We have set up our new Discord server! Share your feedback and find like-minded people! Join our Discord

Ticker
CASS

Price
39.29
Stock movement up
+0.08 (0.20%)
Company name
Cass Information Systems Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Industrials >
Specialty Business Services
Market cap
533.13M
Ent value
2.33B
Price/Sales
2.92
Price/Book
2.24
Div yield
3.16%
Div growth
5.54%
Growth years
19
FCF payout
141.74%
Trailing P/E
23.20
Forward P/E
15.53
PEG
-
EPS growth
1.40%
1 year return
-15.27%
3 year return
0.49%
5 year return
3.24%
10 year return
-0.60%
Last updated: 2025-04-11

DIVIDENDS

Dividend yield - 5y

Loading...
Dividend yield data
Dividend per share1.24
Dividend yield3.16%
Payout frequencyQuarterly
Maximum yield3.45%
Average yield2.79%
Minimum yield2.25%
Discount to avg yield11.50%
Upside potential12.99%
Yield as % of max yield91.35%

Yield distribution (inverse percentile) - 5y

Loading...
Yield distribution data
Dividend yield3.16%
Current yield distribution8.41%
Yield at 100% (Min)2.25%
Yield at 90%2.44%
Yield at 80%2.56%
Yield at 50% (Median)2.79%
Yield at 20%3.02%
Yield at 10%3.13%
Yield at 0% (Max)3.45%

Dividend per share

Loading...
Dividend per share data
Years of growth19 years
CCC statusDividend Contender
Dividend per share1.24
Payout frequencyQuarterly
Ex-div date4 Mar 2025
EPS (TTM)1.67
EPS (1y forward)2.53
EPS growth (5y)1.40%
EPS growth (5y forward)-

Dividend growth

Loading...
Please create a free account or log in to access this chart
Dividend growth data
CASSS&P500
DGR MR3.33%-13.74%
DGR TTM3.39%6.60%
DGR 3 years2.70%5.24%
DGR 5 years5.54%5.40%
DGR 10 years7.63%7.07%
DGR 15 years8.65%6.12%
Time since last change announced182 days
EPS growth (5y)1.40%
EPS growth (5y forward)-

Payout ratio

Loading...
Please create a free account or log in to access this chart
Payout ratio data
EPS coverageFCF coverage
TTM71.08%141.74%
Average39.76%34.17%
Forward49.01%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

Loading...
Valuation Ratios data
Trailing P/E23.20
Price to OCF19.12
Price to FCF46.26
Price to EBITDA-
EV to EBITDA-

Valuation (Sales/Book Value)

Loading...
Valuation (Sales/Book Value) data
Price to Sales2.92
Price to Book2.24
EV to Sales12.74

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

Loading...
Per share data
Current share count13.57M
EPS (TTM)1.67
FCF per share (TTM)0.84

Income statement

Loading...
Income statement data
Revenue (TTM)182.55M
Gross profit (TTM)152.88M
Operating income (TTM)-19.25M
Net income (TTM)22.98M
EPS (TTM)1.67
EPS (1y forward)2.53

Margins

Loading...
Margins data
Gross margin (TTM)83.75%
Operating margin (TTM)-10.55%
Profit margin (TTM)12.59%

Balance Sheet

Loading...
Please create a free account or log in to access this chart
Balance Sheet data
Cash230.56M
Net receivables30.89M
Total current assets812.20M
Goodwill17.31M
Intangible assets2.79M
Property, plant and equipment0.00
Total assets2.26B
Accounts payable936.46M
Short/Current long term debt0.00
Total current liabilities936.46M
Total liabilities2.02B
Shareholder's equity237.65M
Net tangible assets0.00

Cash flow

Loading...
Please create a free account or log in to access this chart
Cash flow data
Operating cash flow (TTM)27.89M
Capital expenditures (TTM)16.36M
Free cash flow (TTM)11.53M
Dividends paid (TTM)16.34M

Financial returns

Loading...
Please create a free account or log in to access this chart
Financial returns data
Return on Equity9.67%
Return on Assets1.02%
Return on Invested Capital9.67%
Cash Return on Invested Capital4.85%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

Loading...
Stock price data
Open38.89
Daily high39.47
Daily low38.23
Daily Volume22K
All-time high61.84
1y analyst estimate45.00
Beta0.71
EPS (TTM)1.67
Dividend per share1.24
Ex-div date4 Mar 2025
Next earnings date16 Apr 2025

Downside potential

Loading...
Downside potential data
CASSS&P500
Current price drop from All-time high-36.47%-12.89%
Highest price drop-52.54%-56.47%
Date of highest drop18 Mar 20209 Mar 2009
Avg drop from high-19.68%-11.07%
Avg time to new high33 days12 days
Max time to new high1711 days1805 days

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
CASS (Cass Information Systems Inc) company logo
Marketcap
533.13M
Marketcap category
Small-cap
Description
Cass Information Systems, Inc. provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States. The company operates through two segments, Information Services and Banking Services. Its services include freight invoice rating, payment processing, auditing, and the generation of accounting and transportation information. The company also processes and pays facility-related invoices, such as electricity, gas, waste, and telecommunications expenses; and provides telecom expense management solutions, as well as church management software solution and on-line platform to provide generosity services for faith-based and non-profit organizations. In addition, the company, through its banking subsidiary, Cass Commercial Bank, provides a range of banking products and services, such as demand, savings, time, and money market deposits; commercial, industrial, commercial real estate, and construction and land development loans; and cash management services to privately held businesses, restaurant franchises, and faith-related ministries. Further, it provides B2B payment platform for clients that require an agile fintech partner. It operates through its banking facility near downtown St. Louis, Missouri; operating branch in the Bridgeton, Missouri; and leased facilities in Colorado Springs, Colorado. The company was formerly known as Cass Commercial Corporation and changed its name to Cass Information Systems, Inc. in January 2001. Cass Information Systems, Inc. was founded in 1906 and is headquartered in Saint Louis, Missouri.
Employees
1061
Investor relations
SEC filings
CEO
Eric Brunngraber
Country
USA
City
St Louis
Stock type
Common stock
CCC status
Dividend Contender
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
Loading...