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Ticker
CBAN

Price
20.53
Stock movement up
+0.17 (0.83%)
Company name
Colony Bankcorp Inc.
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
436.30M
Ent value
3.77B
Price/Sales
2.29
Price/Book
1.16
Div yield
2.34%
Div growth
-2.92%
Growth years
5
FCF payout
12.74%
Trailing P/E
15.44
Forward P/E
9.00
PEG
-
EPS growth
5.01%
1 year return (CAGR)
17.85%
3 year return (CAGR)
16.21%
5 year return (CAGR)
6.98%
10 year return (CAGR)
8.56%
Last updated: 2026-02-23

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.48
Dividend yield2.34%
Payout frequencyQuarterly
Maximum yield5.03%
Average yield3.12%
Minimum yield2.13%
Discount to avg yield-33.28%
Upside potential-24.97%
Yield as % of max yield46.44%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.34%
Current yield distribution87.86%
Yield at 100% (Min)2.13%
Yield at 90%2.31%
Yield at 80%2.51%
Yield at 50% (Median)2.90%
Yield at 20%3.91%
Yield at 10%4.28%
Yield at 0% (Max)5.03%

Dividend per share

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Dividend per share data
Years of growth5 years
CCC statusDividend Challenger
Dividend per share0.48
Payout frequencyQuarterly
Ex-div date11 Feb 2026
EPS (TTM)1.51
EPS (1y forward)2.28
EPS growth (5y)5.01%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
CBANS&P500
DGR MR4.35%-13.74%
DGR TTM3.22%6.60%
DGR 3 years2.27%7.31%
DGR 5 years-2.92%4.69%
DGR 10 years-6.30%
DGR 15 years-8.16%
Time since last change announced28 days
EPS growth (5y)5.01%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM21.35%12.74%
Average--
Forward21.05%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E15.44
Price to OCF9.05
Price to FCF9.22
Price to EBITDA9.65
EV to EBITDA83.38

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.29
Price to Book1.16
EV to Sales19.81

FINANCIALS

Per share

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Per share data
Current share count21.25M
EPS (TTM)1.51
FCF per share (TTM)2.53

Income statement

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Income statement data
Revenue (TTM)190.23M
Gross profit (TTM)129.33M
Operating income (TTM)36.78M
Net income (TTM)28.25M
EPS (TTM)1.51
EPS (1y forward)2.28

Margins

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Margins data
Gross margin (TTM)67.99%
Operating margin (TTM)19.34%
Profit margin (TTM)14.85%

Balance Sheet

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Balance Sheet data
Cash27.31M
Net receivables0.00
Total current assets411.12M
Goodwill63.87M
Intangible assets7.85M
Property, plant and equipment0.00
Total assets3.74B
Accounts payable0.00
Short/Current long term debt0.00
Total current liabilities0.00
Total liabilities3.36B
Shareholder's equity375.92M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)48.20M
Capital expenditures (TTM)862.00K
Free cash flow (TTM)47.34M
Dividends paid (TTM)6.03M

Financial returns

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Financial returns data
Return on Equity7.52%
Return on Assets0.76%
Return on Invested Capital7.52%
Cash Return on Invested Capital12.59%

STOCK INFORMATION

Stock chart

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Stock price data
Open20.45
Daily high20.69
Daily low20.37
Daily Volume157K
All-time high33.30
1y analyst estimate22.00
Beta0.64
EPS (TTM)1.51
Dividend per share0.48
Ex-div date11 Feb 2026
Next earnings date29 Apr 2026

Downside potential

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Downside potential data
CBANS&P500
Current price drop from All-time high-38.35%-1.82%
Highest price drop-94.29%-56.47%
Date of highest drop17 Jan 20129 Mar 2009
Avg drop from high-54.58%-10.84%
Avg time to new high72 days12 days
Max time to new high4724 days1805 days

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COMPANY DETAILS
CBAN (Colony Bankcorp Inc.) company logo
Marketcap
436.30M
Marketcap category
Small-cap
Description
Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to retail and commercial customers in the United States. It operates through Bank, Mortgage Banking, and Small Business Specialty Lending Division segments. The company offers deposit products, including checking, savings, money market, and other deposit options; and treasury solutions, merchant services, and other financial tools that support businesses in managing cash flow and operational efficiency. It also provides loans to small and medium-sized businesses; residential and commercial construction, and land development loans; commercial real estate loans; commercial loans; agri-business and production loans; residential mortgage loans; home equity loans; consumer loans; and small business administration and other government guaranteed loans. In addition, the company offers internet banking services, electronic bill payment services, safe deposit box rentals, telephone banking, credit and debit card services, and remote depository products, as well as access to a network of ATMs. Colony Bankcorp, Inc. was founded in 1975 and is headquartered in Fitzgerald, Georgia.
Employees
526
Investor relations
-
SEC filings
CEO
Thomas Heath Fountain
Country
USA
City
Fitzgerald
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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