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Ticker
ACNB

Price
50.85
Stock movement up
+0.25 (0.48%)
Company name
ACNB Corporation
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
545.06M
Ent value
-
Price/Sales
2.86
Price/Book
1.30
Div yield
2.89%
Div growth
6.67%
Growth years
4
FCF payout
62.09%
Trailing P/E
14.71
Forward P/E
10.22
PEG
-
EPS growth
11.07%
1 year return (CAGR)
29.53%
3 year return (CAGR)
10.88%
5 year return (CAGR)
13.53%
10 year return (CAGR)
9.23%
Last updated: 2026-02-13

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.52
Dividend yield2.89%
Payout frequencyQuarterly
Maximum yield4.19%
Average yield3.28%
Minimum yield2.52%
Discount to avg yield-13.43%
Upside potential-11.84%
Yield as % of max yield69.04%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.89%
Current yield distribution91.67%
Yield at 100% (Min)2.52%
Yield at 90%2.92%
Yield at 80%3.02%
Yield at 50% (Median)3.23%
Yield at 20%3.57%
Yield at 10%3.71%
Yield at 0% (Max)4.19%

Dividend per share

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Dividend per share data
Years of growth4 years
CCC status-
Dividend per share1.52
Payout frequencyQuarterly
Ex-div date27 Feb 2026
EPS (TTM)3.57
EPS (1y forward)5.14
EPS growth (5y)11.07%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
ACNBS&P500
DGR MR11.76%-13.74%
DGR TTM12.50%6.60%
DGR 3 years9.19%7.31%
DGR 5 years6.67%4.69%
DGR 10 years5.61%6.30%
DGR 15 years4.06%8.16%
Time since last change announced118 days
EPS growth (5y)11.07%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM28.23%62.09%
Average--
Forward29.55%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E14.71
Price to OCF13.33
Price to FCF32.35
Price to EBITDA31.01
EV to EBITDA-

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.86
Price to Book1.30
EV to Sales-

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iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count10.37M
EPS (TTM)3.57
FCF per share (TTM)1.62

Income statement

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Income statement data
Revenue (TTM)190.67M
Gross profit (TTM)145.82M
Operating income (TTM)46.45M
Net income (TTM)37.05M
EPS (TTM)3.57
EPS (1y forward)5.14

Margins

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Margins data
Gross margin (TTM)76.48%
Operating margin (TTM)24.36%
Profit margin (TTM)19.43%

Balance Sheet

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Balance Sheet data
Cash0.00
Net receivables0.00
Total current assets65.94M
Goodwill64.45M
Intangible assets22.43M
Property, plant and equipment0.00
Total assets3.23B
Accounts payable0.00
Short/Current long term debt329.02M
Total current liabilities1.73B
Total liabilities2.81B
Shareholder's equity419.97M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)40.89M
Capital expenditures (TTM)1.27M
Free cash flow (TTM)16.85M
Dividends paid (TTM)10.46M

Financial returns

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Financial returns data
Return on Equity8.82%
Return on Assets1.15%
Return on Invested Capital7.64%
Cash Return on Invested Capital3.48%

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STOCK INFORMATION

Stock chart

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Stock price data
Open51.91
Daily high52.96
Daily low51.80
Daily Volume33K
All-time high52.88
1y analyst estimate56.50
Beta0.86
EPS (TTM)3.57
Dividend per share1.52
Ex-div date27 Feb 2026
Next earnings date23 Apr 2026

Downside potential

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Downside potential data
ACNBS&P500
Current price drop from All-time high-3.84%-0.89%
Highest price drop-70.79%-56.47%
Date of highest drop5 Mar 20099 Mar 2009
Avg drop from high-25.51%-10.86%
Avg time to new high73 days12 days
Max time to new high3770 days1805 days

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COMPANY DETAILS
ACNB (ACNB Corporation) company logo
Marketcap
545.06M
Marketcap category
Small-cap
Description
ACNB Corporation, a financial holding company, offers banking, insurance, and financial services to individual, business, and government customers in the United States. The company offers checking, savings, and money market deposit accounts, as well as time deposits and debit cards. It also provides commercial lending products, such as commercial mortgages, real estate development and construction loans, accounts receivable and inventory financing, and agricultural and governmental loans; consumer lending products, including home equity loans and lines of credit, automobile and recreational vehicle loans, manufactured housing loans, and personal lines of credit; and mortgage lending programs include personal residential mortgages, and residential construction and investment mortgage loans. In addition, the company offers other services that are related to testamentary trusts, life insurance trusts, charitable remainder trusts, guardianships, powers of attorney, custodial accounts, and investment management and advisory accounts; and wealth management and retail brokerage and services. Further, it acts as a trustee to invest in, protect, manage, and distribute financial assets. Additionally, the company offers property and casualty, health, life, and disability insurance products to commercial and personal clients; and online, telephone, and mobile banking, as well as automated teller machine services. ACNB Corporation was founded in 1857 and is headquartered in Gettysburg, Pennsylvania.
Employees
391
Investor relations
-
SEC filings
CEO
James P. Helt
Country
USA
City
Gettysburg
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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