Arrow Financial Corporation stock page - price, fundamentals, dividends - iOCharts

Ticker
AROW

Price
31.18
Stock movement down
-0.61 (-1.92%)
Company name
Arrow Financial Corporation
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks-Regional
Market cap
499.29M
Ent value
3.81B
Price/Sales
3.47
Price/Book
1.40
Div yield
3.46%
Div growth
2.14%
Growth years
28
FCF payout
29.01%
Trailing P/E
10.16
Forward P/E
9.59
PEG
1.47
EPS growth
9.90%
1 year return
-13.83%
3 year return
0.67%
5 year return
1.90%
10 year return
5.41%
Last updated: 2022-05-13

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.08
Dividend yield3.46%
Payout frequencyQuarterly
Maximum yield4.61%
Average yield3.25%
Minimum yield2.74%
Discount to avg yield6.20%
Upside potential6.61%
Yield as % of max yield75.06%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.46%
Current yield distribution16.83%
Yield at 100% (Min)2.74%
Yield at 90%2.88%
Yield at 80%2.96%
Yield at 50% (Median)3.19%
Yield at 20%3.42%
Yield at 10%3.83%
Yield at 0% (Max)4.61%

Dividend per share

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Dividend per share data
Years of growth28 years
CCC statusDividend Champion
Dividend per share1.08
Payout frequencyQuarterly
Ex-div date31 May 2022
EPS (TTM)3.07
EPS (1y forward)3.25
EPS growth (5y)9.90%
EPS growth (5y forward)6.90%

Dividend growth

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Dividend growth data
AROWS&P500
DGR MR3.85%-16.52%
DGR TTM3.46%4.37%
DGR 3 years1.64%3.88%
DGR 5 years2.14%4.73%
DGR 10 years2.09%8.30%
DGR 15 years2.47%5.82%
Time since last change announced108 days
EPS growth (5y)9.90%
EPS growth (5y forward)6.90%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM24.94%29.01%
Average--
Forward33.23%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E10.16
Price to OCF10.38
Price to FCF11.81
Price to EBITDA8.73
EV to EBITDA66.62

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales3.47
Price to Book1.40
EV to Sales26.47

FINANCIALS

Per share

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Per share data
Current share count16.01M
EPS (TTM)3.07
FCF per share (TTM)2.64

Income statement

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Income statement data
Revenue (TTM)143.95M
Gross profit (TTM)107.96M
Operating income (TTM)36.07M
Net income (TTM)49.15M
EPS (TTM)3.07
EPS (1y forward)3.25

Margins

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Margins data
Gross margin (TTM)75.00%
Operating margin (TTM)25.06%
Profit margin (TTM)34.15%

Balance Sheet

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Balance Sheet data
Cash487.58M
Net receivables0.00
Total current assets898.22M
Goodwill21.87M
Intangible assets1.82M
Property, plant and equipment0.00
Total assets4.16B
Accounts payable3.72B
Short/Current long term debt50.16M
Total current liabilities3.72B
Total liabilities3.80B
Shareholder's equity357.24M
Net tangible assets333.55M

Cash flow

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Cash flow data
Operating cash flow (TTM)48.09M
Capital expenditures (TTM)5.83M
Free cash flow (TTM)42.26M
Dividends paid (TTM)12.26M

Financial returns

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Financial returns data
Return on Equity13.76%
Return on Assets1.18%
Return on Invested Capital12.22%
Cash Return on Invested Capital10.51%

STOCK INFORMATION

Stock chart

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Stock price data
Open31.91
Daily high31.91
Daily low31.05
Daily Volume16K
All-time high37.90
1y analyst estimate33.00
Beta0.63
EPS (TTM)3.07
Dividend per share1.08
Ex-div date31 May 2022
Next earnings date25 Jul 2022

Downside potential

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Downside potential data
AROWS&P500
Current price drop from All-time high-17.73%-15.91%
Highest price drop-70.65%-56.47%
Date of highest drop23 Dec 19919 Mar 2009
Avg drop from high-15.58%-11.33%
Avg time to new high33 days12 days
Max time to new high1360 days1805 days
COMPANY DETAILS
AROW (Arrow Financial Corporation) company logo
Marketcap
499.29M
Marketcap category
Small-cap
Description
Arrow Financial Corporation, a bank holding company, provides commercial and consumer banking, and financial products and services. The company's deposit products include demand deposits, interest-bearing checking accounts, savings deposits, time deposits, and other time deposits. Its lending activities comprise commercial loans, such as term loans, time notes, and lines of credit; and commercial real estate loans to finance real estate purchases, refinancing, expansions, and improvements to commercial properties, as well as commercial construction and land development loans to finance projects. The company's lending activities also include consumer installment loans to finance personal expenditures, personal lines of credit, overdraft protection, and automobile loans; and residential real estate loans, fixed home equity loans, and home equity lines of credit for consumers to finance home improvements, debt consolidation, education, and other uses. In addition, it maintains an indirect lending program; and sells residential real estate loan originations into the secondary market. Further, the company provides retirement planning, trust, and estate administration services for individuals; and pension, profit-sharing, and employee benefit plan administration services for corporations. Additionally, it offers insurance agency services comprising group health care policies and life insurance, and property and casualty insurance products; and investment advisory services to its proprietary mutual funds, as well as holds a real estate investment trust. The company operates in the northeastern region of New York State in Warren, Washington, Saratoga, Essex, Clinton, Rensselaer, Albany, and Schenectady counties, as well as surrounding areas. It owns 26 branch banking offices; and leases 12 branch banking offices, as well as two residential loan origination offices. Arrow Financial Corporation was founded in 1851 and is headquartered in Glens Falls, New York.
Employees
512
SEC filings
CEO
Thomas Murphy
Country
USA
City
Glens Falls
Stock type
Common stock
CCC status
Dividend Champion
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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COMPANY NEWS
All newsPress releases
Several of the largest banks in the Albany area announced new hires and promotions this month. Banking, like many industries, is facing a talent shortage and hiring is difficult now at all levels — f...
May 12, 2022
Arrow Financial Corporation's ( NASDAQ:AROW ) dividend will be increasing to US$0.27 on 15th of June. The announced...
May 1, 2022
Arrow Financial (AROW) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
April 29, 2022
The Board of Directors of Arrow Financial Corporation (NasdaqGS® - AROW) on April 27, 2022, declared a quarterly cash dividend of $0.27 per share payable June 15, 2022, to shareholders of record on Ju...
April 28, 2022
Arrow Financial (AROW) delivered earnings and revenue surprises of 9.86% and 3.29%, respectively, for the quarter ended March 2022. Do the numbers hold clues to what lies ahead for the stock?
April 26, 2022
Arrow Financial Corporation (NasdaqGS® – AROW) announced financial results for the three-month period ended March 31, 2022. Net income for the first quarter of 2022 was $12.6 million and diluted earni...
April 26, 2022
SmarFinancial (SMBK) delivered earnings and revenue surprises of 0% and 0.45%, respectively, for the quarter ended March 2022. Do the numbers hold clues to what lies ahead for the stock?
April 25, 2022
Readers hoping to buy Arrow Financial Corporation ( NASDAQ:AROW ) for its dividend will need to make their move...
February 23, 2022
The promotions come after the company, and community banks across upstate New York, had a strong 2021 as the economy started to come back from the recession caused by the Covid-19 pandemic.
February 1, 2022
Arrow Financial Corporation has promoted named executive officers David S. DeMarco, David D. Kaiser, Edward J. Campanella, and Andrew J. Wise to Senior Executive Vice Presidents of Arrow and its subsi...
February 1, 2022
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