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Ticker
BSRR

Price
36.41
Stock movement up
+0.17 (0.46%)
Company name
Sierra Bancorp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
499.53M
Ent value
3.75B
Price/Sales
11.20
Price/Book
1.39
Div yield
2.70%
Div growth
4.90%
Growth years
9
FCF payout
57.37%
Trailing P/E
48.20
Forward P/E
10.90
PEG
6.02
EPS growth
3.88%
1 year return (CAGR)
17.77%
3 year return (CAGR)
20.19%
5 year return (CAGR)
9.56%
10 year return (CAGR)
7.84%
Last updated: 2026-02-12

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.00
Dividend yield2.70%
Payout frequencyQuarterly
Maximum yield5.98%
Average yield3.93%
Minimum yield2.64%
Discount to avg yield-45.63%
Upside potential-31.33%
Yield as % of max yield45.12%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.70%
Current yield distribution99.60%
Yield at 100% (Min)2.64%
Yield at 90%3.14%
Yield at 80%3.29%
Yield at 50% (Median)3.67%
Yield at 20%4.50%
Yield at 10%5.00%
Yield at 0% (Max)5.98%

Dividend per share

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Dividend per share data
Years of growth9 years
CCC statusDividend Challenger
Dividend per share1.00
Payout frequencyQuarterly
Ex-div date3 Nov 2025
EPS (TTM)3.17
EPS (1y forward)3.79
EPS growth (5y)3.88%
EPS growth (5y forward)8.00%

Dividend growth

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Dividend growth data
BSRRS&P500
DGR MR4.17%-13.74%
DGR TTM6.45%6.60%
DGR 3 years3.01%7.31%
DGR 5 years4.90%4.69%
DGR 10 years10.70%6.30%
DGR 15 years5.86%8.16%
Time since last change announced295 days
EPS growth (5y)3.88%
EPS growth (5y forward)8.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM24.44%57.37%
Average34.16%24.03%
Forward29.41%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E48.20
Price to OCF11.94
Price to FCF12.51
Price to EBITDA9.01
EV to EBITDA67.71

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales11.20
Price to Book1.39
EV to Sales84.15

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FINANCIALS

Per share

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Per share data
Current share count13.48M
EPS (TTM)3.17
FCF per share (TTM)1.35

Income statement

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Income statement data
Revenue (TTM)184.85M
Gross profit (TTM)142.51M
Operating income (TTM)56.37M
Net income (TTM)42.33M
EPS (TTM)3.17
EPS (1y forward)3.79

Margins

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Margins data
Gross margin (TTM)77.10%
Operating margin (TTM)30.50%
Profit margin (TTM)22.90%

Balance Sheet

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Balance Sheet data
Cash135.63M
Net receivables0.00
Total current assets1.05B
Goodwill27.36M
Intangible assets52.00K
Property, plant and equipment0.00
Total assets3.83B
Accounts payable0.00
Short/Current long term debt519.05M
Total current liabilities1.86B
Total liabilities3.46B
Shareholder's equity364.86M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)19.70M
Capital expenditures (TTM)1.08M
Free cash flow (TTM)18.03M
Dividends paid (TTM)10.35M

Financial returns

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Financial returns data
Return on Equity11.60%
Return on Assets1.11%
Return on Invested Capital8.54%
Cash Return on Invested Capital3.64%

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iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open37.12
Daily high37.79
Daily low36.25
Daily Volume103K
All-time high36.41
1y analyst estimate39.67
Beta0.78
EPS (TTM)3.17
Dividend per share1.00
Ex-div date3 Nov 2025
Next earnings date27 Apr 2026

Downside potential

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Downside potential data
BSRRS&P500
Current price drop from All-time high-1.65%-2.53%
Highest price drop-82.57%-56.47%
Date of highest drop2 Mar 20099 Mar 2009
Avg drop from high-38.17%-10.86%
Avg time to new high54 days12 days
Max time to new high4840 days1805 days

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COMPANY DETAILS
BSRR (Sierra Bancorp) company logo
Marketcap
499.53M
Marketcap category
Small-cap
Description
Sierra Bancorp operates as the bank holding company for Bank of the Sierra that provides retail and commercial banking products and services to individuals and businesses in California. It accepts various deposit products, such as checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. The company's loan products include agricultural, commercial, consumer, real estate, construction, and mortgage loans. It also offers automated teller machines; electronic point-of-sale payment alternatives; mobile check deposits; online lending solutions; online and automated telephone banking services; and remote deposit capture and payroll services for business customers. Sierra Bancorp was founded in 1977 and is headquartered in Porterville, California.
Employees
465
Investor relations
SEC filings
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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