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Ticker
BCML

Price
26.52
Stock movement down
-0.38 (-1.41%)
Company name
BayCom Corp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
294.94M
Ent value
2.51B
Price/Sales
2.17
Price/Book
0.92
Div yield
3.02%
Div growth
-
Growth years
1
FCF payout
-85.83%
Trailing P/E
12.35
Forward P/E
12.05
PEG
-
EPS growth
8.72%
1 year return
32.90%
3 year return
7.21%
5 year return
16.51%
10 year return
9.97%
Last updated: 2025-05-29

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.80
Dividend yield3.02%
Payout frequencyQuarterly
Maximum yield3.05%
Average yield1.63%
Minimum yield0.86%
Discount to avg yield45.81%
Upside potential84.55%
Yield as % of max yield98.91%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.02%
Current yield distribution0.12%
Yield at 100% (Min)0.86%
Yield at 90%0.96%
Yield at 80%1.05%
Yield at 50% (Median)1.68%
Yield at 20%2.06%
Yield at 10%2.30%
Yield at 0% (Max)3.05%

Dividend per share

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Dividend per share data
Years of growth1 years
CCC status-
Dividend per share0.80
Payout frequencyQuarterly
Ex-div date12 Jun 2025
EPS (TTM)2.14
EPS (1y forward)2.20
EPS growth (5y)8.72%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
BCMLS&P500
DGR MR100.00%-13.74%
DGR TTM25.00%6.60%
DGR 3 years-5.24%
DGR 5 years-5.40%
DGR 10 years-7.07%
DGR 15 years-6.12%
Time since last change announced9 days
EPS growth (5y)8.72%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM19.30%-85.83%
Average--
Forward36.36%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E12.35
Price to OCF-
Price to FCF-
Price to EBITDA29.69
EV to EBITDA252.64

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.17
Price to Book0.92
EV to Sales18.45

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FINANCIALS

Per share

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Per share data
Current share count11.12M
EPS (TTM)2.14
FCF per share (TTM)-0.48

Income statement

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Income statement data
Revenue (TTM)135.99M
Gross profit (TTM)149.42M
Operating income (TTM)54.79M
Net income (TTM)23.89M
EPS (TTM)2.14
EPS (1y forward)2.20

Margins

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Margins data
Gross margin (TTM)109.88%
Operating margin (TTM)40.29%
Profit margin (TTM)17.57%

Balance Sheet

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Balance Sheet data
Cash26.16M
Net receivables8.56M
Total current assets521.71M
Goodwill38.84M
Intangible assets3.00M
Property, plant and equipment36.48M
Total assets2.56B
Accounts payable4.04M
Short/Current long term debt85.98M
Total current liabilities960.49M
Total liabilities2.24B
Shareholder's equity321.68M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-1.18M
Capital expenditures (TTM)4.20M
Free cash flow (TTM)-5.37M
Dividends paid (TTM)4.61M

Financial returns

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Financial returns data
Return on Equity7.43%
Return on Assets0.93%
Return on Invested Capital6.06%
Cash Return on Invested Capital-1.36%

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STOCK INFORMATION

Stock chart

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Stock price data
Open26.65
Daily high27.19
Daily low26.52
Daily Volume32K
All-time high29.71
1y analyst estimate29.50
Beta0.77
EPS (TTM)2.14
Dividend per share0.80
Ex-div date12 Jun 2025
Next earnings date16 Jul 2025

Downside potential

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Downside potential data
BCMLS&P500
Current price drop from All-time high-10.74%-4.11%
Highest price drop-62.19%-56.47%
Date of highest drop25 Sep 20209 Mar 2009
Avg drop from high-23.58%-11.06%
Avg time to new high29 days12 days
Max time to new high1561 days1805 days

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iO Charts is a Seeking Alpha partner

COMPANY DETAILS
BCML (BayCom Corp) company logo
Marketcap
294.94M
Marketcap category
Small-cap
Description
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company provides online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, direct deposit, treasury management, wire transfer, automated clearing house, debit cards, cashier's and travelers checks, letters of credit, lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. It operates through a network of full-service banking branches in Northern and Southern California; Las Vegas, Nevada; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.
Employees
336
Investor relations
-
SEC filings
CEO
George J. Guarini
Country
USA
City
Walnut Creek
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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