Loading...
We have set up our new Discord server! Share your feedback and find like-minded people! Join our Discord
- Ticker
- VBNK.TO
- Price
- 14.66
- Stock movement up
- +0.03 (0.21%)
- Company name
- VersaBank
- Exchange
- (TO ,
- Currency
- CAD )
- Sector
- Financial Services >Banks - Regional
- Market cap
- 381.20M
- Ent value
- 4.24B
- Price/Sales
- 1.89
- Price/Book
- 0.93
- Div yield
- 0.68%
- Div growth
- 4.56%
- Growth years
- -
- FCF payout
- 2.08%
- Trailing P/E
- 8.16
- Forward P/E
- 6.19
- PEG
- -
- EPS growth
- 13.67%
- 1 year return
- 4.12%
- 3 year return
- 1.55%
- 5 year return
- 21.66%
- 10 year return
- 9.33%
Last updated: 2025-04-03
DIVIDENDS
Dividend yield - 5y
Loading...
Dividend yield data
| Dividend per share | 0.10 |
| Dividend yield | 0.68% |
| Payout frequency | - |
| Maximum yield | 2.02% |
| Average yield | 0.90% |
| Minimum yield | 0.39% |
| Discount to avg yield | -32.30% |
| Upside potential | -24.41% |
| Yield as % of max yield | 33.76% |
Yield distribution (inverse percentile) - 5y
Loading...
Yield distribution data
| Dividend yield | 0.68% |
| Current yield distribution | 69.44% |
| Yield at 100% (Min) | 0.39% |
| Yield at 90% | 0.57% |
| Yield at 80% | 0.66% |
| Yield at 50% (Median) | 0.79% |
| Yield at 20% | 1.08% |
| Yield at 10% | 1.44% |
| Yield at 0% (Max) | 2.02% |
Dividend per share
Loading...
Dividend per share data
| Years of growth | - |
| CCC status | - |
| Dividend per share | 0.10 |
| Payout frequency | - |
| Ex-div date | 4 Oct 2024 |
| EPS (TTM) | 1.80 |
| EPS (1y forward) | 2.37 |
| EPS growth (5y) | 13.67% |
| EPS growth (5y forward) | - |
Dividend growth
Loading...
Please create a free account or log in to access this chart
Dividend growth data
| VBNK.TO | S&P500 | |
| DGR MR | 25.00% | -13.74% |
| DGR TTM | - | 6.60% |
| DGR 3 years | -20.63% | 5.24% |
| DGR 5 years | 4.56% | 5.40% |
| DGR 10 years | - | 7.07% |
| DGR 15 years | - | 6.12% |
| Time since last change announced | 1978 days |
| EPS growth (5y) | 13.67% |
| EPS growth (5y forward) | - |
Payout ratio
Loading...
Please create a free account or log in to access this chart
Payout ratio data
| EPS coverage | FCF coverage | |
| TTM | 7.68% | 2.08% |
| Average | - | - |
| Forward | 4.22% | - |
VALUATION
Valuation Ratios
Loading...
Valuation Ratios data
| Trailing P/E | 8.16 |
| Price to OCF | 1.89 |
| Price to FCF | 2.21 |
| Price to EBITDA | - |
| EV to EBITDA | - |
Valuation (Sales/Book Value)
Loading...
Valuation (Sales/Book Value) data
| Price to Sales | 1.89 |
| Price to Book | 0.93 |
| EV to Sales | 21.07 |
FINANCIALS
Per share
Loading...
Per share data
| Current share count | 26.00M |
| EPS (TTM) | 1.80 |
| FCF per share (TTM) | 6.65 |
Income statement
Loading...
Income statement data
| Revenue (TTM) | 201.25M |
| Gross profit (TTM) | 174.25M |
| Operating income (TTM) | 50.17M |
| Net income (TTM) | 46.71M |
| EPS (TTM) | 1.80 |
| EPS (1y forward) | 2.37 |
Margins
Loading...
Margins data
| Gross margin (TTM) | 86.59% |
| Operating margin (TTM) | 24.93% |
| Profit margin (TTM) | 23.21% |
Balance Sheet
Loading...
Please create a free account or log in to access this chart
Balance Sheet data
| Cash | 247.98M |
| Net receivables | 27.41M |
| Total current assets | 0.00 |
| Goodwill | 5.75M |
| Intangible assets | 2.50M |
| Property, plant and equipment | 27.15M |
| Total assets | 4.52B |
| Accounts payable | 0.00 |
| Short/Current long term debt | 0.00 |
| Total current liabilities | 0.00 |
| Total liabilities | 4.11B |
| Shareholder's equity | 408.99M |
| Net tangible assets | 0.00 |
Cash flow
Loading...
Please create a free account or log in to access this chart
Cash flow data
| Operating cash flow (TTM) | 201.20M |
| Capital expenditures (TTM) | 18.69M |
| Free cash flow (TTM) | 172.62M |
| Dividends paid (TTM) | 3.59M |
Financial returns
Loading...
Please create a free account or log in to access this chart
Financial returns data
| Return on Equity | 11.42% |
| Return on Assets | 1.03% |
| Return on Invested Capital | 9.15% |
| Cash Return on Invested Capital | 33.81% |
STOCK INFORMATION
Stock chart
Loading...
Stock price data
| Open | 14.52 |
| Daily high | 14.71 |
| Daily low | 14.46 |
| Daily Volume | 15K |
| All-time high | 25.42 |
| 1y analyst estimate | 28.55 |
| Beta | 1.06 |
| EPS (TTM) | 1.80 |
| Dividend per share | 0.10 |
| Ex-div date | 4 Oct 2024 |
| Next earnings date | 3 Jun 2025 |
Downside potential
Loading...
Downside potential data
| VBNK.TO | S&P500 | |
| Current price drop from All-time high | -42.33% | -7.90% |
| Highest price drop | -47.64% | -56.47% |
| Date of highest drop | 18 May 2023 | 9 Mar 2009 |
| Avg drop from high | -20.26% | -11.07% |
| Avg time to new high | 43 days | 12 days |
| Max time to new high | 1070 days | 1805 days |
COMPANY DETAILS
Marketcap
381.20M
Marketcap category
Small-cap
Description
VersaBank provides various banking products and services in Canada and the United States. It offers deposit products, such as web-based chequing accounts, guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial banking services comprising commercial real estate, public sector/infrastructure financing, and condominium financing; and residential mortgages. In addition, it offers cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.
Employees
119
Website
Investor relations
-
SEC filings
CEO
Country
Canada
City
Stock type
-
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...
UNDERSTAND THE BUSINESS
Loading...
COMPANY NEWS
All newsPress releases
Amid ongoing trade uncertainty and inflation concerns, the Canadian market faces potential stagnation due to newly announced tariffs. As investors navigate this volatility, growth companies with stron...
April 1, 2025
As global markets grapple with economic uncertainty, inflation fears, and trade policy concerns, small-cap stocks have been particularly affected by the broader market sentiment. Despite these challen...
April 1, 2025
VersaBank ("VersaBank" or the "Bank") (TSX: VBNK; NASDAQ: VBNK) today announced management will participate in the 37th Annual ROTH Conference to be held March 16-18, 2025 in Dana Point, California. V...
March 13, 2025
The most talked about and market moving research calls around Wall Street are now in one place. Here are today’s research calls that investors need to know, as compiled by The Fly. Top 5 Upgrades: Ros...
March 7, 2025
As the Canadian market navigates a period of sideways consolidation, investors are considering strategies to fortify their portfolios against potential volatility and uncertainty. In this environment,...
March 7, 2025
VersaBank ( TSE:VBNK ) First Quarter 2025 Results Key Financial Results Revenue: CA$26.8m (down 7.5% from 1Q 2024). Net...
March 6, 2025
VersaBank (VBNK) reports a 15% increase in total assets and strategic U.S. expansion, despite facing profitability pressures from new operations.
March 6, 2025
VersaBank (VBNK) delivered earnings and revenue surprises of -31.03% and 8.98%, respectively, for the quarter ended January 2025. Do the numbers hold clues to what lies ahead for the stock?
March 5, 2025
VersaBank (VBNK.TO) a business-to-business digital banking and cybersecurity company, on Wednesday r
March 5, 2025
VersaBank (the "Bank") (TSX: VBNK; NASDAQ: VBNK) today announced that cash dividends in the amount of CAD $0.025 per Common Share of the Bank have been declared for the quarter ending April 30, 2025, ...
March 5, 2025
Next page