Receive $200 for creating an Interactive Brokers account using our link: Create IBKR account. Read our Interactive Brokers analysis

Ticker
CBAN

Price
19.50
Stock movement up
+0.20 (1.04%)
Company name
Colony Bankcorp Inc.
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
414.85M
Ent value
3.24B
Price/Sales
2.25
Price/Book
1.37
Div yield
2.36%
Div growth
8.47%
Growth years
5
FCF payout
18.39%
Trailing P/E
14.90
Forward P/E
9.24
PEG
-
EPS growth
3.98%
1 year return (CAGR)
21.72%
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2026-01-22

DIVIDENDS

Dividend yield - 5y

Loading...
Dividend yield data
Dividend per share0.46
Dividend yield2.36%
Payout frequencyQuarterly
Maximum yield3.23%
Average yield2.76%
Minimum yield2.36%
Discount to avg yield-17.21%
Upside potential-14.68%
Yield as % of max yield73.12%

Yield distribution (inverse percentile) - 5y

Loading...
Yield distribution data
Dividend yield2.36%
Current yield distribution99.69%
Yield at 100% (Min)2.36%
Yield at 90%2.56%
Yield at 80%2.61%
Yield at 50% (Median)2.76%
Yield at 20%2.92%
Yield at 10%2.99%
Yield at 0% (Max)3.23%

Dividend per share

Loading...
Dividend per share data
Years of growth5 years
CCC statusDividend Challenger
Dividend per share0.46
Payout frequencyQuarterly
Ex-div date5 Nov 2025
EPS (TTM)1.59
EPS (1y forward)2.11
EPS growth (5y)3.98%
EPS growth (5y forward)-

Dividend growth

Loading...
Please create a free account or log in to access this chart
Dividend growth data
CBANS&P500
DGR MR1.77%-13.74%
DGR TTM2.35%6.60%
DGR 3 years3.19%7.31%
DGR 5 years8.47%4.69%
DGR 10 years-6.30%
DGR 15 years7.79%8.16%
Time since last change announced281 days
EPS growth (5y)3.98%
EPS growth (5y forward)-

Payout ratio

Loading...
Please create a free account or log in to access this chart
Payout ratio data
EPS coverageFCF coverage
TTM28.75%18.39%
Average32.87%23.17%
Forward21.80%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

Loading...
Valuation Ratios data
Trailing P/E14.90
Price to OCF9.23
Price to FCF9.53
Price to EBITDA7.40
EV to EBITDA57.79

Valuation (Sales/Book Value)

Loading...
Valuation (Sales/Book Value) data
Price to Sales2.25
Price to Book1.37
EV to Sales17.53

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

Loading...
Per share data
Current share count21.27M
EPS (TTM)1.59
FCF per share (TTM)2.49

Income statement

Loading...
Income statement data
Revenue (TTM)184.78M
Gross profit (TTM)122.55M
Operating income (TTM)34.44M
Net income (TTM)27.84M
EPS (TTM)1.59
EPS (1y forward)2.11

Margins

Loading...
Margins data
Gross margin (TTM)66.32%
Operating margin (TTM)18.64%
Profit margin (TTM)15.07%

Balance Sheet

Loading...
Please create a free account or log in to access this chart
Balance Sheet data
Cash25.29M
Net receivables0.00
Total current assets330.55M
Goodwill50.87M
Intangible assets3.54M
Property, plant and equipment0.00
Total assets3.15B
Accounts payable0.00
Short/Current long term debt0.00
Total current liabilities0.00
Total liabilities2.85B
Shareholder's equity302.33M
Net tangible assets0.00

Cash flow

Loading...
Please create a free account or log in to access this chart
Cash flow data
Operating cash flow (TTM)44.96M
Capital expenditures (TTM)1.42M
Free cash flow (TTM)43.53M
Dividends paid (TTM)8.00M

Financial returns

Loading...
Please create a free account or log in to access this chart
Financial returns data
Return on Equity9.21%
Return on Assets0.88%
Return on Invested Capital9.21%
Cash Return on Invested Capital14.40%

STOCK INFORMATION

Stock chart

Loading...
Stock price data
Open19.25
Daily high19.80
Daily low19.25
Daily Volume67K
All-time high33.30
1y analyst estimate19.75
Beta0.65
EPS (TTM)1.59
Dividend per share0.46
Ex-div date5 Nov 2025
Next earnings date28 Jan 2026

Downside potential

Loading...
Downside potential data
CBANS&P500
Current price drop from All-time high-41.44%-0.89%
Highest price drop-57.93%-19.00%
Date of highest drop11 Apr 20258 Apr 2025
Avg drop from high-50.22%-2.49%
Avg time to new high-6 days
Max time to new high322 days89 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
CBAN (Colony Bankcorp Inc.) company logo
Marketcap
414.85M
Marketcap category
Small-cap
Description
Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to retail and commercial customers in the United States. It operates through Bank, Mortgage Banking, and Small Business Specialty Lending Division segments. The company offers deposit products, including checking, savings, money market, and other deposit options; and treasury solutions, merchant services, and other financial tools that support businesses in managing cash flow and operational efficiency. It also provides loans to small and medium-sized businesses; residential and commercial construction, and land development loans; commercial real estate loans; commercial loans; agri-business and production loans; residential mortgage loans; home equity loans; consumer loans; and small business administration and other government guaranteed loans. In addition, the company offers internet banking services, electronic bill payment services, safe deposit box rentals, telephone banking, credit and debit card services, and remote depository products, as well as access to a network of ATMs. Colony Bankcorp, Inc. was founded in 1975 and is headquartered in Fitzgerald, Georgia.
Employees
460
Investor relations
-
SEC filings
CEO
Thomas Heath Fountain
Country
USA
City
Fitzgerald
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...
UNDERSTAND THE BUSINESS
Loading...