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Ticker
ATLO

Price
24.47
Stock movement up
+0.47 (1.72%)
Company name
Ames National Corporation
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
246.94M
Ent value
2.15B
Price/Sales
2.51
Price/Book
1.19
Div yield
2.88%
Div growth
1.23%
Growth years
10
FCF payout
49.36%
Trailing P/E
12.98
Forward P/E
-
PEG
-
EPS growth
0.69%
1 year return (CAGR)
54.02%
3 year return (CAGR)
4.45%
5 year return (CAGR)
3.81%
10 year return (CAGR)
1.69%
Last updated: 2026-02-13

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.80
Dividend yield2.88%
Payout frequencyQuarterly
Maximum yield7.15%
Average yield4.73%
Minimum yield2.86%
Discount to avg yield-64.15%
Upside potential-39.08%
Yield as % of max yield40.28%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.88%
Current yield distribution99.84%
Yield at 100% (Min)2.86%
Yield at 90%4.02%
Yield at 80%4.24%
Yield at 50% (Median)4.55%
Yield at 20%5.35%
Yield at 10%5.80%
Yield at 0% (Max)7.15%

Dividend per share

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Dividend per share data
Years of growth10 years
CCC statusDividend Contender
Dividend per share0.80
Payout frequencyQuarterly
Ex-div date1 Dec 2025
EPS (TTM)2.13
EPS (1y forward)-
EPS growth (5y)0.69%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
ATLOS&P500
DGR MR-25.93%-13.74%
DGR TTM-25.93%6.60%
DGR 3 years-0.65%7.31%
DGR 5 years1.23%4.69%
DGR 10 years3.83%6.30%
DGR 15 years3.83%8.16%
Time since last change announced552 days
EPS growth (5y)0.69%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM28.07%49.36%
Average--
Forward--

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E12.98
Price to OCF17.79
Price to FCF22.82
Price to EBITDA7.76
EV to EBITDA67.67

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.51
Price to Book1.19
EV to Sales21.90

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FINANCIALS

Per share

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Per share data
Current share count8.89M
EPS (TTM)2.13
FCF per share (TTM)1.21

Income statement

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Income statement data
Revenue (TTM)98.26M
Gross profit (TTM)65.14M
Operating income (TTM)23.21M
Net income (TTM)19.03M
EPS (TTM)2.13
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)66.29%
Operating margin (TTM)23.62%
Profit margin (TTM)19.36%

Balance Sheet

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Balance Sheet data
Cash20.48M
Net receivables1.28B
Total current assets1.96B
Goodwill12.42M
Intangible assets791.00K
Property, plant and equipment0.00
Total assets2.13B
Accounts payable0.00
Short/Current long term debt60.15M
Total current liabilities395.13M
Total liabilities1.93B
Shareholder's equity207.89M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)13.88M
Capital expenditures (TTM)411.00K
Free cash flow (TTM)10.82M
Dividends paid (TTM)5.34M

Financial returns

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Financial returns data
Return on Equity9.15%
Return on Assets0.89%
Return on Invested Capital7.71%
Cash Return on Invested Capital4.39%

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STOCK INFORMATION

Stock chart

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Stock price data
Open27.48
Daily high27.90
Daily low27.06
Daily Volume40K
All-time high42.50
1y analyst estimate-
Beta0.42
EPS (TTM)2.13
Dividend per share0.80
Ex-div date1 Dec 2025
Next earnings date-

Downside potential

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Downside potential data
ATLOS&P500
Current price drop from All-time high-42.42%-0.89%
Highest price drop-66.71%-56.47%
Date of highest drop22 Sep 20119 Mar 2009
Avg drop from high-43.88%-10.86%
Avg time to new high91 days12 days
Max time to new high5089 days1805 days

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COMPANY DETAILS
ATLO (Ames National Corporation) company logo
Marketcap
246.94M
Marketcap category
Small-cap
Description
Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union Counties in central, north-central, and south-central Iowa. The company accepts various deposit products, including checking and savings accounts; and time deposits, such as money market accounts and certificates of deposit. It also provides loans, such as short-term and medium-term commercial, multi-family and agricultural real estate, residential real estate loans, equipment, vehicle, and home improvement loans; consumer loans to finance consumer purchases, such as automobiles, trucks, recreational vehicles, household furnishings, boats, personal loans, and lines of credit; agricultural and business operating loans and lines of credit; and originates mortgage loans for sale into the secondary market. In addition, the company offers cash management, merchant credit card processing, safe deposit box, wire transfer, direct deposit, and automated/video teller machine access services; and automatic drafts for various accounts, as well as wealth management services. Further, it provides farm management, investment, and custodial services for individuals, businesses, and non-profit organizations; and online, mobile, and private banking services. Ames National Corporation was incorporated in 1903 and is headquartered in Ames, Iowa.
Employees
258
Investor relations
SEC filings
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Contender
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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