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Ticker
BANC

Price
20.10
Stock movement down
-1.01 (-5.03%)
Company name
Banc of California, Inc.
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
2.87B
Ent value
31.82B
Price/Sales
1.59
Price/Book
0.81
Div yield
2.52%
Div growth
10.76%
Growth years
1
FCF payout
106.00%
Trailing P/E
12.56
Forward P/E
9.23
PEG
-
EPS growth
41.67%
1 year return (CAGR)
23.45%
3 year return (CAGR)
1.63%
5 year return (CAGR)
-0.39%
10 year return (CAGR)
2.53%
Last updated: 2026-02-23

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.48
Dividend yield2.52%
Payout frequencyQuarterly
Maximum yield4.00%
Average yield2.21%
Minimum yield1.10%
Discount to avg yield12.08%
Upside potential13.74%
Yield as % of max yield62.90%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.52%
Current yield distribution45.32%
Yield at 100% (Min)1.10%
Yield at 90%1.25%
Yield at 80%1.33%
Yield at 50% (Median)2.39%
Yield at 20%2.99%
Yield at 10%3.23%
Yield at 0% (Max)4.00%

Dividend per share

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Dividend per share data
Years of growth1 years
CCC status-
Dividend per share0.48
Payout frequencyQuarterly
Ex-div date16 Mar 2026
EPS (TTM)1.43
EPS (1y forward)2.07
EPS growth (5y)41.67%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
BANCS&P500
DGR MR20.00%-13.74%
DGR TTM5.00%6.60%
DGR 3 years18.56%7.31%
DGR 5 years10.76%4.69%
DGR 10 years-1.81%6.30%
DGR 15 years3.18%8.16%
Time since last change announced19 days
EPS growth (5y)41.67%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM34.74%106.00%
Average--
Forward23.24%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E12.56
Price to OCF18.73
Price to FCF38.31
Price to EBITDA7.63
EV to EBITDA84.41

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.59
Price to Book0.81
EV to Sales17.58

FINANCIALS

Per share

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Per share data
Current share count150.84M
EPS (TTM)1.43
FCF per share (TTM)0.47

Income statement

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Income statement data
Revenue (TTM)1.81B
Gross profit (TTM)1.06B
Operating income (TTM)325.57M
Net income (TTM)228.97M
EPS (TTM)1.43
EPS (1y forward)2.07

Margins

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Margins data
Gross margin (TTM)58.70%
Operating margin (TTM)17.98%
Profit margin (TTM)12.65%

Balance Sheet

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Balance Sheet data
Cash2.31B
Net receivables0.00
Total current assets7.23B
Goodwill214.52M
Intangible assets105.29M
Property, plant and equipment0.00
Total assets34.80B
Accounts payable0.00
Short/Current long term debt3.02B
Total current liabilities28.24B
Total liabilities31.26B
Shareholder's equity3.54B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)153.52M
Capital expenditures (TTM)2.98M
Free cash flow (TTM)75.04M
Dividends paid (TTM)79.54M

Financial returns

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Financial returns data
Return on Equity6.47%
Return on Assets0.66%
Return on Invested Capital6.47%
Cash Return on Invested Capital2.12%

iO Charts is a Seeking Alpha partner

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STOCK INFORMATION

Stock chart

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Stock price data
Open20.01
Daily high20.13
Daily low18.93
Daily Volume2.10M
All-time high30.51
1y analyst estimate23.65
Beta1.06
EPS (TTM)1.43
Dividend per share0.48
Ex-div date16 Mar 2026
Next earnings date23 Apr 2026

Downside potential

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Downside potential data
BANCS&P500
Current price drop from All-time high-34.12%-1.82%
Highest price drop-84.59%-56.47%
Date of highest drop27 Oct 20099 Mar 2009
Avg drop from high-43.58%-10.84%
Avg time to new high62 days12 days
Max time to new high4828 days1805 days

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COMPANY DETAILS
BANC (Banc of California, Inc.) company logo
Marketcap
2.87B
Marketcap category
Mid-cap
Description
Banc of California, Inc. operates as the bank holding company for Banc of California that provides various banking products and services. The company offers deposit products, such as checking, savings, money market, demand, and time deposits; certificates of deposit; retirement accounts; and safe deposit boxes. It also provides real estate loans to professional developers and real estate investors for the acquisition, construction, refinancing, renovation, and on-going operation of commercial real estate properties; commercial real estate mortgage, residential real estate mortgage, and real estate construction and land loans; commercial loans and leases, such as equipment and lender finance, other asset-based, venture capital, secured business, warehouse, and other lending services; small business administration lending; and consumer loans comprising personal, auto, and other loans, as well as home equity and revolving lines of credit. In addition, the company offers international banking, multi-state deposit, and asset and investment management services; automated bill payments; cash and treasury management, foreign exchange, card payment, mobile deposit capture, automated clearing house origination, wire transfer, and direct deposit services; and online, mobile, remote deposit, and telephone banking services. It serves small and middle-market businesses, venture capital and private equity firms, non-profit organizations, business owners, entrepreneurs, professionals, and high-net worth individuals. The company offers its products and services through branches located throughout California; Denver, Colorado; and Durham, North Carolina, as well as through regional offices in the United States. The company was founded in 1941 and is headquartered in Los Angeles, California.
Employees
1903
Investor relations
-
SEC filings
CEO
Jared Michael Wolff
Country
USA
City
Santa Ana
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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