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Ticker
UPST

Price
35.58
Stock movement down
-1.69 (-4.53%)
Company name
Upstart Holdings Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Credit Services
Market cap
3.46B
Ent value
5.13B
Price/Sales
6.20
Price/Book
-
Div yield
-
Div growth
-
Growth years
-
FCF payout
-
Trailing P/E
-
Forward P/E
14.77
PEG
-
EPS growth
-
1 year return
-51.02%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-11-20
November 12, 2025

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

UPST does not pay dividends or no data was received

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E-
Price to OCF22.54
Price to FCF23.44
Price to EBITDA-
EV to EBITDA-

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales6.20
Price to Book-
EV to Sales9.20

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count97.29M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)2.41

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash489.78M
Net receivables0.00
Total current assets531.03M
Goodwill67.06M
Intangible assets0.00
Property, plant and equipment0.00
Total assets2.90B
Accounts payable0.00
Short/Current long term debt0.00
Total current liabilities0.00
Total liabilities2.16B
Shareholder's equity0.00
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

STOCK INFORMATION

Stock chart

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Stock price data
Open38.10
Daily high39.18
Daily low35.52
Daily Volume4.80M
All-time high390.00
1y analyst estimate56.92
Beta2.27
EPS (TTM)-
Dividend per share0.00
Ex-div date-
Next earnings date-

Downside potential

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Downside potential data
UPSTS&P500
Current price drop from All-time high-90.88%-5.07%
Highest price drop-91.08%-19.00%
Date of highest drop4 Apr 20258 Apr 2025
Avg drop from high-84.72%-2.73%
Avg time to new high-6 days
Max time to new high281 days89 days

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
UPST (Upstart Holdings Inc) company logo
Marketcap
3.46B
Marketcap category
Mid-cap
Description
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
Employees
1193
Investor relations
-
SEC filings
CEO
Country
USA
City
Stock type
-
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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