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Ticker
ABCB

Price
82.77
Stock movement up
+0.70 (0.85%)
Company name
Ameris Bancorp
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
5.65B
Ent value
27.69B
Price/Sales
3.63
Price/Book
1.41
Div yield
0.97%
Div growth
5.92%
Growth years
2
FCF payout
49.21%
Trailing P/E
55.36
Forward P/E
13.22
PEG
-
EPS growth
13.51%
1 year return (CAGR)
26.15%
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2026-01-22

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.80
Dividend yield0.97%
Payout frequencyQuarterly
Maximum yield1.58%
Average yield1.11%
Minimum yield0.83%
Discount to avg yield-14.76%
Upside potential-12.86%
Yield as % of max yield61.24%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield0.97%
Current yield distribution72.98%
Yield at 100% (Min)0.83%
Yield at 90%0.90%
Yield at 80%0.95%
Yield at 50% (Median)1.08%
Yield at 20%1.28%
Yield at 10%1.36%
Yield at 0% (Max)1.58%

Dividend per share

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Dividend per share data
Years of growth2 years
CCC status-
Dividend per share0.80
Payout frequencyQuarterly
Ex-div date31 Dec 2025
EPS (TTM)1.48
EPS (1y forward)6.26
EPS growth (5y)13.51%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
ABCBS&P500
DGR MR33.33%-13.74%
DGR TTM23.08%6.60%
DGR 3 years10.06%7.31%
DGR 5 years5.92%4.69%
DGR 10 years14.87%6.30%
DGR 15 years-8.16%
Time since last change announced407 days
EPS growth (5y)13.51%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM50.81%49.21%
Average15.76%-
Forward12.78%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E55.36
Price to OCF43.33
Price to FCF53.61
Price to EBITDA12.30
EV to EBITDA60.24

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales3.63
Price to Book1.41
EV to Sales17.78

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FINANCIALS

Per share

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Per share data
Current share count68.32M
EPS (TTM)1.48
FCF per share (TTM)1.53

Income statement

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Income statement data
Revenue (TTM)1.56B
Gross profit (TTM)991.85M
Operating income (TTM)129.26M
Net income (TTM)102.15M
EPS (TTM)1.48
EPS (1y forward)6.26

Margins

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Margins data
Gross margin (TTM)63.66%
Operating margin (TTM)8.30%
Profit margin (TTM)6.56%

Balance Sheet

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Balance Sheet data
Cash1.04B
Net receivables0.00
Total current assets3.17B
Goodwill1.02B
Intangible assets58.70M
Property, plant and equipment0.00
Total assets27.10B
Accounts payable0.00
Short/Current long term debt470.90M
Total current liabilities22.23B
Total liabilities23.08B
Shareholder's equity4.02B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)130.50M
Capital expenditures (TTM)25.03M
Free cash flow (TTM)105.47M
Dividends paid (TTM)51.90M

Financial returns

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Financial returns data
Return on Equity2.54%
Return on Assets0.38%
Return on Invested Capital2.54%
Cash Return on Invested Capital2.63%

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STOCK INFORMATION

Stock chart

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Stock price data
Open82.45
Daily high83.63
Daily low82.00
Daily Volume372K
All-time high82.77
1y analyst estimate82.86
Beta1.01
EPS (TTM)1.48
Dividend per share0.80
Ex-div date31 Dec 2025
Next earnings date29 Jan 2026

Downside potential

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Downside potential data
ABCBS&P500
Current price drop from All-time high-1.78%-0.50%
Highest price drop-29.96%-19.00%
Date of highest drop8 Apr 20258 Apr 2025
Avg drop from high-8.60%-2.49%
Avg time to new high14 days6 days
Max time to new high186 days89 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
ABCB (Ameris Bancorp) company logo
Marketcap
5.65B
Marketcap category
Mid-cap
Description
Ameris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, regular interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including motor vehicle, home improvement, and home equity loans, as well as loans secured by savings accounts and personal credit lines. In addition, the company originates, administers, and services commercial insurance premium loans, equipment finance loans, and small business administration loans. Further, it operates full-service domestic banking offices, and mortgage and loan production offices. The company was founded in 1971 and is headquartered in Atlanta, Georgia.
Employees
2700
Investor relations
-
SEC filings
CEO
H. Palmer Proctor
Country
USA
City
Atlanta
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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