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Ticker
BAFN

Price
13.79
Stock movement up
+0.51 (3.84%)
Company name
Bayfirst Financial Corp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
56.99M
Ent value
1.20B
Price/Sales
0.48
Price/Book
0.56
Div yield
2.32%
Div growth
-
Growth years
-
FCF payout
-1.98%
Trailing P/E
12.72
Forward P/E
-
PEG
-
EPS growth
-
1 year return
8.24%
3 year return
-15.17%
5 year return
-
10 year return
-
Last updated: 2025-04-11

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.32
Dividend yield2.32%
Payout frequencyQuarterly
Maximum yield3.56%
Average yield2.14%
Minimum yield1.13%
Discount to avg yield7.68%
Upside potential8.32%
Yield as % of max yield65.12%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.32%
Current yield distribution42.64%
Yield at 100% (Min)1.13%
Yield at 90%1.45%
Yield at 80%1.71%
Yield at 50% (Median)2.21%
Yield at 20%2.50%
Yield at 10%2.71%
Yield at 0% (Max)3.56%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.32
Payout frequencyQuarterly
Ex-div date28 Feb 2025
EPS (TTM)1.12
EPS (1y forward)-
EPS growth (5y)-
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
BAFNS&P500
DGR MR14.29%-13.74%
DGR TTM-6.60%
DGR 3 years-5.24%
DGR 5 years-5.40%
DGR 10 years-7.07%
DGR 15 years-6.12%
Time since last change announced1174 days
EPS growth (5y)-
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM62.87%-1.98%
Average--
Forward--

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E12.72
Price to OCF-
Price to FCF-
Price to EBITDA4.27
EV to EBITDA89.57

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales0.48
Price to Book0.56
EV to Sales10.11

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count4.13M
EPS (TTM)1.12
FCF per share (TTM)-35.58

Income statement

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Income statement data
Revenue (TTM)118.17M
Gross profit (TTM)118.17M
Operating income (TTM)5.16M
Net income (TTM)4.48M
EPS (TTM)1.12
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)100.00%
Operating margin (TTM)4.36%
Profit margin (TTM)3.79%

Balance Sheet

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Balance Sheet data
Cash4.71M
Net receivables8.54M
Total current assets126.41M
Goodwill0.00
Intangible assets15.97M
Property, plant and equipment0.00
Total assets1.25B
Accounts payable1.11M
Short/Current long term debt20.27M
Total current liabilities97.11M
Total liabilities1.14B
Shareholder's equity102.29M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-6.04M
Capital expenditures (TTM)4.17M
Free cash flow (TTM)-142.01M
Dividends paid (TTM)2.82M

Financial returns

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Financial returns data
Return on Equity4.38%
Return on Assets0.36%
Return on Invested Capital4.38%
Cash Return on Invested Capital-138.83%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open13.00
Daily high13.79
Daily low13.00
Daily Volume7K
All-time high32.50
1y analyst estimate-
Beta0.99
EPS (TTM)1.12
Dividend per share0.32
Ex-div date28 Feb 2025
Next earnings date-

Downside potential

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Downside potential data
BAFNS&P500
Current price drop from All-time high-57.57%-12.89%
Highest price drop-72.37%-56.47%
Date of highest drop19 Oct 20239 Mar 2009
Avg drop from high-42.04%-11.07%
Avg time to new high13 days12 days
Max time to new high891 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
BAFN (Bayfirst Financial Corp) company logo
Marketcap
56.99M
Marketcap category
Small-cap
Description
BayFirst Financial Corp. operates as the bank holding company for BayFirst National Bank that provides community banking services for businesses and individuals. The company offers checking, savings, NOW, and money market deposit accounts, as well as certificates of deposit and individual retirement account; and safety deposit boxes. It also provides commercial real estate mortgages; construction and development, working capital, and business loans; auto, boat, and recreational vehicle loans; and residential mortgages, personal lines of credit, and home equity lines of credit. In addition, the company offers mobile and online banking, treasury management, wire transfers, cash management, merchant processing, remote deposit capture, night depositor, online bill payment, courier, retail investment, ACH originations, and other services. It operates full-service banking centers in St. Petersburg, Seminole, Pinellas Park, Clearwater, Sarasota, Tampa, Belleair Bluffs, and Bradenton, Florida. The company was formerly known as First Home Bancorp, Inc. and changed its name to BayFirst Financial Corp. in May 2021. BayFirst Financial Corp. was founded in 1999 and is headquartered in Saint Petersburg, Florida.
Employees
295
Investor relations
-
SEC filings
CEO
Country
USA
City
Stock type
-
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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