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Ticker
CARE

Price
16.31
Stock movement down
-0.16 (-0.97%)
Company name
Carter Bank and Trust
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
376.30M
Ent value
4.50B
Price/Sales
1.59
Price/Book
0.97
Div yield
2.44%
Div growth
-
Growth years
-
FCF payout
-
Trailing P/E
26.21
Forward P/E
7.97
PEG
-
EPS growth
17.28%
1 year return
26.24%
3 year return
4.63%
5 year return
16.87%
10 year return
2.17%
Last updated: 2025-05-29

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.40
Dividend yield2.44%
Payout frequency-
Maximum yield6.28%
Average yield3.02%
Minimum yield1.96%
Discount to avg yield-23.93%
Upside potential-19.31%
Yield as % of max yield38.75%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.44%
Current yield distribution74.68%
Yield at 100% (Min)1.96%
Yield at 90%2.28%
Yield at 80%2.37%
Yield at 50% (Median)2.74%
Yield at 20%3.33%
Yield at 10%4.31%
Yield at 0% (Max)6.28%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.40
Payout frequency-
Ex-div date14 Feb 2020
EPS (TTM)0.63
EPS (1y forward)2.05
EPS growth (5y)17.28%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
CARES&P500
DGR MR--13.74%
DGR TTM-6.60%
DGR 3 years-5.24%
DGR 5 years-5.40%
DGR 10 years-7.07%
DGR 15 years-6.12%
Time since last change announced-
EPS growth (5y)17.28%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average--
Forward19.41%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E26.21
Price to OCF11.29
Price to FCF14.19
Price to EBITDA49.87
EV to EBITDA596.07

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.59
Price to Book0.97
EV to Sales19.03

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count23.07M
EPS (TTM)0.63
FCF per share (TTM)1.16

Income statement

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Income statement data
Revenue (TTM)236.34M
Gross profit (TTM)236.34M
Operating income (TTM)68.40M
Net income (TTM)14.36M
EPS (TTM)0.63
EPS (1y forward)2.05

Margins

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Margins data
Gross margin (TTM)100.00%
Operating margin (TTM)28.94%
Profit margin (TTM)6.07%

Balance Sheet

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Balance Sheet data
Cash104.99M
Net receivables0.00
Total current assets847.63M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets4.61B
Accounts payable0.00
Short/Current long term debt90.00M
Total current liabilities1.78B
Total liabilities4.23B
Shareholder's equity386.82M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)33.34M
Capital expenditures (TTM)6.82M
Free cash flow (TTM)26.52M
Dividends paid (TTM)0.00

Financial returns

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Financial returns data
Return on Equity3.71%
Return on Assets0.31%
Return on Invested Capital3.01%
Cash Return on Invested Capital5.56%

STOCK INFORMATION

Stock chart

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Stock price data
Open16.50
Daily high16.56
Daily low16.31
Daily Volume91K
All-time high23.72
1y analyst estimate22.33
Beta1.03
EPS (TTM)0.63
Dividend per share0.40
Ex-div date14 Feb 2020
Next earnings date23 Jul 2025

Downside potential

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Downside potential data
CARES&P500
Current price drop from All-time high-31.24%-4.11%
Highest price drop-73.36%-56.47%
Date of highest drop23 Sep 20209 Mar 2009
Avg drop from high-29.02%-11.06%
Avg time to new high60 days12 days
Max time to new high2104 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
CARE (Carter Bank and Trust) company logo
Marketcap
376.30M
Marketcap category
Small-cap
Description
Carter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various banking products and services in the United States. It accepts various deposit products, including checking, savings, retirement, and money market accounts, as well as certificates of deposit. The company also offers commercial loans comprising secured and unsecured loans; consumer loans, such as secured and unsecured loans for financing automobiles, home improvements, education, overdraft protection, and personal investments, as well as residential mortgages; real estate construction, acquisition, commercial, and industrial loans; home equity lines of credit; and credit cards, as well as originates and holds fixed and variable rate mortgage loans. In addition, it provides other banking services that include safe deposit boxes, direct deposit of payroll, and social security checks; online banking products, including online and mobile banking, online account opening, bill pay, e-statement, mobile deposit, digital wallet, and ATM services; title insurance and other financial institution-related products and services; and treasury and corporate cash management services. Carter Bankshares, Inc. was founded in 1974 and is headquartered in Martinsville, Virginia.
Employees
679
Investor relations
-
SEC filings
CEO
Litz H. van Dyke
Country
USA
City
Martinsville
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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