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Ticker
SPNS

Price
43.05
Stock movement down
-0.04 (-0.09%)
Company name
Sapiens International Corporation NV
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Technology >
Software - Application
Market cap
2.41B
Ent value
2.57B
Price/Sales
4.42
Price/Book
-
Div yield
3.07%
Div growth
20.97%
Growth years
1
FCF payout
-
Trailing P/E
33.00
Forward P/E
27.92
PEG
-
EPS growth
-
1 year return
58.27%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-11-21

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.32
Dividend yield3.07%
Payout frequencySemi-annual
Maximum yield5.52%
Average yield3.17%
Minimum yield1.47%
Discount to avg yield-3.30%
Upside potential-3.19%
Yield as % of max yield55.56%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.07%
Current yield distribution48.23%
Yield at 100% (Min)1.47%
Yield at 90%2.03%
Yield at 80%2.10%
Yield at 50% (Median)3.07%
Yield at 20%4.60%
Yield at 10%4.77%
Yield at 0% (Max)5.52%

Dividend per share

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Dividend per share data
Years of growth1 years
CCC status-
Dividend per share1.32
Payout frequencySemi-annual
Ex-div date7 Apr 2025
EPS (TTM)-
EPS (1y forward)1.54
EPS growth (5y)-
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
SPNSS&P500
DGR MR127.59%-13.74%
DGR TTM75.93%6.60%
DGR 3 years15.49%7.31%
DGR 5 years20.97%4.69%
DGR 10 years-6.30%
DGR 15 years-8.16%
Time since last change announced244 days
EPS growth (5y)-
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average--
Forward85.61%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E33.00
Price to OCF49.91
Price to FCF35.64
Price to EBITDA23.11
EV to EBITDA24.67

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales4.42
Price to Book-
EV to Sales4.72

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count55.90M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)1.54

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash64.54M
Net receivables165.28M
Total current assets239.82M
Goodwill0.00
Intangible assets439.17M
Property, plant and equipment33.96M
Total assets739.64M
Accounts payable11.62M
Short/Current long term debt45.38M
Total current liabilities174.69M
Total liabilities227.53M
Shareholder's equity0.00
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open43.06
Daily high43.09
Daily low43.05
Daily Volume319K
All-time high140.00
1y analyst estimate37.25
Beta0.90
EPS (TTM)-
Dividend per share1.32
Ex-div date7 Apr 2025
Next earnings date24 Feb 2026

Downside potential

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Downside potential data
SPNSS&P500
Current price drop from All-time high-69.25%-4.13%
Highest price drop-82.91%-19.00%
Date of highest drop8 Apr 20258 Apr 2025
Avg drop from high-76.85%-2.73%
Avg time to new high-6 days
Max time to new high282 days89 days

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COMPANY DETAILS
SPNS (Sapiens International Corporation NV) company logo
Marketcap
2.41B
Marketcap category
Mid-cap
Description
Sapiens International Corporation N.V. provides software solutions for the insurance industry in North America, the United Kingdom, Europe and internationally. The company provides various solutions for property and casualty, life and pensions, and reinsurance fields. It also offers IDITSuite, an AI powered, end-to-end insurance software; DigitalSuite, a cloud-native, future-proof digital engagement platform; consultancy services for property and casualty commercial lines; and Tia Enterprise solution for customer engagement. In addition, the company provides CoreSuite, an end-to-end cloud and digital PAS for individual and group products across life, health, wealth, and pensions; CustomerConnect, a dynamic self-service and persona-based portal to engage with insureds; AgentConnect, a portal for agents and brokers to focus on sales enablement, customer retention, and increasing customer value; and ReinsuranceMaster, a reinsurance automation software that provides insurers full financial control and flexibility over their entire reinsurance process. Sapiens International Corporation N.V. was founded in 1982 and is headquartered in Holon, Israel.
Employees
4850
Investor relations
-
SEC filings
CEO
Roni Al-Dor
Country
USA
City
Holon
Stock type
Common stock
CCC status
-
Dividend Frequency
Semi-annual
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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