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Ticker
ATLO

Price
16.55
Stock movement up
+0.03 (0.18%)
Company name
Ames National Corporation
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
148.87M
Ent value
2.02B
Price/Sales
1.64
Price/Book
0.81
Div yield
4.83%
Div growth
14.76%
Growth years
10
FCF payout
71.46%
Trailing P/E
16.83
Forward P/E
-
PEG
-
EPS growth
-8.05%
1 year return
-13.01%
3 year return
-11.81%
5 year return
-4.01%
10 year return
-3.90%
Last updated: 2025-04-11

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.80
Dividend yield4.83%
Payout frequencyQuarterly
Maximum yield7.15%
Average yield4.89%
Minimum yield3.79%
Discount to avg yield-1.20%
Upside potential-1.18%
Yield as % of max yield67.56%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield4.83%
Current yield distribution46.83%
Yield at 100% (Min)3.79%
Yield at 90%4.21%
Yield at 80%4.37%
Yield at 50% (Median)4.77%
Yield at 20%5.43%
Yield at 10%5.84%
Yield at 0% (Max)7.15%

Dividend per share

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Dividend per share data
Years of growth10 years
CCC statusDividend Contender
Dividend per share0.80
Payout frequencyQuarterly
Ex-div date30 May 2025
EPS (TTM)0.98
EPS (1y forward)-
EPS growth (5y)-8.05%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
ATLOS&P500
DGR MR-25.93%-13.74%
DGR TTM-12.96%6.60%
DGR 3 years10.89%5.24%
DGR 5 years14.76%5.40%
DGR 10 years8.01%7.07%
DGR 15 years1.37%6.12%
Time since last change announced244 days
EPS growth (5y)-8.05%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM109.81%71.46%
Average56.09%46.84%
Forward--

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E16.83
Price to OCF10.01
Price to FCF10.95
Price to EBITDA42.35
EV to EBITDA575.68

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.64
Price to Book0.81
EV to Sales22.31

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iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count8.99M
EPS (TTM)0.98
FCF per share (TTM)1.51

Income statement

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Income statement data
Revenue (TTM)90.71M
Gross profit (TTM)88.34M
Operating income (TTM)28.52M
Net income (TTM)8.84M
EPS (TTM)0.98
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)97.39%
Operating margin (TTM)31.44%
Profit margin (TTM)9.75%

Balance Sheet

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Balance Sheet data
Cash65.14M
Net receivables1.30B
Total current assets2.01B
Goodwill12.42M
Intangible assets1.17M
Property, plant and equipment0.00
Total assets2.12B
Accounts payable3.04M
Short/Current long term debt83.10M
Total current liabilities918.16M
Total liabilities1.94B
Shareholder's equity183.39M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)14.87M
Capital expenditures (TTM)1.28M
Free cash flow (TTM)13.59M
Dividends paid (TTM)9.71M

Financial returns

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Financial returns data
Return on Equity4.82%
Return on Assets0.42%
Return on Invested Capital2.86%
Cash Return on Invested Capital4.39%

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iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open16.65
Daily high16.70
Daily low16.38
Daily Volume13K
All-time high42.50
1y analyst estimate-
Beta0.55
EPS (TTM)0.98
Dividend per share0.80
Ex-div date30 May 2025
Next earnings date17 Apr 2025

Downside potential

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Downside potential data
ATLOS&P500
Current price drop from All-time high-61.05%-12.89%
Highest price drop-66.71%-56.47%
Date of highest drop22 Sep 20119 Mar 2009
Avg drop from high-43.56%-11.07%
Avg time to new high89 days12 days
Max time to new high4878 days1805 days

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COMPANY DETAILS
ATLO (Ames National Corporation) company logo
Marketcap
148.87M
Marketcap category
Small-cap
Description
Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, and Union counties in central, north central, and south-central Iowa. The company accepts various deposit products, including checking and savings accounts; and time deposits, such as money market accounts and certificates of deposit. It also provides loans, such as short-term and medium-term commercial and agricultural real estate, residential real estate loans, equipment, vehicle, and home improvement loans; consumer loans to finance consumer purchases, such as automobiles, trucks, recreational vehicles, household furnishings, boats, personal loans, and lines of credit; agricultural and business operating loans and lines of credit; and originates mortgage loans for sale into the secondary market. In addition, the company offers cash management, merchant credit card processing, safe deposit box, wire transfer, direct deposit, and automated/video teller machine access services; and automatic drafts for various accounts, as well as wealth management services. Further, it provides farm management, investment, and custodial services for individuals, businesses, and non-profit organizations; and online, mobile, and private banking services. Ames National Corporation was incorporated in 1903 and is headquartered in Ames, Iowa.
Employees
263
Investor relations
SEC filings
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Contender
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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