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Ticker
CACC

Price
443.97
Stock movement up
+2.75 (0.62%)
Company name
Credit Acceptance Corporation
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Credit Services
Market cap
4.90B
Ent value
11.46B
Price/Sales
2.16
Price/Book
3.10
Div yield
-
Div growth
-
Growth years
-
FCF payout
-
Trailing P/E
10.79
Forward P/E
10.68
PEG
-
EPS growth
-10.48%
1 year return (CAGR)
-10.57%
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2026-01-22

DIVIDENDS

CACC does not pay dividends or no data was received

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E10.79
Price to OCF4.49
Price to FCF4.49
Price to EBITDA10.98
EV to EBITDA25.70

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.16
Price to Book3.10
EV to Sales5.04

FINANCIALS

Per share

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Per share data
Current share count11.03M
EPS (TTM)39.55
FCF per share (TTM)94.97

Income statement

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Income statement data
Revenue (TTM)2.27B
Gross profit (TTM)1.40B
Operating income (TTM)570.30M
Net income (TTM)453.80M
EPS (TTM)39.55
EPS (1y forward)41.58

Margins

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Margins data
Gross margin (TTM)61.80%
Operating margin (TTM)25.10%
Profit margin (TTM)19.97%

Balance Sheet

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Balance Sheet data
Cash498.80M
Net receivables7.98B
Total current assets8.58B
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets8.64B
Accounts payable382.90M
Short/Current long term debt0.00
Total current liabilities11.90M
Total liabilities7.06B
Shareholder's equity1.58B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)1.09B
Capital expenditures (TTM)1.90M
Free cash flow (TTM)1.09B
Dividends paid (TTM)0.00

Financial returns

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Financial returns data
Return on Equity28.75%
Return on Assets5.25%
Return on Invested Capital28.75%
Cash Return on Invested Capital69.02%

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STOCK INFORMATION

Stock chart

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Stock price data
Open445.58
Daily high452.81
Daily low440.92
Daily Volume164K
All-time high696.25
1y analyst estimate458.00
Beta1.26
EPS (TTM)39.55
Dividend per share0.00
Ex-div date-
Next earnings date29 Jan 2026

Downside potential

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Downside potential data
CACCS&P500
Current price drop from All-time high-36.23%-0.89%
Highest price drop-40.96%-19.00%
Date of highest drop20 Nov 20258 Apr 2025
Avg drop from high-30.76%-2.49%
Avg time to new high-6 days
Max time to new high322 days89 days

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COMPANY DETAILS
CACC (Credit Acceptance Corporation) company logo
Marketcap
4.90B
Marketcap category
Mid-cap
Description
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. The company advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company serves independent and franchised automobile dealers. The company was incorporated in 1972 and is headquartered in Southfield, Michigan.
Employees
2431
Investor relations
-
SEC filings
CEO
Brett A. Roberts
Country
USA
City
Southfield
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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