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Ticker
BCML

Price
30.55
Stock movement up
+0.31 (1.04%)
Company name
BayCom Corp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
329.24M
Ent value
-
Price/Sales
2.32
Price/Book
0.97
Div yield
3.97%
Div growth
-
Growth years
-
FCF payout
-216.93%
Trailing P/E
13.76
Forward P/E
10.43
PEG
-
EPS growth
13.87%
1 year return (CAGR)
5.92%
3 year return (CAGR)
15.28%
5 year return (CAGR)
14.81%
10 year return (CAGR)
9.76%
Last updated: 2026-02-20

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.20
Dividend yield3.97%
Payout frequencyQuarterly
Maximum yield4.26%
Average yield1.55%
Minimum yield-
Discount to avg yield60.93%
Upside potential155.93%
Yield as % of max yield93.22%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.97%
Current yield distribution2.46%
Yield at 100% (Min)-
Yield at 90%-
Yield at 80%-
Yield at 50% (Median)1.59%
Yield at 20%2.34%
Yield at 10%3.05%
Yield at 0% (Max)4.26%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share1.20
Payout frequencyQuarterly
Ex-div date11 Dec 2025
EPS (TTM)2.20
EPS (1y forward)2.90
EPS growth (5y)13.87%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
BCMLS&P500
DGR MR20.00%-13.74%
DGR TTM112.50%6.60%
DGR 3 years-7.31%
DGR 5 years-4.69%
DGR 10 years-6.30%
DGR 15 years-8.16%
Time since last change announced94 days
EPS growth (5y)13.87%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM16.17%-216.93%
Average--
Forward41.38%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E13.76
Price to OCF14.32
Price to FCF-
Price to EBITDA18.42
EV to EBITDA-

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.32
Price to Book0.97
EV to Sales-

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FINANCIALS

Per share

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Per share data
Current share count10.89M
EPS (TTM)2.20
FCF per share (TTM)-0.16

Income statement

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Income statement data
Revenue (TTM)141.83M
Gross profit (TTM)97.08M
Operating income (TTM)32.87M
Net income (TTM)23.93M
EPS (TTM)2.20
EPS (1y forward)2.90

Margins

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Margins data
Gross margin (TTM)68.45%
Operating margin (TTM)23.17%
Profit margin (TTM)16.87%

Balance Sheet

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Balance Sheet data
Cash0.00
Net receivables0.00
Total current assets206.51M
Goodwill38.84M
Intangible assets1.75M
Property, plant and equipment0.00
Total assets2.59B
Accounts payable0.00
Short/Current long term debt36.04M
Total current liabilities1.00B
Total liabilities2.26B
Shareholder's equity338.55M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)22.99M
Capital expenditures (TTM)2.01M
Free cash flow (TTM)-1.78M
Dividends paid (TTM)3.87M

Financial returns

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Financial returns data
Return on Equity7.07%
Return on Assets0.92%
Return on Invested Capital7.07%
Cash Return on Invested Capital-0.53%

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STOCK INFORMATION

Stock chart

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Stock price data
Open30.13
Daily high30.35
Daily low29.88
Daily Volume13K
All-time high32.89
1y analyst estimate32.50
Beta0.32
EPS (TTM)2.20
Dividend per share1.20
Ex-div date11 Dec 2025
Next earnings date16 Apr 2026

Downside potential

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Downside potential data
BCMLS&P500
Current price drop from All-time high-7.11%-1.82%
Highest price drop-62.19%-56.47%
Date of highest drop25 Sep 20209 Mar 2009
Avg drop from high-22.75%-10.84%
Avg time to new high29 days12 days
Max time to new high1561 days1805 days

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COMPANY DETAILS
BCML (BayCom Corp) company logo
Marketcap
329.24M
Marketcap category
Small-cap
Description
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It also offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company provides online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, and direct deposit services; treasury management services that includes balance reporting, transfers between accounts, wire transfer initiation, automated clearing house (ACH) origination, and stop payments; debit cards; cashier's and travelers checks; letters of credit; and lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. It operates through a network of full-service banking branches in Northern and Southern California; Las Vegas, Nevada; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.
Employees
327
Investor relations
-
SEC filings
CEO
George J. Guarini
Country
USA
City
Walnut Creek
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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