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Ticker
AMSF

Price
38.12
Stock movement up
+0.18 (0.47%)
Company name
AMERISAFE Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Insurance - Specialty
Market cap
721.40M
Ent value
1.56B
Price/Sales
2.33
Price/Book
0.62
Div yield
14.59%
Div growth
34.98%
Growth years
8
FCF payout
932.47%
Trailing P/E
14.45
Forward P/E
17.20
PEG
1.45
EPS growth
-9.61%
1 year return (CAGR)
-25.42%
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2026-01-22

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share5.56
Dividend yield14.59%
Payout frequencyQuarterly
Maximum yield28.08%
Average yield14.25%
Minimum yield3.13%
Discount to avg yield2.31%
Upside potential2.37%
Yield as % of max yield51.94%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield14.59%
Current yield distribution45.03%
Yield at 100% (Min)3.13%
Yield at 90%3.37%
Yield at 80%3.46%
Yield at 50% (Median)14.18%
Yield at 20%26.25%
Yield at 10%26.96%
Yield at 0% (Max)28.08%

Dividend per share

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Dividend per share data
Years of growth8 years
CCC statusDividend Challenger
Dividend per share5.56
Payout frequencyQuarterly
Ex-div date5 Dec 2025
EPS (TTM)2.62
EPS (1y forward)2.22
EPS growth (5y)-9.61%
EPS growth (5y forward)10.00%

Dividend growth

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Dividend growth data
AMSFS&P500
DGR MR256.41%-13.74%
DGR TTM282.07%6.60%
DGR 3 years56.89%7.31%
DGR 5 years34.98%4.69%
DGR 10 years34.00%6.30%
DGR 15 years-8.16%
Time since last change announced92 days
EPS growth (5y)-9.61%
EPS growth (5y forward)10.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM173.45%932.47%
Average--
Forward250.82%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E14.45
Price to OCF63.99
Price to FCF77.69
Price to EBITDA15.57
EV to EBITDA33.60

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.33
Price to Book0.62
EV to Sales5.03

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FINANCIALS

Per share

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Per share data
Current share count18.92M
EPS (TTM)2.62
FCF per share (TTM)0.49

Income statement

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Income statement data
Revenue (TTM)309.71M
Gross profit (TTM)248.14M
Operating income (TTM)45.42M
Net income (TTM)49.92M
EPS (TTM)2.62
EPS (1y forward)2.22

Margins

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Margins data
Gross margin (TTM)80.12%
Operating margin (TTM)14.67%
Profit margin (TTM)16.12%

Balance Sheet

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Balance Sheet data
Cash54.75M
Net receivables292.30M
Total current assets222.63M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets1.16B
Accounts payable0.00
Short/Current long term debt0.00
Total current liabilities0.00
Total liabilities890.17M
Shareholder's equity1.16B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)11.27M
Capital expenditures (TTM)1.99M
Free cash flow (TTM)9.29M
Dividends paid (TTM)86.58M

Financial returns

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Financial returns data
Return on Equity4.28%
Return on Assets22.42%
Return on Invested Capital4.28%
Cash Return on Invested Capital0.80%

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STOCK INFORMATION

Stock chart

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Stock price data
Open37.84
Daily high38.37
Daily low37.70
Daily Volume153K
All-time high76.26
1y analyst estimate49.33
Beta0.39
EPS (TTM)2.62
Dividend per share5.56
Ex-div date5 Dec 2025
Next earnings date25 Feb 2026

Downside potential

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Downside potential data
AMSFS&P500
Current price drop from All-time high-50.01%-0.89%
Highest price drop-52.07%-19.00%
Date of highest drop8 Dec 20258 Apr 2025
Avg drop from high-38.44%-2.49%
Avg time to new high-6 days
Max time to new high322 days89 days

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COMPANY DETAILS
AMSF (AMERISAFE Inc) company logo
Marketcap
721.40M
Marketcap category
Small-cap
Description
AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. The company provides benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses. It sells its products through retail and wholesale brokers and agents; and small and mid-sized employers engaged in hazardous industries, including construction, trucking, logging and lumber, agriculture, manufacturing, telecommunications, and maritime. AMERISAFE, Inc. was incorporated in 1985 and is based in Deridder, Louisiana.
Employees
362
Investor relations
SEC filings
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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