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Ticker
CASS

Price
44.82
Stock movement down
-0.20 (-0.43%)
Company name
Cass Information Systems Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Industrials >
Specialty Business Services
Market cap
576.88M
Ent value
2.55B
Price/Sales
2.83
Price/Book
2.37
Div yield
2.86%
Div growth
2.97%
Growth years
19
FCF payout
47.36%
Trailing P/E
16.43
Forward P/E
12.81
PEG
-
EPS growth
8.56%
1 year return (CAGR)
-0.27%
3 year return (CAGR)
-3.82%
5 year return (CAGR)
1.29%
10 year return (CAGR)
1.71%
Last updated: 2026-02-20

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.28
Dividend yield2.86%
Payout frequencyQuarterly
Maximum yield3.45%
Average yield2.83%
Minimum yield2.25%
Discount to avg yield0.75%
Upside potential0.75%
Yield as % of max yield82.67%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.86%
Current yield distribution50.63%
Yield at 100% (Min)2.25%
Yield at 90%2.45%
Yield at 80%2.61%
Yield at 50% (Median)2.86%
Yield at 20%3.06%
Yield at 10%3.16%
Yield at 0% (Max)3.45%

Dividend per share

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Dividend per share data
Years of growth19 years
CCC statusDividend Contender
Dividend per share1.28
Payout frequencyQuarterly
Ex-div date3 Mar 2026
EPS (TTM)2.66
EPS (1y forward)3.50
EPS growth (5y)8.56%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
CASSS&P500
DGR MR3.23%-13.74%
DGR TTM3.28%6.60%
DGR 3 years3.42%7.31%
DGR 5 years2.97%4.69%
DGR 10 years6.86%6.30%
DGR 15 years7.90%8.16%
Time since last change announced126 days
EPS growth (5y)8.56%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM35.24%47.36%
Average--
Forward36.57%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E16.43
Price to OCF17.70
Price to FCF22.08
Price to EBITDA34.44
EV to EBITDA152.09

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.83
Price to Book2.37
EV to Sales12.52

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FINANCIALS

Per share

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Per share data
Current share count12.87M
EPS (TTM)2.66
FCF per share (TTM)1.98

Income statement

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Income statement data
Revenue (TTM)203.53M
Gross profit (TTM)180.39M
Operating income (TTM)38.76M
Net income (TTM)35.12M
EPS (TTM)2.66
EPS (1y forward)3.50

Margins

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Margins data
Gross margin (TTM)88.63%
Operating margin (TTM)19.04%
Profit margin (TTM)17.25%

Balance Sheet

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Balance Sheet data
Cash392.27M
Net receivables69.42M
Total current assets1.23B
Goodwill19.89M
Intangible assets0.00
Property, plant and equipment0.00
Total assets2.61B
Accounts payable1.12B
Short/Current long term debt0.00
Total current liabilities1.12B
Total liabilities2.36B
Shareholder's equity243.00M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)32.59M
Capital expenditures (TTM)4.95M
Free cash flow (TTM)26.13M
Dividends paid (TTM)12.38M

Financial returns

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Financial returns data
Return on Equity14.45%
Return on Assets1.35%
Return on Invested Capital14.45%
Cash Return on Invested Capital10.75%

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STOCK INFORMATION

Stock chart

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Stock price data
Open44.83
Daily high45.47
Daily low44.11
Daily Volume60K
All-time high61.84
1y analyst estimate50.00
Beta0.45
EPS (TTM)2.66
Dividend per share1.28
Ex-div date3 Mar 2026
Next earnings date16 Apr 2026

Downside potential

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Downside potential data
CASSS&P500
Current price drop from All-time high-27.52%-1.82%
Highest price drop-52.54%-56.47%
Date of highest drop18 Mar 20209 Mar 2009
Avg drop from high-20.07%-10.84%
Avg time to new high34 days12 days
Max time to new high1923 days1805 days

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COMPANY DETAILS
CASS (Cass Information Systems Inc) company logo
Marketcap
576.88M
Marketcap category
Small-cap
Description
Cass Information Systems, Inc. provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States. The company operates in two segments, Information Services and Banking Services. Its services include freight invoice rating, payment processing, auditing, and the generation of accounting and transportation information. The company also processes and pays facility-related invoices, such as electricity, gas, waste, and telecommunications expenses; and provides telecom expense management solutions, as well as church management software and online platform to provide generosity services for faith-based and non-profit organizations. In addition, the company, through its banking subsidiary, Cass Commercial Bank, provides a range of banking products and services, such as demand, savings, time, and money market deposits; commercial, industrial, commercial real estate, and construction and land development loans; and cash management services to privately held businesses, restaurant franchises, and faith-based ministries. Further, it provides B2B payment platform for clients that require an agile fintech partner. It operates through its banking facility near downtown St. Louis, Missouri; operating branch in the Bridgeton, Missouri; and a leased facility in Colorado Springs, Colorado. The company was formerly known as Cass Commercial Corporation and changed its name to Cass Information Systems, Inc. in January 2001. Cass Information Systems, Inc. was founded in 1906 and is headquartered in Saint-Louis, Missouri.
Employees
1000
Investor relations
SEC filings
CEO
Eric Brunngraber
Country
USA
City
St Louis
Stock type
Common stock
CCC status
Dividend Contender
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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