up
+0.65 (0.89%)
Company name
Temenos Group AG
Exchange
(SW
,
Currency
CHF
)
Sector
Technology >
Software - Application
Market cap
5.09B
Ent value
6.38B
Price/Sales
4.65
Price/Book
11.72
Div yield
-
Div growth
-
Growth years
-
FCF payout
24.34%
Trailing P/E
16.15
Forward P/E
17.35
PEG
-
EPS growth
-0.28%
1 year return (CAGR)
1.17%
3 year return (CAGR)
9.01%
5 year return (CAGR)
-8.41%
10 year return (CAGR)
4.60%
Last updated: 2026-02-13

DIVIDENDS

TEMN.SW does not pay dividends or no data was received

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E16.15
Price to OCF10.00
Price to FCF12.77
Price to EBITDA11.83
EV to EBITDA14.85

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales4.65
Price to Book11.72
EV to Sales5.83

FINANCIALS

Per share

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Per share data
Current share count68.98M
EPS (TTM)4.57
FCF per share (TTM)5.77

Income statement

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Income statement data
Revenue (TTM)1.10B
Gross profit (TTM)810.76M
Operating income (TTM)264.60M
Net income (TTM)315.11M
EPS (TTM)4.57
EPS (1y forward)4.25

Margins

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Margins data
Gross margin (TTM)74.03%
Operating margin (TTM)24.16%
Profit margin (TTM)28.77%

Balance Sheet

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Balance Sheet data
Cash146.58M
Net receivables138.36M
Total current assets370.65M
Goodwill0.00
Intangible assets1.03B
Property, plant and equipment0.00
Total assets1.79B
Accounts payable187.02M
Short/Current long term debt704.83M
Total current liabilities896.24M
Total liabilities1.44B
Shareholder's equity434.21M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)508.71M
Capital expenditures (TTM)110.39M
Free cash flow (TTM)398.31M
Dividends paid (TTM)96.94M

Financial returns

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Financial returns data
Return on Equity72.57%
Return on Assets14.01%
Return on Invested Capital30.90%
Cash Return on Invested Capital39.06%

STOCK INFORMATION

Stock chart

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Stock price data
Open73.15
Daily high74.10
Daily low72.40
Daily Volume210K
All-time high183.35
1y analyst estimate74.28
Beta0.70
EPS (TTM)4.57
Dividend per share0.00
Ex-div date15 May 2025
Next earnings date24 Feb 2026

Downside potential

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Downside potential data
TEMN.SWS&P500
Current price drop from All-time high-59.78%-0.89%
Highest price drop-95.23%-56.47%
Date of highest drop7 Nov 20029 Mar 2009
Avg drop from high-37.79%-10.86%
Avg time to new high31 days12 days
Max time to new high1673 days1805 days
COMPANY DETAILS
TEMN.SW (Temenos Group AG) company logo
Marketcap
5.09B
Marketcap category
Mid-cap
Description
Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial services institutions. It provides Temenos SaaS, an enterprise service for retail banking, business and corporate banking, and wealth; Temenos AI that helps banks adopt responsible AI practices by providing explainability, security, safe deployment, and banking-specific capabilities; Temenos Digital that accelerates its digital transformation initiatives; Temenos Core, a platform that allows clients have access to core banking capabilities; Temenos Banking Platform, a single code and platform; and Temenos Exchange that offers a selection of curated, assessed, and integrated tech partners that help to include fintech services. The company also offers end-to-end retail banking solution, such as an open and cloud-native platform for agile retail banking transformation; corporate and commercial banking solution that enables transaction initiation across trade finance, lending, payments, supply chain finance, and cash sweeping, as well as addresses the need for automation enabling banks to create services; end-to-end business banking solution, a cloud-agnostic front to back solution that enables financial institutions to deliver tangible value to small and medium businesses from onboarding to origination, digital and face to face servicing, advisory and cross-sell for accounts, and lending and asset finance; end-to-end wealth management solution, a de facto software solution for the private wealth management industry; temenos payments solution that offers next-gen payment processing; and Temenos Multifonds, a fund accounting and investor servicing solution on SaaS. It operates in North America, Europe, the Middle East and Africa, Latin America, and the Asia-Pacific. The company was formerly known as Temenos Group AG and changed its name to Temenos AG in May 2018. Temenos AG was founded in 1993 and is headquartered in Lancy, Switzerland.
Employees
6212
Investor relations
-
CEO
Country
Switzerland
City
Stock type
-
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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COMPANY NEWS
All newsPress releases
What are the early trends we should look for to identify a stock that could multiply in value over the long term? In a...
February 13, 2026
Peru’s leading microfinance bank will adopt Temenos Core and Data Hub to accelerate time to market, enhance customer experience and increase operational efficiencyGRAND-LANCY, Switzerland, Feb. 11, 20...
February 11, 2026
This represents the first stage in a larger transformation programme involving Temenos technology.
February 6, 2026
IBM, Accenture and Capgemini among those recognized for their commitment to excellenceGRAND-LANCY, Switzerland, Jan. 29, 2026 (GLOBE NEWSWIRE) -- Temenos (SIX: TEMN), a global leader in banking techno...
January 29, 2026
While it may not be enough for some shareholders, we think it is good to see the Temenos AG ( VTX:TEMN ) share price up...
January 27, 2026
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
January 6, 2026
Key Insights Significantly high institutional ownership implies Temenos' stock price is sensitive to their trading...
December 23, 2025
Recognition highlights Temenos’ market impact, vision and capabilities in delivering customer experience orchestration products for banks and wealth managersGRAND-LANCY, Switzerland, Dec. 18, 2025 (GL...
December 18, 2025
TEMENOS GROUP (TMSNY) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
December 17, 2025
Wondering if Temenos at CHF 77.5 is still a smart buy after its rebound, or if the easy money has already been made? Let us unpack what the current price really implies about the company’s value. The ...
December 7, 2025
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