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Ticker
BFC

Price
115.88
Stock movement down
-0.13 (-0.11%)
Company name
Bank First National Corp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
1.16B
Ent value
4.62B
Price/Sales
6.12
Price/Book
1.84
Div yield
1.55%
Div growth
16.45%
Growth years
2
FCF payout
87.73%
Trailing P/E
13.99
Forward P/E
17.31
PEG
-
EPS growth
13.88%
1 year return
38.96%
3 year return
17.44%
5 year return
17.97%
10 year return
22.48%
Last updated: 2025-05-15

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.80
Dividend yield1.55%
Payout frequencyQuarterly
Maximum yield2.08%
Average yield1.41%
Minimum yield1.01%
Discount to avg yield9.03%
Upside potential9.93%
Yield as % of max yield74.65%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield1.55%
Current yield distribution30.79%
Yield at 100% (Min)1.01%
Yield at 90%1.17%
Yield at 80%1.21%
Yield at 50% (Median)1.29%
Yield at 20%1.70%
Yield at 10%1.77%
Yield at 0% (Max)2.08%

Dividend per share

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Dividend per share data
Years of growth2 years
CCC status-
Dividend per share1.80
Payout frequencyQuarterly
Ex-div date25 Jun 2025
EPS (TTM)8.28
EPS (1y forward)6.70
EPS growth (5y)13.88%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
BFCS&P500
DGR MR12.50%-13.74%
DGR TTM34.62%6.60%
DGR 3 years21.60%5.24%
DGR 5 years16.45%5.40%
DGR 10 years20.81%7.07%
DGR 15 years-6.12%
Time since last change announced226 days
EPS growth (5y)13.88%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM17.12%87.73%
Average--
Forward26.89%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E13.99
Price to OCF51.97
Price to FCF71.70
Price to EBITDA27.85
EV to EBITDA110.93

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales6.12
Price to Book1.84
EV to Sales24.38

FINANCIALS

Per share

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Per share data
Current share count10.01M
EPS (TTM)8.28
FCF per share (TTM)1.62

Income statement

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Income statement data
Revenue (TTM)189.59M
Gross profit (TTM)206.52M
Operating income (TTM)109.01M
Net income (TTM)82.92M
EPS (TTM)8.28
EPS (1y forward)6.70

Margins

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Margins data
Gross margin (TTM)108.93%
Operating margin (TTM)57.50%
Profit margin (TTM)43.74%

Balance Sheet

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Balance Sheet data
Cash204.43M
Net receivables0.00
Total current assets192.42M
Goodwill175.11M
Intangible assets22.59M
Property, plant and equipment0.00
Total assets4.29B
Accounts payable0.00
Short/Current long term debt147.35M
Total current liabilities0.00
Total liabilities3.67B
Shareholder's equity628.89M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)22.32M
Capital expenditures (TTM)6.14M
Free cash flow (TTM)16.18M
Dividends paid (TTM)14.20M

Financial returns

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Financial returns data
Return on Equity13.19%
Return on Assets1.93%
Return on Invested Capital10.68%
Cash Return on Invested Capital2.08%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open115.43
Daily high116.34
Daily low114.25
Daily Volume27K
All-time high117.33
1y analyst estimate104.50
Beta0.30
EPS (TTM)8.28
Dividend per share1.80
Ex-div date25 Jun 2025
Next earnings date14 Jul 2025

Downside potential

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Downside potential data
BFCS&P500
Current price drop from All-time high-1.24%-4.13%
Highest price drop-73.75%-56.47%
Date of highest drop18 Feb 20099 Mar 2009
Avg drop from high-14.70%-11.07%
Avg time to new high16 days12 days
Max time to new high919 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
BFC (Bank First National Corp) company logo
Marketcap
1.16B
Marketcap category
Small-cap
Description
Bank First Corporation operates as a holding company for Bank First, N.A. that provides consumer and commercial financial services to businesses, professionals, consumers, associations, individuals, and governmental authorities in Wisconsin. It offers checking, savings, money market, cash management, retirement, and health savings accounts; other time deposits; certificates of deposit; and residential mortgage products. The company's loan products include real estate loans, including commercial real estate, residential mortgage, and home equity loans; commercial and industrial loans for working capital, accounts receivable, inventory financing, and other business purposes; construction and development loans; residential 1-4 family loans; and consumer loans for personal and household purposes, including secured and unsecured installment loans, and revolving lines of credit. It also provides credit cards; ATM processing; insurance; data processing and other information technology; investment and safekeeping; treasury management; and online, telephone, and mobile banking services. The company was formerly known as Bank First National Corporation and changed its name to Bank First Corporation in June 2019. Bank First Corporation was founded in 1894 and is headquartered in Manitowoc, Wisconsin.
Employees
364
Investor relations
-
SEC filings
CEO
Michael B. Molepske
Country
USA
City
Manitowoc
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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