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Ticker
ABCB

Price
83.85
Stock movement up
+0.80 (0.96%)
Company name
Ameris Bancorp
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
5.72B
Ent value
-
Price/Sales
3.49
Price/Book
1.40
Div yield
0.95%
Div growth
5.92%
Growth years
2
FCF payout
-201.12%
Trailing P/E
13.87
Forward P/E
12.12
PEG
-
EPS growth
9.71%
1 year return (CAGR)
26.02%
3 year return (CAGR)
19.52%
5 year return (CAGR)
13.26%
10 year return (CAGR)
12.20%
Last updated: 2026-02-18

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.80
Dividend yield0.95%
Payout frequencyQuarterly
Maximum yield2.07%
Average yield1.25%
Minimum yield0.83%
Discount to avg yield-30.94%
Upside potential-23.63%
Yield as % of max yield46.06%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield0.95%
Current yield distribution93.57%
Yield at 100% (Min)0.83%
Yield at 90%0.98%
Yield at 80%1.08%
Yield at 50% (Median)1.23%
Yield at 20%1.40%
Yield at 10%1.54%
Yield at 0% (Max)2.07%

Dividend per share

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Dividend per share data
Years of growth2 years
CCC status-
Dividend per share0.80
Payout frequencyQuarterly
Ex-div date31 Dec 2025
EPS (TTM)6.03
EPS (1y forward)6.93
EPS growth (5y)9.71%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
ABCBS&P500
DGR MR33.33%-13.74%
DGR TTM23.08%6.60%
DGR 3 years10.06%7.31%
DGR 5 years5.92%4.69%
DGR 10 years14.87%6.30%
DGR 15 years-8.16%
Time since last change announced428 days
EPS growth (5y)9.71%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM10.09%-201.12%
Average--
Forward11.54%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E13.87
Price to OCF20.18
Price to FCF-
Price to EBITDA17.76
EV to EBITDA-

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales3.49
Price to Book1.40
EV to Sales-

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FINANCIALS

Per share

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Per share data
Current share count68.02M
EPS (TTM)6.03
FCF per share (TTM)-0.30

Income statement

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Income statement data
Revenue (TTM)1.64B
Gross profit (TTM)1.11B
Operating income (TTM)533.76M
Net income (TTM)412.15M
EPS (TTM)6.03
EPS (1y forward)6.93

Margins

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Margins data
Gross margin (TTM)67.80%
Operating margin (TTM)32.56%
Profit margin (TTM)25.14%

Balance Sheet

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Balance Sheet data
Cash0.00
Net receivables0.00
Total current assets1.09B
Goodwill1.02B
Intangible assets54.82M
Property, plant and equipment0.00
Total assets27.52B
Accounts payable0.00
Short/Current long term debt692.34M
Total current liabilities6.43B
Total liabilities23.44B
Shareholder's equity4.08B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)283.14M
Capital expenditures (TTM)14.73M
Free cash flow (TTM)-20.67M
Dividends paid (TTM)41.58M

Financial returns

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Financial returns data
Return on Equity10.11%
Return on Assets1.50%
Return on Invested Capital10.11%
Cash Return on Invested Capital-0.51%

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STOCK INFORMATION

Stock chart

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Stock price data
Open82.86
Daily high84.09
Daily low82.09
Daily Volume351K
All-time high85.94
1y analyst estimate90.07
Beta0.98
EPS (TTM)6.03
Dividend per share0.80
Ex-div date31 Dec 2025
Next earnings date23 Apr 2026

Downside potential

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Downside potential data
ABCBS&P500
Current price drop from All-time high-2.43%-1.82%
Highest price drop-87.44%-56.47%
Date of highest drop5 Mar 20099 Mar 2009
Avg drop from high-25.82%-10.86%
Avg time to new high27 days12 days
Max time to new high2222 days1805 days

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COMPANY DETAILS
ABCB (Ameris Bancorp) company logo
Marketcap
5.72B
Marketcap category
Mid-cap
Description
Ameris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, regular interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including motor vehicle, home improvement, and home equity loans, as well as loans secured by savings accounts and personal credit lines. In addition, the company originates, administers, and services commercial insurance premium loans, equipment finance loans, and small business administration loans. Further, it operates full-service domestic banking offices, and mortgage and loan production offices. The company was founded in 1971 and is headquartered in Atlanta, Georgia.
Employees
2673
Investor relations
-
SEC filings
CEO
H. Palmer Proctor
Country
USA
City
Atlanta
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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