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Ticker
TEMN.SW

Price
61.60
Stock movement down
-1.00 (-1.60%)
Company name
Temenos Group AG
Exchange
(SW
,
Currency
CHF
)
Sector
Technology >
Software - Application
Market cap
4.50B
Ent value
6.13B
Price/Sales
4.39
Price/Book
8.22
Div yield
-
Div growth
-
Growth years
-
FCF payout
37.74%
Trailing P/E
31.20
Forward P/E
16.82
PEG
-
EPS growth
-4.27%
1 year return
0.33%
3 year return
-10.97%
5 year return
-11.43%
10 year return
6.36%
Last updated: 2025-04-12

DIVIDENDS

TEMN.SW does not pay dividends or no data was received

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E31.20
Price to OCF13.17
Price to FCF17.50
Price to EBITDA13.17
EV to EBITDA17.96

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales4.39
Price to Book8.22
EV to Sales5.99

FINANCIALS

Per share

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Per share data
Current share count72.98M
EPS (TTM)2.01
FCF per share (TTM)3.58

Income statement

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Income statement data
Revenue (TTM)1.02B
Gross profit (TTM)739.48M
Operating income (TTM)213.38M
Net income (TTM)144.08M
EPS (TTM)2.01
EPS (1y forward)3.66

Margins

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Margins data
Gross margin (TTM)72.27%
Operating margin (TTM)20.85%
Profit margin (TTM)14.08%

Balance Sheet

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Balance Sheet data
Cash107.27M
Net receivables200.43M
Total current assets423.45M
Goodwill0.00
Intangible assets1.51B
Property, plant and equipment0.00
Total assets2.29B
Accounts payable210.61M
Short/Current long term debt0.00
Total current liabilities712.15M
Total liabilities1.74B
Shareholder's equity546.57M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)341.21M
Capital expenditures (TTM)84.37M
Free cash flow (TTM)256.83M
Dividends paid (TTM)96.94M

Financial returns

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Financial returns data
Return on Equity26.36%
Return on Assets6.30%
Return on Invested Capital26.36%
Cash Return on Invested Capital46.99%

STOCK INFORMATION

Stock chart

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Stock price data
Open63.00
Daily high63.10
Daily low61.30
Daily Volume144K
All-time high183.35
1y analyst estimate67.61
Beta0.91
EPS (TTM)2.01
Dividend per share-
Ex-div date15 May 2025
Next earnings date22 Apr 2025

Downside potential

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Downside potential data
TEMN.SWS&P500
Current price drop from All-time high-66.40%-12.89%
Highest price drop-95.23%-56.47%
Date of highest drop7 Nov 20029 Mar 2009
Avg drop from high-36.98%-11.07%
Avg time to new high30 days12 days
Max time to new high1481 days1805 days
COMPANY DETAILS
TEMN.SW (Temenos Group AG) company logo
Marketcap
4.50B
Marketcap category
Mid-cap
Description
Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial institutions worldwide. Its Temenos Banking Cloud helps banks to offer open banking services. The company provides Temenos Infinity, a digital banking platform; Temenos Transact, a core banking software for retail, corporate, treasury, wealth, and payments; Temenos Payments, a software-as-a-service payments technology; Temenos Multifonds, a platform for traditional and alternative funds, as well as offers key asset servicing, position keeping, valuation and accounting functions for various structures of pooled vehicles and funds; Temenos Multifonds Navigator, a net asset value shadow, oversight, and contingency solution; and Temenos Quantum, a multi-experience development platform. It also offers Temenos XAI that enables banks to provide individualized customer experiences, drive customer loyalty and profitability, and automate processes; Temenos Financial Crime Mitigation that allows banks and financial institutions to avoid regulatory fines, detect fraud, and mitigate reputational risks; Temenos Analytics, a reporting, analytics, and business intelligence product; Temenos Regulatory Compliance for addressing fraud, remaining compliant with regulations, and managing risks; Temenos Wealth, an integrated portfolio management and securities trading platform for wealth managers and private bankers; and Temenos DataSource, an enterprise data management solution. In addition, it provides various solutions for retail, business, universal, central, Islamic, corporate, and private banking; life and pension; challenger banks and fintechs; wealth management; credit unions; financial inclusion; and asset managers and asset services. The company was formerly known as Temenos Group AG and changed its name to Temenos AG in May 2018. The company was founded in 1993 and is based in Geneva, Switzerland.
Employees
6565
Investor relations
-
CEO
Country
Switzerland
City
Stock type
-
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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COMPANY NEWS
All newsPress releases
After losing some value lately, a hammer chart pattern has been formed for TEMENOS GROUP (TMSNY), indicating that the stock has found support. This, combined with an upward trend in earnings estimate ...
April 9, 2025
Consistently strong ESG ratings reflect Temenos’ leadership in sustainability for the banking industryGRAND-LANCY, Switzerland, March 26, 2025 (GLOBE NEWSWIRE) -- Temenos (SIX: TEMN), a global leader ...
March 26, 2025
Award recognizes Temenos’ leadership in modernizing financial institutions with banking solutions powered by GenAI, cloud, and SaaSGRAND-LANCY, Switzerland, March 21, 2025 (GLOBE NEWSWIRE) -- Temenos ...
March 21, 2025
The hub will provide financial institutions with direct access to the latest technologies.
March 19, 2025
New center in Central Florida will be home to up to 200 technology and product developers focused on banking innovation and collaboration with US clientsORLANDO, Fla., March 19, 2025 (GLOBE NEWSWIRE) ...
March 19, 2025
Despite challenges, Bank of Siauliai AB (FRA:ZH5) delivers impressive financial results and outlines strategic plans for future growth.
February 28, 2025
Temenos AG (TMNSF) reports a robust Q4 2024 with significant ARR and EPS growth, alongside strategic advancements and increased dividends.
February 19, 2025
The Swiss-based company now expects annual recurring revenue (ARR) to reach at least $1.2 billion in its 2028 financial year. Previously in November it had said it was targeting ARR of more than $1.3...
February 18, 2025
The deal will see Multifonds emerge as a standalone entity, remaining under the leadership of its current management team.
February 7, 2025
Aldermore also plans to move its existing business savings accounts to the Temenos platform.
February 5, 2025
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